13F HOLDINGS REPORT

Ruggaard & Associates LLC

Quarter ended Q1 2025 · Filed May 15, 2025 · Accession 0001971230-25-000002

Total Value

$228.3M

Positions

132

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (132)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	J P MORGAN EXCHANGE TRADED F	46641Q837	299,778	$15.2M	6.65%
2	CAPITAL GRP FIXED INCM ETF T	14020Y102	652,057	$14.6M	6.41%
3	CAPITAL GROUP DIVIDEND VALUE	14020W106	397,750	$14.2M	6.21%
4	ISHARES TR	46436E528	587,231	$13.6M	5.97%
5	ISHARES TR	46434VBD1	532,182	$13.4M	5.86%
6	AMERICAN CENTY ETF TR	025072307	138,806	$13.0M	5.70%
7	VANGUARD INDEX FDS	922908629	50,052	$12.9M	5.67%
8	J P MORGAN EXCHANGE TRADED F	46654Q716	227,038	$12.2M	5.32%
9	VANECK ETF TRUST	92189F643	133,138	$11.7M	5.13%
10	INVESCO EXCHANGE TRADED FD T	IVZ	55,722	$9.7M	4.23%
11	ISHARES TR	464287614	20,645	$7.5M	3.27%
12	WISDOMTREE TR	WT	90,303	$7.4M	3.25%
13	DIMENSIONAL ETF TRUST	25434V500	117,112	$7.0M	3.07%
14	APPLE INC	AAPL	29,254	$6.5M	2.85%
15	VANGUARD INDEX FDS	922908751	28,598	$6.3M	2.78%
16	ISHARES TR	464287200	8,149	$4.6M	2.01%
17	MICROSOFT CORP	MSFT	5,755	$2.2M	0.95%
18	PIMCO ETF TR	72201R833	18,028	$1.8M	0.79%
19	J P MORGAN EXCHANGE TRADED F	46641Q118	31,848	$1.8M	0.78%
20	AGNICO EAGLE MINES LTD	AEM	13,401	$1.5M	0.64%
21	CONOCOPHILLIPS	COP	12,962	$1.4M	0.60%
22	ISHARES TR	464287887	10,880	$1.4M	0.59%
23	VANGUARD INDEX FDS	922908736	3,587	$1.3M	0.58%
24	AMERICAN CENTY ETF TR	025072349	19,752	$1.3M	0.56%
25	COLUMBIA ETF TR I	19761L805	50,438	$1.3M	0.56%
26	ISHARES TR	46434V621	20,468	$1.3M	0.55%
27	WISDOMTREE TR	WT	15,216	$1.2M	0.53%
28	ISHARES TR	464287507	19,700	$1.1M	0.50%
29	AMAZON COM INC	AMZN	5,067	$964,070	0.42%
30	INVESCO QQQ TR	IVZ	2,053	$962,693	0.42%
31	TEXAS INSTRS INC	882508104	5,333	$958,407	0.42%
32	CAPITAL GROUP GBL GROWTH EQT	14020X104	32,530	$921,574	0.40%
33	AFLAC INC	AFL	7,951	$884,072	0.39%
34	INGREDION INC	INGR	6,205	$838,978	0.37%
35	PIMCO ETF TR	72201R585	31,751	$836,631	0.37%
36	NOVARTIS AG	NVSEF	7,399	$824,802	0.36%
37	OLD REP INTL CORP	680223104	20,809	$816,129	0.36%
38	JPMORGAN CHASE & CO.	VYLD	3,218	$789,375	0.35%
39	ISHARES TR	464287606	9,415	$784,081	0.34%
40	COSTCO WHSL CORP NEW	22160K105	783	$740,546	0.32%
41	CHEVRON CORP NEW	CVX	4,326	$723,705	0.32%
42	ELEVANCE HEALTH INC	ELV	1,650	$717,684	0.31%
43	VANGUARD INDEX FDS	922908769	2,578	$708,613	0.31%
44	WALMART INC	WMT	7,876	$691,434	0.30%
45	WISDOMTREE TR	WT	18,557	$661,911	0.29%
46	JANUS DETROIT STR TR	47103U845	13,051	$661,832	0.29%
47	EXXON MOBIL CORP	XOM	5,474	$651,061	0.29%
48	JOHNSON & JOHNSON	JNJ	3,878	$643,128	0.28%
49	PROCTER AND GAMBLE CO	742718109	3,741	$637,541	0.28%
50	SCHWAB STRATEGIC TR	808524300	25,280	$633,011	0.28%
51	ISHARES TR	464287481	5,381	$632,214	0.28%
52	EAGLE MATLS INC	26969P108	2,700	$599,211	0.26%
53	SCHWAB STRATEGIC TR	808524508	21,446	$561,885	0.25%
54	ISHARES TR	464287150	4,418	$539,033	0.24%
55	SPDR S&P 500 ETF TR	SPY	963	$538,693	0.24%
56	J P MORGAN EXCHANGE TRADED F	46641Q654	10,580	$537,993	0.24%
57	VISA INC	V	1,535	$537,986	0.24%
58	VALERO ENERGY CORP	VLO	4,014	$530,129	0.23%
59	ROYAL BK CDA	780087102	4,685	$528,093	0.23%
60	TAIWAN SEMICONDUCTOR MFG LTD	874039100	3,086	$512,220	0.22%
61	LADDER CAP CORP	LADR	44,788	$511,029	0.22%
62	ISHARES TR	464287804	4,665	$487,819	0.21%
