13F HOLDINGS REPORT
Werba Rubin Papier Wealth Management
Quarter ended Q4 2025 · Filed January 27, 2026 · Accession 0001971029-26-000001
Total Value
$369.0M
Positions
232
Other Managers
0
Confidential Omitted
No
Holdings (232)
| # | Issuer | Ticker / CUSIP | Shares | Value | % of Filing |
|---|---|---|---|---|---|
| 1 | VANGUARD BD INDEX FDS | 921937835 | 360,595 | $26.7M | 7.24% |
| 2 | NVIDIA CORPORATION | NVDA | 133,352 | $24.9M | 6.74% |
| 3 | VANGUARD INDEX FDS | 922908736 | 43,375 | $21.2M | 5.73% |
| 4 | VANGUARD INDEX FDS | 922908744 | 109,844 | $21.0M | 5.68% |
| 5 | SCHWAB STRATEGIC TR | 808524680 | 482,748 | $15.3M | 4.15% |
| 6 | ISHARES TR | 464287440 | 142,988 | $13.7M | 3.73% |
| 7 | DIMENSIONAL ETF TRUST | 25434V807 | 241,881 | $12.1M | 3.27% |
| 8 | DIMENSIONAL ETF TRUST | 25434V864 | 221,243 | $10.6M | 2.87% |
| 9 | DIMENSIONAL ETF TRUST | 25434V724 | 186,562 | $8.7M | 2.36% |
| 10 | CAPITAL GRP FIXED INCM ETF T | 14020Y508 | 298,429 | $7.9M | 2.14% |
| 11 | DIMENSIONAL ETF TRUST | 25434V203 | 191,195 | $7.3M | 1.97% |
| 12 | PROCEPT BIOROBOTICS CORP | PRCT | 210,000 | $6.6M | 1.79% |
| 13 | VANGUARD INDEX FDS | 922908363 | 9,739 | $6.1M | 1.65% |
| 14 | MICROSOFT CORP | MSFT | 12,492 | $6.0M | 1.64% |
| 15 | VANGUARD WHITEHALL FDS | 921946810 | 63,659 | $5.8M | 1.58% |
| 16 | SCHWAB STRATEGIC TR | 808524409 | 189,715 | $5.6M | 1.52% |
| 17 | DIMENSIONAL ETF TRUST | 25434V708 | 135,208 | $5.4M | 1.45% |
| 18 | ALPHABET INC | GOOG | 14,996 | $4.7M | 1.28% |
| 19 | ALPHABET INC | GOOG | 14,751 | $4.6M | 1.25% |
| 20 | DIMENSIONAL ETF TRUST | 25434V401 | 58,365 | $4.3M | 1.17% |
| 21 | VANGUARD INTL EQUITY INDEX F | 922042858 | 72,459 | $3.9M | 1.06% |
| 22 | ISHARES INC | 46434G764 | 51,748 | $3.8M | 1.02% |
| 23 | META PLATFORMS INC | META | 5,692 | $3.8M | 1.02% |
| 24 | VANGUARD INDEX FDS | 922908611 | 16,555 | $3.5M | 0.95% |
| 25 | SPDR S&P 500 ETF TR | SPY | 4,951 | $3.4M | 0.91% |
| 26 | VANGUARD INDEX FDS | 922908769 | 9,238 | $3.1M | 0.84% |
| 27 | VANGUARD INDEX FDS | 922908512 | 16,260 | $2.9M | 0.78% |
| 28 | VANGUARD INDEX FDS | 922908538 | 10,031 | $2.8M | 0.76% |
| 29 | DIMENSIONAL ETF TRUST | 25434V609 | 46,561 | $2.8M | 0.75% |
| 30 | SPDR GOLD TR | GLD | 6,771 | $2.7M | 0.73% |
| 31 | SCHWAB STRATEGIC TR | 808524300 | 81,492 | $2.7M | 0.72% |
| 32 | VISA INC | V | 6,970 | $2.4M | 0.66% |
| 33 | MARQETA INC | MQ | 493,118 | $2.3M | 0.63% |
| 34 | TESLA INC | TSLA | 5,072 | $2.3M | 0.62% |
