13F HOLDINGS REPORT

Mill Creek Capital Advisors, LLC

Quarter ended Q3 2025 · Filed November 12, 2025 · Accession 0001964962-25-000005

Total Value

$4.86B

Positions

271

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (271)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	VANGUARD INDEX FDS	922908736	2,525,690	$1.21B	24.95%
2	VANGUARD INDEX FDS	922908744	5,249,374	$979.0M	20.16%
3	ISHARES TR	46432F834	5,188,623	$428.5M	8.82%
4	ISHARES TR	46432F842	4,395,225	$383.7M	7.90%
5	ISHARES INC	46434G103	2,378,057	$156.8M	3.23%
6	ISHARES TR	464287226	1,164,965	$116.8M	2.41%
7	ISHARES TR	46429B267	4,594,829	$106.2M	2.19%
8	VANGUARD INDEX FDS	922908363	170,535	$104.4M	2.15%
9	VANGUARD INDEX FDS	922908611	482,541	$100.7M	2.07%
10	VANGUARD INDEX FDS	922908595	315,937	$94.0M	1.94%
11	SPDR S&P 500 ETF TR	SPY	124,709	$83.1M	1.71%
12	VANGUARD SCOTTSDALE FDS	92206C573	873,630	$68.5M	1.41%
13	ISHARES TR	464288588	694,788	$66.1M	1.36%
14	LATTICE STRATEGIES TR	518416102	1,835,488	$65.2M	1.34%
15	ISHARES TR	464288257	436,534	$60.3M	1.24%
16	ISHARES TR	464287689	129,348	$49.0M	1.01%
17	JOHNSON & JOHNSON	JNJ	239,128	$44.3M	0.91%
18	APPLE INC	AAPL	157,127	$40.0M	0.82%
19	VANGUARD STAR FDS	921909768	529,679	$38.9M	0.80%
20	ISHARES TR	464287200	34,674	$23.2M	0.48%
21	VANGUARD INDEX FDS	922908769	70,662	$23.2M	0.48%
22	ISHARES TR	464288273	283,037	$21.7M	0.45%
23	BERKSHIRE HATHAWAY INC DEL	BRK-A	26	$19.6M	0.40%
24	VANGUARD WORLD FD	921910733	163,116	$19.3M	0.40%
25	VANGUARD SCOTTSDALE FDS	92206C102	308,243	$18.1M	0.37%
26	ISHARES TR	464288240	245,036	$15.9M	0.33%
27	ISHARES GOLD TR	IAU	203,287	$14.8M	0.30%
28	MICROSOFT CORP	MSFT	28,222	$14.6M	0.30%
29	ISHARES TR	464288166	127,796	$14.1M	0.29%
30	ISHARES TR	464287481	90,083	$12.8M	0.26%
31	SPDR INDEX SHS FDS	78463X848	340,260	$11.9M	0.24%
32	MASTERCARD INCORPORATED	MA	20,101	$11.4M	0.24%
33	ISHARES TR	464287465	121,717	$11.4M	0.23%
34	BERKSHIRE HATHAWAY INC DEL	BRK-A	21,597	$10.9M	0.22%
35	SCHWAB STRATEGIC TR	808524805	461,341	$10.7M	0.22%
36	ISHARES TR	464287614	22,878	$10.7M	0.22%
37	ISHARES TR	464288885	92,414	$10.5M	0.22%
38	AMAZON COM INC	AMZN	46,544	$10.2M	0.21%
39	SPDR S&P MIDCAP 400 ETF TR	MDY	17,084	$10.2M	0.21%
40	PROCTER AND GAMBLE CO	742718109	65,528	$10.1M	0.21%
41	ISHARES TR	464287705	72,186	$9.4M	0.19%
