13F HOLDINGS REPORT

Financial Synergies Wealth Advisors, Inc.

Quarter ended Q2 2025 · Filed July 29, 2025 · Accession 0002017868-25-000009

Total Value

$918.3M

Positions

108

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (108)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	ISHARES TR	464287200	228,119	$141.6M	15.42%
2	VANGUARD INDEX FDS	922908736	248,876	$109.1M	11.88%
3	VANGUARD INDEX FDS	922908629	351,639	$98.4M	10.72%
4	VANGUARD INDEX FDS	922908744	488,183	$86.3M	9.40%
5	ISHARES TR	464288877	869,399	$55.2M	6.01%
6	ISHARES TR	464288885	444,198	$49.8M	5.42%
7	VANGUARD TAX-MANAGED FDS	921943858	858,566	$48.9M	5.33%
8	ISHARES INC	46434G103	612,658	$36.8M	4.01%
9	SCHWAB STRATEGIC TR	808524300	1,225,655	$35.8M	3.90%
10	VANGUARD INDEX FDS	922908751	81,174	$19.2M	2.10%
11	VANGUARD SCOTTSDALE FDS	92206C714	224,538	$19.1M	2.08%
12	DIMENSIONAL ETF TRUST	25434V500	255,655	$16.3M	1.77%
13	AMERICAN CENTY ETF TR	025072877	165,472	$15.1M	1.64%
14	DIMENSIONAL ETF TRUST	25434V724	317,230	$13.4M	1.46%
15	VANGUARD INDEX FDS	922908611	59,549	$11.6M	1.27%
16	SCHWAB STRATEGIC TR	808524755	200,476	$8.0M	0.87%
17	BLACKROCK ETF TRUST II	BLK	147,842	$7.2M	0.78%
18	SCHWAB STRATEGIC TR	808524201	269,171	$6.6M	0.72%
19	SCHWAB STRATEGIC TR	808524508	217,158	$6.1M	0.66%
20	ISHARES TR	464287408	30,916	$6.0M	0.66%
21	ISHARES TR	46432F842	68,309	$5.7M	0.62%
22	PIMCO ETF TR	72201R866	105,074	$5.4M	0.59%
23	FIDELITY MERRIMACK STR TR	316188309	110,148	$5.0M	0.55%
24	VANGUARD INTL EQUITY INDEX F	922042858	101,415	$5.0M	0.55%
25	EXXON MOBIL CORP	XOM	46,303	$5.0M	0.54%
26	ISHARES TR	464287630	30,276	$4.8M	0.52%
27	VANGUARD INDEX FDS	922908736	10,408	$4.6M	0.50%
28	VANGUARD INDEX FDS	922908744	23,525	$4.2M	0.45%
29	VANGUARD INDEX FDS	922908629	14,591	$4.1M	0.44%
30	ISHARES TR	464287234	82,417	$4.0M	0.43%
31	APPLE INC	AAPL	19,113	$3.9M	0.43%
32	ISHARES TR	464287200	6,186	$3.8M	0.42%
33	SPDR S&P 500 ETF TR	SPY	5,157	$3.2M	0.35%
34	VANGUARD INDEX FDS	922908652	15,192	$2.9M	0.32%
35	WALMART INC	WMT	29,603	$2.9M	0.32%
36	ISHARES TR	464287465	30,193	$2.7M	0.29%
37	DIMENSIONAL ETF TRUST	25434V807	60,908	$2.6M	0.28%
38	ISHARES TR	464288620	47,741	$2.5M	0.27%
39	VANGUARD TAX-MANAGED FDS	921943858	41,446	$2.4M	0.26%
40	VANGUARD INDEX FDS	922908363	4,065	$2.3M	0.25%
41	ISHARES TR	464288877	34,272	$2.2M	0.24%
42	CHEVRON CORP NEW	CVX	14,905	$2.1M	0.23%
43	ISHARES INC	46434G103	34,704	$2.1M	0.23%
44	ISHARES TR	464288885	17,207	$1.9M	0.21%
45	STELLAR BANCORP INC	STEL	65,848	$1.8M	0.20%
46	SPDR SERIES TRUST	78464A300	22,330	$1.8M	0.19%
47	DIMENSIONAL ETF TRUST	25434V609	32,650	$1.8M	0.19%
48	ISHARES TR	464287655	7,796	$1.7M	0.18%
49	UNITEDHEALTH GROUP INC	UNH	5,262	$1.6M	0.18%
50	SCHWAB STRATEGIC TR	808524771	64,585	$1.6M	0.17%
51	ISHARES TR	46435G326	20,286	$1.5M	0.17%
52	MICROSOFT CORP	MSFT	2,698	$1.3M	0.15%
