13F HOLDINGS REPORT
Exchange Bank
Quarter ended Q4 2024 · Filed January 17, 2025 · Accession 0002001155-25-000001
Total Value
$124.4M
Positions
180
Other Managers
0
Confidential Omitted
No
Holdings (180)
| # | Issuer | Ticker / CUSIP | Shares | Value | % of Filing |
|---|---|---|---|---|---|
| 1 | ISHARES NATIONAL AMT-FREE MUNI | 464288414 | 58,617 | $6.2M | 5.02% |
| 2 | APPLE INC | AAPL | 22,947 | $5.7M | 4.62% |
| 3 | VANGUARD TOTAL STOCK MARKET ETF | 922908769 | 13,206 | $3.8M | 3.08% |
| 4 | JOHNSON & JOHNSON | JNJ | 23,849 | $3.4M | 2.77% |
| 5 | ISHARES CORE TOTAL US BOND | 464287226 | 34,032 | $3.3M | 2.65% |
| 6 | CHEVRON CORP | CVX | 22,315 | $3.2M | 2.60% |
| 7 | WALMART INC | WMT | 35,495 | $3.2M | 2.58% |
| 8 | VANGUARD TOTAL BOND MARKET ETF | 921937835 | 43,866 | $3.2M | 2.54% |
| 9 | MICROSOFT CORP | MSFT | 7,215 | $3.0M | 2.45% |
| 10 | PROCTER & GAMBLE CO | 742718109 | 16,356 | $2.7M | 2.20% |
| 11 | CATERPILLAR INC | CAT | 7,405 | $2.7M | 2.16% |
| 12 | EXXON MOBIL CORP | XOM | 24,622 | $2.6M | 2.13% |
| 13 | JP MORGAN CHASE & CO | VYLD | 10,004 | $2.4M | 1.93% |
| 14 | BERKSHIRE HATHAWAY INC | BRK-A | 3 | $2.0M | 1.64% |
| 15 | UNION PACIFIC CORP | UNP | 8,923 | $2.0M | 1.64% |
| 16 | COCA-COLA CO | KO | 29,386 | $1.8M | 1.47% |
| 17 | SCHWAB US BROAD MARKET ETFT | 808524102 | 77,850 | $1.8M | 1.42% |
| 18 | ISHARES CORE S&P MID-CAP (MKT) | 464287507 | 27,741 | $1.7M | 1.39% |
| 19 | SPDR S&P 500 ETF | SPY | 2,921 | $1.7M | 1.38% |
| 20 | AUTOMATIC DATA PROCESSING INC | ADP | 5,734 | $1.7M | 1.35% |
| 21 | BRISTOL-MYERS SQUIBB CO | CELG-RI | 29,556 | $1.7M | 1.34% |
| 22 | NVIDIA CORP | NVDA | 11,928 | $1.6M | 1.29% |
| 23 | INTERNATIONAL BUSINESS MACHS | INTR | 7,024 | $1.5M | 1.24% |
| 24 | MERCK & CO INC | MRK | 15,329 | $1.5M | 1.23% |
| 25 | ALPHABET INC | GOOG | 7,508 | $1.4M | 1.14% |
| 26 | PHILIP MORRIS INTERNATIONAL INC | 718172109 | 11,522 | $1.4M | 1.11% |
| 27 | APPLE INC | AAPL | 5,454 | $1.4M | 1.10% |
| 28 | NORFOLK SOUTHERN CORP | 655844108 | 5,806 | $1.4M | 1.10% |
| 29 | TARGET CORP | TGT | 9,900 | $1.3M | 1.08% |
| 30 | TEXAS INSTRUMENTS INC | 882508104 | 7,119 | $1.3M | 1.07% |
| 31 | MARSH & MCLENNAN COS INC | 571748102 | 6,239 | $1.3M | 1.07% |
| 32 | VANGUARD SHORT-TERM CORP BD IDX | 92206C409 | 16,575 | $1.3M | 1.04% |
| 33 | ALPHABET INC | GOOG | 6,430 | $1.2M | 0.98% |
