13F HOLDINGS REPORT

PANORAMIC INVESTMENT ADVISORS, LLC

Quarter ended Q2 2025 · Filed August 7, 2025 · Accession 0001986152-25-000057

Total Value

$162.9M

Positions

121

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (121)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	SPDR SERIES TRUST	78464A854	318,691	$23.2M	14.22%
2	SCHWAB STRATEGIC TR	808524409	205,930	$5.7M	3.50%
3	VANGUARD MALVERN FDS	922020755	72,716	$5.7M	3.47%
4	SCHWAB STRATEGIC TR	808524300	160,181	$4.7M	2.87%
5	ISHARES TR	46432F339	25,554	$4.7M	2.87%
6	VANGUARD INDEX FDS	922908736	9,530	$4.2M	2.57%
7	ALPHABET INC	GOOG	22,942	$4.1M	2.50%
8	ISHARES TR	46434V878	79,084	$4.0M	2.46%
9	FIDELITY WISE ORIGIN BITCOIN	FBTC	39,569	$3.7M	2.28%
10	SCHWAB STRATEGIC TR	808524797	134,299	$3.6M	2.19%
11	ISHARES BITCOIN TRUST ETF	IBIT	52,873	$3.2M	1.99%
12	VANECK ETF TRUST	92189F643	33,650	$3.2M	1.94%
13	INVESCO QQQ TR	IVZ	5,523	$3.0M	1.87%
14	VANGUARD WHITEHALL FDS	921946406	22,448	$3.0M	1.84%
15	BERKSHIRE HATHAWAY INC DEL	BRK-A	6,120	$3.0M	1.83%
16	J P MORGAN EXCHANGE TRADED F	46641Q332	50,494	$2.9M	1.76%
17	DIMENSIONAL ETF TRUST	25434V666	88,653	$2.8M	1.69%
18	VANGUARD INDEX FDS	922908363	4,753	$2.7M	1.66%
19	ISHARES TR	464287200	4,334	$2.7M	1.65%
20	ISHARES TR	464287721	15,404	$2.7M	1.64%
21	ISHARES TR	46432F842	31,287	$2.6M	1.60%
22	SCHWAB STRATEGIC TR	808524102	87,307	$2.1M	1.28%
23	APPLE INC	AAPL	10,140	$2.1M	1.28%
24	ISHARES TR	464287432	22,915	$2.0M	1.24%
25	VANGUARD WORLD FD	92204A702	3,033	$2.0M	1.24%
26	NVIDIA CORPORATION	NVDA	12,642	$2.0M	1.23%
27	ALPHABET INC	GOOG	10,903	$1.9M	1.18%
28	META PLATFORMS INC	META	2,593	$1.9M	1.18%
29	ISHARES TR	46438G612	68,250	$1.9M	1.15%
30	SELECT SECTOR SPDR TR	81369Y506	22,057	$1.9M	1.15%
31	MICROSOFT CORP	MSFT	3,616	$1.8M	1.10%
32	SCHWAB STRATEGIC TR	808524508	64,026	$1.8M	1.10%
33	WISDOMTREE TR	WT	21,117	$1.8M	1.09%
34	SCHWAB STRATEGIC TR	808524607	65,833	$1.7M	1.02%
35	NORTHERN LTS FD TR III	NTRSO	24,527	$1.7M	1.02%
36	ABBOTT LABS	ABLZF	12,107	$1.6M	1.01%
37	AMAZON COM INC	AMZN	6,874	$1.5M	0.93%
38	NORTHERN LTS FD TR III	NTRSO	27,379	$1.5M	0.92%
39	ISHARES TR	464288448	33,580	$1.2M	0.71%
40	SCHWAB CHARLES CORP	SCHW-PJ	12,533	$1.1M	0.70%
41	VANGUARD STAR FDS	921909768	15,669	$1.1M	0.66%
42	INVESCO EXCH TRADED FD TR II	IVZ	51,203	$1.0M	0.61%
43	PEPSICO INC	PEP	7,186	$948,811	0.58%
44	WISDOMTREE TR	WT	11,572	$920,178	0.57%
45	FIRST TR EXCHANGE TRADED FD	33738R506	14,566	$913,871	0.56%
46	MORGAN STANLEY ETF TRUST	MS-PQ	17,417	$870,850	0.53%
47	GOLDMAN SACHS ETF TR	NVGLF	10,285	$838,639	0.51%
48	ISHARES TR	464288703	13,380	$821,373	0.50%
49	J P MORGAN EXCHANGE TRADED F	46654Q203	13,580	$738,752	0.45%
50	VANGUARD WHITEHALL FDS	921946794	8,850	$708,974	0.44%
51	INVESCO EXCHANGE TRADED FD T	IVZ	3,748	$681,162	0.42%
52	MIDCAP FINANCIAL INVSTMNT CO	03761U502	53,630	$676,811	0.42%
53	WELLTOWER INC	WELL	4,252	$653,660	0.40%
54	SPDR GOLD TR	GLD	2,030	$618,805	0.38%
55	ISHARES TR	464287150	4,528	$611,461	0.38%
56	FIRST TR EXCHANGE-TRADED FD	33733E104	6,720	$610,781	0.38%
57	SELECT SECTOR SPDR TR	81369Y605	11,399	$596,960	0.37%
58	ISHARES INC	46434G764	9,184	$579,870	0.36%