| 35 | ISHARES TR | 464287200 | 3,204 | $2.2M | 0.59% |
| 36 | DIMENSIONAL ETF TRUST | 25434V104 | 44,859 | $2.1M | 0.57% |
| 37 | VANGUARD INDEX FDS | 922908595 | 6,506 | $2.0M | 0.53% |
| 38 | JPMORGAN CHASE & CO. | VYLD | 5,868 | $1.9M | 0.51% |
| 39 | COSTCO WHSL CORP NEW | 22160K105 | 2,179 | $1.9M | 0.51% |
| 40 | EXXON MOBIL CORP | XOM | 14,495 | $1.7M | 0.47% |
| 41 | DIMENSIONAL ETF TRUST | 25434V302 | 48,452 | $1.6M | 0.43% |
| 42 | SNOWFLAKE INC | SNOW | 7,168 | $1.6M | 0.43% |
| 43 | VANGUARD BD INDEX FDS | 921937819 | 19,626 | $1.5M | 0.41% |
| 44 | DIMENSIONAL ETF TRUST | 25434V872 | 35,121 | $1.5M | 0.41% |
| 45 | INVESCO EXCH TRD SLF IDX FD | IVZ | 61,989 | $1.4M | 0.39% |
| 46 | CAPITAL GRP FIXED INCM ETF T | 14020Y409 | 55,315 | $1.4M | 0.39% |
| 47 | DIMENSIONAL ETF TRUST | 25434V781 | 37,004 | $1.4M | 0.38% |
| 48 | DIMENSIONAL ETF TRUST | 25434V799 | 40,414 | $1.4M | 0.38% |
| 49 | ISHARES TR | 464289438 | 5,024 | $1.4M | 0.38% |
| 50 | SALESFORCE INC | CRM | 5,108 | $1.4M | 0.37% |
| 51 | SERVICENOW INC | NOW | 8,606 | $1.3M | 0.36% |
| 52 | DIMENSIONAL ETF TRUST | 25434V625 | 17,417 | $1.3M | 0.35% |
| 53 | CADENCE DESIGN SYSTEM INC | CDNS | 3,978 | $1.2M | 0.34% |
| 54 | VANGUARD STAR FDS | 921909768 | 16,176 | $1.2M | 0.33% |
| 55 | MASTERCARD INCORPORATED | MA | 1,982 | $1.1M | 0.31% |
| 56 | BROADCOM INC | AVGO | 3,240 | $1.1M | 0.30% |
| 57 | ORACLE CORP | ORCL-PD | 5,631 | $1.1M | 0.30% |
| 58 | ISHARES TR | 46436E528 | 46,638 | $1.1M | 0.29% |
| 59 | ISHARES TR | 464287523 | 3,567 | $1.1M | 0.29% |
| 60 | ISHARES TR | 46435G516 | 11,272 | $1.1M | 0.29% |
| 61 | PUTNAM ETF TRUST | 746729839 | 137,783 | $1.0M | 0.27% |
| 62 | GILEAD SCIENCES INC | GILD | 8,209 | $1.0M | 0.27% |
| 63 | VANGUARD SCOTTSDALE FDS | 92206C847 | 16,874 | $941,596 | 0.26% |
| 64 | VANGUARD WORLD FD | 92204A504 | 3,230 | $929,811 | 0.25% |
| 65 | ISHARES GOLD TR | IAU | 11,443 | $928,828 | 0.25% |
| 66 | DIMENSIONAL ETF TRUST | 25434V500 | 13,171 | $917,618 | 0.25% |
| 67 | VANECK ETF TRUST | 92189F106 | 10,300 | $883,421 | 0.24% |
| 68 | SPDR SERIES TRUST | 78468R663 | 9,507 | $868,709 | 0.24% |
| 69 | ELI LILLY & CO | LLY | 799 | $858,898 | 0.23% |
| 70 | CISCO SYS INC | CSCO | 10,633 | $819,048 | 0.22% |
| 71 | ISHARES TR | 46435U713 | 15,432 | $812,052 | 0.22% |
| 72 | AMERICAN CENTY ETF TR | 02507A200 | 15,711 | $798,425 | 0.22% |
| 73 | VANGUARD WORLD FD | 92204A702 | 1,058 | $797,797 | 0.22% |
| 74 | PALANTIR TECHNOLOGIES INC | PLTR | 4,466 | $793,832 | 0.22% |
