13F HOLDINGS REPORT

Mill Creek Capital Advisors, LLC

Quarter ended Q4 2025 · Filed February 13, 2026 · Accession 0001964962-26-000002

Total Value

$4.91B

Positions

251

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (251)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	VANGUARD INDEX FDS	922908736	2,481,930	$1.21B	24.67%
2	VANGUARD INDEX FDS	922908744	5,221,026	$997.2M	20.32%
3	ISHARES TR	46432F834	5,226,735	$442.4M	9.01%
4	ISHARES TR	46432F842	4,403,827	$394.0M	8.03%
5	ISHARES INC	46434G103	2,392,705	$160.8M	3.28%
6	ISHARES TR	464287226	1,291,919	$129.0M	2.63%
7	ISHARES TR	46429B267	4,955,330	$114.1M	2.32%
8	VANGUARD INDEX FDS	922908611	483,233	$102.3M	2.09%
9	VANGUARD INDEX FDS	922908363	157,728	$98.9M	2.02%
10	VANGUARD INDEX FDS	922908595	313,730	$94.8M	1.93%
11	SPDR S&P 500 ETF TR	SPY	121,185	$82.6M	1.68%
12	ISHARES TR	464288588	746,585	$71.1M	1.45%
13	VANGUARD SCOTTSDALE FDS	92206C573	913,233	$70.9M	1.44%
14	LATTICE STRATEGIES TR	518416102	1,818,166	$67.2M	1.37%
15	ISHARES TR	464288257	417,884	$59.1M	1.20%
16	ISHARES TR	464287689	128,714	$49.8M	1.01%
17	JOHNSON & JOHNSON	JNJ	238,096	$49.3M	1.00%
18	APPLE INC	AAPL	149,129	$40.5M	0.83%
19	VANGUARD STAR FDS	921909768	529,743	$40.0M	0.81%
20	VANGUARD INDEX FDS	922908769	68,714	$23.0M	0.47%
21	ISHARES TR	464287200	32,692	$22.4M	0.46%
22	ISHARES TR	464288273	267,491	$20.7M	0.42%
23	VANGUARD WORLD FD	921910733	163,116	$19.7M	0.40%
24	BERKSHIRE HATHAWAY INC DEL	BRK-A	26	$19.6M	0.40%
25	ISHARES TR	464288240	246,494	$16.5M	0.34%
26	ISHARES GOLD TR	IAU	203,287	$16.5M	0.34%
27	ISHARES TR	464288166	123,506	$13.6M	0.28%
28	MICROSOFT CORP	MSFT	27,510	$13.3M	0.27%
29	VANGUARD SCOTTSDALE FDS	92206C102	209,553	$12.3M	0.25%
30	SPDR INDEX SHS FDS	78463X848	340,704	$12.2M	0.25%
31	ISHARES TR	464287481	87,651	$12.0M	0.24%
32	ISHARES TR	464287465	122,365	$11.8M	0.24%
33	MASTERCARD INCORPORATED	MA	19,710	$11.3M	0.23%
34	BERKSHIRE HATHAWAY INC DEL	BRK-A	21,630	$10.9M	0.22%
35	AMAZON COM INC	AMZN	45,696	$10.5M	0.21%
36	ISHARES TR	464288885	88,862	$10.1M	0.21%
37	ISHARES TR	464287614	20,487	$9.7M	0.20%
38	ISHARES TR	464287705	72,186	$9.5M	0.19%
39	PROCTER AND GAMBLE CO	742718109	64,243	$9.2M	0.19%
40	SCHWAB STRATEGIC TR	808524805	378,508	$9.1M	0.19%
41	TESLA INC	TSLA	19,597	$8.8M	0.18%
42	JPMORGAN CHASE & CO.	VYLD	26,658	$8.6M	0.18%
43	ISHARES TR	464287606	87,592	$8.5M	0.17%
44	SPDR S&P MIDCAP 400 ETF TR	MDY	13,994	$8.4M	0.17%
45	ISHARES TR	464287234	154,154	$8.4M	0.17%
46	ISHARES TR	464287473	52,609	$7.4M	0.15%
47	ALPHABET INC	GOOG	23,202	$7.3M	0.15%