42	ISHARES TR	464287234	164,201	$8.8M	0.18%
43	TESLA INC	TSLA	19,598	$8.7M	0.18%
44	ISHARES TR	464287606	87,592	$8.4M	0.17%
45	JPMORGAN CHASE & CO.	VYLD	26,235	$8.3M	0.17%
46	SCHWAB STRATEGIC TR	808524300	251,928	$8.0M	0.17%
47	ISHARES TR	464287473	56,984	$8.0M	0.16%
48	ISHARES TR	464287655	28,832	$7.0M	0.14%
49	ISHARES TR	464287309	56,976	$6.9M	0.14%
50	ALPHABET INC	GOOG	26,303	$6.4M	0.13%
51	META PLATFORMS INC	META	8,595	$6.3M	0.13%
52	ISHARES TR	46434V621	89,466	$6.1M	0.13%
53	VANGUARD INDEX FDS	922908751	22,979	$5.8M	0.12%
54	SELECT SECTOR SPDR TR	81369Y803	20,715	$5.8M	0.12%
55	NVIDIA CORPORATION	NVDA	30,983	$5.8M	0.12%
56	INVESCO EXCHANGE TRADED FD T	IVZ	45,920	$5.8M	0.12%
57	INVESCO QQQ TR	IVZ	9,533	$5.7M	0.12%
58	ISHARES TR	464287598	28,033	$5.7M	0.12%
59	ALPHABET INC	GOOG	22,952	$5.6M	0.12%
60	ISHARES TR	464287887	38,744	$5.5M	0.11%
61	ISHARES BITCOIN TRUST ETF	IBIT	82,830	$5.4M	0.11%
62	SELECT SECTOR SPDR TR	81369Y209	34,806	$4.8M	0.10%
63	SCHWAB STRATEGIC TR	808524409	160,927	$4.7M	0.10%
64	VANGUARD TAX-MANAGED FDS	921943858	77,698	$4.7M	0.10%
65	INVESCO EXCHANGE TRADED FD T	IVZ	69,013	$4.5M	0.09%
66	THERMO FISHER SCIENTIFIC INC	TMO	9,194	$4.5M	0.09%
67	ZETA GLOBAL HOLDINGS CORP	ZETA	219,789	$4.4M	0.09%
68	SEI INVTS CO	784117103	49,971	$4.2M	0.09%
69	SCHWAB STRATEGIC TR	808524102	161,814	$4.2M	0.09%
70	INDEPENDENCE RLTY TR INC	45378A106	252,497	$4.1M	0.09%
71	VANGUARD SPECIALIZED FUNDS	921908844	18,730	$4.0M	0.08%
72	ISHARES TR	464287622	10,657	$3.9M	0.08%
73	VANGUARD WHITEHALL FDS	921946406	27,267	$3.8M	0.08%
74	ISHARES TR	464288877	55,908	$3.8M	0.08%
75	ISHARES TR	464287648	11,619	$3.7M	0.08%
76	GOLDMAN SACHS GROUP INC	GSCE	4,630	$3.7M	0.08%
77	ISHARES TR	464287630	20,541	$3.6M	0.07%
78	VANGUARD SCOTTSDALE FDS	92206C680	26,313	$3.2M	0.07%
79	VISA INC	V	9,188	$3.1M	0.06%
80	DISNEY WALT CO	254687106	26,367	$3.0M	0.06%
81	ISHARES TR	464287804	25,000	$3.0M	0.06%
82	VANGUARD SCOTTSDALE FDS	92206C714	32,512	$2.9M	0.06%
83	SONY GROUP CORP	SNEJF	99,447	$2.9M	0.06%
84	ORACLE CORP	ORCL-PD	10,034	$2.8M	0.06%
85	BROADCOM INC	AVGO	8,536	$2.8M	0.06%
86	ISHARES TR	464287168	16,717	$2.4M	0.05%
87	VANGUARD INDEX FDS	922908553	24,176	$2.2M	0.05%
88	COSTCO WHSL CORP NEW	22160K105	2,221	$2.1M	0.04%
89	ISHARES TR	46436E866	86,385	$2.0M	0.04%
