13F HOLDINGS REPORT
Ruggaard & Associates LLC
Quarter ended Q3 2025 · Filed November 14, 2025 · Accession 0001971230-25-000006
Total Value
$267.3M
Positions
138
Other Managers
0
Confidential Omitted
No
Holdings (138)
| # | Issuer | Ticker / CUSIP | Shares | Value | % of Filing |
|---|---|---|---|---|---|
| 1 | AMERICAN CENTY ETF TR | 025072307 | 143,935 | $16.5M | 6.16% |
| 2 | J P MORGAN EXCHANGE TRADED F | 46641Q837 | 310,506 | $15.8M | 5.89% |
| 3 | CAPITAL GROUP DIVIDEND VALUE | 14020W106 | 374,007 | $15.7M | 5.88% |
| 4 | CAPITAL GRP FIXED INCM ETF T | 14020Y102 | 683,731 | $15.5M | 5.81% |
| 5 | ISHARES TR | 46436E528 | 583,906 | $13.7M | 5.11% |
| 6 | ISHARES TR | 46434VBD1 | 530,277 | $13.4M | 5.00% |
| 7 | VANGUARD INDEX FDS | 922908629 | 43,073 | $12.7M | 4.73% |
| 8 | J P MORGAN EXCHANGE TRADED F | 46654Q716 | 230,077 | $12.5M | 4.66% |
| 9 | INVESCO EXCHANGE TRADED FD T | IVZ | 159,872 | $11.7M | 4.38% |
| 10 | INVESCO EXCHANGE TRADED FD T | IVZ | 54,410 | $10.3M | 3.86% |
| 11 | ISHARES TR | 464287614 | 19,894 | $9.3M | 3.49% |
| 12 | CAPITAL GROUP GBL GROWTH EQT | 14020X104 | 266,957 | $9.1M | 3.41% |
| 13 | DIMENSIONAL ETF TRUST | 25434V500 | 117,628 | $8.1M | 3.01% |
| 14 | APPLE INC | AAPL | 31,461 | $8.0M | 3.00% |
| 15 | WISDOMTREE TR | WT | 84,967 | $7.7M | 2.89% |
| 16 | DBX ETF TR | 233051200 | 156,692 | $7.3M | 2.72% |
| 17 | VANGUARD INDEX FDS | 922908751 | 27,234 | $6.9M | 2.59% |
| 18 | ISHARES TR | 464287200 | 7,676 | $5.1M | 1.92% |
| 19 | MICROSOFT CORP | MSFT | 5,782 | $3.0M | 1.12% |
| 20 | NVIDIA CORPORATION | NVDA | 14,348 | $2.7M | 1.00% |
| 21 | AGNICO EAGLE MINES LTD | AEM | 14,247 | $2.4M | 0.90% |
| 22 | PIMCO ETF TR | 72201R833 | 21,252 | $2.1M | 0.80% |
| 23 | ISHARES TR | 46434V621 | 29,306 | $2.0M | 0.75% |
| 24 | J P MORGAN EXCHANGE TRADED F | 46641Q118 | 28,281 | $1.8M | 0.67% |
| 25 | AMERICAN CENTY ETF TR | 025072349 | 20,022 | $1.4M | 0.54% |
| 26 | WISDOMTREE TR | WT | 15,825 | $1.4M | 0.53% |
| 27 | VANGUARD INDEX FDS | 922908736 | 2,929 | $1.4M | 0.53% |
| 28 | COLUMBIA ETF TR I | 19761L805 | 49,651 | $1.4M | 0.52% |
| 29 | INVESCO QQQ TR | IVZ | 2,054 | $1.2M | 0.46% |
| 30 | ISHARES TR | 464287887 | 8,612 | $1.2M | 0.46% |
| 31 | CONOCOPHILLIPS | COP | 12,721 | $1.2M | 0.45% |
| 32 | ISHARES TR | 464287606 | 12,382 | $1.2M | 0.44% |
| 33 | AMAZON COM INC | AMZN | 5,204 | $1.1M | 0.43% |
| 34 | ISHARES TR | 464287507 | 16,567 | $1.1M | 0.40% |
| 35 | JANUS DETROIT STR TR | 47103U845 | 20,129 | $1.0M | 0.38% |
| 36 | J P MORGAN EXCHANGE TRADED F | 46641Q134 | 13,804 | $1.0M | 0.38% |
| 37 | TEXAS INSTRS INC | 882508104 | 5,444 | $1.0M | 0.37% |
| 38 | NOVARTIS AG | NVSEF | 7,399 | $948,804 | 0.36% |
| 39 | PIMCO ETF TR | 72201R585 | 34,706 | $931,516 | 0.35% |
| 40 | VANGUARD INDEX FDS | 922908769 | 2,808 | $921,467 | 0.34% |
| 41 | JPMORGAN CHASE & CO. | VYLD | 2,918 | $920,425 | 0.34% |
| 42 | AFLAC INC | AFL | 7,949 | $887,903 | 0.33% |
