13F HOLDINGS REPORT
Keener Financial Planning LLC
Quarter ended Q3 2025 · Filed November 7, 2025 · Accession 0002004495-25-000002
Total Value
$215,599
Positions
227
Other Managers
0
Confidential Omitted
No
Holdings (227)
| # | Issuer | Ticker / CUSIP | Shares | Value | % of Filing |
|---|---|---|---|---|---|
| 1 | SPDR SERIES TRUST | 78464A805 | 975,898 | $78,706 | 36.51% |
| 2 | VANGUARD TAX-MANAGED FDS | 921943858 | 769,114 | $46,085 | 21.38% |
| 3 | ISHARES TR | 464287804 | 157,648 | $18,733 | 8.69% |
| 4 | AMERICAN CENTY ETF TR | 025072349 | 212,828 | $15,378 | 7.13% |
| 5 | VANGUARD INTL EQUITY INDEX F | 922042858 | 225,243 | $12,203 | 5.66% |
| 6 | VANGUARD INDEX FDS | 922908769 | 15,044 | $4,937 | 2.29% |
| 7 | SPDR INDEX SHS FDS | 78463X889 | 103,996 | $4,449 | 2.06% |
| 8 | SPDR SERIES TRUST | 78464A508 | 63,445 | $3,510 | 1.63% |
| 9 | DIMENSIONAL ETF TRUST | 25434V708 | 62,582 | $2,413 | 1.12% |
| 10 | APPLE INC | AAPL | 8,089 | $2,059 | 0.96% |
| 11 | MICROSOFT CORP | MSFT | 3,005 | $1,556 | 0.72% |
| 12 | NVIDIA CORPORATION | NVDA | 7,190 | $1,341 | 0.62% |
| 13 | ISHARES TR | 464287200 | 1,688 | $1,129 | 0.52% |
| 14 | VANGUARD INDEX FDS | 922908744 | 5,812 | $1,083 | 0.50% |
| 15 | SPDR SERIES TRUST | 78468R853 | 21,419 | $992 | 0.46% |
| 16 | VANGUARD MUN BD FDS | 922907746 | 17,695 | $885 | 0.41% |
| 17 | ISHARES TR | 464287150 | 5,836 | $850 | 0.39% |
| 18 | ISHARES TR | 46435G425 | 5,261 | $766 | 0.36% |
| 19 | VANGUARD SCOTTSDALE FDS | 92206C870 | 8,030 | $675 | 0.31% |
| 20 | VANGUARD SCOTTSDALE FDS | 92206C664 | 6,706 | $655 | 0.30% |
| 21 | VANGUARD SCOTTSDALE FDS | 92206C409 | 7,890 | $630 | 0.29% |
| 22 | SCHWAB STRATEGIC TR | 808524102 | 21,153 | $543 | 0.25% |
| 23 | VANGUARD BD INDEX FDS | 921937835 | 6,971 | $518 | 0.24% |
| 24 | SPDR INDEX SHS FDS | 78463X509 | 10,955 | $512 | 0.24% |
| 25 | ISHARES TR | 46435G243 | 20,048 | $507 | 0.24% |
| 26 | ELI LILLY & CO | LLY | 664 | $506 | 0.23% |
| 27 | JPMORGAN CHASE & CO. | VYLD | 1,582 | $499 | 0.23% |
| 28 | WALMART INC | WMT | 4,505 | $464 | 0.22% |
| 29 | BERKSHIRE HATHAWAY INC DEL | BRK-A | 856 | $430 | 0.20% |
| 30 | ALPHABET INC | GOOG | 1,634 | $397 | 0.18% |
| 31 | SPDR SERIES TRUST | 78464A409 | 3,744 | $391 | 0.18% |
| 32 | VANGUARD INDEX FDS | 922908751 | 1,515 | $385 | 0.18% |
| 33 | NUSHARES ETF TR | NU | 9,451 | $355 | 0.16% |
| 34 | ISHARES TR | 46432F842 | 3,740 | $326 | 0.15% |
| 35 | ADVANCED MICRO DEVICES INC | AMD | 2,000 | $323 | 0.15% |
| 36 | DIMENSIONAL ETF TRUST | 25434V609 | 5,279 | $307 | 0.14% |
| 37 | PROSHARES TR | 74347R305 | 2,755 | $295 | 0.14% |
| 38 | AMGEN INC | AMGN | 1,020 | $287 | 0.13% |
