13F HOLDINGS REPORT
Retirement Investment Advisors, Inc.
Quarter ended Q4 2025 · Filed January 21, 2026 · Accession 0001957886-26-000005
Total Value
$1.24B
Positions
66
Other Managers
0
Confidential Omitted
No
Holdings (66)
| # | Issuer | Ticker / CUSIP | Shares | Value | % of Filing |
|---|---|---|---|---|---|
| 1 | VANGUARD INDEX FDS | 922908744 | 1,375,849 | $262.8M | 21.18% |
| 2 | VANGUARD INDEX FDS | 922908736 | 526,861 | $257.0M | 20.71% |
| 3 | ISHARES TR | 46432F842 | 2,083,353 | $186.4M | 15.02% |
| 4 | VANGUARD BD INDEX FDS | 921937819 | 1,716,738 | $133.7M | 10.77% |
| 5 | ISHARES INC | 46434G103 | 1,382,686 | $92.9M | 7.49% |
| 6 | VANGUARD INDEX FDS | 922908611 | 393,715 | $83.4M | 6.72% |
| 7 | VANGUARD CHARLOTTE FDS | 92203J407 | 995,929 | $48.1M | 3.88% |
| 8 | ISHARES TR | 464288414 | 422,852 | $45.3M | 3.65% |
| 9 | ISHARES TR | 464288281 | 291,358 | $28.1M | 2.26% |
| 10 | DBX ETF TR | 233051432 | 529,159 | $19.5M | 1.57% |
| 11 | VANGUARD INDEX FDS | 922908595 | 62,479 | $18.9M | 1.52% |
| 12 | VANECK ETF TRUST | 92189H409 | 144,805 | $7.4M | 0.60% |
| 13 | VANGUARD MUN BD FDS | 922907746 | 111,552 | $5.6M | 0.45% |
| 14 | SCHWAB STRATEGIC TR | 808524409 | 155,871 | $4.6M | 0.37% |
| 15 | EXXON MOBIL CORP | XOM | 36,842 | $4.4M | 0.36% |
| 16 | INVESCO QQQ TR | IVZ | 6,757 | $4.2M | 0.33% |
| 17 | ISHARES TR | 464287200 | 4,395 | $3.0M | 0.24% |
| 18 | VANGUARD TAX-MANAGED FDS | 921943858 | 41,663 | $2.6M | 0.21% |
| 19 | SPDR SER TR | 78464A763 | 15,460 | $2.2M | 0.17% |
| 20 | VANGUARD STAR FDS | 921909768 | 26,193 | $2.0M | 0.16% |
| 21 | APPLE INC | AAPL | 6,466 | $1.8M | 0.14% |
| 22 | ISHARES TR | 464287804 | 14,098 | $1.7M | 0.14% |
| 23 | SPDR S&P 500 ETF TR | SPY | 2,477 | $1.7M | 0.14% |
| 24 | BERKSHIRE HATHAWAY INC DEL | BRK-A | 3,278 | $1.6M | 0.13% |
| 25 | VANGUARD INTL EQUITY INDEX F | 922042858 | 26,399 | $1.4M | 0.11% |
| 26 | NVIDIA CORPORATION | NVDA | 7,344 | $1.4M | 0.11% |
| 27 | VANGUARD SCOTTSDALE FDS | 92206C409 | 16,034 | $1.3M | 0.10% |
| 28 | INVESCO EXCHANGE TRADED FD T | IVZ | 5,980 | $1.1M | 0.09% |
| 29 | INTERNATIONAL BUSINESS MACHS | INTR | 3,750 | $1.1M | 0.09% |
| 30 | TESLA INC | TSLA | 2,449 | $1.1M | 0.09% |
| 31 | ISHARES TR | 464287150 | 6,036 | $897,493 | 0.07% |
| 32 | BLACKROCK ETF TRUST | 464287630 | 4,934 | $894,090 | 0.07% |
| 33 | WALMART INC | WMT | 7,961 | $886,935 | 0.07% |
| 34 | ONEOK INC NEW | OKE | 12,005 | $882,368 | 0.07% |
| 35 | PHILLIPS 66 | PSX | 6,687 | $862,890 | 0.07% |
| 36 | INVESCO EXCHANGE TRADED FD T | IVZ | 10,267 | $682,961 | 0.06% |
| 37 | VANGUARD INDEX FDS | 922908769 | 1,929 | $646,735 | 0.05% |
| 38 | OGE ENERGY CORP | OGE | 13,531 | $577,774 | 0.05% |
| 39 | TEXAS INSTRS INC | 882508104 | 3,317 | $575,466 | 0.05% |
| 40 | ISHARES TR | 464287655 | 2,177 | $535,890 | 0.04% |
| 41 | CONOCOPHILLIPS | COP | 5,459 | $511,017 | 0.04% |
| 42 | ISHARES TR | 46435G672 | 8,672 | $433,687 | 0.03% |
| 43 | MICROSOFT CORP | MSFT | 757 | $366,100 | 0.03% |
| 44 | VANGUARD WORLD FD | 92204A702 | 469 | $353,523 | 0.03% |
| 45 | ISHARES TR | 46436E718 | 3,453 | $346,612 | 0.03% |
| 46 | JOHNSON & JOHNSON | JNJ | 1,611 | $333,396 | 0.03% |
| 47 | MCDONALDS CORP | MCD | 1,003 | $306,547 | 0.02% |
| 48 | WILLIAMS COS INC | 969457100 | 4,964 | $298,386 | 0.02% |
| 49 | UNITED THERAPEUTICS CORP DEL | UTHR | 600 | $292,350 | 0.02% |
| 50 | ENERGY TRANSFER L P | ET-PI | 17,665 | $291,296 | 0.02% |
| 51 | SIMMONS 1ST NATL CORP | 828730200 | 15,000 | $282,750 | 0.02% |
| 52 | SPDR INDEX SHS FDS | 78463X889 | 6,286 | $279,161 | 0.02% |
| 53 | RTX CORPORATION | RTX | 1,452 | $266,297 | 0.02% |
| 54 | FORD MTR CO DEL | 345370860 | 19,973 | $262,046 | 0.02% |
| 55 | ALPHABET INC | GOOG | 784 | $246,019 | 0.02% |
| 56 | ROYAL CARIBBEAN GROUP | V7780T103 | 800 | $223,136 | 0.02% |
| 57 | AMAZON COM INC | AMZN | 960 | $221,587 | 0.02% |
| 58 | ALPHABET INC | GOOG | 704 | $220,352 | 0.02% |
| 59 | SPDR SER TR | 78464A284 | 8,718 | $217,427 | 0.02% |
| 60 | SHELL PLC | RYDAF | 2,943 | $216,252 | 0.02% |
| 61 | ROCKWELL AUTOMATION INC | ROK | 548 | $213,210 | 0.02% |
| 62 | MERCK & CO INC | MRK | 2,023 | $212,941 | 0.02% |
| 63 | WISDOMTREE TR | WT | 2,321 | $207,567 | 0.02% |
| 64 | THOMSON REUTERS CORP. | TMSOF | 1,573 | $207,463 | 0.02% |
| 65 | COHERENT CORP | COHR | 1,121 | $206,903 | 0.02% |
| 66 | ENERGY TRANSFER L P | ET-PI | 10,548 | $173,937 | 0.01% |