90	KENVUE INC	KVUE	123,512	$2.0M	0.04%
91	UNIVERSAL DISPLAY CORP	OLED	13,648	$2.0M	0.04%
92	EXXON MOBIL CORP	XOM	17,119	$1.9M	0.04%
93	SPDR GOLD TR	GLD	5,399	$1.9M	0.04%
94	SPDR INDEX SHS FDS	78463X871	47,111	$1.9M	0.04%
95	SCHWAB STRATEGIC TR	808524706	56,455	$1.9M	0.04%
96	ISHARES TR	464287408	9,068	$1.9M	0.04%
97	SELECT SECTOR SPDR TR	81369Y308	23,336	$1.8M	0.04%
98	HOME DEPOT INC	HD	4,507	$1.8M	0.04%
99	ISHARES TR	464287150	12,046	$1.8M	0.04%
100	ISHARES INC	464286608	27,345	$1.7M	0.03%
101	UNITEDHEALTH GROUP INC	UNH	4,615	$1.6M	0.03%
102	ISHARES TR	46432F339	8,152	$1.6M	0.03%
103	ISHARES TR	464288414	14,869	$1.6M	0.03%
104	UNION PAC CORP	UNP	6,639	$1.6M	0.03%
105	VANGUARD INDEX FDS	922908629	5,078	$1.5M	0.03%
106	VANGUARD INTL EQUITY INDEX F	922042858	27,074	$1.5M	0.03%
107	PROSHARES TR	74347X831	14,049	$1.5M	0.03%
108	NEW MTN FIN CORP	647551100	149,000	$1.4M	0.03%
109	SCHWAB STRATEGIC TR	808524607	48,568	$1.4M	0.03%
110	CISCO SYS INC	CSCO	19,024	$1.3M	0.03%
111	FIDELITY ETHEREUM FD	31613E103	30,280	$1.3M	0.03%
112	ISHARES TR	464287101	3,761	$1.3M	0.03%
113	ISHARES TR	464288802	8,735	$1.2M	0.02%
114	LOWES COS INC	548661107	4,619	$1.2M	0.02%
115	AMGEN INC	AMGN	4,108	$1.2M	0.02%
116	MOVADO GROUP INC	MOVAA	58,750	$1.1M	0.02%
117	ADVANCED MICRO DEVICES INC	AMD	6,887	$1.1M	0.02%
118	COMMSCOPE HLDG CO INC	20337X109	68,027	$1.1M	0.02%
119	ISHARES TR	46436E858	45,880	$1.1M	0.02%
120	VANGUARD WORLD FD	92204A702	1,405	$1.0M	0.02%
121	SPDR DOW JONES INDL AVERAGE	78467X109	2,241	$1.0M	0.02%
122	TJX COS INC NEW	872540109	6,717	$970,875	0.02%
123	ISHARES INC	464286632	9,593	$962,187	0.02%
124	FISERV INC	FISV	7,420	$956,661	0.02%
125	SIMPLIFY EXCHANGE TRADED FUN	82889N525	18,391	$925,992	0.02%
126	PEPSICO INC	PEP	6,491	$911,596	0.02%
127	ROBINHOOD MKTS INC	770700102	6,107	$874,400	0.02%
128	ENTERPRISE PRODS PARTNERS L	293792107	27,898	$872,376	0.02%
129	TE CONNECTIVITY PLC	TEL	3,696	$811,383	0.02%
130	APOLLO GLOBAL MGMT INC	03769M106	6,029	$803,485	0.02%
131	ECOLAB INC	ECL	2,846	$779,406	0.02%
132	INVESCO EXCHANGE TRADED FD T	IVZ	6,574	$776,092	0.02%
133	WSFS FINL CORP	929328102	14,085	$759,604	0.02%
134	ISHARES TR	464287721	3,828	$749,777	0.02%
135	MCDONALDS CORP	MCD	2,436	$740,124	0.02%
136	MERCK & CO INC	MRK	8,788	$737,608	0.02%