| 39 | ISHARES INC | 46434G103 | 4,076 | $268 | 0.12% |
| 40 | UNION PAC CORP | UNP | 1,057 | $249 | 0.12% |
| 41 | ISHARES TR | 464287879 | 2,257 | $249 | 0.12% |
| 42 | ISHARES TR | 46435G193 | 10,373 | $244 | 0.11% |
| 43 | ISHARES TR | 46436E619 | 5,477 | $240 | 0.11% |
| 44 | ISHARES INC | 46434G863 | 5,520 | $239 | 0.11% |
| 45 | SPDR SERIES TRUST | 78464A474 | 7,800 | $236 | 0.11% |
| 46 | SPDR S&P 500 ETF TR | SPY | 340 | $226 | 0.10% |
| 47 | VANGUARD SCOTTSDALE FDS | 92206C565 | 2,919 | $203 | 0.09% |
| 48 | ISHARES TR | 46435G516 | 2,018 | $187 | 0.09% |
| 49 | HILTON WORLDWIDE HLDGS INC | HLT | 724 | $187 | 0.09% |
| 50 | ISHARES TR | 46436E759 | 2,416 | $182 | 0.08% |
| 51 | VANGUARD INDEX FDS | 922908363 | 294 | $180 | 0.08% |
| 52 | SPDR SERIES TRUST | 78464A847 | 3,027 | $173 | 0.08% |
| 53 | DISNEY WALT CO | 254687106 | 1,505 | $172 | 0.08% |
| 54 | NUSHARES ETF TR | NU | 3,799 | $166 | 0.08% |
| 55 | TEXAS CAP BANCSHARES INC | 88224Q107 | 1,944 | $164 | 0.08% |
| 56 | EXPEDIA GROUP INC | EXPE | 750 | $160 | 0.07% |
| 57 | SPDR SERIES TRUST | 78468R739 | 3,289 | $158 | 0.07% |
| 58 | ISHARES TR | 46435U663 | 3,361 | $151 | 0.07% |
| 59 | NXG NEXTGEN INFRASTR INCM FD | 231647207 | 3,004 | $146 | 0.07% |
| 60 | AMAZON COM INC | AMZN | 650 | $142 | 0.07% |
| 61 | ISHARES INC | 46434G764 | 2,066 | $139 | 0.06% |
| 62 | COMERICA INC | 200340107 | 1,965 | $134 | 0.06% |
| 63 | INTERNATIONAL BUSINESS MACHS | INTR | 473 | $133 | 0.06% |
| 64 | UNITEDHEALTH GROUP INC | UNH | 373 | $128 | 0.06% |
| 65 | VANGUARD WHITEHALL FDS | 921946794 | 1,509 | $127 | 0.06% |
| 66 | ALPHABET INC | GOOG | 500 | $121 | 0.06% |
| 67 | INVESCO EXCH TRADED FD TR II | IVZ | 493 | $121 | 0.06% |
| 68 | VANGUARD WHITEHALL FDS | 921946810 | 1,289 | $115 | 0.05% |
| 69 | TEXAS INSTRS INC | 882508104 | 600 | $110 | 0.05% |
| 70 | META PLATFORMS INC | META | 150 | $110 | 0.05% |
| 71 | VANGUARD BD INDEX FDS | 921937827 | 1,373 | $108 | 0.05% |
| 72 | SPDR SERIES TRUST | 78464A375 | 2,911 | $98 | 0.05% |
| 73 | ROCKWELL AUTOMATION INC | ROK | 278 | $97 | 0.04% |
| 74 | PROCTER AND GAMBLE CO | 742718109 | 635 | $97 | 0.04% |
| 75 | VANGUARD INDEX FDS | 922908611 | 467 | $97 | 0.04% |
| 76 | ABBVIE INC | ABBV | 400 | $92 | 0.04% |
| 77 | QUALCOMM INC | QCOM | 548 | $91 | 0.04% |
| 78 | VANGUARD INTL EQUITY INDEX F | 922042866 | 1,045 | $91 | 0.04% |
| 79 | VANGUARD INDEX FDS | 922908629 | 293 | $86 | 0.04% |
| 80 | WELLS FARGO CO NEW | 949746101 | 1,000 | $83 | 0.04% |
| 81 | CISCO SYS INC | CSCO | 1,179 | $80 | 0.04% |
| 82 | ISHARES TR | 464287770 | 900 | $80 | 0.04% |
| 83 | VISA INC | V | 220 | $75 | 0.03% |
| 84 | BROADCOM INC | AVGO | 230 | $75 | 0.03% |