48	ALPHABET INC	GOOG	22,448	$7.0M	0.14%
49	ISHARES TR	464287309	56,331	$6.9M	0.14%
50	SCHWAB STRATEGIC TR	808524300	199,420	$6.5M	0.13%
51	SELECT SECTOR SPDR TR	81369Y803	41,277	$5.9M	0.12%
52	ISHARES TR	464287655	24,140	$5.9M	0.12%
53	VANGUARD INDEX FDS	922908751	23,032	$5.9M	0.12%
54	INVESCO QQQ TR	IVZ	9,574	$5.9M	0.12%
55	INVESCO EXCHANGE TRADED FD T	IVZ	45,920	$5.8M	0.12%
56	ISHARES TR	46434V621	82,926	$5.8M	0.12%
57	ISHARES TR	464287887	38,747	$5.5M	0.11%
58	META PLATFORMS INC	META	8,048	$5.3M	0.11%
59	THERMO FISHER SCIENTIFIC INC	TMO	8,734	$5.1M	0.10%
60	ISHARES TR	464287598	23,465	$4.9M	0.10%
61	VANGUARD TAX-MANAGED FDS	921943858	78,066	$4.9M	0.10%
62	NVIDIA CORPORATION	NVDA	24,807	$4.6M	0.09%
63	INVESCO EXCHANGE TRADED FD T	IVZ	69,013	$4.6M	0.09%
64	ZETA GLOBAL HOLDINGS CORP	ZETA	219,789	$4.5M	0.09%
65	INDEPENDENCE RLTY TR INC	45378A106	252,497	$4.4M	0.09%
66	ETORO GROUP LTD	ETOR	123,644	$4.3M	0.09%
67	SCHWAB STRATEGIC TR	808524102	161,959	$4.2M	0.09%
68	SEI INVTS CO	784117103	49,984	$4.1M	0.08%
69	VANGUARD SPECIALIZED FUNDS	921908844	18,427	$4.0M	0.08%
70	ISHARES BITCOIN TRUST ETF	IBIT	78,586	$3.9M	0.08%
71	VANGUARD WHITEHALL FDS	921946406	26,471	$3.8M	0.08%
72	SELECT SECTOR SPDR TR	81369Y209	24,196	$3.7M	0.08%
73	GOLDMAN SACHS GROUP INC	GSCE	4,240	$3.7M	0.08%
74	ISHARES TR	464287622	9,396	$3.5M	0.07%
75	ISHARES TR	464288877	46,315	$3.3M	0.07%
76	VANGUARD SCOTTSDALE FDS	92206C680	26,313	$3.2M	0.07%
77	ISHARES TR	464287804	26,145	$3.1M	0.06%
78	SCHWAB STRATEGIC TR	808524409	104,285	$3.1M	0.06%
79	PROFESIONALLY MANAGED PORTFO	74316P579	46,006	$3.0M	0.06%
80	VANGUARD SCOTTSDALE FDS	92206C714	32,512	$3.0M	0.06%
81	ISHARES TR	464287630	16,126	$2.9M	0.06%
82	VISA INC	V	8,280	$2.9M	0.06%
83	ISHARES TR	464287648	8,964	$2.9M	0.06%
84	ISHARES TR	464287408	12,233	$2.6M	0.05%
85	SONY GROUP CORP	SNEJF	99,335	$2.5M	0.05%
86	DISNEY WALT CO	254687106	19,605	$2.2M	0.05%
87	KENVUE INC	KVUE	124,213	$2.1M	0.04%
88	SPDR GOLD TR	GLD	5,399	$2.1M	0.04%
89	ABBOTT LABS	ABLZF	16,477	$2.1M	0.04%
90	ISHARES TR	46436E858	89,775	$2.1M	0.04%
91	BROADCOM INC	AVGO	5,832	$2.0M	0.04%
92	EXXON MOBIL CORP	XOM	16,202	$1.9M	0.04%
93	SPDR INDEX SHS FDS	78463X871	47,111	$1.9M	0.04%
94	VANGUARD INDEX FDS	922908553	21,226	$1.9M	0.04%
95	ISHARES TR	464287150	12,047	$1.8M	0.04%
96	ISHARES INC	464286608	27,367	$1.8M	0.04%
97	PROSHARES TR	74347X831	31,680	$1.7M	0.03%
98	ISHARES TR	464288414	14,998	$1.6M	0.03%
99	UNIVERSAL DISPLAY CORP	OLED	13,648	$1.6M	0.03%
100	ISHARES TR	46432F339	7,927	$1.6M	0.03%
