13F HOLDINGS REPORT
Altiora Financial Group, LLC
Quarter ended Q4 2025 · Filed February 12, 2026 · Accession 0001986156-26-000001
Total Value
$580.2M
Positions
99
Other Managers
0
Confidential Omitted
No
Holdings (99)
| # | Issuer | Ticker / CUSIP | Shares | Value | % of Filing |
|---|---|---|---|---|---|
| 1 | DIMENSIONAL ETF TRUST | 25434V708 | 2,901,645 | $114.9M | 19.80% |
| 2 | DIMENSIONAL ETF TRUST | 25434V880 | 1,434,864 | $47.0M | 8.09% |
| 3 | DIMENSIONAL ETF TRUST | 25434V864 | 974,467 | $46.7M | 8.05% |
| 4 | VANGUARD INDEX FDS | 922908769 | 83,938 | $28.1M | 4.85% |
| 5 | SIMPLIFY EXCHANGE TRADED FUN | 82889N830 | 1,074,402 | $23.9M | 4.12% |
| 6 | VANGUARD INSTL INDEX FD | 922040845 | 308,137 | $23.2M | 4.01% |
| 7 | ISHARES TR | 46436E718 | 218,567 | $21.9M | 3.78% |
| 8 | SIMPLIFY EXCHANGE TRADED FUN | 82889N699 | 664,457 | $18.1M | 3.12% |
| 9 | SCHWAB STRATEGIC TR | 808524854 | 644,296 | $16.2M | 2.78% |
| 10 | DIMENSIONAL ETF TRUST | 25434V625 | 207,528 | $15.3M | 2.63% |
| 11 | DIMENSIONAL ETF TRUST | 25434V609 | 236,153 | $14.1M | 2.42% |
| 12 | SCHWAB STRATEGIC TR | 808524870 | 507,169 | $13.4M | 2.32% |
| 13 | DIMENSIONAL ETF TRUST | 25434V724 | 278,793 | $13.0M | 2.24% |
| 14 | VANGUARD MUN BD FDS | 922907746 | 204,478 | $10.3M | 1.77% |
| 15 | ISHARES TR | 464288158 | 92,867 | $9.9M | 1.71% |
| 16 | DIMENSIONAL ETF TRUST | 25434V807 | 185,313 | $9.2M | 1.59% |
| 17 | DIMENSIONAL ETF TRUST | 25434V591 | 178,632 | $9.0M | 1.56% |
| 18 | DIMENSIONAL ETF TRUST | 25434V401 | 111,570 | $8.3M | 1.43% |
| 19 | SCHWAB STRATEGIC TR | 808524862 | 339,011 | $8.3M | 1.42% |
| 20 | VANGUARD STAR FDS | 921909768 | 87,982 | $6.6M | 1.14% |
| 21 | EA SERIES TRUST | 02072L565 | 57,645 | $6.6M | 1.14% |
| 22 | VANGUARD INDEX FDS | 922908736 | 13,174 | $6.4M | 1.11% |
| 23 | SPDR SERIES TRUST | 78468R523 | 62,165 | $6.2M | 1.06% |
| 24 | DIMENSIONAL ETF TRUST | 25434V831 | 162,084 | $6.2M | 1.06% |
| 25 | ISHARES GOLD TR | IAU | 64,394 | $5.2M | 0.90% |
| 26 | ISHARES TR | 46429B747 | 50,984 | $5.2M | 0.90% |
| 27 | VANGUARD SCOTTSDALE FDS | 92206C102 | 86,955 | $5.1M | 0.88% |
| 28 | VANGUARD CALIF TAX FREE FDS | 922021605 | 50,000 | $5.0M | 0.86% |
| 29 | DIMENSIONAL ETF TRUST | 25434V500 | 68,074 | $4.7M | 0.82% |
| 30 | VANGUARD WELLINGTON FD | 921935870 | 44,151 | $4.5M | 0.77% |
| 31 | MICROSOFT CORP | MSFT | 7,095 | $3.4M | 0.59% |
| 32 | DIMENSIONAL ETF TRUST | 25434V203 | 88,579 | $3.4M | 0.58% |
| 33 | DIMENSIONAL ETF TRUST | 25434V856 | 78,596 | $3.3M | 0.56% |
| 34 | DIMENSIONAL ETF TRUST | 25434V765 | 102,214 | $3.2M | 0.56% |
| 35 | DIMENSIONAL ETF TRUST | 25434V104 | 62,372 | $2.9M | 0.50% |
| 36 | VANGUARD SCOTTSDALE FDS | 92206C706 | 47,534 | $2.8M | 0.49% |
| 37 | APPLE INC | AAPL | 10,201 | $2.8M | 0.48% |
| 38 | ISHARES TR | 46429B267 | 106,475 | $2.5M | 0.42% |
| 39 | VANGUARD MALVERN FDS | 922020805 | 46,844 | $2.3M | 0.40% |
| 40 | TESLA INC | TSLA | 5,062 | $2.3M | 0.39% |
| 41 | SPDR SERIES TRUST | 78468R101 | 77,488 | $2.3M | 0.39% |
| 42 | SIMPLIFY EXCHANGE TRADED FUN | 82889N632 | 88,800 | $2.0M | 0.34% |
| 43 | ISHARES TR | 464287200 | 2,557 | $1.8M | 0.30% |
| 44 | SCHWAB STRATEGIC TR | 808524714 | 69,420 | $1.7M | 0.30% |
| 45 | ISHARES TR | 464287630 | 7,831 | $1.4M | 0.24% |
| 46 | DIMENSIONAL ETF TRUST | 25434V799 | 41,086 | $1.4M | 0.24% |
