13F HOLDINGS REPORT

Horizons Wealth Management

Quarter ended Q4 2025 · Filed January 5, 2026 · Accession 0001943228-26-000001

Total Value

$152.6M

Positions

172

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (172)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	VANGUARD LARGE-CAP ETF	922908637	51,359	$16.2M	10.59%
2	VANGUARD FTSE DEVELOPED MARKETS ETF	921943858	218,422	$13.6M	8.94%
3	VANGUARD MID-CAP ETF	922908629	38,448	$11.2M	7.31%
4	VANGUARD SMALL-CAP ETF	922908751	41,077	$10.6M	6.94%
5	VANGUARD REAL ESTATE ETF	922908553	115,286	$10.2M	6.68%
6	VANGUARD TOTAL BOND MARKET ETF	921937835	86,147	$6.4M	4.18%
7	ISHARES TIPS BOND ETF	464287176	56,398	$6.2M	4.06%
8	VANGUARD TOTAL INTERNATIONAL BOND ETF	92203J407	116,774	$5.6M	3.70%
9	ISHARES BLOOMBERG ROLL SELECT COMMODITY STRATEGY ETF	46431W598	93,309	$4.5M	2.98%
10	INVESCO BULLETSHARES 2029 CORPORATE BOND ETF	IVZ	218,064	$4.1M	2.69%
11	INVESCO BULLETSHARES 2026 CORPORATE BOND ETF	IVZ	207,805	$4.1M	2.67%
12	INVESCO BULLETSHARES 2028 CORPORATE BOND ETF	IVZ	192,378	$4.0M	2.60%
13	INVESCO BULLETSHARES 2030 CORPORATE BOND ETF	IVZ	233,014	$3.9M	2.58%
14	INVESCO BULLETSHARES 2027 CORPORATE BOND ETF	IVZ	189,582	$3.7M	2.45%
15	INVESCO BULLETSHARES 2031 CORPORATE BOND ETF	IVZ	216,296	$3.6M	2.37%
16	INVESCO BULLETSHARES 2026 HIGH YIELD CORP BOND ETF	IVZ	120,490	$2.8M	1.84%
17	INVESCO BULLETSHARES 2027 HIGH YIELD CORPORATE BOND ETF	IVZ	122,077	$2.8M	1.81%
18	VANGUARD LONG-TERM BOND ETF	921937793	35,885	$2.5M	1.63%
19	ISHARES MSCI EAFE ETF	464287465	22,406	$2.2M	1.41%
20	STATE STREET REAL ESTATE SELECT SECTOR SPDR ETF	81369Y860	50,738	$2.0M	1.34%
21	ISHARES CORE INTERNATIONAL AGGREGATE BOND ETF	46435G672	30,419	$1.5M	1.00%
22	SCHWAB US TIPS ETF	808524870	51,471	$1.4M	0.89%
23	ISHARES CORE U.S. AGGREGATE BOND ETF	464287226	13,570	$1.4M	0.89%
24	INVESCO BULLETSHARES 2032 CORPORATE BOND ETF	IVZ	61,823	$1.3M	0.85%
25	ISHARES IBONDS DEC 2026 TERM TREASURY ETF	46436E858	52,772	$1.2M	0.79%
26	ISHARES IBONDS DEC 2028 TERM TREASURY ETF	46436E833	50,686	$1.1M	0.74%
27	ISHARES IBONDS DEC 2027 TERM TREASURY ETF	46436E841	46,266	$1.0M	0.68%
28	ISHARES CORE S&P 500 ETF	464287200	1,237	$847,182	0.56%
29	ISHARES SELECT U.S. REIT ETF	464287564	13,961	$833,053	0.55%
30	VANGUARD TAX-EXEMPT BOND ETF	922907746	16,365	$822,996	0.54%
31	ISHARES CORE S&P SMALL CAP ETF	464287804	6,646	$798,716	0.52%
32	APPLE INC COM	AAPL	2,820	$766,645	0.50%
33	BERKSHIRE HATHAWAY INC DEL CL B NEW	BRK-A	1,468	$737,890	0.48%
34	VANGUARD GLOBAL EX-U.S. REAL ESTATE ETF	922042676	15,318	$702,159	0.46%
35	ALPHABET INC CAP STK CL A	GOOG	2,165	$677,645	0.44%
36	INVESCO S&P 500 EQUAL WEIGHT ETF	IVZ	3,519	$674,100	0.44%
