13F HOLDINGS REPORT
Commonwealth Retirement Investments LLC
Quarter ended Q3 2025 · Filed November 4, 2025 · Accession 0001963787-25-000007
Total Value
$294.2M
Positions
120
Other Managers
0
Confidential Omitted
No
Holdings (120)
| # | Issuer | Ticker / CUSIP | Shares | Value | % of Filing |
|---|---|---|---|---|---|
| 1 | BROADCOM INC COM | AVGO | 65,357 | $21.6M | 7.33% |
| 2 | MICROSOFT CORP COM | MSFT | 26,491 | $13.7M | 4.66% |
| 3 | ABBVIE INC COM | ABBV | 53,191 | $12.3M | 4.19% |
| 4 | JPMORGAN CHASE & CO. COM | VYLD | 36,532 | $11.5M | 3.92% |
| 5 | HOME DEPOT INC COM | HD | 22,720 | $9.2M | 3.13% |
| 6 | EXXON MOBIL CORP COM | XOM | 76,331 | $8.6M | 2.93% |
| 7 | CHEVRON CORP NEW COM | CVX | 53,181 | $8.3M | 2.81% |
| 8 | MERCK & CO INC COM | MRK | 93,003 | $7.8M | 2.65% |
| 9 | PEPSICO INC COM | PEP | 55,043 | $7.7M | 2.63% |
| 10 | JOHNSON & JOHNSON COM | JNJ | 40,688 | $7.5M | 2.56% |
| 11 | LOCKHEED MARTIN CORP COM | LMT | 15,052 | $7.5M | 2.55% |
| 12 | ALTRIA GROUP INC COM | MO | 113,021 | $7.5M | 2.54% |
| 13 | VANGUARD TOTAL BOND MARKET ETF | 921937835 | 100,360 | $7.5M | 2.54% |
| 14 | VISA INC COM CL A | V | 17,403 | $5.9M | 2.02% |
| 15 | ISHARES CORE S&P 500 ETF | 464287200 | 8,571 | $5.7M | 1.95% |
| 16 | LAM RESEARCH CORP COM NEW | LRCX | 37,464 | $5.0M | 1.71% |
| 17 | UNITED PARCEL SERVICE INC CL B | UPS | 50,807 | $4.2M | 1.44% |
| 18 | CISCO SYS INC COM | CSCO | 58,581 | $4.0M | 1.36% |
| 19 | MASTERCARD INCORPORATED CL A | MA | 6,676 | $3.8M | 1.29% |
| 20 | PGIM ULTRA SHORT BOND ETF | 69344A107 | 75,216 | $3.7M | 1.27% |
| 21 | BLACKROCK U.S. EQUITY FACTOR ROTATION ETF | BLK | 62,777 | $3.7M | 1.26% |
| 22 | ISHARES S&P 500 GROWTH ETF | 464287309 | 29,919 | $3.6M | 1.23% |
| 23 | APPLIED MATLS INC COM | 038222105 | 17,530 | $3.6M | 1.22% |
| 24 | LENNAR CORP CL A | LEN-B | 25,490 | $3.2M | 1.09% |
| 25 | APPLE INC COM | AAPL | 12,304 | $3.1M | 1.07% |
| 26 | ISHARES MSCI USA QUALITY FACTOR ETF | 46432F339 | 16,076 | $3.1M | 1.06% |
| 27 | PRICE T ROWE GROUP INC COM | TROW | 30,418 | $3.1M | 1.06% |
| 28 | TRACTOR SUPPLY CO COM | TSCO | 54,541 | $3.1M | 1.05% |
| 29 | AMGEN INC COM | AMGN | 10,914 | $3.1M | 1.05% |
| 30 | UNITEDHEALTH GROUP INC COM | UNH | 8,884 | $3.1M | 1.04% |
| 31 | TJX COS INC NEW COM | 872540109 | 20,945 | $3.0M | 1.03% |
| 32 | ISHARES S&P 500 VALUE ETF | 464287408 | 14,614 | $3.0M | 1.03% |
| 33 | ALLSTATE CORP COM | ALL-PJ | 13,997 | $3.0M | 1.02% |
| 34 | BRISTOL-MYERS SQUIBB CO COM | CELG-RI | 65,960 | $3.0M | 1.01% |
| 35 | ABBOTT LABS COM | ABLZF | 22,069 | $3.0M | 1.00% |
| 36 | ISHARES MSCI EAFE VALUE ETF | 464288877 | 41,529 | $2.8M | 0.96% |
| 37 | ISHARES S&P 100 ETF | 464287101 | 8,187 | $2.7M | 0.93% |
| 38 | ISHARES CORE MSCI EMERGING MARKETS ETF | 46434G103 | 40,698 | $2.7M | 0.91% |
| 39 | PROCTER AND GAMBLE CO COM | 742718109 | 15,102 | $2.3M | 0.79% |
