13F HOLDINGS REPORT

Opus Financial Solutions LLC

Quarter ended Q4 2025 · Filed February 17, 2026 · Accession 0001934041-26-000003

Total Value

$106.0M

Positions

103

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (103)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	FIRST TR EXCHNG TRADED FD VI	33740F755	242,527	$8.3M	7.84%
2	VANGUARD BD INDEX FDS	921937835	94,417	$7.0M	6.60%
3	VANGUARD WHITEHALL FDS	921946810	69,792	$6.4M	6.02%
4	VANGUARD INDEX FDS	922908736	8,571	$4.2M	3.95%
5	SCHWAB STRATEGIC TR	808524672	135,488	$4.0M	3.81%
6	DIMENSIONAL ETF TRUST	25434V807	67,860	$3.4M	3.20%
7	VANGUARD SPECIALIZED FUNDS	921908844	15,179	$3.3M	3.15%
8	VANGUARD WORLD FD	92204A207	14,816	$3.1M	2.95%
9	VANGUARD BD INDEX FDS	921937827	38,729	$3.1M	2.88%
10	VANGUARD MALVERN FDS	922020805	61,049	$3.0M	2.85%
11	APPLE INC	AAPL	8,735	$2.4M	2.24%
12	VANGUARD INDEX FDS	922908744	11,523	$2.2M	2.08%
13	SCHWAB STRATEGIC TR	808524862	79,070	$1.9M	1.82%
14	SCHWAB STRATEGIC TR	808524300	57,444	$1.9M	1.77%
15	VANGUARD INDEX FDS	922908553	20,047	$1.8M	1.67%
16	ISHARES TR	46434V381	24,058	$1.7M	1.58%
17	VANGUARD INDEX FDS	922908751	6,473	$1.7M	1.58%
18	SCHWAB STRATEGIC TR	808524797	60,179	$1.7M	1.56%
19	AMAZON COM INC	AMZN	6,382	$1.5M	1.39%
20	VANGUARD INDEX FDS	922908652	6,804	$1.4M	1.34%
21	MICROSOFT CORP	MSFT	2,839	$1.4M	1.30%
22	NVIDIA CORPORATION	NVDA	7,172	$1.3M	1.26%
23	SELECT SECTOR SPDR TR	81369Y886	28,388	$1.2M	1.14%
24	PIMCO ETF TR	72201R585	43,443	$1.2M	1.09%
25	ISHARES INC	464286533	17,036	$1.1M	1.03%
26	INVESCO EXCH TRD SLF IDX FD	IVZ	54,024	$1.1M	1.00%
27	ALPHABET INC	GOOG	3,229	$1.0M	0.95%
28	INVESCO EXCH TRD SLF IDX FD	IVZ	50,769	$1.0M	0.95%
29	INNOVATOR ETFS TRUST	INHD	32,093	$989,748	0.93%
30	TESLA INC	TSLA	2,180	$980,390	0.93%
31	INVESCO EXCH TRD SLF IDX FD	IVZ	47,475	$977,985	0.92%
32	VANGUARD BD INDEX FDS	921937819	11,566	$900,760	0.85%
33	INNOVATOR ETFS TRUST	INHD	13,641	$790,087	0.75%
34	BERKSHIRE HATHAWAY INC DEL	BRK-A	1,501	$754,478	0.71%
35	ALPHABET INC	GOOG	2,363	$741,509	0.70%
36	INNOVATOR ETFS TRUST	INHD	18,861	$737,842	0.70%
37	ISHARES TR	464287150	4,870	$724,120	0.68%
38	J P MORGAN EXCHANGE TRADED F	46641Q670	14,719	$696,945	0.66%
39	WISDOMTREE TR	WT	13,700	$689,400	0.65%
40	HARBOR ETF TRUST	41151J505	27,087	$672,299	0.63%
41	VANGUARD INDEX FDS	922908769	1,957	$656,168	0.62%
42	INNOVATOR ETFS TRUST	INHD	19,271	$645,731	0.61%
43	PIMCO ETF TR	72201R833	6,352	$637,340	0.60%
44	INNOVATOR ETFS TRUST	INHD	21,500	$611,890	0.58%
45	FIRST TR EXCHNG TRADED FD VI	33740F169	27,184	$604,572	0.57%
46	ISHARES TR	46432F339	2,953	$586,525	0.55%
47	INNOVATOR ETFS TRUST	INHD	16,926	$584,624	0.55%
48	INNOVATOR ETFS TRUST	INHD	19,800	$568,260	0.54%
49	INVESCO QQQ TR	IVZ	918	$563,937	0.53%
50	DIMENSIONAL ETF TRUST	25434V666	15,782	$539,902	0.51%