37	ISHARES CORE S&P MID-CAP ETF	464287507	9,684	$639,144	0.42%
38	ALPHABET INC CAP STK CL A	GOOG	1,900	$594,700	0.39%
39	VANGUARD TOTAL STOCK MARKET ETF	922908769	1,772	$594,098	0.39%
40	APPLE INC COM	AAPL	2,100	$570,906	0.37%
41	INVESCO BULLETSHARES 2030 MUNICIPAL BOND ETF	IVZ	25,494	$561,505	0.37%
42	VANGUARD S&P 500 ETF	922908363	862	$540,597	0.35%
43	INVESCO BULLETSHARES 2026 MUNICIPAL BOND ETF	IVZ	22,863	$540,596	0.35%
44	INVESCO BULLETSHARES 2029 MUNICIPAL BOND ETF	IVZ	23,301	$539,418	0.35%
45	INVESCO BULLETSHARES 2028 MUNICIPAL BOND ETF	IVZ	21,537	$506,120	0.33%
46	PRIMORIS SVCS CORP COM	74164F103	3,976	$493,581	0.32%
47	INVESCO QQQ TRUST SERIES I	IVZ	772	$474,247	0.31%
48	VANGUARD FTSE EMERGING MARKETS ETF	922042858	8,739	$469,809	0.31%
49	INVESCO QQQ TRUST SERIES I	IVZ	700	$430,017	0.28%
50	INVESCO BULLETSHARES 2027 MUNICIPAL BOND ETF	IVZ	17,618	$416,934	0.27%
51	ELI LILLY & CO COM	LLY	338	$363,242	0.24%
52	ISHARES CORE U.S. AGGREGATE BOND ETF	464287226	3,600	$359,568	0.24%
53	ISHARES RUSSELL 1000 GROWTH ETF	464287614	732	$346,456	0.23%
54	AMAZON COM INC COM	AMZN	1,462	$337,459	0.22%
55	ISHARES ESG AWARE MSCI USA ETF	46435G425	1,991	$296,619	0.19%
56	ISHARES IBONDS DEC 2026 TERM CORPORATE ETF	46435GAA0	11,862	$287,416	0.19%
57	ISHARES CORE MSCI EMERGING MARKETS ETF	46434G103	4,207	$282,809	0.19%
58	INVESCO BULLETSHARES 2031 MUNICIPAL BOND ETF	IVZ	12,605	$266,407	0.17%
59	MICROSOFT CORP COM	MSFT	541	$261,638	0.17%
60	ISHARES IBONDS DEC 2027 TERM CORPORATE ETF	46435UAA9	10,230	$248,384	0.16%
61	NVIDIA CORPORATION COM	NVDA	1,320	$246,180	0.16%
62	SCHWAB U.S. SMALL-CAP ETF	808524607	8,410	$239,517	0.16%
63	TRAVELERS COMPANIES INC COM	TRV	812	$235,529	0.15%
64	ISHARES 10 YEAR INVESTMENT GRADE CORPORATE BOND ETF	464289511	4,283	$216,077	0.14%
65	ISHARES RUSSELL MIDCAP ETF	464287499	2,210	$212,757	0.14%
66	INVESCO QQQ TRUST SERIES I	IVZ	300	$184,293	0.12%
67	ISHARES ESG AWARE MSCI EAFE ETF	46435G516	1,873	$178,104	0.12%
68	ISHARES GOLD TRUST	IAU	1,919	$155,765	0.10%
69	ISHARES 1-3 YEAR TREASURY BOND ETF	464287457	1,773	$146,840	0.10%
70	CATERPILLAR INC COM	CAT	249	$142,645	0.09%
71	ISHARES ESG AWARE US AGGREGATE BOND ETF	46435U549	2,944	$140,870	0.09%
72	BANK AMERICA CORP COM	060505104	2,496	$137,280	0.09%
73	ISHARES MSCI INTL QUALITY FACTOR ETF	46434V456	2,951	$134,145	0.09%
74	XTRACKERS USD HIGH YIELD CORPORATE BOND ETF	233051432	3,605	$132,772	0.09%
75	VANGUARD S&P 500 VALUE ETF	921932703	622	$127,316	0.08%
76	ISHARES RUSSELL 2000 ETF	464287655	496	$122,095	0.08%
77	ALPHABET INC CAP STK CL C	GOOG	380	$119,244	0.08%
78	ISHARES ESG AWARE MSCI USA SMALL-CAP ETF	46435U663	2,579	$118,582	0.08%
79	STATE STREET SPDR S&P DIVIDEND ETF	78464A763	850	$118,286	0.08%