| 47 | AMAZON COM INC | AMZN | 6,040 | $1.4M | 0.24% |
| 48 | ALPHABET INC | GOOG | 4,185 | $1.3M | 0.23% |
| 49 | DIMENSIONAL ETF TRUST | 25434V781 | 31,176 | $1.2M | 0.20% |
| 50 | DIMENSIONAL ETF TRUST | 25434V716 | 26,000 | $1.1M | 0.19% |
| 51 | VANGUARD WORLD FD | 92204A876 | 5,650 | $1.0M | 0.18% |
| 52 | BILL HOLDINGS INC | BILL | 19,000 | $1.0M | 0.18% |
| 53 | ELI LILLY & CO | LLY | 903 | $970,437 | 0.17% |
| 54 | ALPHABET INC | GOOG | 3,039 | $951,196 | 0.16% |
| 55 | DIMENSIONAL ETF TRUST | 25434V732 | 25,938 | $858,033 | 0.15% |
| 56 | BANK AMERICA CORP | 060505104 | 15,010 | $825,550 | 0.14% |
| 57 | DIMENSIONAL ETF TRUST | 25434V740 | 22,676 | $765,089 | 0.13% |
| 58 | ISHARES TR | 464288414 | 7,071 | $757,410 | 0.13% |
| 59 | COSTCO WHSL CORP NEW | 22160K105 | 875 | $754,548 | 0.13% |
| 60 | VANGUARD INDEX FDS | 922908744 | 3,540 | $676,184 | 0.12% |
| 61 | CHEVRON CORP NEW | CVX | 4,112 | $626,710 | 0.11% |
| 62 | SPDR GOLD TR | GLD | 1,560 | $618,244 | 0.11% |
| 63 | VANGUARD INTL EQUITY INDEX F | 922042718 | 3,748 | $537,201 | 0.09% |
| 64 | ISHARES TR | 464288158 | 5,000 | $533,500 | 0.09% |
| 65 | DIMENSIONAL ETF TRUST | 25434V302 | 16,349 | $532,493 | 0.09% |
| 66 | SCHWAB STRATEGIC TR | 808524649 | 20,000 | $515,200 | 0.09% |
| 67 | ISHARES BITCOIN TRUST ETF | IBIT | 10,190 | $505,934 | 0.09% |
| 68 | SPDR SERIES TRUST | 78464A474 | 16,751 | $505,880 | 0.09% |
| 69 | GLOBAL X FDS | 37954Y293 | 8,050 | $487,267 | 0.08% |
| 70 | AMERICAN CENTY ETF TR | 025072364 | 6,800 | $484,364 | 0.08% |
| 71 | ISHARES TR | 46429B671 | 7,990 | $479,960 | 0.08% |
| 72 | SPDR S&P 500 ETF TR | SPY | 688 | $468,905 | 0.08% |
| 73 | VANGUARD INDEX FDS | 922908751 | 1,603 | $413,501 | 0.07% |
| 74 | ISHARES TR | 464287879 | 3,466 | $394,154 | 0.07% |
| 75 | DIMENSIONAL ETF TRUST | 25434V690 | 9,100 | $389,890 | 0.07% |
| 76 | ISHARES TR | 464287689 | 967 | $374,106 | 0.06% |
| 77 | AMERICAN CENTY ETF TR | 025072349 | 4,890 | $370,516 | 0.06% |
| 78 | JOHNSON & JOHNSON | JNJ | 1,788 | $370,089 | 0.06% |
| 79 | VANGUARD SCOTTSDALE FDS | 92206C409 | 4,641 | $370,061 | 0.06% |
| 80 | PROCTER AND GAMBLE CO | 742718109 | 2,563 | $367,304 | 0.06% |
| 81 | VANGUARD INDEX FDS | 922908637 | 1,100 | $346,280 | 0.06% |
| 82 | UNITEDHEALTH GROUP INC | UNH | 1,038 | $342,655 | 0.06% |
| 83 | VANGUARD INDEX FDS | 922908769 | 1,009 | $338,288 | 0.06% |
| 84 | INTERNATIONAL BUSINESS MACHS | INTR | 1,032 | $305,689 | 0.05% |
| 85 | VANGUARD INDEX FDS | 922908611 | 1,441 | $305,190 | 0.05% |
| 86 | BARRICK MNG CORP | 06849F108 | 6,900 | $300,495 | 0.05% |
| 87 | META PLATFORMS INC | META | 440 | $290,425 | 0.05% |
| 88 | WALMART INC | WMT | 2,431 | $270,838 | 0.05% |
| 89 | JPMORGAN CHASE & CO. | VYLD | 835 | $269,054 | 0.05% |
| 90 | NEWMONT CORP | NEMCL | 2,647 | $264,330 | 0.05% |
| 91 | VANGUARD INTL EQUITY INDEX F | 922042775 | 3,410 | $250,840 | 0.04% |
| 92 | NVIDIA CORPORATION | NVDA | 1,338 | $249,523 | 0.04% |
| 93 | ISHARES TR | 46434V613 | 4,964 | $231,025 | 0.04% |
| 94 | CATERPILLAR INC | CAT | 400 | $229,148 | 0.04% |
| 95 | AGNICO EAGLE MINES LTD | AEM | 1,311 | $222,254 | 0.04% |
| 96 | CINTAS CORP | CTAS | 1,178 | $221,485 | 0.04% |
| 97 | NETFLIX INC | NFLX | 2,350 | $220,336 | 0.04% |
| 98 | VANGUARD SPECIALIZED FUNDS | 921908844 | 965 | $212,069 | 0.04% |
| 99 | DIMENSIONAL ETF TRUST | 25434V815 | 6,376 | $209,697 | 0.04% |