101	HOME DEPOT INC	HD	4,525	$1.6M	0.03%
102	STRYKER CORPORATION	SYK	4,410	$1.6M	0.03%
103	VANGUARD WORLD FD	92204A702	2,054	$1.5M	0.03%
104	SCHWAB STRATEGIC TR	808524706	47,130	$1.5M	0.03%
105	ORACLE CORP	ORCL-PD	7,835	$1.5M	0.03%
106	ADVANCED MICRO DEVICES INC	AMD	7,026	$1.5M	0.03%
107	VANGUARD INDEX FDS	922908629	5,098	$1.5M	0.03%
108	ISHARES TR	464287168	10,228	$1.4M	0.03%
109	COSTCO WHSL CORP NEW	22160K105	1,626	$1.4M	0.03%
110	NEW MTN FIN CORP	647551100	149,000	$1.4M	0.03%
111	UNITEDHEALTH GROUP INC	UNH	4,139	$1.4M	0.03%
112	AMGEN INC	AMGN	4,113	$1.3M	0.03%
113	ISHARES TR	464287101	3,761	$1.3M	0.03%
114	SELECT SECTOR SPDR TR	81369Y308	16,199	$1.3M	0.03%
115	CISCO SYS INC	CSCO	16,052	$1.2M	0.03%
116	ISHARES INC	464286632	11,051	$1.2M	0.02%
117	MOVADO GROUP INC	MOVAA	58,750	$1.2M	0.02%
118	LOWES COS INC	548661107	4,546	$1.1M	0.02%
119	ISHARES TR	464288802	7,823	$1.1M	0.02%
120	SPDR DOW JONES INDL AVERAGE	78467X109	2,242	$1.1M	0.02%
121	SCHWAB STRATEGIC TR	808524607	37,403	$1.1M	0.02%
122	COMMSCOPE HLDG CO INC	20337X109	57,785	$1.0M	0.02%
123	TJX COS INC NEW	872540109	6,770	$1.0M	0.02%
124	ISHARES TR	46436E841	44,695	$1.0M	0.02%
125	VANGUARD INTL EQUITY INDEX F	922042858	18,584	$999,095	0.02%
126	FIDELITY ETHEREUM FD	31613E103	30,280	$896,591	0.02%
127	PEPSICO INC	PEP	6,196	$889,250	0.02%
128	ENTERPRISE PRODS PARTNERS L	293792107	27,498	$881,592	0.02%
129	ISHARES TR	464287507	12,949	$854,623	0.02%
130	TE CONNECTIVITY PLC	TEL	3,722	$846,792	0.02%
131	WSFS FINL CORP	929328102	14,085	$778,055	0.02%
132	INVESCO EXCHANGE TRADED FD T	IVZ	6,574	$765,242	0.02%
133	ISHARES TR	464287721	3,828	$764,447	0.02%
134	WALMART INC	WMT	6,818	$759,594	0.02%
135	GOLDMAN SACHS PHYSICAL GOLD	38150K103	17,849	$759,475	0.02%
136	ECOLAB INC	ECL	2,870	$753,432	0.02%
137	GE AEROSPACE	369604301	2,435	$749,961	0.02%
138	DANAHER CORPORATION	235851102	3,248	$743,580	0.02%
139	ISHARES INC	464286475	10,521	$709,957	0.01%
140	ROBINHOOD MKTS INC	770700102	6,000	$678,600	0.01%
141	VANGUARD WORLD FD	92204A884	3,472	$672,214	0.01%
142	MCDONALDS CORP	MCD	2,199	$671,928	0.01%
143	ISHARES TR	46435G516	7,039	$669,323	0.01%
144	ISHARES TR	464288703	9,399	$643,832	0.01%
145	MORGAN STANLEY	MS-PQ	3,611	$641,061	0.01%
146	MERCK & CO INC	MRK	6,075	$639,493	0.01%
147	PRECIGEN INC	PGEN	150,000	$627,000	0.01%
148	VANGUARD INDEX FDS	922908538	2,204	$615,225	0.01%
149	ELI LILLY & CO	LLY	553	$593,788	0.01%
150	RTX CORPORATION	RTX	3,156	$578,810	0.01%
151	VANGUARD INTL EQUITY INDEX F	922042775	7,712	$567,295	0.01%
152	VANGUARD SCOTTSDALE FDS	92206C623	2,399	$566,035	0.01%