63	ISHARES TR	464287622	1,555	$476,981	0.21%
64	ALCON AG	ALC	5,008	$475,440	0.21%
65	THERMO FISHER SCIENTIFIC INC	TMO	915	$455,469	0.20%
66	CISCO SYS INC	CSCO	7,332	$452,458	0.20%
67	SUNCOR ENERGY INC NEW	SU	11,330	$438,698	0.19%
68	PROGRESSIVE CORP	743315103	1,540	$435,835	0.19%
69	PEPSICO INC	PEP	2,849	$427,179	0.19%
70	BANK NOVA SCOTIA HALIFAX	064149107	8,981	$425,969	0.19%
71	GATX CORP	GATX	2,633	$408,826	0.18%
72	ABBOTT LABS	ABLZF	3,033	$402,373	0.18%
73	DEERE & CO	DE	837	$392,884	0.17%
74	SCHWAB STRATEGIC TR	808524607	16,326	$382,518	0.17%
75	BERKSHIRE HATHAWAY INC DEL	BRK-A	711	$378,664	0.17%
76	MCDONALDS CORP	MCD	1,208	$377,444	0.17%
77	ISHARES TR	464287309	4,059	$376,797	0.17%
78	PACER FDS TR	69374H881	6,580	$360,321	0.16%
79	ALPHABET INC	GOOG	2,305	$356,485	0.16%
80	ELI LILLY & CO	LLY	426	$351,866	0.15%
81	NVIDIA CORPORATION	NVDA	3,244	$351,585	0.15%
82	SPDR S&P MIDCAP 400 ETF TR	MDY	650	$346,762	0.15%
83	AMERICAN EXPRESS CO	AXP	1,270	$341,626	0.15%
84	ISHARES TR	464288257	2,923	$340,208	0.15%
85	SELECT SECTOR SPDR TR	81369Y803	1,623	$335,117	0.15%
86	PHILLIPS 66	PSX	2,672	$329,939	0.14%
87	HOME DEPOT INC	HD	875	$320,742	0.14%
88	CIVITAS RESOURCES INC	17888H103	9,143	$318,999	0.14%
89	MOTOROLA SOLUTIONS INC	MSI	728	$318,747	0.14%
90	CANADIAN NATL RY CO	136375102	3,203	$312,164	0.14%
91	CANADIAN NAT RES LTD	136385101	10,100	$311,080	0.14%
92	VANGUARD INDEX FDS	922908652	1,789	$308,188	0.13%
93	SCHWAB STRATEGIC TR	808524102	13,405	$288,610	0.13%
94	CAPITAL ONE FINL CORP	14040H105	1,600	$286,880	0.13%
95	BLACK HILLS CORP	BKH	4,649	$281,962	0.12%
96	VANGUARD MUN BD FDS	922907746	5,440	$269,933	0.12%
97	NUTRIEN LTD	NTR	5,405	$268,466	0.12%
98	PUBLIC SVC ENTERPRISE GRP IN	744573106	3,233	$266,076	0.12%
99	TRAVELERS COMPANIES INC	TRV	1,004	$265,518	0.12%
100	ARK ETF TR	00214Q104	5,455	$259,549	0.11%
101	ISHARES TR	464287473	2,057	$259,120	0.11%
102	TJX COS INC NEW	872540109	2,062	$251,152	0.11%
103	BROADCOM INC	AVGO	1,466	$245,452	0.11%
104	S&P GLOBAL INC	SPGI	480	$243,888	0.11%
105	ENERGY TRANSFER L P	ET-PI	12,987	$241,428	0.11%
106	3M CO	MMM	1,610	$236,445	0.10%
107	DOLLAR GEN CORP NEW	256677105	2,561	$225,189	0.10%
108	AT&T INC	T-PC	7,962	$225,165	0.10%
109	D R HORTON INC	23331A109	1,754	$223,006	0.10%
110	BHP GROUP LTD	BHPLF	4,426	$214,838	0.09%
111	ISHARES TR	464287705	1,737	$207,946	0.09%
112	MERCADOLIBRE INC	MELI	105	$204,841	0.09%
113	APPLE INC	AAPL	790	$175,483	0.08%
114	ELLSWORTH GROWTH & INCOME FD	289074106	18,772	$170,450	0.07%
115	KIMBELL RTY PARTNERS LP	49435R102	11,790	$165,060	0.07%
116	VISA INC	V	300	$105,138	0.05%
117	ALPHABET INC	GOOG	600	$92,784	0.04%
118	AMAZON COM INC	AMZN	420	$79,909	0.04%
119	PROGRESSIVE CORP	743315103	200	$56,602	0.02%
120	HOME DEPOT INC	HD	150	$54,974	0.02%
121	NVIDIA CORPORATION	NVDA	500	$54,190	0.02%
122	BERKSHIRE HATHAWAY INC DEL	BRK-A	100	$53,258	0.02%
123	INVESCO QQQ TR	IVZ	100	$46,892	0.02%
124	MICROSOFT CORP	MSFT	100	$37,539	0.02%
125	AMBEV SA	ABEV	10,000	$23,300	0.01%
126	WALMART INC	WMT	200	$17,558	0.01%
127	BROADCOM INC	AVGO	100	$16,743	0.01%
128	CHEVRON CORP NEW	CVX	100	$16,729	0.01%
129	TAIWAN SEMICONDUCTOR MFG LTD	874039100	100	$16,600	0.01%
130	JOHNSON & JOHNSON	JNJ	100	$16,584	0.01%
131	ELI LILLY & CO	LLY	20	$16,518	0.01%
132	EXXON MOBIL CORP	XOM	100	$11,893	0.01%