| 85 | BANK AMERICA CORP | 060505104 | 1,454 | $75 | 0.03% |
| 86 | AT&T INC | T-PC | 2,631 | $74 | 0.03% |
| 87 | HONEYWELL INTL INC | 438516106 | 350 | $73 | 0.03% |
| 88 | AMERICAN AIRLS GROUP INC | 02376R102 | 6,371 | $71 | 0.03% |
| 89 | PEPSICO INC | PEP | 492 | $69 | 0.03% |
| 90 | ABBOTT LABS | ABLZF | 509 | $68 | 0.03% |
| 91 | TAIWAN SEMICONDUCTOR MFG LTD | 874039100 | 237 | $66 | 0.03% |
| 92 | SELECT SECTOR SPDR TR | 81369Y803 | 219 | $61 | 0.03% |
| 93 | PRICE T ROWE GROUP INC | TROW | 600 | $61 | 0.03% |
| 94 | CVS HEALTH CORP | CVS | 783 | $59 | 0.03% |
| 95 | GLOBE LIFE INC | GL-PD | 418 | $59 | 0.03% |
| 96 | JOHNSON & JOHNSON | JNJ | 313 | $58 | 0.03% |
| 97 | VISTRA CORP | VST | 290 | $56 | 0.03% |
| 98 | ISHARES TR | 464288158 | 532 | $56 | 0.03% |
| 99 | VANGUARD INDEX FDS | 922908512 | 316 | $55 | 0.03% |
| 100 | SYNOPSYS INC | SNPS | 108 | $53 | 0.02% |
| 101 | SPDR SERIES TRUST | 78464A649 | 2,054 | $53 | 0.02% |
| 102 | PALO ALTO NETWORKS INC | PANW | 260 | $52 | 0.02% |
| 103 | NXG CUSHING MIDSTREAM ENERGY | SRV | 1,104 | $50 | 0.02% |
| 104 | FIDELITY COMWLTH TR | 315912808 | 543 | $48 | 0.02% |
| 105 | ISHARES TR | 464287507 | 735 | $47 | 0.02% |
| 106 | ISHARES INC | 464286525 | 380 | $45 | 0.02% |
| 107 | SOUTHWEST AIRLS CO | 844741108 | 1,400 | $44 | 0.02% |
| 108 | SCHWAB STRATEGIC TR | 808524706 | 1,330 | $44 | 0.02% |
| 109 | INVESCO EXCHANGE TRADED FD T | IVZ | 600 | $43 | 0.02% |
| 110 | BOEING CO | BA-PA | 200 | $43 | 0.02% |
| 111 | VANGUARD INDEX FDS | 922908736 | 83 | $39 | 0.02% |
| 112 | CHIPOTLE MEXICAN GRILL INC | CMG | 950 | $37 | 0.02% |
| 113 | MARRIOTT INTL INC NEW | 571903202 | 134 | $34 | 0.02% |
| 114 | EOG RES INC | EOG | 300 | $33 | 0.02% |
| 115 | ISHARES TR | 46432F339 | 160 | $31 | 0.01% |
| 116 | ISHARES TR | 464288414 | 296 | $31 | 0.01% |
| 117 | 3M CO | MMM | 196 | $30 | 0.01% |
| 118 | BLACKROCK ESG CAP ALLC TERM | BLK | 1,880 | $30 | 0.01% |
| 119 | BLACKROCK CAP ALLOCATION TER | BLK | 2,000 | $29 | 0.01% |
| 120 | INVESCO EXCHANGE TRADED FD T | IVZ | 251 | $29 | 0.01% |
| 121 | ASML HOLDING N V | ASMLF | 28 | $27 | 0.01% |
| 122 | MERCK & CO INC | MRK | 329 | $27 | 0.01% |
| 123 | PUBLIC SVC ENTERPRISE GRP IN | 744573106 | 332 | $27 | 0.01% |
| 124 | ISHARES GOLD TR | IAU | 365 | $26 | 0.01% |
| 125 | VANGUARD INDEX FDS | 922908595 | 87 | $25 | 0.01% |
| 126 | ISHARES TR | 46435U549 | 510 | $24 | 0.01% |
| 127 | FIDELITY COVINGTON TRUST | 316092840 | 422 | $23 | 0.01% |
| 128 | MANULIFE FINL CORP | 56501R106 | 722 | $22 | 0.01% |
| 129 | WORLD GOLD TR | GLDW | 283 | $21 | 0.01% |
| 130 | AUTOMATIC DATA PROCESSING IN | ADP | 74 | $21 | 0.01% |