| 75 | VANGUARD INDEX FDS | 922908553 | 8,947 | $791,685 | 0.21% |
| 76 | DIMENSIONAL ETF TRUST | 25434V773 | 23,825 | $784,794 | 0.21% |
| 77 | NETFLIX INC | NFLX | 8,063 | $755,998 | 0.20% |
| 78 | SILVACO GROUP INC | SVCO | 186,080 | $753,624 | 0.20% |
| 79 | JOHNSON & JOHNSON | JNJ | 3,511 | $726,696 | 0.20% |
| 80 | CHEVRON CORP NEW | CVX | 4,714 | $718,389 | 0.19% |
| 81 | DIMENSIONAL ETF TRUST | 25434V732 | 21,614 | $714,983 | 0.19% |
| 82 | VANGUARD INDEX FDS | 922908751 | 2,752 | $709,820 | 0.19% |
| 83 | SPDR INDEX SHS FDS | 78463X871 | 17,237 | $704,323 | 0.19% |
| 84 | ABBVIE INC | ABBV | 3,051 | $697,108 | 0.19% |
| 85 | VANGUARD MALVERN FDS | 922020730 | 9,046 | $691,838 | 0.19% |
| 86 | HEWLETT PACKARD ENTERPRISE C | HPE-PC | 28,076 | $674,374 | 0.18% |
| 87 | VANGUARD SCOTTSDALE FDS | 92206C870 | 7,946 | $665,478 | 0.18% |
| 88 | GE AEROSPACE | 369604301 | 2,098 | $646,123 | 0.18% |
| 89 | AGILENT TECHNOLOGIES INC | A | 4,638 | $631,099 | 0.17% |
| 90 | WALMART INC | WMT | 5,629 | $627,149 | 0.17% |
| 91 | AT&T INC | T-PC | 24,719 | $614,020 | 0.17% |
| 92 | ASML HOLDING N V | ASMLF | 572 | $611,973 | 0.17% |
| 93 | PUBLIC STORAGE OPER CO | PSA-PS | 2,343 | $608,100 | 0.16% |
| 94 | ADOBE INC | ADBE | 1,719 | $601,633 | 0.16% |
| 95 | DIMENSIONAL ETF TRUST | 25434V831 | 15,751 | $599,017 | 0.16% |
| 96 | KEYSIGHT TECHNOLOGIES INC | KEYS | 2,899 | $589,048 | 0.16% |
| 97 | FIDELITY WISE ORIGIN BITCOIN | FBTC | 7,515 | $572,868 | 0.16% |
| 98 | SCHWAB STRATEGIC TR | 808524763 | 18,163 | $572,316 | 0.16% |
| 99 | ISHARES TR | 464287481 | 4,097 | $561,014 | 0.15% |
| 100 | COCA COLA CO | KO | 7,977 | $557,693 | 0.15% |
| 101 | STARBUCKS CORP | SBUX | 6,545 | $551,193 | 0.15% |
| 102 | DIMENSIONAL ETF TRUST | 25434V567 | 10,160 | $551,046 | 0.15% |
| 103 | SCHWAB STRATEGIC TR | 808524789 | 20,653 | $548,750 | 0.15% |
| 104 | HOME DEPOT INC | HD | 1,573 | $541,394 | 0.15% |
| 105 | TAIWAN SEMICONDUCTOR MFG LTD | 874039100 | 1,774 | $539,115 | 0.15% |
| 106 | GOLDMAN SACHS GROUP INC | GSCE | 601 | $528,467 | 0.14% |
| 107 | ISHARES TR | 464287499 | 5,443 | $523,966 | 0.14% |
| 108 | CITIGROUP INC | C-PR | 4,468 | $521,364 | 0.14% |
| 109 | VANGUARD TAX-MANAGED FDS | 921943858 | 8,188 | $511,484 | 0.14% |
| 110 | DISNEY WALT CO | 254687106 | 4,484 | $510,181 | 0.14% |
| 111 | DIMENSIONAL ETF TRUST | 25434V575 | 9,603 | $505,431 | 0.14% |
| 112 | ISHARES TR | 464287556 | 2,942 | $496,440 | 0.13% |
| 113 | CATERPILLAR INC | CAT | 853 | $488,534 | 0.13% |
