Live Markets
Wednesday, July 29, 2026·George Town, KY·29°·Partly Cloudy
Markets Open · NYSE·Newsletter·Masthead·
VOL. XII · NO. 117Established MMXIV · George Town, Grand CaymanAtlantic Edition · $4.50

The Cayman Journal

Finance · Business · Technology · Caribbean & Global Affairs
13F HOLDINGS REPORT

Keystone Financial Services

Quarter ended Q3 2025 · Filed November 13, 2025 · Accession 0001986152-25-000108

Total Value
$322.7M
Positions
271
Other Managers
0
Confidential Omitted
No
View on SEC.gov

Holdings (271)

#IssuerTicker / CUSIPSharesValue% of Filing
1ISHARES TR46434V613364,400$17.0M5.27%
2ISHARES TR46432F33978,851$15.3M4.75%
3ISHARES TR46428720022,868$15.3M4.74%
4ISHARES TR464288877209,363$14.2M4.40%
5ISHARES TR464287309113,373$13.7M4.24%
6BLACKROCK ETF TRUSTBLK219,084$13.0M4.02%
7ISHARES TR46428740855,884$11.5M3.58%
8ISHARES TR46432F33952,266$10.2M3.15%
9ISHARES TR46428720015,108$10.1M3.13%
10ISHARES TR464288877141,689$9.6M2.98%
11ISHARES TR46434V613198,480$9.3M2.87%
12ISHARES INC46434G103137,150$9.0M2.80%
13ISHARES TR46428730973,581$8.9M2.75%
14BLACKROCK ETF TRUSTBLK143,371$8.5M2.63%
15ISHARES TR46428740837,946$7.8M2.43%
16ISHARES TR46428710118,386$6.1M1.90%
17ISHARES INC46434G10392,073$6.1M1.88%
18BLACKROCK ETF TRUSTBLK147,547$5.6M1.73%
19ISHARES TR46428888548,008$5.5M1.69%
20ISHARES TR46428865342,576$4.4M1.36%
21ISHARES TR46428772122,151$4.3M1.34%
22ISHARES TR46432F39615,768$4.0M1.25%
23ISHARES TR46428710111,856$3.9M1.22%
24ISHARES TR46428858840,945$3.9M1.21%
25BLACKROCK ETF TRUSTBLK100,719$3.8M1.18%
26ISHARES TR46428888531,869$3.6M1.12%
27ISHARES TR46435G67257,916$3.0M0.92%
28ISHARES TR46428772113,922$2.7M0.85%
29ISHARES TR46432F39610,492$2.7M0.83%
30BERKSHIRE HATHAWAY INC DELBRK-A5,051$2.5M0.79%
31BLACKROCK ETF TRUSTBLK70,260$2.4M0.74%
32BLACKROCK ETF TRUST IIBLK44,059$2.3M0.73%
33ISHARES TR46428865322,554$2.3M0.72%
34JPMORGAN CHASE & CO.VYLD7,179$2.3M0.70%
35ISHARES GOLD TRIAU28,729$2.1M0.65%
36ORACLE CORPORCL-PD6,856$1.9M0.60%
37META PLATFORMS INCMETA2,470$1.8M0.56%
38ISHARES TR46428858819,018$1.8M0.56%
39ALPHABET INCGOOG7,417$1.8M0.56%
40PHILIP MORRIS INTL INC71817210911,106$1.8M0.56%
41ISHARES TR46435G67233,313$1.7M0.53%
42MICROSOFT CORPMSFT3,158$1.6M0.51%
43BLACKROCK ETF TRUSTBLK47,688$1.6M0.50%
44SCHWAB CHARLES CORPSCHW-PJ15,553$1.5M0.46%
45BROADCOM INCAVGO4,488$1.5M0.46%
46BOOKING HOLDINGS INCBKNG273$1.5M0.46%
47ISHARES TR46428841412,115$1.3M0.40%
48WELLS FARGO CO NEW94974610114,457$1.2M0.38%
49ISHARES GOLD TRIAU16,455$1.2M0.37%
50BLACKROCK ETF TRUSTBLK14,667$1.1M0.33%
51APPLE INCAAPL4,063$1.0M0.32%
52MCKESSON CORPMCK1,315$1.0M0.31%
53APPLIED MATLS INC0382221054,841$991,1460.31%
54BLACKROCK ETF TRUST IIBLK18,617$991,1420.31%
55GENERAL DYNAMICS CORPGD2,853$972,7970.30%
56VISA INCV2,846$971,4730.30%
57ISHARES TR46428828110,166$967,6540.30%
58NOVARTIS AGNVSEF7,473$958,3070.30%
59ANALOG DEVICES INCADI3,782$929,2560.29%
60BANK NEW YORK MELLON CORP0640581008,377$912,7620.28%