| 34 | AMAZON COM INC SR | AMZN | 5,563 | $1.2M | 0.98% |
| 35 | ISHARES CORE INTERNATIONAL | 46435G672 | 23,907 | $1.2M | 0.96% |
| 36 | ISHARES SHORT-TERM CORPORATE | 464288646 | 22,163 | $1.1M | 0.92% |
| 37 | PROCTER & GAMBLE CO | 742718109 | 6,315 | $1.1M | 0.85% |
| 38 | MICROSOFT CORP | MSFT | 2,461 | $1.0M | 0.83% |
| 39 | NEXTERA ENERGY INC | NEE-PW | 13,216 | $947,453 | 0.76% |
| 40 | ISHARES ST NATIONAL AMTFREE MUNI | 464288158 | 8,276 | $872,952 | 0.70% |
| 41 | ORACLE CORP | ORCL-PD | 5,190 | $864,861 | 0.70% |
| 42 | ELI LILLY & CO | LLY | 1,115 | $860,780 | 0.69% |
| 43 | HOME DEPOT INC | HD | 2,016 | $784,205 | 0.63% |
| 44 | FEDEX CORP | FDX | 2,705 | $760,998 | 0.61% |
| 45 | GLOBE LIFE INC | GL-PD | 6,750 | $752,760 | 0.61% |
| 46 | HONEYWELL INTERNATIONAL INC | 438516106 | 3,246 | $733,239 | 0.59% |
| 47 | ALTRIA GROUP INC | MO | 13,890 | $726,309 | 0.58% |
| 48 | ISHARES FALN ANGLS USD BD ETF | 46435G474 | 27,183 | $726,058 | 0.58% |
| 49 | VANGUARD FTSE DEVELOPED MARKETS | 921943858 | 14,813 | $708,358 | 0.57% |
| 50 | BERKSHIRE HATHAWAY INC | BRK-A | 1,544 | $699,863 | 0.56% |
| 51 | ISHARES MSCI EAFE (MKT) | 464287465 | 8,936 | $675,651 | 0.54% |
| 52 | MCDONALDS CORP | MCD | 2,303 | $667,618 | 0.54% |
| 53 | SPDR BOFA ML CROSSOVER CORP BOND | 78468R606 | 28,380 | $666,079 | 0.54% |
| 54 | COSTCO WHOLESALE CORP | 22160K105 | 722 | $661,548 | 0.53% |
| 55 | ISHARES RUSSELL 2000 (MKT) | 464287655 | 2,993 | $661,333 | 0.53% |
| 56 | AMERICAN EXPRESS CO | AXP | 2,177 | $646,112 | 0.52% |
| 57 | VANGUARD SMALL CAP VALUE ETF | 922908611 | 3,257 | $645,473 | 0.52% |
| 58 | BECTON DICKINSON & CO | BDX | 2,840 | $644,311 | 0.52% |
| 59 | PEPSICO INC | PEP | 4,233 | $643,672 | 0.52% |
| 60 | HUNTINGTON BANCSHARES INC | HBANP | 38,024 | $618,650 | 0.50% |
| 61 | ISHARES CORE TOTAL US BOND | 464287226 | 6,220 | $602,719 | 0.48% |
| 62 | MONDELEZ INTL INC | 609207105 | 9,983 | $596,285 | 0.48% |
| 63 | ISHARES MSCI USA MINIMUM | 46429B697 | 6,600 | $586,014 | 0.47% |
| 64 | PFIZER INC | PFE | 21,772 | $577,610 | 0.46% |
| 65 | LOWES COMPANIES INC | 548661107 | 2,281 | $562,951 | 0.45% |
| 66 | BANK OF NEW YORK MELLON CORP | 064058100 | 6,735 | $517,451 | 0.42% |
| 67 | BROADRIDGE FINANCIAL SOLUTIONS | 11133T103 | 2,250 | $508,703 | 0.41% |