| 114 | PORCH GROUP INC | PRCH | 53,286 | $486,501 | 0.13% |
| 115 | MORGAN STANLEY | MS-PQ | 2,544 | $451,583 | 0.12% |
| 116 | CAPITAL ONE FINL CORP | 14040H105 | 1,817 | $440,415 | 0.12% |
| 117 | PROCTER AND GAMBLE CO | 742718109 | 3,066 | $439,388 | 0.12% |
| 118 | ISHARES TR | 46429B598 | 8,125 | $439,172 | 0.12% |
| 119 | GLOBAL X FDS | 37954Y673 | 9,185 | $438,951 | 0.12% |
| 120 | DEERE & CO | DE | 901 | $419,684 | 0.11% |
| 121 | ISHARES TR | 464287614 | 887 | $419,586 | 0.11% |
| 122 | LOCKHEED MARTIN CORP | LMT | 866 | $418,717 | 0.11% |
| 123 | VANGUARD INDEX FDS | 922908637 | 1,321 | $415,754 | 0.11% |
| 124 | SCHWAB STRATEGIC TR | 808524755 | 9,144 | $413,394 | 0.11% |
| 125 | DIMENSIONAL ETF TRUST | 25434V815 | 12,450 | $409,489 | 0.11% |
| 126 | ISHARES TR | 464287432 | 4,637 | $404,126 | 0.11% |
| 127 | ISHARES TR | 464287176 | 3,650 | $401,170 | 0.11% |
| 128 | UNITEDHEALTH GROUP INC | UNH | 1,195 | $394,579 | 0.11% |
| 129 | INTUITIVE SURGICAL INC | ISRG | 689 | $390,222 | 0.11% |
| 130 | HSBC HLDGS PLC | HBCYF | 4,912 | $386,456 | 0.10% |
| 131 | UBS GROUP AG | UBS | 8,283 | $383,586 | 0.10% |
| 132 | MERCK & CO INC | MRK | 3,593 | $378,239 | 0.10% |
| 133 | INVESCO ACTIVELY MANAGED EXC | IVZ | 7,513 | $377,528 | 0.10% |
| 134 | CONOCOPHILLIPS | COP | 3,955 | $370,184 | 0.10% |
| 135 | TJX COS INC NEW | 872540109 | 2,349 | $360,892 | 0.10% |
| 136 | ISHARES TR | 464287465 | 3,744 | $359,536 | 0.10% |
| 137 | CINTAS CORP | CTAS | 1,889 | $355,181 | 0.10% |
| 138 | BANCO BILBAO VIZCAYA ARGENTA | BBVXF | 15,227 | $354,937 | 0.10% |
| 139 | KLA CORP | KLAC | 290 | $352,400 | 0.10% |
| 140 | VERIZON COMMUNICATIONS INC | VZ | 8,553 | $348,373 | 0.09% |
| 141 | SCHWAB CHARLES CORP | SCHW-PJ | 3,463 | $345,958 | 0.09% |
| 142 | WELLS FARGO CO NEW | 949746101 | 3,606 | $336,106 | 0.09% |
| 143 | HP INC | HPQ | 15,027 | $334,807 | 0.09% |
| 144 | NORTHROP GRUMMAN CORP | NOC | 568 | $323,753 | 0.09% |
| 145 | SCHWAB STRATEGIC TR | 808524805 | 13,203 | $317,412 | 0.09% |
| 146 | ISHARES TR | 464287622 | 846 | $315,974 | 0.09% |
| 147 | ISHARES TR | 464288356 | 5,402 | $310,414 | 0.08% |
| 148 | REALTY INCOME CORP | O | 5,505 | $310,337 | 0.08% |
| 149 | DOORDASH INC | DASH | 1,365 | $309,145 | 0.08% |
| 150 | DANAHER CORPORATION | 235851102 | 1,342 | $307,215 | 0.08% |
| 151 | SPDR SERIES TRUST | 78464A664 | 11,591 | $306,814 | 0.08% |
| 152 | L3HARRIS TECHNOLOGIES INC | LHX | 1,042 | $305,919 | 0.08% |