61UNILEVER PLCUNLYF15,163$898,8610.28%
62CONOCOPHILLIPSCOP9,432$892,2030.28%
63DIMENSIONAL ETF TRUST25434V70821,935$846,0460.26%
64ALPHABET INCGOOG3,440$837,8120.26%
65MEDTRONIC PLCMDT8,094$770,8730.24%
66EBAY INC.EBAY8,335$758,0870.23%
67ALPHABET INCGOOG2,979$724,1950.22%
68COMCAST CORP NEWCCZ21,961$690,0060.21%
69SPDR S&P 500 ETF TRSPY1,034$688,6370.21%
70EXXON MOBIL CORPXOM6,066$683,9370.21%
71ISHARES TR4642885705,412$681,6410.21%
72ISHARES TR46435G4254,529$659,4220.20%
73ISHARES TR46436E76711,327$649,1500.20%
74INVESCO QQQ TRIVZ1,077$646,3870.20%
75META PLATFORMS INCMETA863$633,7700.20%
76BERKSHIRE HATHAWAY INC DELBRK-A1,252$629,4300.20%
77BANK AMERICA CORP06050510411,690$603,0880.19%
78VANGUARD INDEX FDS9229087512,344$596,0320.18%
79ELEVANCE HEALTH INC FORMERLYELV1,793$579,3110.18%
80VANGUARD INDEX FDS922908363936$573,2120.18%
81SANOFI SASNYNF11,908$562,0790.17%
82JPMORGAN CHASE & CO.VYLD1,704$537,4930.17%
83BECTON DICKINSON & COBDX2,869$536,9480.17%
84SELECT SECTOR SPDR TR81369Y8031,863$525,1050.16%
85BOOKING HOLDINGS INCBKNG97$523,7290.16%
86ISHARES TR46435G19320,492$482,7920.15%
87MICROSOFT CORPMSFT915$473,9240.15%
88OMNICOM GROUP INCOMC5,669$462,1780.14%
89AMAZON COM INCAMZN2,063$452,9730.14%
90SCHWAB CHARLES CORPSCHW-PJ4,717$450,3320.14%
91DIMENSIONAL ETF TRUST25434V88014,202$445,6610.14%
92CARMAX INCKMX9,889$443,7100.14%
93VANGUARD INDEX FDS9229087691,345$441,2780.14%
94ALLEGION PLCALLE2,252$399,3920.12%
95ISHARES TR4642882814,103$390,5170.12%
96TAIWAN SEMICONDUCTOR MFG LTD8740391001,356$378,7170.12%
97RTX CORPORATIONRTX2,211$369,9100.11%
98ISHARES TR4642874324,083$364,9010.11%
99ISHARES TR46436E7594,758$360,3710.11%
100ENBRIDGE INCENNPF7,130$359,7800.11%
101WELLS FARGO CO NEW9497461014,229$354,4750.11%
102EBAY INC.EBAY3,743$340,4260.11%
103ISHARES TR46429B7473,246$335,5070.10%
104ISHARES INC46434G7644,965$335,1790.10%
105WARNER MUSIC GROUP CORPWMG9,026$307,4260.10%
106ISHARES TR46435G4252,058$299,6120.09%
107ISHARES INC46434G8636,731$292,2600.09%
108BANK NEW YORK MELLON CORP0640581002,680$292,0130.09%
109RENTOKIL INITIAL PLCRKLIF11,558$291,8400.09%
110CENCORA INCCOR898$280,6520.09%
111INTEL CORPINTC8,320$279,1360.09%
112PEPSICO INCPEP1,941$272,5940.08%
113VERISIGN INCVRSN966$270,0650.08%
114INGREDION INCINGR2,145$261,9260.08%
115ALIBABA GROUP HLDG LTDBBAAY1,457$260,4100.08%
116DIMENSIONAL ETF TRUST25434V6253,617$260,2070.08%
117CITIGROUP INCC-PR2,528$256,5920.08%
118ARISTA NETWORKS INCANET1,720$250,5920.08%
119IQVIA HLDGS INCIQV1,311$249,0110.08%
120WARNER BROS DISCOVERY INCWBD12,643$246,9180.08%
121SOFI TECHNOLOGIES INCSOFI9,300$245,7060.08%
122SPDR INDEX SHS FDS78463X8895,718$244,6680.08%
123BECTON DICKINSON & COBDX1,279$239,3900.07%
124NORTHERN TR CORPNTRSO1,778$239,3190.07%
125ISHARES TR46429B26710,282$237,7200.07%
126AMPHENOL CORP NEW0320951011,878$232,4030.07%
127BLACKROCK ETF TRUSTBLK3,196$231,9620.07%
128RTX CORPORATIONRTX1,383$231,4170.07%
