13F HOLDINGS REPORT

Polaris Investment Advisors, LLC

Quarter ended Q4 2025 · Filed January 15, 2026 · Accession 0001951757-26-000148

Total Value

$138.4M

Positions

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (73)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	ISHARES TR	464287200	20,244	$13.9M	10.02%
2	ISHARES TR	464287309	78,314	$9.7M	6.98%
3	ISHARES TR	464287408	44,962	$9.5M	6.89%
4	BLACKROCK ETF TRUST	BLK	154,567	$9.4M	6.79%
5	ISHARES TR	46434V613	164,815	$7.7M	5.54%
6	ISHARES INC	46434G103	111,132	$7.5M	5.40%
7	ISHARES TR	464287101	20,239	$6.9M	5.02%
8	ISHARES TR	464288877	91,514	$6.5M	4.72%
9	ALPHABET INC	GOOG	18,258	$5.7M	4.13%
10	ISHARES TR	46432F339	20,219	$4.0M	2.90%
11	ISHARES TR	464288653	35,480	$3.6M	2.61%
12	BLACKROCK ETF TRUST	BLK	89,593	$3.5M	2.50%
13	BLACKROCK ETF TRUST	BLK	102,064	$3.4M	2.46%
14	ISHARES TR	46432F396	12,717	$3.2M	2.30%
15	ALPHABET INC	GOOG	9,663	$3.0M	2.19%
16	ISHARES TR	464287507	43,533	$2.9M	2.08%
17	ISHARES GOLD TR	IAU	30,014	$2.4M	1.76%
18	ISHARES TR	464288414	22,726	$2.4M	1.76%
19	ISHARES TR	464288588	19,171	$1.8M	1.32%
20	ISHARES TR	46435G672	35,854	$1.8M	1.30%
21	ISHARES TR	464288760	8,101	$1.7M	1.26%
22	APPLE INC	AAPL	5,426	$1.5M	1.07%
23	BLACKROCK ETF TRUST II	BLK	27,107	$1.4M	1.03%
24	SELECT SECTOR SPDR TR	81369Y605	25,592	$1.4M	1.01%
25	SELECT SECTOR SPDR TR	81369Y803	9,521	$1.4M	0.99%
26	ISHARES TR	464287622	3,230	$1.2M	0.87%
27	VANGUARD MUN BD FDS	922907746	20,490	$1.0M	0.74%
28	VANGUARD TAX-MANAGED FDS	921943858	16,244	$1.0M	0.73%
29	NVIDIA CORPORATION	NVDA	5,150	$960,504	0.69%
30	VANGUARD INDEX FDS	922908769	2,745	$920,316	0.67%
31	SPDR S&P 500 ETF TR	SPY	1,306	$890,860	0.64%
32	ISHARES TR	464287499	7,932	$763,574	0.55%
33	ISHARES TR	46429B697	7,375	$694,449	0.50%
34	AMAZON COM INC	AMZN	2,960	$683,227	0.49%
35	ISHARES TR	464288885	5,442	$619,907	0.45%
36	KIMBERLY-CLARK CORP	KMB	5,963	$601,607	0.43%
37	VANGUARD INDEX FDS	922908744	2,779	$530,753	0.38%
38	MICROSOFT CORP	MSFT	1,082	$523,277	0.38%
39	ISHARES TR	464288158	4,634	$494,448	0.36%
40	ISHARES TR	464287481	3,531	$483,533	0.35%
41	ISHARES TR	464287804	3,966	$476,655	0.34%
42	GE AEROSPACE	369604301	1,547	$476,522	0.34%
43	ISHARES TR	464287614	972	$459,838	0.33%
44	VANGUARD INDEX FDS	922908629	1,488	$431,939	0.31%
45	SELECT SECTOR SPDR TR	81369Y209	2,768	$428,562	0.31%
46	BANK AMERICA CORP	060505104	7,779	$427,845	0.31%
47	VANGUARD INDEX FDS	922908751	1,629	$420,113	0.30%
48	BROADCOM INC	AVGO	1,200	$415,320	0.30%
49	ISHARES TR	464287721	2,007	$400,758	0.29%
50	VANGUARD WORLD FD	92204A405	3,000	$400,423	0.29%
51	VANGUARD INTL EQUITY INDEX F	922042775	5,329	$392,001	0.28%
52	ISHARES TR	464287655	1,590	$391,394	0.28%
53	LINDE PLC	LIN	903	$385,030	0.28%
54	ISHARES TR	46435G425	2,499	$372,356	0.27%
55	VANGUARD INDEX FDS	922908652	1,479	$309,288	0.22%
56	VANGUARD INDEX FDS	922908736	601	$293,016	0.21%
57	EXXON MOBIL CORP	XOM	2,428	$292,186	0.21%
58	ISHARES TR	464288281	2,966	$285,585	0.21%
59	FIDELITY MERRIMACK STR TR	316188309	6,090	$280,384	0.20%
60	AFLAC INC	AFL	2,534	$279,424	0.20%
61	ISHARES TR	464287226	2,749	$274,536	0.20%
62	ISHARES TR	464287648	833	$269,067	0.19%
63	BLACKROCK ETF TRUST II	BLK	5,189	$252,601	0.18%
64	GE VERNOVA INC	GEV	385	$251,624	0.18%
65	ISHARES TR	464287234	4,426	$242,146	0.18%
66	CSX CORP	CSX	6,624	$240,120	0.17%
67	EVERSOURCE ENERGY	ES	3,516	$236,732	0.17%
68	ISHARES TR	46432F834	2,763	$233,860	0.17%
69	TESLA INC	TSLA	496	$223,061	0.16%
70	ISHARES TR	46434V621	3,211	$222,908	0.16%
71	INVESCO EXCHANGE TRADED FD T	IVZ	4,600	$209,346	0.15%
72	INTERNATIONAL BUSINESS MACHS	INTR	700	$207,347	0.15%
73	ISHARES TR	464287432	2,319	$202,167	0.15%