80	ISHARES 0-5 YEAR TIPS BOND ETF	46429B747	1,088	$111,400	0.07%
81	VICTORYSHARES US 500 ENHANCED VOLATILITY WTD ETF	92647N782	1,431	$105,670	0.07%
82	ARISTA NETWORKS INC COM SHS	ANET	800	$104,824	0.07%
83	SPDR S&P MIDCAP 400 ETF TRUST	MDY	164	$98,938	0.06%
84	LOWES COS INC COM	548661107	407	$98,152	0.06%
85	CHUBB LIMITED COM	CB	282	$88,018	0.06%
86	INVESCO BULLETSHARES 2028 HIGH YIELD CORPORATE BOND ETF	IVZ	3,810	$83,820	0.05%
87	WISDOMTREE U.S. MIDCAP FUND	WT	1,233	$82,364	0.05%
88	INVESCO BULLETSHARES 2029 HIGH YIELD CORPORATE BOND ETF	IVZ	3,592	$77,264	0.05%
89	ISHARES BITCOIN TRUST ETF	IBIT	1,553	$77,106	0.05%
90	VANGUARD FTSE ALL-WORLD EX-US INDEX FUND	922042775	1,014	$74,590	0.05%
91	INVESCO S&P MIDCAP 400 PURE GROWTH ETF	IVZ	1,349	$70,735	0.05%
92	HOME DEPOT INC COM	HD	205	$70,541	0.05%
93	IDEXX LABS INC COM	45168D104	100	$67,653	0.04%
94	ISHARES RUSSELL 1000 ETF	464287622	170	$63,485	0.04%
95	ALPHABET INC CAP STK CL A	GOOG	200	$62,600	0.04%
96	ISHARES ESG ADVANCED HIGH YIELD CORPORATE BOND ETF	46435G441	1,299	$61,387	0.04%
97	STATE STREET SPDR S&P 400 MID CAP GROWTH ETF	78464A821	648	$59,895	0.04%
98	ISHARES RUSSELL MID-CAP GROWTH ETF	464287481	426	$58,336	0.04%
99	VANGUARD INFORMATION TECHNOLOGY ETF	92204A702	77	$58,041	0.04%
100	VANGUARD MID-CAP GROWTH ETF	922908538	195	$54,432	0.04%
101	APPLE INC COM	AAPL	200	$54,372	0.04%
102	ISHARES U.S. AEROSPACE & DEFENSE ETF	464288760	247	$53,028	0.03%
103	ISHARES SELECT DIVIDEND ETF	464287168	360	$50,810	0.03%
104	DEERE & CO COM	DE	105	$48,885	0.03%
105	VANGUARD DIVIDEND APPRECIATION ETF	921908844	222	$48,791	0.03%
106	WISDOMTREE U.S. SMALLCAP FUND	WT	832	$47,366	0.03%
107	ISHARES RUSSELL 3000 ETF	464287689	122	$47,196	0.03%
108	ISHARES SILVER TRUST	SLV	708	$45,609	0.03%
109	YUM BRANDS INC COM	YUM	299	$45,233	0.03%
110	TRUIST FINL CORP COM	89832Q109	853	$41,976	0.03%
111	JPMORGAN CHASE & CO. COM	VYLD	125	$40,278	0.03%
112	ISHARES RUSSELL MID-CAP VALUE ETF	464287473	279	$39,353	0.03%
113	NNN REIT INC COM	NNN	975	$38,639	0.03%
114	ISHARES S&P SMALL-CAP 600 GROWTH ETF	464287887	270	$38,113	0.02%
115	INVESCO BULLETSHARES 2030 HIGH YIELD CORPORATE BOND ETF	IVZ	1,429	$37,304	0.02%
116	MERCK & CO INC COM	MRK	344	$36,209	0.02%
117	ISHARES GLOBAL CLEAN ENERGY ETF	464288224	2,045	$33,599	0.02%
118	CITIGROUP INC COM NEW	C-PR	283	$33,023	0.02%
119	UNITEDHEALTH GROUP INC COM	UNH	100	$33,011	0.02%
120	META PLATFORMS INC CL A	META	46	$30,364	0.02%
121	ISHARES CORE MSCI EAFE ETF	46432F842	321	$28,717	0.02%
122	COCA COLA CO COM	KO	382	$26,706	0.02%
123	ARCH CAP GROUP LTD ORD	G0450A105	273	$26,186	0.02%
124	THE CIGNA GROUP COM	125523100	94	$25,872	0.02%