129ISHARES BITCOIN TRUST ETFIBIT3,542$230,2300.07%
130QUALCOMM INCQCOM1,375$228,7450.07%
131MASTERCARD INCORPORATEDMA399$226,9550.07%
132ZEBRA TECHNOLOGIES CORPORATIZBRA756$224,6530.07%
133YUM CHINA HLDGS INCYUMC5,198$223,0980.07%
134THE CIGNA GROUP125523100747$215,3230.07%
135PREMIER INCPREM7,577$210,6410.07%
136APPLOVIN CORPAPP291$209,0950.06%
137CVS HEALTH CORPCVS2,742$206,7190.06%
138COMCAST CORP NEWCCZ6,461$203,0050.06%
139ISHARES TR4642874322,268$202,6910.06%
140NATIONAL FUEL GAS CONFG2,157$199,2420.06%
141WYNDHAM HOTELS & RESORTS INCWH2,486$198,6310.06%
142DISNEY WALT CO2546871061,705$195,2230.06%
143DIAMONDBACK ENERGY INCFANG1,364$195,1880.06%
144BROADRIDGE FINL SOLUTIONS IN11133T103816$194,3470.06%
145ISHARES TR46429B7471,831$189,2520.06%
146ISHARES TR46435G1021,888$188,8940.06%
147VANGUARD INDEX FDS922908769570$187,0570.06%
148CORNING INCGLW2,256$185,0600.06%
149WILLIAMS COS INC9694571002,860$181,1990.06%
150STARWOOD PPTY TR INCSTHO9,328$180,6830.06%
151FISERV INCFISV1,397$180,1150.06%
152ISHARES TR46435U5493,590$172,4280.05%
153GUIDEWIRE SOFTWARE INCGWRE738$169,5450.05%
154ROYAL CARIBBEAN GROUPV7780T103510$165,1400.05%
155NISOURCE INCNI3,751$162,4180.05%
156HOWARD HUGHES HOLDINGS INCHHH1,963$161,3000.05%
157BLACKROCK ETF TRUSTBLK3,026$161,2590.05%
158AFFILIATED MANAGERS GROUP INMGRE667$159,0330.05%
159EVERCORE INCEVR464$156,5160.05%
160EPR PPTYS26884U1092,659$154,2220.05%
161MASTEC INCMTZ718$152,7980.05%
162ISHARES TR4642885701,208$152,1480.05%
163EMCOR GROUP INCEME234$151,9920.05%
164ACUITY INCAYI433$149,1210.05%
165CIRRUS LOGIC INCCRUS1,189$148,9700.05%
166ISHARES TR46429B2676,437$148,8230.05%
167CARMAX INCKMX3,292$147,7120.05%
168ORACLE CORPORCL-PD513$144,2760.04%
169CONSTELLATION ENERGY CORPCEG437$143,8040.04%
170SANOFI SASNYNF3,036$143,2990.04%
171ISHARES TR46436E7672,474$141,7850.04%
172ISHARES TR46435G1021,302$130,2650.04%
173VANGUARD INDEX FDS922908769394$129,2990.04%
174QUALCOMM INCQCOM768$127,8160.04%
175PHILIP MORRIS INTL INC718172109776$125,8670.04%
176ARISTA NETWORKS INCANET682$99,3740.03%
177SOFI TECHNOLOGIES INCSOFI3,715$98,1500.03%
178NORTHERN TR CORPNTRSO691$93,0090.03%
179AMPHENOL CORP NEW032095101746$92,3180.03%
180HANESBRANDS INC41034510213,476$88,8070.03%
181MCKESSON CORPMCK109$84,2070.03%
182PREMIER INCPREM2,991$83,1500.03%
183APPLOVIN CORPAPP113$81,1950.03%
184NATIONAL FUEL GAS CONFG856$79,0690.02%
185STARWOOD PPTY TR INCSTHO3,846$74,4970.02%
186FISERV INCFISV577$74,3930.02%
187CORNING INCGLW899$73,7450.02%
188HOWARD HUGHES HOLDINGS INCHHH872$71,6520.02%
189ISHARES INC46434G8631,606$69,7330.02%
190WILLIAMS COS INC9694571001,096$69,4320.02%
191GENERAL DYNAMICS CORPGD202$68,8820.02%
192ISHARES TR46435G1932,866$67,5230.02%
193ISHARES TR46436E759889$67,3330.02%
194ANALOG DEVICES INCADI272$66,8300.02%
195NOVARTIS AGNVSEF518$66,4280.02%
196GUIDEWIRE SOFTWARE INCGWRE288$66,2000.02%
197ROYAL CARIBBEAN GROUPV7780T103204$66,0100.02%