53	BERKSHIRE HATHAWAY INC DEL	BRK-A	2,503	$1.2M	0.13%
54	DIMENSIONAL ETF TRUST	25434V708	32,441	$1.2M	0.13%
55	CATERPILLAR INC	CAT	2,794	$1.1M	0.12%
56	NVIDIA CORPORATION	NVDA	6,833	$1.1M	0.12%
57	JOHNSON & JOHNSON	JNJ	6,651	$1.0M	0.11%
58	VANGUARD INDEX FDS	922908769	3,285	$998,751	0.11%
59	ISHARES TR	464287507	15,581	$966,346	0.11%
60	INVESCO QQQ TR	IVZ	1,628	$898,262	0.10%
61	AMAZON COM INC	AMZN	4,039	$886,015	0.10%
62	MCDONALDS CORP	MCD	2,980	$870,652	0.09%
63	SPDR SERIES TRUST	78468R853	17,524	$746,522	0.08%
64	DIMENSIONAL ETF TRUST	25434V500	11,707	$745,827	0.08%
65	AMERICAN CENTY ETF TR	025072877	7,947	$723,931	0.08%
66	ISHARES GOLD TR	IAU	11,125	$693,755	0.08%
67	DIMENSIONAL ETF TRUST	25434V203	19,833	$685,621	0.07%
68	ISHARES TR	464288273	9,157	$665,531	0.07%
69	MICROSOFT CORP	MSFT	1,277	$635,241	0.07%
70	SCHWAB STRATEGIC TR	808524607	24,039	$608,195	0.07%
71	SCHWAB STRATEGIC TR	808524805	26,649	$588,953	0.06%
72	VANECK ETF TRUST	92189F643	6,175	$579,127	0.06%
73	BOEING CO	BA-PA	2,708	$567,408	0.06%
74	APPLE INC	AAPL	2,624	$538,291	0.06%
75	ISHARES BITCOIN TRUST ETF	IBIT	8,114	$496,658	0.05%
76	ISHARES TR	464287309	4,449	$489,842	0.05%
77	SCHWAB STRATEGIC TR	808524763	17,064	$488,896	0.05%
78	VANGUARD WORLD FD	921910873	2,120	$476,797	0.05%
79	EXXON MOBIL CORP	XOM	4,253	$458,463	0.05%
80	DIMENSIONAL ETF TRUST	25434V872	10,401	$439,526	0.05%
81	TESLA INC	TSLA	1,379	$438,203	0.05%
82	AMERICAN CENTY ETF TR	025072349	6,191	$422,260	0.05%
83	SCHWAB STRATEGIC TR	808524201	16,785	$410,231	0.04%
84	SCHWAB STRATEGIC TR	808524102	15,811	$376,784	0.04%
85	PIMCO ETF TR	72201R619	7,288	$371,445	0.04%
86	CONOCOPHILLIPS	COP	4,053	$363,717	0.04%
87	JPMORGAN CHASE & CO.	VYLD	1,252	$363,106	0.04%
88	UNION PAC CORP	UNP	1,578	$363,067	0.04%
89	PIMCO ETF TR	72201R783	3,796	$360,688	0.04%
90	BROADCOM INC	AVGO	1,260	$347,409	0.04%
91	BLACKSTONE SECD LENDING FD	BX	9,898	$304,365	0.03%
92	PIMCO ETF TR	72201R585	11,434	$303,446	0.03%
93	VANGUARD INDEX FDS	922908637	1,057	$301,687	0.03%
94	SCHWAB STRATEGIC TR	808524409	10,698	$296,009	0.03%
95	SCHWAB STRATEGIC TR	808524508	10,305	$289,069	0.03%
96	INVESCO EXCH TRADED FD TR II	IVZ	1,256	$285,238	0.03%
97	VANGUARD INTL EQUITY INDEX F	922042858	5,550	$274,480	0.03%
98	CISCO SYS INC	CSCO	3,950	$274,039	0.03%
99	SCHWAB STRATEGIC TR	808524797	9,981	$264,499	0.03%
100	VANGUARD SPECIALIZED FUNDS	921908844	1,285	$263,422	0.03%
101	ALPHABET INC	GOOG	1,455	$256,380	0.03%
102	CHEVRON CORP NEW	CVX	1,628	$233,114	0.03%
103	SCHWAB STRATEGIC TR	808524730	7,054	$232,845	0.03%
104	HOME DEPOT INC	HD	619	$227,106	0.02%
105	VANGUARD INDEX FDS	922908363	379	$215,075	0.02%
106	VANGUARD MALVERN FDS	922020755	2,634	$204,907	0.02%
107	PHILIP MORRIS INTL INC	718172109	1,122	$204,409	0.02%
108	SPDR SERIES TRUST	78464A763	1,500	$203,663	0.02%