13F HOLDINGS REPORT

Ruggaard & Associates LLC

Quarter ended Q2 2025 · Filed August 14, 2025 · Accession 0001971230-25-000005

Total Value

$248.8M

Positions

134

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (134)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	AMERICAN CENTY ETF TR	025072307	142,821	$15.6M	6.26%
2	CAPITAL GRP FIXED INCM ETF T	14020Y102	674,361	$15.2M	6.10%
3	J P MORGAN EXCHANGE TRADED F	46641Q837	297,298	$15.1M	6.06%
4	CAPITAL GROUP DIVIDEND VALUE	14020W106	371,570	$14.7M	5.90%
5	ISHARES TR	46434VBD1	531,633	$13.4M	5.38%
6	ISHARES TR	46436E528	574,522	$13.3M	5.36%
7	J P MORGAN EXCHANGE TRADED F	46654Q716	227,167	$12.2M	4.89%
8	VANGUARD INDEX FDS	922908629	43,079	$12.1M	4.85%
9	INVESCO EXCHANGE TRADED FD T	IVZ	158,963	$11.3M	4.55%
10	INVESCO EXCHANGE TRADED FD T	IVZ	54,369	$9.9M	3.97%
11	ISHARES TR	464287614	19,943	$8.5M	3.40%
12	CAPITAL GROUP GBL GROWTH EQT	14020X104	264,331	$8.5M	3.40%
13	DIMENSIONAL ETF TRUST	25434V500	116,597	$7.4M	2.99%
14	WISDOMTREE TR	WT	84,648	$7.3M	2.94%
15	DBX ETF TR	233051200	154,867	$6.8M	2.72%
16	VANGUARD INDEX FDS	922908751	27,078	$6.4M	2.58%
17	APPLE INC	AAPL	29,261	$6.0M	2.41%
18	ISHARES TR	464287200	7,597	$4.7M	1.90%
19	MICROSOFT CORP	MSFT	5,783	$2.9M	1.16%
20	ISHARES TR	46434V621	28,469	$1.8M	0.73%
21	PIMCO ETF TR	72201R833	17,884	$1.8M	0.72%
22	AGNICO EAGLE MINES LTD	AEM	14,043	$1.7M	0.67%
23	J P MORGAN EXCHANGE TRADED F	46641Q118	28,071	$1.7M	0.67%
24	AMERICAN CENTY ETF TR	025072349	19,873	$1.4M	0.54%
25	WISDOMTREE TR	WT	15,772	$1.3M	0.53%
26	COLUMBIA ETF TR I	19761L805	49,588	$1.3M	0.52%
27	VANGUARD INDEX FDS	922908736	2,962	$1.3M	0.52%
28	ISHARES TR	464287887	8,612	$1.1M	0.46%
29	CONOCOPHILLIPS	COP	12,738	$1.1M	0.46%
30	AMAZON COM INC	AMZN	5,203	$1.1M	0.46%
31	INVESCO QQQ TR	IVZ	2,057	$1.1M	0.46%
32	TEXAS INSTRS INC	882508104	5,441	$1.1M	0.45%
33	ISHARES TR	464287606	12,395	$1.1M	0.45%
34	ISHARES TR	464287507	16,567	$1.0M	0.41%
35	WISDOMTREE TR	WT	24,588	$990,147	0.40%
36	JPMORGAN CHASE & CO.	VYLD	3,123	$905,389	0.36%
37	NOVARTIS AG	NVSEF	7,399	$895,312	0.36%
38	VANGUARD INDEX FDS	922908769	2,805	$852,607	0.34%
39	AFLAC INC	AFL	7,951	$838,512	0.34%
40	INGREDION INC	INGR	6,055	$821,179	0.33%
41	OLD REP INTL CORP	680223104	20,896	$803,242	0.32%
42	PIMCO ETF TR	72201R585	29,950	$794,884	0.32%
43	COSTCO WHSL CORP NEW	22160K105	784	$776,113	0.31%
44	WALMART INC	WMT	7,828	$765,422	0.31%
45	SCHWAB STRATEGIC TR	808524300	25,435	$742,956	0.30%
46	ISHARES TR	464287481	5,200	$721,136	0.29%
47	TAIWAN SEMICONDUCTOR MFG LTD	874039100	3,056	$692,076	0.28%
48	NVIDIA CORPORATION	NVDA	4,362	$689,152	0.28%
49	JANUS DETROIT STR TR	47103U845	13,215	$670,681	0.27%
50	CHEVRON CORP NEW	CVX	4,501	$644,442	0.26%
51	ELEVANCE HEALTH INC	ELV	1,644	$639,450	0.26%
52	SPDR S&P 500 ETF TR	SPY	992	$612,907	0.25%
53	ROYAL BK CDA	780087102	4,585	$603,157	0.24%
54	EXXON MOBIL CORP	XOM	5,484	$591,209	0.24%
55	PROCTER AND GAMBLE CO	742718109	3,707	$590,599	0.24%
56	SCHWAB STRATEGIC TR	808524508	20,819	$583,973	0.23%
57	VALERO ENERGY CORP	VLO	4,014	$539,562	0.22%
58	VISA INC	V	1,518	$539,016	0.22%
59	J P MORGAN EXCHANGE TRADED F	46641Q654	10,580	$538,734	0.22%
60	EAGLE MATLS INC	26969P108	2,665	$538,623	0.22%
61	CISCO SYS INC	CSCO	7,332	$508,694	0.20%
62	ABBOTT LABS	ABLZF	3,634	$494,322	0.20%
63	BANK NOVA SCOTIA HALIFAX	064149107	8,781	$485,326	0.20%