153	INVESCO EXCH TRADED FD TR II	IVZ	2,214	$559,965	0.01%
154	SCHOLAR ROCK HLDG CORP	SRRK	12,500	$550,625	0.01%
155	SELECT SECTOR SPDR TR	81369Y407	4,517	$539,387	0.01%
156	ISHARES TR	464287762	8,250	$537,075	0.01%
157	DOVER CORP	DOV	2,711	$529,296	0.01%
158	ACCENTURE PLC IRELAND	ACN	1,912	$512,990	0.01%
159	FEDEX CORP	FDX	1,768	$510,704	0.01%
160	UNION PAC CORP	UNP	2,186	$505,666	0.01%
161	VANGUARD INDEX FDS	922908512	2,842	$504,086	0.01%
162	ILLINOIS TOOL WKS INC	452308109	2,044	$503,437	0.01%
163	SIMPLIFY EXCHANGE TRADED FUN	82889N525	9,838	$495,926	0.01%
164	GLOBAL X FDS	37954Y673	10,169	$485,999	0.01%
165	FISERV INC	FISV	7,186	$482,684	0.01%
166	VANGUARD SCOTTSDALE FDS	92206C730	1,533	$473,758	0.01%
167	BLACKROCK INC	BLK	441	$472,193	0.01%
168	NEXTERA ENERGY INC	NEE-PW	5,782	$464,179	0.01%
169	DIREXION SHS ETF TR	25459Y207	4,522	$462,646	0.01%
170	FS KKR CAP CORP	FSK	31,008	$459,228	0.01%
171	SPDR INDEX SHS FDS	78463X301	3,298	$457,633	0.01%
172	SCHWAB STRATEGIC TR	808524888	10,014	$455,937	0.01%
173	AMERICAN TOWER CORP NEW	03027X100	2,583	$453,497	0.01%
174	WELLS FARGO CO NEW	949746101	4,753	$443,018	0.01%
175	VANGUARD INDEX FDS	922908637	1,363	$429,072	0.01%
176	VANGUARD ADMIRAL FDS INC	921932505	949	$421,916	0.01%
177	ISHARES INC	46434G822	5,164	$416,928	0.01%
178	VANGUARD WORLD FD	921910816	995	$410,894	0.01%
179	ABBVIE INC	ABBV	1,792	$409,436	0.01%
180	GE VERNOVA INC	GEV	613	$400,638	0.01%
181	JACOBS SOLUTIONS INC	J	2,945	$390,095	0.01%
182	KKR & CO INC	KKRT	3,052	$389,069	0.01%
183	BANK AMERICA CORP	060505104	7,066	$388,644	0.01%
184	S&P GLOBAL INC	SPGI	741	$387,239	0.01%
185	CHEVRON CORP NEW	CVX	2,500	$381,025	0.01%
186	AUTOMATIC DATA PROCESSING IN	ADP	1,471	$378,385	0.01%
187	ADAGENE INC	ADAG	199,610	$377,263	0.01%
188	DOORDASH INC	DASH	1,656	$375,051	0.01%
189	WILLIAMS COS INC	969457100	6,000	$360,660	0.01%
190	COMCAST CORP NEW	CCZ	11,936	$356,776	0.01%
191	BRIDGER AEROSPACE GRP HLDGS	96812F102	194,934	$356,729	0.01%
192	SPDR SERIES TRUST	78464A359	3,956	$352,867	0.01%
193	CSX CORP	CSX	9,681	$350,936	0.01%
194	TARGA RES CORP	TRGP	1,894	$349,443	0.01%
195	J P MORGAN EXCHANGE TRADED F	46641Q134	4,656	$348,641	0.01%
196	CITIGROUP INC	C-PR	2,967	$346,247	0.01%
197	GILEAD SCIENCES INC	GILD	2,779	$341,094	0.01%
198	EATON VANCE TAX-MANAGED GLOB	ETN	35,659	$339,830	0.01%
199	INTERNATIONAL BUSINESS MACHS	INTR	1,135	$336,198	0.01%
200	SELECT SECTOR SPDR TR	81369Y704	2,147	$332,987	0.01%
201	BROOKFIELD CORP	11271J107	7,255	$332,932	0.01%