137	ISHARES TR	46435G516	7,747	$720,306	0.01%
138	ISHARES INC	464286475	10,521	$714,481	0.01%
139	WALMART INC	WMT	6,919	$713,073	0.01%
140	DANAHER CORPORATION	235851102	3,563	$706,400	0.01%
141	FEDEX CORP	FDX	2,926	$689,980	0.01%
142	GOLDMAN SACHS PHYSICAL GOLD	38150K103	17,849	$680,404	0.01%
143	VANGUARD INDEX FDS	922908538	2,259	$663,672	0.01%
144	GE AEROSPACE	369604301	2,203	$662,585	0.01%
145	VANGUARD WORLD FD	92204A884	3,470	$651,493	0.01%
146	INVESCO EXCH TRADED FD TR II	IVZ	2,552	$630,650	0.01%
147	ISHARES TR	464288703	9,399	$626,331	0.01%
148	CHEVRON CORP NEW	CVX	3,973	$616,967	0.01%
149	ABBOTT LABS	ABLZF	4,601	$616,258	0.01%
150	INTERNATIONAL BUSINESS MACHS	INTR	2,081	$587,175	0.01%
151	ABBVIE INC	ABBV	2,495	$577,808	0.01%
152	MORGAN STANLEY	MS-PQ	3,625	$576,230	0.01%
153	STRATEGY INC	STRK	1,748	$563,223	0.01%
154	VANGUARD SCOTTSDALE FDS	92206C623	2,399	$560,731	0.01%
155	ILLINOIS TOOL WKS INC	452308109	2,112	$550,725	0.01%
156	VANGUARD INTL EQUITY INDEX F	922042775	7,712	$550,405	0.01%
157	ACCENTURE PLC IRELAND	ACN	2,211	$545,233	0.01%
158	SELECT SECTOR SPDR TR	81369Y407	2,259	$541,271	0.01%
159	SPDR INDEX SHS FDS	78463X301	3,880	$539,367	0.01%
160	BLACKROCK INC	BLK	444	$517,789	0.01%
161	PALANTIR TECHNOLOGIES INC	PLTR	2,811	$512,783	0.01%
162	VANGUARD INDEX FDS	922908512	2,932	$511,869	0.01%
163	RTX CORPORATION	RTX	3,059	$511,862	0.01%
164	COMCAST CORP NEW	CCZ	16,043	$504,071	0.01%
165	ISHARES TR	464287507	7,603	$496,199	0.01%
166	LOCKHEED MARTIN CORP	LMT	991	$494,746	0.01%
167	PRECIGEN INC	PGEN	150,000	$493,500	0.01%
168	ISHARES TR	464287762	8,250	$484,440	0.01%
169	GLOBAL X FDS	37954Y673	10,169	$484,372	0.01%
170	AMERICAN TOWER CORP NEW	03027X100	2,505	$481,762	0.01%
171	VANGUARD SCOTTSDALE FDS	92206C730	1,533	$463,503	0.01%
172	FS KKR CAP CORP	FSK	31,008	$462,949	0.01%
173	DIREXION SHS ETF TR	25459Y207	4,522	$459,480	0.01%
174	SCHWAB STRATEGIC TR	808524888	10,014	$455,737	0.01%
175	DOVER CORP	DOV	2,710	$452,109	0.01%
176	DOORDASH INC	DASH	1,654	$449,871	0.01%
177	JACOBS SOLUTIONS INC	J	2,945	$441,338	0.01%
178	NEXTERA ENERGY INC	NEE-PW	5,769	$435,502	0.01%
179	EATON CORP PLC	ETN	1,157	$433,007	0.01%
180	AUTOMATIC DATA PROCESSING IN	ADP	1,468	$430,858	0.01%
181	VANGUARD INDEX FDS	922908637	1,363	$419,613	0.01%
