13F COMBINATION REPORT
RF&L WEALTH MANAGEMENT, LLC
Quarter ended Q3 2025 · Filed October 8, 2025 · Accession 0001965915-25-000008
Total Value
$170.4M
Positions
60
Other Managers
0
Confidential Omitted
No
Holdings (60)
| # | Issuer | Ticker / CUSIP | Shares | Value | % of Filing |
|---|---|---|---|---|---|
| 1 | DIMENSIONAL ETF TRUST | 25434V609 | 290,556 | $16.9M | 9.93% |
| 2 | DIMENSIONAL ETF TRUST | 25434V708 | 286,245 | $11.0M | 6.48% |
| 3 | DIMENSIONAL ETF TRUST | 25434V401 | 146,368 | $10.6M | 6.22% |
| 4 | DIMENSIONAL ETF TRUST | 25434V724 | 207,556 | $9.3M | 5.44% |
| 5 | VANGUARD BD INDEX FDS | 921937827 | 106,160 | $8.4M | 4.92% |
| 6 | APPLE INC | AAPL | 28,279 | $7.2M | 4.23% |
| 7 | DIMENSIONAL ETF TRUST | 25434V500 | 93,163 | $6.4M | 3.74% |
| 8 | DIMENSIONAL ETF TRUST | 25434V807 | 127,854 | $5.9M | 3.46% |
| 9 | AMAZON COM INC | AMZN | 25,728 | $5.6M | 3.32% |
| 10 | MICROSOFT CORP | MSFT | 10,395 | $5.4M | 3.16% |
| 11 | VANGUARD INDEX FDS | 922908363 | 8,561 | $5.2M | 3.08% |
| 12 | VANGUARD INDEX FDS | 922908769 | 15,650 | $5.1M | 3.01% |
| 13 | SCHWAB STRATEGIC TR | 808524748 | 109,462 | $4.9M | 2.86% |
| 14 | META PLATFORMS INC | META | 6,595 | $4.8M | 2.84% |
| 15 | VANGUARD INDEX FDS | 922908611 | 22,677 | $4.7M | 2.78% |
| 16 | NVIDIA CORPORATION | NVDA | 25,313 | $4.7M | 2.77% |
| 17 | ABBVIE INC | ABBV | 17,150 | $4.0M | 2.33% |
| 18 | ISHARES TR | 464287150 | 26,299 | $3.8M | 2.25% |
| 19 | COSTCO WHSL CORP NEW | 22160K105 | 3,871 | $3.6M | 2.10% |
| 20 | ISHARES INC | 46434G103 | 51,352 | $3.4M | 1.99% |
| 21 | WALMART INC | WMT | 29,454 | $3.0M | 1.78% |
| 22 | ELI LILLY & CO | LLY | 3,679 | $2.8M | 1.65% |
| 23 | ISHARES TR | 46435G326 | 30,469 | $2.4M | 1.43% |
| 24 | JPMORGAN CHASE & CO. | VYLD | 7,001 | $2.2M | 1.30% |
| 25 | CROWDSTRIKE HLDGS INC | CRWD | 4,500 | $2.2M | 1.30% |
| 26 | SCHWAB STRATEGIC TR | 808524755 | 46,999 | $2.0M | 1.19% |
| 27 | ISHARES TR | 464287598 | 9,177 | $1.9M | 1.10% |
| 28 | UNITEDHEALTH GROUP INC | UNH | 5,225 | $1.8M | 1.06% |
| 29 | DIMENSIONAL ETF TRUST | 25434V880 | 42,331 | $1.3M | 0.78% |
| 30 | OMEGA HEALTHCARE INVS INC | 681936100 | 30,195 | $1.3M | 0.75% |
| 31 | ABBOTT LABS | ABLZF | 9,494 | $1.3M | 0.75% |
| 32 | DIMENSIONAL ETF TRUST | 25434V781 | 31,955 | $1.1M | 0.67% |
| 33 | COCA COLA CO | KO | 17,130 | $1.1M | 0.67% |
| 34 | VANGUARD INTL EQUITY INDEX F | 922042858 | 20,070 | $1.1M | 0.64% |
| 35 | ISHARES TR | 464287655 | 4,146 | $1.0M | 0.59% |
| 36 | VANGUARD INDEX FDS | 922908744 | 4,958 | $924,617 | 0.54% |
| 37 | DIMENSIONAL ETF TRUST | 25434V732 | 27,975 | $897,158 | 0.53% |
| 38 | ISHARES TR | 464287804 | 7,164 | $851,298 | 0.50% |
| 39 | ISHARES TR | 464287630 | 4,690 | $829,239 | 0.49% |
| 40 | QUALCOMM INC | QCOM | 4,904 | $815,829 | 0.48% |
| 41 | EA SERIES TRUST | 02072L532 | 31,531 | $714,218 | 0.42% |
| 42 | ISHARES TR | 464288273 | 9,245 | $709,308 | 0.42% |
| 43 | BERKSHIRE HATHAWAY INC DEL | BRK-A | 1,232 | $619,376 | 0.36% |
| 44 | SPDR INDEX SHS FDS | 78463X889 | 13,225 | $565,898 | 0.33% |
| 45 | SCHWAB STRATEGIC TR | 808524201 | 19,886 | $523,797 | 0.31% |
| 46 | TESLA INC | TSLA | 1,161 | $516,320 | 0.30% |
| 47 | SPDR S&P 500 ETF TR | SPY | 757 | $504,298 | 0.30% |
| 48 | FIDELITY COVINGTON TRUST | 316092808 | 2,108 | $468,334 | 0.27% |
| 49 | SPDR SERIES TRUST | 78468R663 | 4,455 | $408,746 | 0.24% |
| 50 | VANGUARD WORLD FD | 921910840 | 2,922 | $402,476 | 0.24% |
| 51 | EXXON MOBIL CORP | XOM | 3,405 | $383,914 | 0.23% |
| 52 | GLOBE LIFE INC | GL-PD | 2,569 | $367,290 | 0.22% |
| 53 | ALPHABET INC | GOOG | 1,423 | $345,931 | 0.20% |
| 54 | VANGUARD WORLD FD | 921910816 | 855 | $344,069 | 0.20% |
| 55 | DBX ETF TR | 233051143 | 4,697 | $281,961 | 0.17% |
| 56 | VANGUARD BD INDEX FDS | 921937819 | 3,535 | $276,048 | 0.16% |
| 57 | FIRST TR EXCHANGE TRADED FD | 33734X176 | 1,625 | $272,984 | 0.16% |
| 58 | UBER TECHNOLOGIES INC | UBER | 2,527 | $247,570 | 0.15% |
| 59 | CHEVRON CORP NEW | CVX | 1,440 | $223,618 | 0.13% |
| 60 | KROGER CO | KR | 3,000 | $202,230 | 0.12% |