202	PUBLIC SVC ENTERPRISE GRP IN	744573106	4,131	$331,719	0.01%
203	ISHARES TR	464287754	2,200	$325,974	0.01%
204	ENERGY TRANSFER L P	ET-PI	19,767	$325,958	0.01%
205	ISHARES TR	464287291	3,000	$315,000	0.01%
206	GRAYSCALE BITCOIN TRUST ETF	GBTC	4,588	$313,636	0.01%
207	JOHNSON CTLS INTL PLC	G51502105	2,614	$313,027	0.01%
208	3M CO	MMM	1,951	$312,355	0.01%
209	COCA COLA CONS INC	COKE	2,020	$309,731	0.01%
210	PPG INDS INC	693506107	2,939	$301,130	0.01%
211	SLM CORP	SLMBP	10,960	$296,578	0.01%
212	ISHARES TR	464287671	1,754	$294,531	0.01%
213	APOLLO GLOBAL MGMT INC	03769M106	2,025	$293,139	0.01%
214	LOCKHEED MARTIN CORP	LMT	602	$291,055	0.01%
215	SIRIUSXM HOLDINGS INC	829933100	14,412	$288,168	0.01%
216	VANGUARD WORLD FD	92204A207	1,342	$283,484	0.01%
217	CONOCOPHILLIPS	COP	2,998	$280,643	0.01%
218	LEGG MASON ETF INVT	52468L406	6,951	$277,218	0.01%
219	SELECT SECTOR SPDR TR	81369Y506	6,171	$275,908	0.01%
220	CAPITAL ONE FINL CORP	14040H105	1,138	$275,806	0.01%
221	BLACKSTONE INC	BX	1,785	$275,140	0.01%
222	NETFLIX INC	NFLX	2,893	$271,248	0.01%
223	M & T BK CORP	55261F104	1,338	$269,540	0.01%
224	VANGUARD WORLD FD	92204A876	1,433	$265,162	0.01%
225	VANGUARD INDEX FDS	922908652	1,258	$263,073	0.01%
226	STRATEGY INC	STRK	1,723	$261,810	0.01%
227	SPDR SERIES TRUST	78464A870	2,121	$258,614	0.01%
228	NATERA INC	NTRA	1,121	$256,810	0.01%
229	SELECT SECTOR SPDR TR	81369Y100	5,510	$249,879	0.01%
230	GRANITESHARES GOLD TR	BAR	5,873	$249,544	0.01%
231	AMPHENOL CORP NEW	032095101	1,782	$240,819	0.00%
232	ALTRIA GROUP INC	MO	4,166	$240,227	0.00%
233	ISHARES TR	46429B697	2,550	$240,135	0.00%
234	SELECT SECTOR SPDR TR	81369Y605	4,343	$237,866	0.00%
235	HOWMET AEROSPACE INC	HWM	1,140	$233,723	0.00%
236	PROSHARES TR	74347X864	2,001	$231,681	0.00%
237	UBER TECHNOLOGIES INC	UBER	2,782	$227,317	0.00%
238	J P MORGAN EXCHANGE TRADED F	46641Q761	3,425	$216,392	0.00%
239	PHILIP MORRIS INTL INC	718172109	1,343	$215,399	0.00%
240	DONALDSON INC	DCI	2,422	$214,735	0.00%
241	ANI PHARMACEUTICALS INC	ANIP	2,700	$213,138	0.00%
242	EA SERIES TRUST	02072L102	4,313	$210,453	0.00%
243	AON PLC	AON	588	$207,493	0.00%
244	TAIWAN SEMICONDUCTOR MFG LTD	874039100	680	$206,645	0.00%
245	PARKER-HANNIFIN CORP	PH	232	$203,919	0.00%
246	CATERPILLAR INC	CAT	354	$202,796	0.00%
247	BAIN CAP SPECIALTY FIN INC	05684B107	12,092	$168,200	0.00%
248	CONTEXT THERAPEUTICS INC	CNTX	104,631	$153,808	0.00%
249	FS CREDIT OPPORTUNITIES CORP	FSCO	21,423	$134,965	0.00%
250	NUVEEN NEW YORK AMT QLT MUNI	NU	12,123	$122,321	0.00%
251	OPKO HEALTH INC	OPK	12,383	$15,603	0.00%