| 43 | OLD REP INTL CORP | 680223104 | 20,888 | $887,113 | 0.33% |
| 44 | TAIWAN SEMICONDUCTOR MFG LTD | 874039100 | 3,140 | $876,876 | 0.33% |
| 45 | SCHWAB STRATEGIC TR | 808524300 | 25,317 | $807,865 | 0.30% |
| 46 | WALMART INC | WMT | 7,765 | $800,261 | 0.30% |
| 47 | ISHARES TR | 464287481 | 5,200 | $740,532 | 0.28% |
| 48 | INGREDION INC | INGR | 6,055 | $739,376 | 0.28% |
| 49 | COSTCO WHSL CORP NEW | 22160K105 | 784 | $725,695 | 0.27% |
| 50 | CHEVRON CORP NEW | CVX | 4,500 | $698,796 | 0.26% |
| 51 | VALERO ENERGY CORP | VLO | 4,013 | $683,253 | 0.26% |
| 52 | ROYAL BK CDA | 780087102 | 4,585 | $675,462 | 0.25% |
| 53 | SPDR S&P 500 ETF TR | SPY | 992 | $660,851 | 0.25% |
| 54 | EAGLE MATLS INC | 26969P108 | 2,685 | $625,712 | 0.23% |
| 55 | EXXON MOBIL CORP | XOM | 5,474 | $617,229 | 0.23% |
| 56 | SCHWAB STRATEGIC TR | 808524508 | 20,511 | $607,946 | 0.23% |
| 57 | BANK NOVA SCOTIA HALIFAX | 064149107 | 8,780 | $567,627 | 0.21% |
| 58 | PROCTER AND GAMBLE CO | 742718109 | 3,687 | $566,508 | 0.21% |
| 59 | ALPHABET INC | GOOG | 2,328 | $566,016 | 0.21% |
| 60 | J P MORGAN EXCHANGE TRADED F | 46641Q654 | 10,920 | $557,357 | 0.21% |
| 61 | ELEVANCE HEALTH INC FORMERLY | ELV | 1,644 | $531,209 | 0.20% |
| 62 | VISA INC | V | 1,517 | $517,950 | 0.19% |
| 63 | ISHARES TR | 464287622 | 1,403 | $512,768 | 0.19% |
| 64 | BROADCOM INC | AVGO | 1,539 | $507,758 | 0.19% |
| 65 | JOHNSON & JOHNSON | JNJ | 2,707 | $501,932 | 0.19% |
| 66 | CISCO SYS INC | CSCO | 7,332 | $501,655 | 0.19% |
| 67 | ISHARES TR | 464287150 | 3,410 | $496,667 | 0.19% |
| 68 | ABBOTT LABS | ABLZF | 3,674 | $492,037 | 0.18% |
| 69 | SUNCOR ENERGY INC NEW | SU | 11,545 | $482,696 | 0.18% |
| 70 | LADDER CAP CORP | LADR | 44,138 | $481,544 | 0.18% |
| 71 | ARK ETF TR | 00214Q104 | 5,455 | $470,767 | 0.18% |
| 72 | SELECT SECTOR SPDR TR | 81369Y803 | 1,623 | $457,459 | 0.17% |
| 73 | GATX CORP | GATX | 2,600 | $454,480 | 0.17% |
| 74 | SCHWAB STRATEGIC TR | 808524607 | 16,006 | $446,567 | 0.17% |
| 75 | AMERICAN EXPRESS CO | AXP | 1,232 | $409,169 | 0.15% |
| 76 | ISHARES TR | 464288257 | 2,923 | $404,076 | 0.15% |
| 77 | PEPSICO INC | PEP | 2,822 | $396,322 | 0.15% |
| 78 | THERMO FISHER SCIENTIFIC INC | TMO | 801 | $388,666 | 0.15% |
| 79 | SPDR S&P MIDCAP 400 ETF TR | MDY | 650 | $387,420 | 0.14% |
| 80 | DEERE & CO | DE | 843 | $385,538 | 0.14% |
| 81 | PROGRESSIVE CORP | 743315103 | 1,539 | $380,056 | 0.14% |
| 82 | MCDONALDS CORP | MCD | 1,197 | $363,637 | 0.14% |
| 83 | BERKSHIRE HATHAWAY INC DEL | BRK-A | 711 | $357,448 | 0.13% |
| 84 | HOME DEPOT INC | HD | 872 | $353,479 | 0.13% |
| 85 | ALCON AG | ALC | 4,716 | $351,413 | 0.13% |
| 86 | PHILLIPS 66 | PSX | 2,532 | $344,403 | 0.13% |
| 87 | CAPITAL ONE FINL CORP | 14040H105 | 1,600 | $340,128 | 0.13% |
| 88 | MOTOROLA SOLUTIONS INC | MSI | 737 | $337,072 | 0.13% |
| 89 | VANGUARD INDEX FDS | 922908652 | 1,592 | $333,242 | 0.12% |
