13F HOLDINGS REPORT
Retirement Investment Advisors, Inc.
Quarter ended Q3 2025 · Filed October 28, 2025 · Accession 0001957886-25-000007
Total Value
$1.20B
Positions
65
Other Managers
0
Confidential Omitted
No
Holdings (65)
| # | Issuer | Ticker / CUSIP | Shares | Value | % of Filing |
|---|---|---|---|---|---|
| 1 | Vanguard Growth ETF | 922908736 | 528,530 | $253.5M | 21.07% |
| 2 | Vanguard Value ETF | 922908744 | 1,347,967 | $251.4M | 20.90% |
| 3 | iShares Core MSCI EAFE ETF | 46432F842 | 2,057,999 | $179.7M | 14.94% |
| 4 | Vanguard Intermediate-Term Bond ETF | 921937819 | 1,679,792 | $131.2M | 10.90% |
| 5 | iShares Core MSCI Emerging Markets ETF | 46434G103 | 1,373,436 | $90.5M | 7.53% |
| 6 | Vanguard Small-Cap Value ETF | 922908611 | 386,047 | $80.6M | 6.70% |
| 7 | Vanguard Total International Bond ETF | 92203J407 | 957,023 | $47.3M | 3.93% |
| 8 | iShares National Muni Bond ETF | 464288414 | 392,035 | $41.7M | 3.47% |
| 9 | iShares J.P. Morgan USD Emerging Markets Bond ETF | 464288281 | 282,595 | $26.9M | 2.24% |
| 10 | Xtrackers USD High Yield Corporate Bond ETF | 233051432 | 518,245 | $19.2M | 1.60% |
| 11 | Vanguard Small-Cap Growth ETF | 922908595 | 60,982 | $18.1M | 1.51% |
| 12 | VanEck High Yield Muni ETF | 92189H409 | 134,974 | $6.9M | 0.57% |
| 13 | Vanguard Tax-Exempt Bond Index ETF | 922907746 | 97,394 | $4.9M | 0.41% |
| 14 | Schwab U.S. Large-Cap Value ETF | 808524409 | 144,540 | $4.2M | 0.35% |
| 15 | Invesco QQQ Trust Series 1 | IVZ | 6,958 | $4.2M | 0.35% |
| 16 | Exxon Mobil Corp | XOM | 36,842 | $4.2M | 0.35% |
| 17 | iShares Core S&P 500 ETF | 464287200 | 4,348 | $2.9M | 0.24% |
| 18 | Vanguard FTSE Developed Markets ETF | 921943858 | 42,213 | $2.5M | 0.21% |
| 19 | SPDR S&P Dividend ETF | 78464A763 | 16,326 | $2.3M | 0.19% |
| 20 | Vanguard Total International Stock ETF | 921909768 | 27,196 | $2.0M | 0.17% |
| 21 | NVIDIA Corp | NVDA | 9,361 | $1.7M | 0.15% |
| 22 | iShares Core S&P Small-Cap ETF | 464287804 | 14,664 | $1.7M | 0.14% |
| 23 | Apple Inc | AAPL | 6,501 | $1.7M | 0.14% |
| 24 | SPDR S&P 500 ETF Trust | SPY | 2,417 | $1.6M | 0.13% |
| 25 | Berkshire Hathaway Inc | BRK-A | 3,139 | $1.6M | 0.13% |
| 26 | Vanguard FTSE Emerging Markets ETF | 922042858 | 27,145 | $1.5M | 0.12% |
| 27 | Vanguard Short-Term Corporate Bond ETF | 92206C409 | 17,065 | $1.4M | 0.11% |
| 28 | Texas Instruments Inc | 882508104 | 6,450 | $1.2M | 0.10% |
| 29 | Tesla Inc | TSLA | 2,660 | $1.2M | 0.10% |
| 30 | Invesco S&P 500 Equal Weight ETF | IVZ | 5,980 | $1.1M | 0.09% |
| 31 | International Business Machines Corp | INTR | 3,750 | $1.1M | 0.09% |
| 32 | ONEOK Inc | OKE | 14,335 | $1.0M | 0.09% |
| 33 | Phillips 66 | PSX | 6,687 | $909,566 | 0.08% |
| 34 | iShares Core S&P Total US Stock Market ETF | 464287150 | 6,036 | $879,143 | 0.07% |
| 35 | Walmart Inc | WMT | 7,961 | $820,461 | 0.07% |
| 36 | iShares Russell 2000 Value ETF | 464287630 | 4,183 | $739,596 | 0.06% |
| 37 | Invesco Large Cap Value ETF | IVZ | 10,393 | $677,728 | 0.06% |
| 38 | Vanguard Total Stock Market ETF | 922908769 | 1,929 | $633,040 | 0.05% |
| 39 | OGE Energy Corp | OGE | 13,531 | $626,079 | 0.05% |
| 40 | iShares Russell 2000 ETF | 464287655 | 2,318 | $560,863 | 0.05% |
| 41 | ConocoPhillips | COP | 5,459 | $516,367 | 0.04% |
| 42 | iShares Core International Aggregate Bond ETF | 46435G672 | 8,769 | $449,236 | 0.04% |
| 43 | Vanguard Information Technology ETF | 92204A702 | 469 | $350,169 | 0.03% |
| 44 | iShares 0-3 Month Treasury Bond ETF | 46436E718 | 3,453 | $347,717 | 0.03% |
| 45 | Microsoft Corp | MSFT | 622 | $322,165 | 0.03% |
| 46 | McDonald's CORP | MCD | 1,050 | $319,085 | 0.03% |
| 47 | Williams Cos Inc/The | 969457100 | 4,964 | $314,469 | 0.03% |
| 48 | Johnson & Johnson | JNJ | 1,611 | $298,712 | 0.02% |
| 49 | SPDR Portfolio Developed World ex-US ETF | 78463X889 | 6,905 | $295,465 | 0.02% |
| 50 | Simmons First National Corp | 828730200 | 15,000 | $287,550 | 0.02% |
| 51 | ENERGY TRANSFER OPERATING LP | ET-PI | 16,055 | $275,504 | 0.02% |
| 52 | Royal Caribbean Cruises Ltd | V7780T103 | 800 | $258,864 | 0.02% |
| 53 | United Therapeutics Corp | UTHR | 600 | $251,526 | 0.02% |
| 54 | Thomson Reuters Corp | TMSOF | 1,573 | $244,334 | 0.02% |
| 55 | BancFirst Corp | BANFP | 1,902 | $240,508 | 0.02% |
| 56 | Ford Motor Co | 345370860 | 19,973 | $238,877 | 0.02% |
| 57 | SPDR Nuveen S&P High Yield Municipal Bond ETF | 78464A284 | 9,264 | $230,952 | 0.02% |
| 58 | Shell PLC | RYDAF | 3,130 | $223,889 | 0.02% |
| 59 | Amazon.com Inc | 231351060 | 960 | $210,787 | 0.02% |
| 60 | RTX Corp | RTX | 1,235 | $206,653 | 0.02% |
| 61 | WisdomTree U.S. Quality Dividend Growth Fund | WT | 2,321 | $206,476 | 0.02% |
| 62 | CannaSys Inc | 137651204 | 20,000 | $9 | 0.00% |
| 63 | Medical Marijuana Inc | 58463A105 | 20,000 | $4 | 0.00% |
| 64 | Hemp Inc | 423703206 | 10,000 | $0 | 0.00% |
| 65 | OWC Pharmaceutical Research Corp | 67109N108 | 25,000 | $0 | 0.00% |