| 68 | VANGUARD S&P 500 ETF (MKT) | 922908363 | 943 | $508,097 | 0.41% |
| 69 | GE AEROSPACE | 369604301 | 3,032 | $505,707 | 0.41% |
| 70 | AGILENT TECHNOLOGIES INC | A | 3,720 | $499,744 | 0.40% |
| 71 | ISHARES CORE S&P SMALL-CAP (MKT) | 464287804 | 4,322 | $497,983 | 0.40% |
| 72 | ISHARES CORE S&P 500 (MKT) | 464287200 | 833 | $490,370 | 0.39% |
| 73 | BROADCOM INC COM | AVGO | 2,059 | $477,360 | 0.38% |
| 74 | META PLATFORMS INC | META | 781 | $457,284 | 0.37% |
| 75 | ISHARES ESG1 5 YR USD BD ETF | 46435G243 | 18,333 | $452,825 | 0.36% |
| 76 | ISHARES MSCI USA QUALITY FACTOR | 46432F339 | 2,332 | $415,282 | 0.33% |
| 77 | VANGUARD REAL ESTATE ETF | 922908553 | 4,654 | $414,578 | 0.33% |
| 78 | WALT DISNEY CO | 254687106 | 3,586 | $399,302 | 0.32% |
| 79 | VISA INC | V | 1,262 | $398,843 | 0.32% |
| 80 | ISHARES IBOXX $ INVST GRADE CRP | 464287242 | 3,722 | $397,658 | 0.32% |
| 81 | 3M CO | MMM | 3,038 | $392,176 | 0.32% |
| 82 | ADOBE SYSTEMS INC | ADBE | 869 | $386,427 | 0.31% |
| 83 | CISCO SYSTEMS INC | CSCO | 6,363 | $376,689 | 0.30% |
| 84 | MASTERCARD INC | MA | 694 | $365,440 | 0.29% |
| 85 | UNITEDHEALTH GROUP INC | UNH | 697 | $352,585 | 0.28% |
| 86 | VANGUARD HIGH DIVIDEND YIELD | 921946406 | 2,745 | $350,234 | 0.28% |
| 87 | VANGUARD EMERGING MARKETS STOCK | 922042858 | 7,712 | $339,635 | 0.27% |
| 88 | BLACKROCK INC | BLK | 322 | $330,086 | 0.27% |
| 89 | DUKE ENERGY CORP | DUKB | 3,045 | $328,067 | 0.26% |
| 90 | EMERSON ELECTRIC CO | EMR | 2,617 | $324,326 | 0.26% |
| 91 | DUPONT DE NEMOURS INC | DD | 4,079 | $311,025 | 0.25% |
| 92 | ILLINOIS TOOL WORKS INC | 452308109 | 1,207 | $306,047 | 0.25% |
| 93 | ISHARES GOLD TRUST | IAU | 6,170 | $305,477 | 0.25% |
| 94 | BOOKING HLDGS INC | BKNG | 61 | $303,072 | 0.24% |
| 95 | AON PLC SHS CL A | AON | 833 | $299,180 | 0.24% |
| 96 | ISHARES CORE S&P MID-CAP (MKT) | 464287507 | 4,800 | $299,088 | 0.24% |
| 97 | MASTERCARD INC | MA | 545 | $286,980 | 0.23% |
| 98 | ALPHABET INC | GOOG | 1,478 | $279,786 | 0.22% |
| 99 | JP MORGAN CHASE & CO | VYLD | 1,166 | $279,503 | 0.22% |
| 100 | NORTHROP GRUMMAN CORP | NOC | 593 | $278,288 | 0.22% |
| 101 | JOHNSON & JOHNSON | JNJ | 1,901 | $274,923 | 0.22% |
| 102 | VANGUARD TOTAL BOND MARKET ETF | 921937835 | 3,755 | $270,022 | 0.22% |
| 103 | AMERICAN EXPRESS CO | AXP | 899 | $266,814 | 0.21% |
| 104 | NETFLIX INC | NFLX | 293 | $261,157 | 0.21% |