| 40 | METLIFE INC COM | MET-PF | 26,822 | $2.2M | 0.75% |
| 41 | FASTENAL CO COM | FAST | 45,033 | $2.2M | 0.75% |
| 42 | COSTCO WHSL CORP NEW COM | 22160K105 | 2,349 | $2.2M | 0.74% |
| 43 | M & T BK CORP COM | 55261F104 | 10,947 | $2.2M | 0.74% |
| 44 | AUTOMATIC DATA PROCESSING INC COM | ADP | 7,268 | $2.1M | 0.73% |
| 45 | BEST BUY INC COM | BBY | 26,902 | $2.0M | 0.69% |
| 46 | NEWMONT CORP COM | NEMCL | 23,604 | $2.0M | 0.68% |
| 47 | KIMBERLY-CLARK CORP COM | KMB | 14,621 | $1.8M | 0.62% |
| 48 | HERSHEY CO COM | HSY | 9,652 | $1.8M | 0.61% |
| 49 | PRUDENTIAL FINL INC COM | PUKPF | 16,221 | $1.7M | 0.57% |
| 50 | HP INC COM | HPQ | 57,979 | $1.6M | 0.54% |
| 51 | PAYCHEX INC COM | PAYX | 12,361 | $1.6M | 0.53% |
| 52 | ISHARES U.S. THEMATIC ROTATION ACTIVE ETF | BLK | 40,308 | $1.5M | 0.52% |
| 53 | CF INDS HLDGS INC COM | 125269100 | 16,641 | $1.5M | 0.51% |
| 54 | CONOCOPHILLIPS COM | COP | 15,612 | $1.5M | 0.50% |
| 55 | REGIONS FINANCIAL CORP NEW COM | RF-PF | 54,658 | $1.4M | 0.49% |
| 56 | ISHARES A.I. INNOVATION AND TECH ACTIVE ETF | BLK | 41,294 | $1.4M | 0.48% |
| 57 | DARDEN RESTAURANTS INC COM | DRI | 7,374 | $1.4M | 0.48% |
| 58 | AFLAC INC COM | AFL | 11,905 | $1.3M | 0.45% |
| 59 | MICROCHIP TECHNOLOGY INC. COM | MCHPP | 20,605 | $1.3M | 0.45% |
| 60 | WASTE MGMT INC DEL COM | 94106L109 | 5,990 | $1.3M | 0.45% |
| 61 | TRAVELERS COMPANIES INC COM | TRV | 4,607 | $1.3M | 0.44% |
| 62 | PRINCIPAL FINANCIAL GROUP INC COM | PFG | 15,430 | $1.3M | 0.43% |
| 63 | MONDELEZ INTL INC CL A | 609207105 | 20,409 | $1.3M | 0.43% |
| 64 | EOG RES INC COM | EOG | 10,772 | $1.2M | 0.41% |
| 65 | SCHWAB US DIVIDEND EQUITY ETF | 808524797 | 43,929 | $1.2M | 0.41% |
| 66 | TARGET CORP COM | TGT | 13,011 | $1.2M | 0.40% |
| 67 | BANK NEW YORK MELLON CORP COM | 064058100 | 10,690 | $1.2M | 0.40% |
| 68 | CINTAS CORP COM | CTAS | 5,666 | $1.2M | 0.40% |
| 69 | KLA CORP COM NEW | KLAC | 1,072 | $1.2M | 0.39% |
| 70 | GENERAL MLS INC COM | 370334104 | 22,935 | $1.2M | 0.39% |
| 71 | PGIM ULTRA SHORT MUNICIPAL BOND ETF | 69344A768 | 18,940 | $957,038 | 0.33% |
| 72 | AMAZON COM INC COM | AMZN | 4,279 | $939,540 | 0.32% |
| 73 | CENCORA INC COM | COR | 2,984 | $932,590 | 0.32% |
| 74 | TRUIST FINL CORP COM | 89832Q109 | 19,702 | $900,762 | 0.31% |
| 75 | ISHARES MSCI USA MOMENTUM FACTOR ETF | 46432F396 | 3,451 | $885,009 | 0.30% |
| 76 | ISHARES U.S. AEROSPACE & DEFENSE ETF | 464288760 | 4,217 | $882,449 | 0.30% |
| 77 | WALMART INC COM | WMT | 8,280 | $853,330 | 0.29% |
| 78 | ANALOG DEVICES INC COM | ADI | 3,452 | $848,257 | 0.29% |
| 79 | ISHARES RUSSELL 1000 GROWTH ETF | 464287614 | 1,674 | $784,118 | 0.27% |
| 80 | SPDR S&P 500 ETF TRUST | SPY | 1,165 | $776,212 | 0.26% |
| 81 | INTERNATIONAL BUSINESS MACHS COM | INTR | 2,559 | $722,047 | 0.25% |
| 82 | PFIZER INC COM | PFE | 27,286 | $695,254 | 0.24% |