| 131 | BRISTOL-MYERS SQUIBB CO | CELG-RI | 468 | $21 | 0.01% |
| 132 | ISHARES TR | 46429B697 | 224 | $21 | 0.01% |
| 133 | INVESCO QQQ TR | IVZ | 34 | $20 | 0.01% |
| 134 | EMCOR GROUP INC | EME | 30 | $19 | 0.01% |
| 135 | VANGUARD SPECIALIZED FUNDS | 921908844 | 90 | $19 | 0.01% |
| 136 | HP INC | HPQ | 700 | $19 | 0.01% |
| 137 | ABRDN HEALTHCARE OPPORTUNITI | THQ | 1,080 | $18 | 0.01% |
| 138 | LOWES COS INC | 548661107 | 73 | $18 | 0.01% |
| 139 | ISHARES TR | 46435G409 | 491 | $17 | 0.01% |
| 140 | MCDONALDS CORP | MCD | 59 | $17 | 0.01% |
| 141 | AMEREN CORP | AEE | 168 | $17 | 0.01% |
| 142 | YUM BRANDS INC | YUM | 100 | $15 | 0.01% |
| 143 | GALLAGHER ARTHUR J & CO | 363576109 | 49 | $15 | 0.01% |
| 144 | ALLIANT ENERGY CORP | LNT | 228 | $15 | 0.01% |
| 145 | SCHWAB STRATEGIC TR | 808524730 | 436 | $15 | 0.01% |
| 146 | MUELLER WTR PRODS INC | 624758108 | 571 | $14 | 0.01% |
| 147 | ANALOG DEVICES INC | ADI | 57 | $14 | 0.01% |
| 148 | AFLAC INC | AFL | 125 | $13 | 0.01% |
| 149 | LINDE PLC | LIN | 26 | $12 | 0.01% |
| 150 | ISHARES TR | 46434V621 | 186 | $12 | 0.01% |
| 151 | ARISTA NETWORKS INC | ANET | 80 | $11 | 0.01% |
| 152 | PHILLIPS 66 | PSX | 82 | $11 | 0.01% |
| 153 | BLACKROCK INC | BLK | 10 | $11 | 0.01% |
| 154 | NETFLIX INC | NFLX | 9 | $10 | 0.00% |
| 155 | ILLINOIS TOOL WKS INC | 452308109 | 40 | $10 | 0.00% |
| 156 | GENERAL DYNAMICS CORP | GD | 31 | $10 | 0.00% |
| 157 | COSTCO WHSL CORP NEW | 22160K105 | 11 | $10 | 0.00% |
| 158 | CHUBB LIMITED | CB | 36 | $10 | 0.00% |
| 159 | NORFOLK SOUTHN CORP | 655844108 | 34 | $10 | 0.00% |
| 160 | L3HARRIS TECHNOLOGIES INC | LHX | 35 | $10 | 0.00% |
| 161 | VANGUARD INTL EQUITY INDEX F | 922042775 | 148 | $10 | 0.00% |
| 162 | APPIAN CORP | APPN | 314 | $9 | 0.00% |
| 163 | CORNERSTONE STRATEGIC INVEST | CLM | 1,150 | $9 | 0.00% |
| 164 | STARBUCKS CORP | SBUX | 100 | $8 | 0.00% |
| 165 | QUANTA SVCS INC | 74762E102 | 21 | $8 | 0.00% |
| 166 | PAYCHEX INC | PAYX | 69 | $8 | 0.00% |
| 167 | EMERSON ELEC CO | EMR | 58 | $7 | 0.00% |
| 168 | PALOMAR HLDGS INC | PLMR | 60 | $7 | 0.00% |
| 169 | ACCENTURE PLC IRELAND | ACN | 30 | $7 | 0.00% |
| 170 | GRAINGER W W INC | 384802104 | 8 | $7 | 0.00% |
| 171 | Q2 HLDGS INC | QTWO | 97 | $7 | 0.00% |
| 172 | INVESCO EXCHANGE TRADED FD T | IVZ | 115 | $6 | 0.00% |
| 173 | NEXTERA ENERGY INC | NEE-PW | 80 | $6 | 0.00% |
| 174 | PFIZER INC | PFE | 261 | $6 | 0.00% |
| 175 | ISHARES TR | 46434V647 | 267 | $6 | 0.00% |
| 176 | SELECT SECTOR SPDR TR | 81369Y506 | 75 | $6 | 0.00% |
| 177 | SNOWFLAKE INC | SNOW | 29 | $6 | 0.00% |
| 178 | ONEOK INC NEW | OKE | 95 | $6 | 0.00% |
| 179 | VANECK ETF TRUST | 92189F502 | 50 | $6 | 0.00% |