| 105 | CSX CORP | CSX | 7,933 | $255,998 | 0.21% |
| 106 | FAIR ISAAC CORP | FICO | 127 | $252,847 | 0.20% |
| 107 | GE VERNOVA INC | GEV | 731 | $240,449 | 0.19% |
| 108 | SERVICENOW INC SR CV | NOW | 220 | $233,226 | 0.19% |
| 109 | ISHARES FLOATING RATE BOND (MKT) | 46429B655 | 4,401 | $223,924 | 0.18% |
| 110 | GENUINE PARTS CO | GPC | 1,899 | $221,728 | 0.18% |
| 111 | RTX CORPORATION | RTX | 1,902 | $220,099 | 0.18% |
| 112 | PNC FINANCIAL SERVICES GROUP | 693475105 | 1,140 | $219,848 | 0.18% |
| 113 | SALESFORCE | CRM | 634 | $211,964 | 0.17% |
| 114 | SPDR NUVEEN BLOOMBERG BARCLAYS | 78468R721 | 4,622 | $210,856 | 0.17% |
| 115 | AT&T INC | T-PC | 9,237 | $210,326 | 0.17% |
| 116 | UNION PACIFIC CORP | UNP | 904 | $206,148 | 0.17% |
| 117 | UNITED PARCEL SERVICE | UPS | 1,615 | $203,653 | 0.16% |
| 118 | ABBVIE INC | ABBV | 1,104 | $196,181 | 0.16% |
| 119 | INTERNATIONAL BUSINESS MACHS | INTR | 874 | $192,132 | 0.15% |
| 120 | HOME DEPOT INC | HD | 482 | $187,494 | 0.15% |
| 121 | CHEVRON CORP | CVX | 1,244 | $180,181 | 0.14% |
| 122 | PEPSICO INC | PEP | 1,141 | $173,500 | 0.14% |
| 123 | ACCENTURE PLC | ACN | 479 | $168,509 | 0.14% |
| 124 | MEDTRONIC PLC | MDT | 2,072 | $165,511 | 0.13% |
| 125 | PAYCHEX INC | PAYX | 1,138 | $159,570 | 0.13% |
| 126 | TAIWAN SEMICONDUCTOR | 874039100 | 804 | $158,782 | 0.13% |
| 127 | QUALCOMM INC | QCOM | 995 | $152,852 | 0.12% |
| 128 | BLACKROCK INC | BLK | 146 | $149,666 | 0.12% |
| 129 | ABBVIE INC | ABBV | 835 | $148,380 | 0.12% |
| 130 | ILLINOIS TOOL WORKS INC | 452308109 | 575 | $145,797 | 0.12% |
| 131 | LOCKHEED MARTIN CORP | LMT | 285 | $138,494 | 0.11% |
| 132 | CISCO SYSTEMS INC | CSCO | 2,255 | $133,496 | 0.11% |
| 133 | ALPHABET INC | GOOG | 700 | $133,308 | 0.11% |
| 134 | EXXON MOBIL CORP | XOM | 1,187 | $127,686 | 0.10% |
| 135 | ISHARES CORE S&P SMALL-CAP (MKT) | 464287804 | 1,055 | $121,557 | 0.10% |
| 136 | LOCKHEED MARTIN CORP | LMT | 229 | $111,280 | 0.09% |
| 137 | EMERSON ELECTRIC CO | EMR | 862 | $106,827 | 0.09% |
| 138 | TARGET CORP | TGT | 778 | $105,170 | 0.08% |
| 139 | VISA INC | V | 326 | $103,028 | 0.08% |
| 140 | AMAZON COM INC SR | AMZN | 456 | $100,042 | 0.08% |
| 141 | NVIDIA CORP | NVDA | 735 | $98,703 | 0.08% |
| 142 | HONEYWELL INTERNATIONAL INC | 438516106 | 421 | $95,100 | 0.08% |
