13F HOLDINGS REPORT
Payne Capital Management, LLC
Quarter ended Q4 2025 · Filed December 1, 2025 · Accession 0001994332-25-000003
Total Value
$310.5M
Positions
77
Other Managers
0
Confidential Omitted
No
Holdings (77)
| # | Issuer | Ticker / CUSIP | Shares | Value | % of Filing |
|---|---|---|---|---|---|
| 1 | SCHWAB STRATEGIC TR | 808524805 | 1,494,169 | $34.8M | 11.20% |
| 2 | GLOBAL X FDS | 37954Y293 | 404,118 | $25.3M | 8.16% |
| 3 | VANGUARD INTL EQUITY INDEX F | 922042858 | 397,162 | $21.5M | 6.93% |
| 4 | VANGUARD TAX-MANAGED FDS | 921943858 | 340,215 | $20.4M | 6.56% |
| 5 | SCHWAB STRATEGIC TR | 808524300 | 549,981 | $17.5M | 5.65% |
| 6 | VANGUARD INDEX FDS | 922908736 | 35,768 | $17.2M | 5.52% |
| 7 | ABRDN ETFS | 003261104 | 741,067 | $16.0M | 5.14% |
| 8 | SCHWAB STRATEGIC TR | 808524409 | 507,757 | $14.8M | 4.76% |
| 9 | VANGUARD INDEX FDS | 922908538 | 48,484 | $14.2M | 4.59% |
| 10 | VANGUARD INDEX FDS | 922908744 | 72,246 | $13.5M | 4.34% |
| 11 | VANGUARD INDEX FDS | 922908595 | 44,032 | $13.1M | 4.22% |
| 12 | VANGUARD INDEX FDS | 922908611 | 60,372 | $12.6M | 4.06% |
| 13 | VANGUARD INDEX FDS | 922908512 | 71,615 | $12.5M | 4.03% |
| 14 | VANGUARD INTL EQUITY INDEX F | 922042676 | 209,325 | $10.0M | 3.22% |
| 15 | FIDELITY COVINGTON TRUST | 316092857 | 279,634 | $7.8M | 2.50% |
| 16 | SCHWAB STRATEGIC TR | 808524706 | 211,782 | $7.1M | 2.28% |
| 17 | VANGUARD INDEX FDS | 922908553 | 44,645 | $4.1M | 1.31% |
| 18 | APPLE INC | AAPL | 13,640 | $3.5M | 1.12% |
| 19 | NVIDIA CORPORATION | NVDA | 18,226 | $3.4M | 1.10% |
| 20 | ALPS ETF TR | 00162Q452 | 58,936 | $2.8M | 0.89% |
| 21 | MICROSOFT CORP | MSFT | 4,420 | $2.3M | 0.74% |
| 22 | SPDR SERIES TRUST | 78464A839 | 23,050 | $1.9M | 0.62% |
| 23 | SPDR SERIES TRUST | 78464A300 | 20,307 | $1.8M | 0.58% |
| 24 | VANGUARD INTL EQUITY INDEX F | 922042718 | 12,278 | $1.8M | 0.56% |
| 25 | SPDR S&P 500 ETF TR | SPY | 2,626 | $1.7M | 0.56% |
| 26 | ISHARES TR | 464288489 | 72,318 | $1.7M | 0.54% |
| 27 | ISHARES TR | 46434V647 | 63,526 | $1.6M | 0.52% |
| 28 | INVESCO QQQ TR | IVZ | 2,127 | $1.3M | 0.41% |
| 29 | EXXON MOBIL CORP | XOM | 11,190 | $1.3M | 0.41% |
| 30 | SPDR SERIES TRUST | 78464A821 | 12,685 | $1.2M | 0.37% |
| 31 | MERCK & CO INC | MRK | 13,787 | $1.2M | 0.37% |
| 32 | SPDR SERIES TRUST | 78464A201 | 11,674 | $1.1M | 0.35% |
| 33 | BERKSHIRE HATHAWAY INC DEL | BRK-A | 2,170 | $1.1M | 0.35% |
| 34 | ALLIANCEBERNSTEIN HLDG L P | 01881G106 | 27,593 | $1.1M | 0.34% |
| 35 | JPMORGAN CHASE & CO. | VYLD | 2,953 | $931,415 | 0.30% |