51	VANGUARD INDEX FDS	922908629	1,769	$513,399	0.48%
52	ISHARES TR	46429B655	9,973	$507,227	0.48%
53	ISHARES TR	46429B689	5,842	$503,873	0.48%
54	INNOVATOR ETFS TRUST	INHD	16,259	$482,058	0.45%
55	SCHWAB STRATEGIC TR	808524870	17,621	$466,780	0.44%
56	DIMENSIONAL ETF TRUST	25434V815	13,995	$460,296	0.43%
57	INNOVATOR ETFS TRUST	INHD	12,894	$449,485	0.42%
58	VANGUARD STAR FDS	921909768	5,908	$445,712	0.42%
59	INNOVATOR ETFS TRUST	INHD	13,584	$430,084	0.41%
60	FIDELITY MERRIMACK STR TR	316188200	8,265	$418,705	0.40%
61	SCHWAB STRATEGIC TR	808524607	14,674	$417,921	0.39%
62	INNOVATOR ETFS TRUST	INHD	11,425	$403,857	0.38%
63	INNOVATOR ETFS TRUST	INHD	10,808	$390,817	0.37%
64	SPDR INDEX SHS FDS	78463X541	6,253	$388,561	0.37%
65	SCHWAB STRATEGIC TR	808524508	12,920	$388,504	0.37%
66	ISHARES TR	46434V456	8,430	$383,144	0.36%
67	INVESCO EXCH TRD SLF IDX FD	IVZ	16,203	$383,120	0.36%
68	INVESCO EXCHANGE TRADED FD T	IVZ	8,100	$380,052	0.36%
69	INNOVATOR ETFS TRUST	INHD	13,426	$372,375	0.35%
70	SPDR GOLD TR	GLD	913	$361,831	0.34%
71	DIMENSIONAL ETF TRUST	25434V773	10,680	$351,799	0.33%
72	INVESCO DB COMMDY INDX TRCK	IVZ	15,704	$351,141	0.33%
73	WISDOMTREE TR	WT	7,265	$339,325	0.32%
74	PIMCO ETF TR	72201R718	3,534	$339,046	0.32%
75	SCHWAB STRATEGIC TR	808524755	7,499	$339,030	0.32%
76	ISHARES TR	46429B697	3,556	$334,833	0.32%
77	INVESCO EXCHANGE TRADED FD T	IVZ	4,426	$332,171	0.31%
78	ISHARES TR	464287606	3,280	$317,766	0.30%
79	INNOVATOR ETFS TRUST	INHD	9,084	$306,948	0.29%
80	INNOVATOR ETFS TRUST	INHD	10,246	$303,179	0.29%
81	SPDR INDEX SHS FDS	78463X533	7,210	$282,272	0.27%
82	INVESCO EXCH TRD SLF IDX FD	IVZ	11,924	$282,184	0.27%
83	FIDELITY COVINGTON TRUST	31609A305	6,738	$280,975	0.27%
84	JPMORGAN CHASE & CO.	VYLD	852	$274,531	0.26%
85	INNOVATOR ETFS TRUST	INHD	7,502	$263,545	0.25%
86	INNOVATOR ETFS TRUST	INHD	8,965	$261,957	0.25%
87	VANGUARD INDEX FDS	922908512	1,469	$260,557	0.25%
88	INNOVATOR ETFS TRUST	INHD	3,562	$258,672	0.24%
89	VANGUARD SCOTTSDALE FDS	92206C409	3,142	$250,512	0.24%
90	DIMENSIONAL ETF TRUST	25434V203	6,039	$230,146	0.22%
91	DIMENSIONAL ETF TRUST	25434V500	3,257	$226,915	0.21%
92	INNOVATOR ETFS TRUST	INHD	6,975	$225,236	0.21%
93	DIMENSIONAL ETF TRUST	25434V104	4,787	$224,032	0.21%
94	VANGUARD MUN BD FDS	922907746	4,374	$219,968	0.21%
95	INVESCO EXCH TRADED FD TR II	IVZ	3,067	$219,045	0.21%
96	INNOVATOR ETFS TRUST	INHD	7,230	$213,791	0.20%
97	INNOVATOR ETFS TRUST	INHD	4,530	$210,328	0.20%
98	DIMENSIONAL ETF TRUST	25434V534	3,414	$206,615	0.19%
99	PALO ALTO NETWORKS INC	PANW	1,120	$206,304	0.19%
100	CROWDSTRIKE HLDGS INC	CRWD	440	$206,254	0.19%
101	FIRST TR EXCHANGE-TRADED FD	33738D309	4,460	$204,625	0.19%
102	ISHARES TR	46435U135	4,218	$202,970	0.19%
103	BLACKROCK CORPOR HI YLD FD I	BLK	13,695	$121,886	0.12%