| 83 | UNION PAC CORP COM | UNP | 2,638 | $623,446 | 0.21% |
| 84 | CME GROUP INC COM | CME | 2,228 | $601,983 | 0.20% |
| 85 | META PLATFORMS INC CL A | META | 809 | $594,368 | 0.20% |
| 86 | BERKSHIRE HATHAWAY INC DEL CL B NEW | BRK-A | 1,169 | $587,703 | 0.20% |
| 87 | PNC FINL SVCS GROUP INC COM | 693475105 | 2,876 | $577,891 | 0.20% |
| 88 | VANGUARD HIGH DIVIDEND YIELD INDEX ETF | 921946406 | 3,963 | $558,585 | 0.19% |
| 89 | SCHWAB CHARLES CORP COM | SCHW-PJ | 5,649 | $539,313 | 0.18% |
| 90 | SPDR GOLD SHARES | GLD | 1,500 | $533,205 | 0.18% |
| 91 | L3HARRIS TECHNOLOGIES INC COM | LHX | 1,671 | $510,427 | 0.17% |
| 92 | ISHARES FLEXIBLE INCOME ACTIVE ETF | BLK | 9,500 | $505,780 | 0.17% |
| 93 | NVIDIA CORPORATION COM | NVDA | 2,596 | $484,401 | 0.16% |
| 94 | DOMINION ENERGY INC COM | D | 7,776 | $475,661 | 0.16% |
| 95 | NORFOLK SOUTHN CORP COM | 655844108 | 1,470 | $441,603 | 0.15% |
| 96 | TRANE TECHNOLOGIES PLC SHS | TT | 1,023 | $431,665 | 0.15% |
| 97 | INVESCO QQQ TRUST SERIES I | IVZ | 707 | $424,501 | 0.14% |
| 98 | VANGUARD CORE TAX-EXEMPT BOND ETF | 922907712 | 5,500 | $413,875 | 0.14% |
| 99 | TEXAS INSTRS INC COM | 882508104 | 2,232 | $410,085 | 0.14% |
| 100 | ISHARES BITCOIN TRUST ETF | IBIT | 6,000 | $390,000 | 0.13% |
| 101 | VANGUARD DIVIDEND APPRECIATION ETF | 921908844 | 1,786 | $385,401 | 0.13% |
| 102 | ISHARES MSCI EAFE GROWTH ETF | 464288885 | 3,229 | $367,719 | 0.13% |
| 103 | ISHARES CORE DIVIDEND GROWTH ETF | 46434V621 | 5,098 | $347,072 | 0.12% |
| 104 | ENERGY TRANSFER L P COM UT LTD PTN | ET-PI | 20,000 | $343,200 | 0.12% |
| 105 | NETFLIX INC COM | NFLX | 261 | $312,918 | 0.11% |
| 106 | FIDELITY NATL INFORMATION SVCS COM | 31620M106 | 4,642 | $306,093 | 0.10% |
| 107 | INVESCO S&P 500 EQUAL WEIGHT ETF | IVZ | 1,539 | $291,948 | 0.10% |
| 108 | ISHARES CORE S&P MID-CAP ETF | 464287507 | 4,455 | $290,733 | 0.10% |
| 109 | PIMCO INTERMEDIATE MUNICIPAL BOND ACTIVE EXCHANGE-TRADED FUND | 72201R866 | 5,500 | $287,540 | 0.10% |
| 110 | SPDR DOW JONES INDUSTRIAL AVERAGE ETF TRUST | 78467X109 | 538 | $249,492 | 0.08% |
| 111 | NOVARTIS AG SPONSORED ADR | NVSEF | 1,931 | $247,631 | 0.08% |
| 112 | PHILIP MORRIS INTL INC COM | 718172109 | 1,465 | $237,658 | 0.08% |
| 113 | ISHARES RUSSELL 1000 VALUE ETF | 464287598 | 1,166 | $237,386 | 0.08% |
| 114 | PROCTER AND GAMBLE CO COM | 742718109 | 1,500 | $230,475 | 0.08% |
| 115 | ISHARES CORE MSCI EAFE ETF | 46432F842 | 2,601 | $227,093 | 0.08% |
| 116 | VERIZON COMMUNICATIONS INC COM | VZ | 5,114 | $224,739 | 0.08% |
| 117 | GILEAD SCIENCES INC COM | GILD | 1,923 | $213,453 | 0.07% |
| 118 | ISHARES CORE MSCI TOTAL INTERNATIONAL STOCK ETF | 46432F834 | 2,481 | $204,881 | 0.07% |
| 119 | NOVARTIS AG SPONSORED ADR | NVSEF | 1,000 | $128,240 | 0.04% |
| 120 | LOCKHEED MARTIN CORP COM | LMT | 200 | $99,842 | 0.03% |