64	ISHARES TR	464287622	1,404	$476,756	0.19%
65	LADDER CAP CORP	LADR	44,138	$474,482	0.19%
66	ISHARES TR	464287150	3,410	$460,486	0.19%
67	ALCON AG	ALC	4,977	$439,398	0.18%
68	DEERE & CO	DE	844	$429,218	0.17%
69	BROADCOM INC	AVGO	1,555	$428,648	0.17%
70	SUNCOR ENERGY INC NEW	SU	11,345	$424,870	0.17%
71	JOHNSON & JOHNSON	JNJ	2,708	$413,647	0.17%
72	SELECT SECTOR SPDR TR	81369Y803	1,623	$410,992	0.17%
73	PROGRESSIVE CORP	743315103	1,540	$410,964	0.17%
74	ALPHABET INC	GOOG	2,324	$409,611	0.16%
75	SCHWAB STRATEGIC TR	808524607	16,006	$404,952	0.16%
76	GATX CORP	GATX	2,633	$404,323	0.16%
77	AMERICAN EXPRESS CO	AXP	1,232	$392,913	0.16%
78	ARK ETF TR	00214Q104	5,455	$383,432	0.15%
79	ISHARES TR	464288257	2,923	$375,898	0.15%
80	PEPSICO INC	PEP	2,824	$372,881	0.15%
81	SPDR S&P MIDCAP 400 ETF TR	MDY	650	$368,212	0.15%
82	BERKSHIRE HATHAWAY INC DEL	BRK-A	726	$352,669	0.14%
83	MCDONALDS CORP	MCD	1,194	$348,972	0.14%
84	CAPITAL ONE FINL CORP	14040H105	1,600	$340,416	0.14%
85	CANADIAN NATL RY CO	136375102	3,203	$333,240	0.13%
86	ELI LILLY & CO	LLY	426	$332,120	0.13%
87	THERMO FISHER SCIENTIFIC INC	TMO	800	$324,503	0.13%
88	HOME DEPOT INC	HD	872	$319,814	0.13%
89	NUTRIEN LTD	NTR	5,405	$314,787	0.13%
90	MOTOROLA SOLUTIONS INC	MSI	737	$309,907	0.12%
91	DOLLAR GEN CORP NEW	256677105	2,691	$307,797	0.12%
92	PHILLIPS 66	PSX	2,532	$302,068	0.12%
93	VANGUARD INDEX FDS	922908652	1,564	$301,494	0.12%
94	CANADIAN NAT RES LTD	136385101	9,510	$298,614	0.12%
95	TRAVELERS COMPANIES INC	TRV	1,104	$295,364	0.12%
96	MERCADOLIBRE INC	MELI	112	$292,727	0.12%
97	PUBLIC SVC ENTERPRISE GRP IN	744573106	3,233	$272,154	0.11%
98	ISHARES TR	464287473	2,057	$271,812	0.11%
99	VANGUARD MUN BD FDS	922907746	5,440	$266,723	0.11%
100	BLACK HILLS CORP	BKH	4,649	$260,809	0.10%
101	CIVITAS RESOURCES INC	17888H103	9,285	$255,523	0.10%
102	S&P GLOBAL INC	SPGI	472	$248,881	0.10%
103	ISHARES TR	464287804	2,248	$245,684	0.10%
104	3M CO	MMM	1,610	$245,106	0.10%
105	SCHWAB STRATEGIC TR	808524102	10,277	$244,901	0.10%
106	TJX COS INC NEW	872540109	1,962	$242,287	0.10%
107	ENERGY TRANSFER L P	ET-PI	12,987	$235,454	0.09%
108	AT&T INC	T-PC	7,962	$230,420	0.09%
109	D R HORTON INC	23331A109	1,786	$230,279	0.09%
110	NOVA LTD	NVMI	835	$229,792	0.09%
111	ROCKWELL AUTOMATION INC	ROK	687	$228,201	0.09%
112	SPDR GOLD TR	GLD	702	$213,991	0.09%
113	ORACLE CORP	ORCL-PD	881	$192,613	0.08%
114	ELLSWORTH GROWTH & INCOME FD	289074106	18,772	$192,413	0.08%
115	KIMBELL RTY PARTNERS LP	49435R102	12,740	$177,850	0.07%
116	APPLE INC	AAPL	790	$162,084	0.07%
117	VISA INC	V	300	$106,515	0.04%
118	ALPHABET INC	GOOG	600	$105,738	0.04%
119	AMAZON COM INC	AMZN	420	$92,144	0.04%
120	NVIDIA CORPORATION	NVDA	500	$78,995	0.03%
121	INVESCO QQQ TR	IVZ	100	$55,164	0.02%
122	HOME DEPOT INC	HD	150	$54,996	0.02%
123	BERKSHIRE HATHAWAY INC DEL	BRK-A	110	$53,435	0.02%
124	PROGRESSIVE CORP	743315103	200	$53,372	0.02%
125	MICROSOFT CORP	MSFT	100	$49,741	0.02%
126	BROADCOM INC	AVGO	100	$27,565	0.01%
127	AMBEV SA	ABEV	10,000	$24,100	0.01%
128	TAIWAN SEMICONDUCTOR MFG LTD	874039100	100	$22,649	0.01%
129	ORACLE CORP	ORCL-PD	100	$21,863	0.01%
130	WALMART INC	WMT	200	$19,556	0.01%
131	ELI LILLY & CO	LLY	20	$15,591	0.01%
132	JOHNSON & JOHNSON	JNJ	100	$15,275	0.01%
133	CHEVRON CORP NEW	CVX	100	$14,319	0.01%
134	EXXON MOBIL CORP	XOM	100	$10,780	0.00%