| 153 | ULTA BEAUTY INC | ULTA | 505 | $305,530 | 0.08% |
| 154 | VANGUARD INTL EQUITY INDEX F | 922042874 | 3,632 | $303,684 | 0.08% |
| 155 | INTUIT | INTU | 455 | $301,424 | 0.08% |
| 156 | COMCAST CORP NEW | CCZ | 10,077 | $301,189 | 0.08% |
| 157 | HOWMET AEROSPACE INC | HWM | 1,448 | $296,785 | 0.08% |
| 158 | ISHARES TR | 464287804 | 2,439 | $293,149 | 0.08% |
| 159 | CUMMINS INC | CMI | 570 | $291,028 | 0.08% |
| 160 | ING GROEP N.V. | INGVF | 10,350 | $289,787 | 0.08% |
| 161 | LAM RESEARCH CORP | LRCX | 1,691 | $289,474 | 0.08% |
| 162 | GE VERNOVA INC | GEV | 441 | $288,257 | 0.08% |
| 163 | MCDONALDS CORP | MCD | 938 | $286,762 | 0.08% |
| 164 | CHUBB LIMITED | CB | 917 | $286,223 | 0.08% |
| 165 | ISHARES TR | 464287721 | 1,433 | $286,110 | 0.08% |
| 166 | UNITED RENTALS INC | URI | 352 | $284,890 | 0.08% |
| 167 | PROSHARES TR | 74349Y829 | 14,000 | $282,800 | 0.08% |
| 168 | PROSHARES TR | 74347R248 | 3,464 | $276,012 | 0.07% |
| 169 | ISHARES TR | 464288273 | 3,550 | $275,201 | 0.07% |
| 170 | EXELON CORP | EXC | 6,288 | $274,076 | 0.07% |
| 171 | PEPSICO INC | PEP | 1,898 | $272,470 | 0.07% |
| 172 | VANGUARD SCOTTSDALE FDS | 92206C102 | 4,590 | $269,571 | 0.07% |
| 173 | VANGUARD INTL EQUITY INDEX F | 922042775 | 3,662 | $269,369 | 0.07% |
| 174 | WELLTOWER INC | WELL | 1,450 | $269,160 | 0.07% |
| 175 | INTERNATIONAL BUSINESS MACHS | INTR | 899 | $266,400 | 0.07% |
| 176 | 3M CO | MMM | 1,660 | $265,832 | 0.07% |
| 177 | MIZUHO FINANCIAL GROUP INC | MZHOF | 36,300 | $265,718 | 0.07% |
| 178 | QUALCOMM INC | QCOM | 1,551 | $265,344 | 0.07% |
| 179 | MEDTRONIC PLC | MDT | 2,756 | $264,735 | 0.07% |
| 180 | ISHARES TR | 464288760 | 1,226 | $263,210 | 0.07% |
| 181 | SELECT SECTOR SPDR TR | 81369Y803 | 1,828 | $263,177 | 0.07% |
| 182 | MARATHON PETE CORP | MARA | 1,604 | $260,891 | 0.07% |
| 183 | GARMIN LTD | GRMN | 1,281 | $259,856 | 0.07% |
| 184 | MONSTER BEVERAGE CORP NEW | MNST | 3,388 | $259,758 | 0.07% |
| 185 | SPINNAKER ETF SERIES | 84858T772 | 6,152 | $259,184 | 0.07% |
| 186 | APPLOVIN CORP | APP | 382 | $257,399 | 0.07% |
| 187 | ISHARES TR | 464287655 | 1,027 | $252,866 | 0.07% |
| 188 | SMARTSTOP SELF STORAG REIT I | 83192D402 | 8,002 | $247,582 | 0.07% |
| 189 | DIMENSIONAL ETF TRUST | 25434V583 | 4,569 | $247,071 | 0.07% |
| 190 | TE CONNECTIVITY PLC | TEL | 1,080 | $245,731 | 0.07% |
| 191 | SHOPIFY INC | SHOP | 1,525 | $245,479 | 0.07% |
| 192 | WESTERN DIGITAL CORP | WDC | 1,418 | $244,288 | 0.07% |
| 193 | SAP SE | SAPGF | 999 | $242,667 | 0.07% |