182	ENERGY TRANSFER L P	ET-PI	24,162	$414,620	0.01%
183	VANGUARD ADMIRAL FDS INC	921932505	949	$413,252	0.01%
184	GRAYSCALE BITCOIN TRUST ETF	GBTC	4,588	$411,865	0.01%
185	ISHARES INC	46434G822	5,030	$403,471	0.01%
186	VANGUARD WORLD FD	921910816	995	$400,509	0.01%
187	ADAGENE INC	ADAG	199,610	$397,224	0.01%
188	ISHARES TR	464287879	3,530	$390,383	0.01%
189	KKR & CO INC	KKRT	3,000	$389,850	0.01%
190	INTEL CORP	INTC	11,578	$388,442	0.01%
191	WILLIAMS COS INC	969457100	5,859	$371,168	0.01%
192	BANK AMERICA CORP	060505104	7,136	$368,159	0.01%
193	ELI LILLY & CO	LLY	481	$367,322	0.01%
194	S&P GLOBAL INC	SPGI	747	$363,572	0.01%
195	SPDR SERIES TRUST	78464A359	4,013	$363,184	0.01%
196	BRIDGER AEROSPACE GRP HLDGS	96812F102	194,934	$360,628	0.01%
197	VERIZON COMMUNICATIONS INC	VZ	8,048	$353,710	0.01%
198	COCA COLA CO	KO	5,318	$352,690	0.01%
199	GE VERNOVA INC	GEV	567	$348,648	0.01%
200	D R HORTON INC	23331A109	2,045	$346,566	0.01%
201	FS CREDIT OPPORTUNITIES CORP	FSCO	50,033	$345,728	0.01%
202	PUBLIC SVC ENTERPRISE GRP IN	744573106	4,131	$344,773	0.01%
203	CSX CORP	CSX	9,681	$343,772	0.01%
204	J P MORGAN EXCHANGE TRADED F	46641Q134	4,656	$342,402	0.01%
205	LEGG MASON ETF INVT	52468L406	8,126	$335,917	0.01%
206	SIRIUSXM HOLDINGS INC	829933100	14,412	$335,439	0.01%
207	BROOKFIELD CORP	11271J107	4,837	$331,721	0.01%
208	APPLIED MATLS INC	038222105	1,601	$327,789	0.01%
209	WELLS FARGO CO NEW	949746101	3,909	$327,652	0.01%
210	EATON VANCE TAX-MANAGED GLOB	ETN	35,659	$324,497	0.01%
211	ISHARES TR	464287754	2,200	$320,925	0.01%
212	LABCORP HOLDINGS INC	LH	1,094	$314,044	0.01%
213	TARGA RES CORP	TRGP	1,868	$312,965	0.01%
214	INVESCO EXCH TRADED FD TR II	IVZ	4,836	$310,681	0.01%
215	ISHARES TR	464287291	3,000	$309,630	0.01%
216	PPG INDS INC	693506107	2,939	$308,918	0.01%
217	BLACKSTONE INC	BX	1,778	$303,771	0.01%
218	GILEAD SCIENCES INC	GILD	2,730	$303,030	0.01%
219	3M CO	MMM	1,943	$301,515	0.01%
220	SLM CORP	SLMBP	10,798	$298,889	0.01%
221	HONEYWELL INTL INC	438516106	1,381	$290,701	0.01%
222	ISHARES TR	464287671	1,753	$288,372	0.01%
223	VANGUARD WORLD FD	92204A207	1,342	$286,826	0.01%
224	MARRIOTT INTL INC NEW	571903202	1,097	$285,703	0.01%
225	CONOCOPHILLIPS	COP	3,004	$284,148	0.01%
226	KROGER CO	KR	4,197	$282,920	0.01%
227	CHUBB LIMITED	CB	1,002	$282,871	0.01%