125	VANGUARD FTSE EUROPE ETF	922042874	309	$25,835	0.02%
126	SCHWAB U.S. LARGE-CAP VALUE ETF	808524409	838	$24,815	0.02%
127	SCHWAB LONG-TERM U.S. TREASURY ETF	808524680	777	$24,631	0.02%
128	VANGUARD RUSSELL 2000 GROWTH ETF	92206C623	102	$24,071	0.02%
129	SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF	78463X889	498	$22,116	0.01%
130	VANGUARD FTSE PACIFIC ETF	922042866	244	$22,058	0.01%
131	ISHARES S&P 500 GROWTH ETF	464287309	148	$18,283	0.01%
132	ISHARES RUSSELL 2000 VALUE ETF	464287630	100	$18,121	0.01%
133	BROADCOM INC COM	AVGO	50	$17,305	0.01%
134	STATE STREET SPDR PORTFOLIO S&P 500 GROWTH ETF	78464A409	158	$16,859	0.01%
135	EATON CORP PLC SHS	ETN	50	$15,926	0.01%
136	INTEL CORP COM	INTC	429	$15,830	0.01%
137	METLIFE INC COM	MET-PF	194	$15,314	0.01%
138	OREILLY AUTOMOTIVE INC COM	67103H107	165	$15,050	0.01%
139	RTX CORPORATION COM	RTX	81	$14,855	0.01%
140	VANGUARD HEALTH CARE ETF	92204A504	50	$14,393	0.01%
141	ORACLE CORP COM	ORCL-PD	72	$14,034	0.01%
142	ISHARES U.S. ETF TRUST ISHARES GSCI COMMODITY DYNAMIC ROLL STRATEGY ETF	46431W853	555	$13,817	0.01%
143	YUM CHINA HLDGS INC COM	YUMC	263	$12,556	0.01%
144	ISHARES U.S. REAL ESTATE ETF	464287739	129	$12,112	0.01%
145	ABBVIE INC COM	ABBV	52	$11,881	0.01%
146	WASTE MGMT INC DEL COM	94106L109	49	$10,766	0.01%
147	INTERNATIONAL BUSINESS MACHS COM	INTR	35	$10,367	0.01%
148	SABA CLOSED END FUNDS ETF	30151E806	433	$9,976	0.01%
149	ACCENTURE PLC IRELAND SHS CLASS A	ACN	30	$8,049	0.01%
150	STATE STREET SPDR PORTFOLIO S&P 600 SMALL CAP ETF	78468R853	164	$7,685	0.01%
151	INVESCO WATER RESOURCES ETF	IVZ	100	$7,041	0.00%
152	ISHARES CORE 30/70 CONSERVATIVE ALLOCATION ETF	464289883	156	$6,260	0.00%
153	AT&T INC COM	T-PC	229	$5,688	0.00%
154	DELTA AIR LINES INC DEL COM NEW	DAL	76	$5,288	0.00%
155	ISHARES RUSSELL 1000 VALUE ETF	464287598	25	$5,259	0.00%
156	SPDR GOLD SHARES	GLD	11	$4,359	0.00%
157	CHECK POINT SOFTWARE TECH LTD ORD	M22465104	22	$4,082	0.00%
158	VANGUARD S&P SMALL-CAP 600 ETF	921932828	36	$3,995	0.00%
159	MCDONALDS CORP COM	MCD	13	$3,973	0.00%
160	BLACKROCK INC COM	BLK	3	$3,211	0.00%
161	TEXAS INSTRS INC COM	882508104	18	$3,123	0.00%
162	CARNIVAL CORP PAIRED CTF	CUKPF	100	$3,054	0.00%
163	LINDE PLC SHS	LIN	7	$2,985	0.00%
164	DANAHER CORPORATION COM	235851102	13	$2,976	0.00%
165	DISNEY WALT CO COM	254687106	25	$2,844	0.00%
166	SYSCO CORP COM	SYY	37	$2,727	0.00%
167	WARNER BROS DISCOVERY INC COM SER A	WBD	71	$2,046	0.00%
168	BRIGHTHOUSE FINL INC COM	10922N103	24	$1,555	0.00%
169	ISHARES IBOXX HIGH YIELD CORPORATE BOND ETF	464288513	13	$1,048	0.00%
170	STRIVE U.S. ENERGY ETF	02072L722	19	$542	0.00%
171	ORGANON & CO COMMON STOCK	OGN	42	$301	0.00%
172	STAG INDL INC COM	85254J102	6	$221	0.00%