| 194 | SHELL PLC | RYDAF | 3,296 | $242,159 | 0.07% |
| 195 | SPDR SERIES TRUST | 78464A300 | 2,658 | $241,798 | 0.07% |
| 196 | BOOKING HOLDINGS INC | BKNG | 45 | $241,001 | 0.07% |
| 197 | PHILLIPS 66 | PSX | 1,850 | $238,748 | 0.06% |
| 198 | WW GRAINGER INC | 384802104 | 235 | $237,127 | 0.06% |
| 199 | TWILIO INC | TWLO | 1,638 | $232,989 | 0.06% |
| 200 | PROGRESSIVE CORP | 743315103 | 1,004 | $228,633 | 0.06% |
| 201 | SYSCO CORP | SYY | 3,086 | $227,413 | 0.06% |
| 202 | ILLUMINA INC | ILMN | 1,723 | $225,989 | 0.06% |
| 203 | PHILIP MORRIS INTL INC | 718172109 | 1,394 | $223,664 | 0.06% |
| 204 | BITWISE FUNDS TRUST | 09175C103 | 11,221 | $223,635 | 0.06% |
| 205 | VANGUARD ADMIRAL FDS INC | 921932505 | 503 | $223,629 | 0.06% |
| 206 | STATE STR CORP | STT-PG | 1,731 | $223,334 | 0.06% |
| 207 | SPDR SERIES TRUST | 78464A854 | 2,768 | $222,049 | 0.06% |
| 208 | BLACKROCK INC | BLK | 207 | $221,633 | 0.06% |
| 209 | INTEL CORP | INTC | 6,005 | $221,599 | 0.06% |
| 210 | INTERCONTINENTAL EXCHANGE IN | 45866F104 | 1,362 | $220,590 | 0.06% |
| 211 | NOVO-NORDISK A S | NONOF | 4,270 | $217,258 | 0.06% |
| 212 | ISHARES INC | 46434G848 | 4,225 | $216,912 | 0.06% |
| 213 | EXPEDIA GROUP INC | EXPE | 762 | $215,884 | 0.06% |
| 214 | ELANCO ANIMAL HEALTH INC | ELAN | 9,456 | $213,989 | 0.06% |
| 215 | SUMITOMO MITSUI FINL GROUP I | 86562M209 | 11,050 | $213,592 | 0.06% |
| 216 | FASTENAL CO | FAST | 5,302 | $212,781 | 0.06% |
| 217 | ROBINHOOD MKTS INC | 770700102 | 1,879 | $212,515 | 0.06% |
| 218 | ISHARES TR | 464287101 | 620 | $212,498 | 0.06% |
| 219 | WABTEC | 929740108 | 994 | $212,173 | 0.06% |
| 220 | SPDR DOW JONES INDL AVERAGE | 78467X109 | 437 | $209,820 | 0.06% |
| 221 | CBRE GROUP INC | CBRE | 1,288 | $207,098 | 0.06% |
| 222 | VANGUARD WELLINGTON FD | 921935805 | 1,556 | $206,576 | 0.06% |
| 223 | CVS HEALTH CORP | CVS | 2,593 | $205,769 | 0.06% |
| 224 | KINDER MORGAN INC DEL | EP-PC | 7,352 | $202,117 | 0.05% |
| 225 | WILLIAMS SONOMA INC | WSM | 1,131 | $201,988 | 0.05% |
| 226 | ISHARES TR | 46435U663 | 4,360 | $200,481 | 0.05% |
| 227 | FORD MTR CO | 345370860 | 15,230 | $199,817 | 0.05% |
| 228 | NOMURA HLDGS INC | NRSCF | 20,401 | $171,165 | 0.05% |
| 229 | RECURSION PHARMACEUTICALS IN | RXRX | 37,994 | $155,395 | 0.04% |
| 230 | BANCO SANTANDER SA | BCDRF | 11,033 | $129,419 | 0.04% |
| 231 | BLACKBERRY LTD | BB | 18,995 | $71,991 | 0.02% |
| 232 | ENEL CHILE S.A. | ENIC | 17,339 | $69,703 | 0.02% |