| 90 | TRAVELERS COMPANIES INC | TRV | 1,185 | $330,876 | 0.12% |
| 91 | ELI LILLY & CO | LLY | 426 | $325,091 | 0.12% |
| 92 | CANADIAN NAT RES LTD | 136385101 | 9,510 | $303,940 | 0.11% |
| 93 | D R HORTON INC | 23331A109 | 1,791 | $303,581 | 0.11% |
| 94 | CANADIAN NATL RY CO | 136375102 | 3,203 | $302,043 | 0.11% |
| 95 | NUTRIEN LTD | NTR | 5,105 | $299,715 | 0.11% |
| 96 | ORACLE CORP | ORCL-PD | 1,056 | $296,989 | 0.11% |
| 97 | ISHARES TR | 464287473 | 2,057 | $287,301 | 0.11% |
| 98 | BLACK HILLS CORP | BKH | 4,649 | $286,332 | 0.11% |
| 99 | TJX COS INC NEW | 872540109 | 1,962 | $283,587 | 0.11% |
| 100 | DOLLAR GEN CORP NEW | 256677105 | 2,691 | $278,115 | 0.10% |
| 101 | VANGUARD MUN BD FDS | 922907746 | 5,440 | $272,381 | 0.10% |
| 102 | PUBLIC SVC ENTERPRISE GRP IN | 744573106 | 3,233 | $269,826 | 0.10% |
| 103 | NOVA LTD | NVMI | 839 | $268,195 | 0.10% |
| 104 | ISHARES TR | 464287804 | 2,248 | $267,130 | 0.10% |
| 105 | CIVITAS RESOURCES INC | 17888H103 | 8,185 | $266,013 | 0.10% |
| 106 | SCHWAB STRATEGIC TR | 808524102 | 10,262 | $263,836 | 0.10% |
| 107 | MERCADOLIBRE INC | MELI | 112 | $261,737 | 0.10% |
| 108 | NOVO-NORDISK A S | NONOF | 4,688 | $260,137 | 0.10% |
| 109 | SPDR GOLD TR | GLD | 702 | $249,540 | 0.09% |
| 110 | 3M CO | MMM | 1,600 | $248,288 | 0.09% |
| 111 | ROCKWELL AUTOMATION INC | ROK | 688 | $240,477 | 0.09% |
| 112 | S&P GLOBAL INC | SPGI | 472 | $229,727 | 0.09% |
| 113 | AT&T INC | T-PC | 7,944 | $224,339 | 0.08% |
| 114 | ENERGY TRANSFER L P | ET-PI | 12,987 | $222,857 | 0.08% |
| 115 | ELLSWORTH GROWTH & INCOME FD | 289074106 | 18,772 | $217,755 | 0.08% |
| 116 | CATERPILLAR INC | CAT | 456 | $217,685 | 0.08% |
| 117 | AMERICAN FINL GROUP INC OHIO | 025932104 | 1,400 | $204,008 | 0.08% |
| 118 | APPLE INC | AAPL | 790 | $201,158 | 0.08% |
| 119 | KIMBELL RTY PARTNERS LP | 49435R102 | 12,815 | $172,874 | 0.06% |
| 120 | ALPHABET INC | GOOG | 600 | $145,860 | 0.05% |
| 121 | NVIDIA CORPORATION | NVDA | 700 | $130,606 | 0.05% |
| 122 | VISA INC | V | 300 | $102,414 | 0.04% |
| 123 | AMAZON COM INC | AMZN | 420 | $92,219 | 0.03% |
| 124 | KAMADA LTD | KMDA | 12,524 | $86,917 | 0.03% |
| 125 | HOME DEPOT INC | HD | 150 | $60,779 | 0.02% |
| 126 | INVESCO QQQ TR | IVZ | 100 | $60,037 | 0.02% |
| 127 | BERKSHIRE HATHAWAY INC DEL | BRK-A | 110 | $55,301 | 0.02% |
| 128 | MICROSOFT CORP | MSFT | 100 | $51,795 | 0.02% |
| 129 | PROGRESSIVE CORP | 743315103 | 200 | $49,390 | 0.02% |
| 130 | BROADCOM INC | AVGO | 100 | $32,991 | 0.01% |
| 131 | ORACLE CORP | ORCL-PD | 100 | $28,124 | 0.01% |
| 132 | TAIWAN SEMICONDUCTOR MFG LTD | 874039100 | 100 | $27,929 | 0.01% |
| 133 | AMBEV SA | ABEV | 10,000 | $22,300 | 0.01% |
| 134 | WALMART INC | WMT | 200 | $20,612 | 0.01% |
| 135 | JOHNSON & JOHNSON | JNJ | 100 | $18,542 | 0.01% |
| 136 | CHEVRON CORP NEW | CVX | 100 | $15,529 | 0.01% |
| 137 | ELI LILLY & CO | LLY | 20 | $15,260 | 0.01% |
| 138 | EXXON MOBIL CORP | XOM | 100 | $11,275 | 0.00% |