| 36 | SPDR SERIES TRUST | 78464A763 | 6,045 | $846,535 | 0.27% |
| 37 | AMAZON COM INC | AMZN | 3,852 | $845,821 | 0.27% |
| 38 | SERVICENOW INC | NOW | 878 | $808,006 | 0.26% |
| 39 | TESLA INC | TSLA | 1,648 | $732,815 | 0.24% |
| 40 | VANGUARD INDEX FDS | 922908363 | 1,059 | $648,343 | 0.21% |
| 41 | VANGUARD WORLD FD | 92204A702 | 847 | $632,396 | 0.20% |
| 42 | MORGAN STANLEY | MS-PQ | 3,960 | $629,482 | 0.20% |
| 43 | HOME DEPOT INC | HD | 1,535 | $622,151 | 0.20% |
| 44 | META PLATFORMS INC | META | 821 | $602,850 | 0.19% |
| 45 | VANGUARD INDEX FDS | 922908769 | 1,639 | $537,738 | 0.17% |
| 46 | MCKESSON CORP | MCK | 675 | $521,465 | 0.17% |
| 47 | PHILIP MORRIS INTL INC | 718172109 | 3,086 | $500,534 | 0.16% |
| 48 | BROADCOM INC | AVGO | 1,482 | $488,828 | 0.16% |
| 49 | ALPHABET INC | GOOG | 1,969 | $478,696 | 0.15% |
| 50 | UNION PAC CORP | UNP | 1,980 | $468,013 | 0.15% |
| 51 | ORACLE CORP | ORCL-PD | 1,660 | $466,813 | 0.15% |
| 52 | ISHARES TR | 464287408 | 1,932 | $398,977 | 0.13% |
| 53 | BANK AMERICA CORP | 060505104 | 7,425 | $383,056 | 0.12% |
| 54 | ISHARES TR | 46432F842 | 4,036 | $352,353 | 0.11% |
| 55 | NETFLIX INC | NFLX | 283 | $339,294 | 0.11% |
| 56 | DIREXION SHS ETF TR | 25490K281 | 6,637 | $338,471 | 0.11% |
| 57 | SCHWAB STRATEGIC TR | 808524888 | 6,682 | $304,105 | 0.10% |
| 58 | ISHARES TR | 464287101 | 900 | $299,556 | 0.10% |
| 59 | SELECT SECTOR SPDR TR | 81369Y803 | 1,060 | $298,745 | 0.10% |
| 60 | CHEVRON CORP NEW | CVX | 1,880 | $291,970 | 0.09% |
| 61 | GOLDMAN SACHS GROUP INC | GSCE | 354 | $282,161 | 0.09% |
| 62 | ISHARES TR | 464287788 | 2,000 | $253,280 | 0.08% |
| 63 | CISCO SYS INC | CSCO | 3,650 | $249,733 | 0.08% |
| 64 | ABBVIE INC | ABBV | 1,075 | $248,837 | 0.08% |
| 65 | SPDR GOLD TR | GLD | 697 | $247,603 | 0.08% |
| 66 | FIRST TR EXCHANGE-TRADED FD | 337344105 | 1,700 | $239,887 | 0.08% |
| 67 | ALPHABET INC | GOOG | 972 | $236,731 | 0.08% |
| 68 | TRUIST FINL CORP | 89832Q109 | 5,000 | $228,600 | 0.07% |
| 69 | INTERNATIONAL BUSINESS MACHS | INTR | 795 | $224,317 | 0.07% |
| 70 | CONSTELLATION ENERGY CORP | CEG | 673 | $221,464 | 0.07% |
| 71 | TRAVELERS COMPANIES INC | TRV | 778 | $217,233 | 0.07% |
| 72 | ELI LILLY & CO | LLY | 283 | $215,839 | 0.07% |
| 73 | AT&T INC | T-PC | 7,572 | $213,822 | 0.07% |
| 74 | VISA INC | V | 609 | $207,900 | 0.07% |
| 75 | CONSOLIDATED EDISON INC | ED | 2,066 | $207,674 | 0.07% |
| 76 | COCA COLA CO | KO | 3,060 | $202,939 | 0.07% |
| 77 | JOHNSON & JOHNSON | JNJ | 1,088 | $201,667 | 0.06% |