228	MONDELEZ INTL INC	609207105	4,501	$281,177	0.01%
229	J P MORGAN EXCHANGE TRADED F	46641Q761	4,463	$280,767	0.01%
230	SCHOLAR ROCK HLDG CORP	SRRK	7,500	$279,300	0.01%
231	COLGATE PALMOLIVE CO	CL	3,488	$278,831	0.01%
232	UNILEVER PLC	UNLYF	4,621	$273,933	0.01%
233	VANGUARD WORLD FD	92204A876	1,433	$271,425	0.01%
234	NETFLIX INC	NFLX	224	$268,558	0.01%
235	CITIGROUP INC	C-PR	2,601	$264,026	0.01%
236	VANGUARD INDEX FDS	922908652	1,258	$263,350	0.01%
237	PHILIP MORRIS INTL INC	718172109	1,621	$263,002	0.01%
238	HOWMET AEROSPACE INC	HWM	1,334	$261,771	0.01%
239	JOHNSON CTLS INTL PLC	G51502105	2,354	$258,822	0.01%
240	RBB FD INC	74933W601	3,653	$257,646	0.01%
241	ALTRIA GROUP INC	MO	3,888	$256,834	0.01%
242	M & T BK CORP	55261F104	1,296	$256,157	0.01%
243	PNC FINL SVCS GROUP INC	693475105	1,254	$251,982	0.01%
244	UBER TECHNOLOGIES INC	UBER	2,554	$250,215	0.01%
245	FIDELITY WISE ORIGIN BITCOIN	FBTC	2,484	$247,928	0.01%
246	SELECT SECTOR SPDR TR	81369Y100	2,755	$246,903	0.01%
247	ISHARES TR	46429B697	2,549	$242,469	0.00%
248	CAPITAL ONE FINL CORP	14040H105	1,128	$239,790	0.00%
249	COCA COLA CONS INC	COKE	2,017	$236,282	0.00%
250	INTERCONTINENTAL EXCHANGE IN	45866F104	1,396	$235,198	0.00%
251	SELECT SECTOR SPDR TR	81369Y704	1,517	$233,964	0.00%
252	DUKE ENERGY CORP NEW	DUKB	1,854	$229,433	0.00%
253	FERRARI N V	RACE	464	$225,142	0.00%
254	NVENT ELECTRIC PLC	NVT	2,273	$224,209	0.00%
255	GRANITESHARES GOLD TR	BAR	5,876	$223,641	0.00%
256	PROSHARES TR	74347X864	2,001	$223,135	0.00%
257	STRYKER CORPORATION	SYK	602	$222,541	0.00%
258	BECTON DICKINSON & CO	BDX	1,177	$220,299	0.00%
259	AON PLC	AON	615	$219,297	0.00%
260	AMPHENOL CORP NEW	032095101	1,730	$214,088	0.00%
261	SPDR SERIES TRUST	78464A870	2,121	$212,524	0.00%
262	AMERICAN EXPRESS CO	AXP	637	$211,555	0.00%
263	DONALDSON INC	DCI	2,556	$209,209	0.00%
264	MARATHON PETE CORP	MARA	1,071	$206,425	0.00%
265	EA SERIES TRUST	02072L102	4,313	$201,201	0.00%
266	BRISTOL-MYERS SQUIBB CO	CELG-RI	4,438	$200,154	0.00%
267	EATON VANCE TAX-MANAGED BUY-	ETN	12,151	$173,152	0.00%
268	BAIN CAP SPECIALTY FIN INC	05684B107	12,092	$172,311	0.00%
269	NUVEEN NEW YORK AMT QLT MUNI	NU	12,123	$123,655	0.00%
270	CONTEXT THERAPEUTICS INC	CNTX	104,631	$101,367	0.00%
271	OPKO HEALTH INC	OPK	12,383	$19,194	0.00%