59	INVESCO EXCH TRADED FD TR II	IVZ	7,818	$569,334	0.35%
60	DOUBLELINE ETF TRUST	25861R105	12,175	$562,972	0.35%
61	COSTCO WHSL CORP NEW	22160K105	550	$544,475	0.33%
62	AIM ETF PRODUCTS TRUST	00888H604	13,250	$531,855	0.33%
63	BROADCOM INC	AVGO	1,847	$509,126	0.31%
64	EXXON MOBIL CORP	XOM	4,711	$507,892	0.31%
65	CROWDSTRIKE HLDGS INC	CRWD	968	$493,012	0.30%
66	VANGUARD WORLD FD	92204A405	3,813	$485,380	0.30%
67	ISHARES TR	464287507	7,787	$482,966	0.30%
68	VANGUARD WORLD FD	92204A207	2,119	$464,075	0.28%
69	AIM ETF PRODUCTS TRUST	00888H703	12,125	$458,118	0.28%
70	MICROSTRATEGY INC	STRK	1,130	$456,780	0.28%
71	BLACKROCK ETF TRUST II	BLK	8,550	$451,782	0.28%
72	ISHARES TR	464288810	7,114	$445,607	0.27%
73	ISHARES GOLD TR	IAU	6,830	$425,919	0.26%
74	VANGUARD INDEX FDS	922908744	2,262	$399,844	0.25%
75	SILA REALTY TRUST INC	SILA	16,099	$381,063	0.23%
76	AIM ETF PRODUCTS TRUST	00888H745	11,050	$376,253	0.23%
77	EATON CORP PLC	ETN	1,029	$367,343	0.23%
78	JPMORGAN CHASE & CO.	VYLD	1,242	$360,068	0.22%
79	ISHARES TR	464287705	2,900	$358,382	0.22%
80	ISHARES TR	464288646	6,748	$356,027	0.22%
81	AMERICAN HEALTHCARE REIT INC	AHR	9,690	$356,011	0.22%
82	TESLA INC	TSLA	1,089	$345,932	0.21%
83	GRAYSCALE BITCOIN TRUST ETF	GBTC	4,027	$341,610	0.21%
84	VANGUARD WORLD FD	92204A306	2,853	$339,803	0.21%
85	SCHWAB STRATEGIC TR	808524201	13,819	$337,747	0.21%
86	TARGET CORP	TGT	3,392	$334,621	0.21%
87	REALTY INCOME CORP	O	5,634	$324,549	0.20%
88	FS KKR CAP CORP	FSK	15,634	$324,406	0.20%
89	VANGUARD BD INDEX FDS	921937819	4,100	$317,094	0.19%
90	VANGUARD WORLD FD	92204A504	1,250	$310,510	0.19%
91	AIM ETF PRODUCTS TRUST	00888H109	7,525	$295,468	0.18%
92	VANGUARD WORLD FD	92204A876	1,637	$288,913	0.18%
93	FIDELITY COVINGTON TRUST	316092501	3,900	$288,756	0.18%
94	AIM ETF PRODUCTS TRUST	00888H505	7,500	$277,575	0.17%
95	MORGAN STANLEY ETF TRUST	MS-PQ	5,529	$275,676	0.17%
96	SIMPLIFY EXCHANGE TRADED FUN	82889N632	11,300	$273,799	0.17%
97	SELECT SECTOR SPDR TR	81369Y209	2,025	$272,950	0.17%
98	VANGUARD WORLD FD	921910873	1,200	$269,904	0.17%
99	PALANTIR TECHNOLOGIES INC	PLTR	1,937	$264,052	0.16%
100	ISHARES TR	464288802	2,077	$263,260	0.16%
101	LOCKHEED MARTIN CORP	LMT	542	$251,022	0.15%
102	FS CREDIT OPPORTUNITIES CORP	FSCO	33,060	$240,016	0.15%
103	ISHARES TR	464288638	4,467	$238,067	0.15%
104	VANGUARD WORLD FD	92204A108	655	$237,223	0.15%
105	VANGUARD INDEX FDS	922908512	1,435	$235,939	0.14%
106	ISHARES TR	464287879	2,345	$233,304	0.14%
107	SPDR S&P 500 ETF TR	SPY	367	$226,751	0.14%
108	MERCK & CO INC	MRK	2,843	$225,052	0.14%
109	HOME DEPOT INC	HD	601	$220,373	0.14%
110	SCHWAB STRATEGIC TR	808524805	9,832	$217,279	0.13%
111	VANGUARD INDEX FDS	922908553	2,434	$216,794	0.13%
112	DBX ETF TR	233051200	4,950	$216,563	0.13%
113	VISA INC	V	602	$213,740	0.13%
114	FIDELITY COVINGTON TRUST	316092600	3,314	$211,922	0.13%
115	MPLX LP	MPLXP	4,057	$208,976	0.13%
116	AXON ENTERPRISE INC	AXON	251	$207,813	0.13%
117	VANGUARD WORLD FD	92204A884	1,195	$204,317	0.13%
118	SOFI TECHNOLOGIES INC	SOFI	10,650	$193,937	0.12%
119	ROCKET COS INC	77311W101	11,000	$155,980	0.10%
120	ARBOR REALTY TRUST INC	ABR-PF	11,706	$125,254	0.08%
121	BARINGS BDC INC	BBDC	10,931	$99,909	0.06%