| 180 | EXXON MOBIL CORP | XOM | 55 | $6 | 0.00% |
| 181 | AIR PRODS & CHEMS INC | AIIR | 24 | $6 | 0.00% |
| 182 | WIX COM LTD | WIX | 36 | $6 | 0.00% |
| 183 | RTX CORPORATION | RTX | 35 | $5 | 0.00% |
| 184 | WEC ENERGY GROUP INC | WEC | 50 | $5 | 0.00% |
| 185 | KENVUE INC | KVUE | 369 | $5 | 0.00% |
| 186 | AMERICAN TOWER CORP NEW | 03027X100 | 30 | $5 | 0.00% |
| 187 | VANGUARD SCOTTSDALE FDS | 92206C680 | 37 | $4 | 0.00% |
| 188 | HALLIBURTON CO | HAL | 182 | $4 | 0.00% |
| 189 | VANGUARD SCOTTSDALE FDS | 92206C714 | 47 | $4 | 0.00% |
| 190 | SCHWAB STRATEGIC TR | 808524870 | 156 | $4 | 0.00% |
| 191 | FACTSET RESH SYS INC | 303075105 | 17 | $4 | 0.00% |
| 192 | NORWEGIAN CRUISE LINE HLDG L | NCLH | 200 | $4 | 0.00% |
| 193 | SCHWAB STRATEGIC TR | 808524300 | 108 | $3 | 0.00% |
| 194 | TARGET CORP | TGT | 38 | $3 | 0.00% |
| 195 | SOLVENTUM CORP | SOLV | 49 | $3 | 0.00% |
| 196 | THERMO FISHER SCIENTIFIC INC | TMO | 8 | $3 | 0.00% |
| 197 | SCHWAB STRATEGIC TR | 808524201 | 138 | $3 | 0.00% |
| 198 | FIVERR INTL LTD | M4R82T106 | 98 | $2 | 0.00% |
| 199 | ISHARES TR | 464288620 | 53 | $2 | 0.00% |
| 200 | ISHARES TR | 464287606 | 29 | $2 | 0.00% |
| 201 | ENTREPRENEURSHARES SERIES TR | 293828877 | 100 | $2 | 0.00% |
| 202 | KYNDRYL HLDGS INC | KD | 34 | $1 | 0.00% |
| 203 | SCHWAB STRATEGIC TR | 808524797 | 45 | $1 | 0.00% |
| 204 | FORD MTR CO | 345370860 | 100 | $1 | 0.00% |
| 205 | GSK PLC | GLAXF | 46 | $1 | 0.00% |
| 206 | SCHWAB STRATEGIC TR | 808524771 | 72 | $1 | 0.00% |
| 207 | ISHARES TR | 464288588 | 20 | $1 | 0.00% |
| 208 | HALEON PLC | HLNCF | 58 | $0 | 0.00% |
| 209 | VANECK ETF TRUST | 92189H300 | 14 | $0 | 0.00% |
| 210 | INVESCO EXCH TRADED FD TR II | IVZ | 11 | $0 | 0.00% |
| 211 | TJX COS INC NEW | 872540109 | 3 | $0 | 0.00% |
| 212 | ISHARES TR | 464287291 | 1 | $0 | 0.00% |
| 213 | SELECT SECTOR SPDR TR | 81369Y605 | 7 | $0 | 0.00% |
| 214 | VANGUARD SCOTTSDALE FDS | 92206C771 | 10 | $0 | 0.00% |
| 215 | SCHWAB STRATEGIC TR | 808524888 | 17 | $0 | 0.00% |
| 216 | SCHWAB STRATEGIC TR | 808524805 | 40 | $0 | 0.00% |
| 217 | VANGUARD INDEX FDS | 922908538 | 3 | $0 | 0.00% |
| 218 | ISHARES TR | 464288281 | 8 | $0 | 0.00% |
| 219 | ISHARES TR | 46429B267 | 17 | $0 | 0.00% |
| 220 | VIAVI SOLUTIONS INC | VIAV | 8 | $0 | 0.00% |
| 221 | ISHARES TR | 46435U853 | 4 | $0 | 0.00% |
| 222 | ISHARES TR | 46436E718 | 3 | $0 | 0.00% |
| 223 | WARNER BROS DISCOVERY INC | WBD | 0 | $0 | 0.00% |
| 224 | ORGANON & CO | OGN | 32 | $0 | 0.00% |
| 225 | SPDR SERIES TRUST | 78464A359 | 4 | $0 | 0.00% |
| 226 | TWILIO INC | TWLO | 1 | $0 | 0.00% |
| 227 | LUMENTUM HLDGS INC | LITE | 1 | $0 | 0.00% |