| 143 | COSTCO WHOLESALE CORP | 22160K105 | 100 | $91,627 | 0.07% |
| 144 | COCA-COLA CO | KO | 1,461 | $90,962 | 0.07% |
| 145 | ACCENTURE PLC | ACN | 257 | $90,410 | 0.07% |
| 146 | WALMART INC | WMT | 945 | $85,381 | 0.07% |
| 147 | VANGUARD SHORT-TERM CORP BD IDX | 92206C409 | 975 | $76,060 | 0.06% |
| 148 | MONDELEZ INTL INC | 609207105 | 1,254 | $74,902 | 0.06% |
| 149 | ELI LILLY & CO | LLY | 96 | $74,112 | 0.06% |
| 150 | TAIWAN SEMICONDUCTOR | 874039100 | 368 | $72,676 | 0.06% |
| 151 | UNITEDHEALTH GROUP INC | UNH | 140 | $70,820 | 0.06% |
| 152 | BANK OF NEW YORK MELLON CORP | 064058100 | 920 | $70,684 | 0.06% |
| 153 | MEDTRONIC PLC | MDT | 880 | $70,295 | 0.06% |
| 154 | META PLATFORMS INC | META | 120 | $70,261 | 0.06% |
| 155 | MCDONALDS CORP | MCD | 233 | $67,545 | 0.05% |
| 156 | BERKSHIRE HATHAWAY INC | BRK-A | 145 | $65,725 | 0.05% |
| 157 | PFIZER INC | PFE | 2,335 | $61,947 | 0.05% |
| 158 | CATERPILLAR INC | CAT | 170 | $61,670 | 0.05% |
| 159 | PAYCHEX INC | PAYX | 385 | $53,985 | 0.04% |
| 160 | RTX CORPORATION | RTX | 441 | $51,033 | 0.04% |
| 161 | AT&T INC | T-PC | 2,182 | $49,684 | 0.04% |
| 162 | UNITED PARCEL SERVICE | UPS | 394 | $49,684 | 0.04% |
| 163 | VANGUARD REAL ESTATE ETF | 922908553 | 550 | $48,994 | 0.04% |
| 164 | 3M CO | MMM | 372 | $48,021 | 0.04% |
| 165 | QUALCOMM INC | QCOM | 312 | $47,929 | 0.04% |
| 166 | ADOBE SYSTEMS INC | ADBE | 100 | $44,468 | 0.04% |
| 167 | SALESFORCE | CRM | 130 | $43,462 | 0.03% |
| 168 | BOOKING HLDGS INC | BKNG | 8 | $39,748 | 0.03% |
| 169 | PHILIP MORRIS INTERNATIONAL INC | 718172109 | 308 | $37,068 | 0.03% |
| 170 | ALTRIA GROUP INC | MO | 628 | $32,838 | 0.03% |
| 171 | NEXTERA ENERGY INC | NEE-PW | 458 | $32,834 | 0.03% |
| 172 | VANGUARD EMERGING MARKETS STOCK | 922042858 | 646 | $28,450 | 0.02% |
| 173 | ISHARES FALN ANGLS USD BD ETF | 46435G474 | 1,064 | $28,419 | 0.02% |
| 174 | MERCK & CO INC | MRK | 272 | $27,059 | 0.02% |
| 175 | GENUINE PARTS CO | GPC | 225 | $26,271 | 0.02% |
| 176 | VANGUARD S&P 500 ETF (MKT) | 922908363 | 45 | $24,246 | 0.02% |
| 177 | DUPONT DE NEMOURS INC | DD | 251 | $19,139 | 0.02% |
| 178 | BRISTOL-MYERS SQUIBB CO | CELG-RI | 319 | $18,043 | 0.01% |
| 179 | PNC FINANCIAL SERVICES GROUP | 693475105 | 90 | $17,357 | 0.01% |
| 180 | VANGUARD FTSE DEVELOPED MARKETS | 921943858 | 343 | $16,402 | 0.01% |