198EVERCORE INCEVR195$65,7770.02%
199AFFILIATED MANAGERS GROUP INMGRE275$65,5680.02%
200UNILEVER PLCUNLYF1,100$65,2080.02%
201NISOURCE INCNI1,466$63,4780.02%
202CONOCOPHILLIPSCOP662$62,6190.02%
203CENCORA INCCOR200$62,5060.02%
204CONSTELLATION ENERGY CORPCEG185$60,8780.02%
205MASTEC INCMTZ286$60,8640.02%
206APPLIED MATLS INC038222105296$60,6030.02%
207EMCOR GROUP INCEME93$60,4070.02%
208CIRRUS LOGIC INCCRUS475$59,5130.02%
209ACUITY INCAYI172$59,2350.02%
210MCKESSON CORPMCK76$58,7130.02%
211MEDTRONIC PLCMDT616$58,6680.02%
212EPR PPTYS26884U1091,011$58,6480.02%
213ISHARES TR46435U5491,220$58,5970.02%
214ISHARES INC46434G764856$57,7890.02%
215VISA INCV164$55,9860.02%
216EXXON MOBIL CORPXOM398$44,8750.01%
217BANK AMERICA CORP060505104809$41,7360.01%
218ELEVANCE HEALTH INC FORMERLYELV127$41,0360.01%
219BLACKROCK ETF TRUSTBLK758$40,3950.01%
220SELECT SECTOR SPDR TR81369Y803132$37,0790.01%
221OMNICOM GROUP INCOMC361$29,4320.01%
222ALLEGION PLCALLE153$27,1350.01%
223ALPHABET INCGOOG109$26,4980.01%
224TAIWAN SEMICONDUCTOR MFG LTD87403910089$24,8570.01%
225AMAZON COM INCAMZN96$21,0790.01%
226YUM CHINA HLDGS INCYUMC487$20,9020.01%
227BERKSHIRE HATHAWAY INC DELBRK-A40$20,1100.01%
228PEPSICO INCPEP140$19,6620.01%
229WARNER MUSIC GROUP CORPWMG549$18,6990.01%
230RENTOKIL INITIAL PLCRKLIF734$18,5340.01%
231ORACLE CORPORCL-PD64$17,9990.01%
232IQVIA HLDGS INCIQV93$17,6640.01%
233ZEBRA TECHNOLOGIES CORPORATIZBRA58$17,2350.01%
234PHILIP MORRIS INTL INC71817210991$14,7600.00%
235WYNDHAM HOTELS & RESORTS INCWH178$14,2220.00%
236INGREDION INCINGR116$14,1650.00%
237ALPHABET INCGOOG55$13,3950.00%
238DISNEY WALT CO254687106115$13,1680.00%
239MASTERCARD INCORPORATEDMA22$12,5140.00%
240META PLATFORMS INCMETA16$11,7500.00%
241JPMORGAN CHASE & CO.VYLD37$11,6710.00%
242BROADRIDGE FINL SOLUTIONS IN11133T10347$11,1940.00%
243BOOKING HOLDINGS INCBKNG2$10,7990.00%
244WARNER BROS DISCOVERY INCWBD550$10,7420.00%
245MICROSOFT CORPMSFT20$10,3590.00%
246WELLS FARGO CO NEW949746101118$9,8910.00%
247SCHWAB CHARLES CORPSCHW-PJ99$9,4520.00%
248DIAMONDBACK ENERGY INCFANG65$9,3020.00%
249GENERAL DYNAMICS CORPGD26$8,8660.00%
250VERISIGN INCVRSN31$8,6670.00%
251EBAY INC.EBAY87$7,9130.00%
252ANALOG DEVICES INCADI32$7,8620.00%
253UNILEVER PLCUNLYF130$7,7060.00%
254NOVARTIS AGNVSEF60$7,6940.00%
255MEDTRONIC PLCMDT78$7,4290.00%
256CONOCOPHILLIPSCOP78$7,3780.00%
257BANK NEW YORK MELLON CORP06405810067$7,3000.00%
258APPLIED MATLS INC03822210534$6,9610.00%
259CENCORA INCCOR22$6,8760.00%
260COMCAST CORP NEWCCZ184$5,7810.00%
261HANESBRANDS INC410345102862$5,6810.00%
262EXXON MOBIL CORPXOM49$5,5250.00%
263BECTON DICKINSON & COBDX28$5,2410.00%
264VISA INCV15$5,1210.00%
265BANK AMERICA CORP06050510489$4,5920.00%
266SANOFI SASNYNF96$4,5310.00%
267ELEVANCE HEALTH INC FORMERLYELV13$4,2010.00%
268CARMAX INCKMX70$3,1410.00%
269RTX CORPORATIONRTX17$2,8450.00%
270PEPSICO INCPEP17$2,3870.00%
271OMNICOM GROUP INCOMC27$2,2010.00%