13F HOLDINGS REPORT
Investments & Financial Planning, LLC
Quarter ended Q4 2025 · Filed February 23, 2026 · Accession 0001909307-26-000002
Total Value
$186.3M
Positions
37
Other Managers
0
Confidential Omitted
No
Holdings (37)
| # | Issuer | Ticker / CUSIP | Shares | Value | % of Filing |
|---|---|---|---|---|---|
| 1 | VANGUARD INDEX FDS | 922908751 | 149,742 | $38.6M | 20.73% |
| 2 | SPDR SERIES TRUST | 78464A409 | 359,459 | $38.4M | 20.58% |
| 3 | ISHARES TR | 464287507 | 404,791 | $26.7M | 14.34% |
| 4 | VANGUARD INDEX FDS | 922908629 | 57,285 | $16.6M | 8.92% |
| 5 | CAPITAL GROUP GROWTH ETF | 14020G101 | 250,356 | $11.1M | 5.97% |
| 6 | VANGUARD SCOTTSDALE FDS | 92206C409 | 136,284 | $10.9M | 5.83% |
| 7 | ISHARES INC | 464286392 | 54,335 | $10.1M | 5.42% |
| 8 | VANGUARD INTL EQUITY INDEX F | 922042742 | 54,138 | $7.6M | 4.10% |
| 9 | NVIDIA CORPORATION | NVDA | 24,280 | $4.5M | 2.43% |
| 10 | VANGUARD BD INDEX FDS | 921937819 | 45,926 | $3.6M | 1.92% |
| 11 | ISHARES TR | 46434V407 | 59,389 | $2.5M | 1.37% |
| 12 | TESLA INC | TSLA | 5,557 | $2.5M | 1.34% |
| 13 | VANGUARD INDEX FDS | 922908736 | 3,583 | $1.7M | 0.94% |
| 14 | ISHARES TR | 464288414 | 8,879 | $951,070 | 0.51% |
| 15 | VANGUARD CHARLOTTE FDS | 92203J407 | 19,515 | $942,974 | 0.51% |
| 16 | VANGUARD INDEX FDS | 922908744 | 4,736 | $904,452 | 0.49% |
| 17 | SPDR SERIES TRUST | 78464A854 | 10,335 | $829,100 | 0.44% |
| 18 | APPLE INC | AAPL | 2,976 | $809,020 | 0.43% |
| 19 | SPDR SERIES TRUST | 78464A508 | 10,234 | $581,409 | 0.31% |
| 20 | VANGUARD WHITEHALL FDS | 921946885 | 8,312 | $560,488 | 0.30% |
| 21 | SCHWAB STRATEGIC TR | 808524409 | 17,612 | $521,503 | 0.28% |
| 22 | VANGUARD INDEX FDS | 922908512 | 2,682 | $475,635 | 0.26% |
| 23 | SPDR SERIES TRUST | 78464A649 | 18,133 | $466,918 | 0.25% |
| 24 | AMAZON COM INC | AMZN | 1,859 | $429,094 | 0.23% |
| 25 | ISHARES TR | 464288158 | 3,957 | $422,235 | 0.23% |
| 26 | ISHARES TR | 464287242 | 3,817 | $420,546 | 0.23% |
| 27 | SPDR INDEX SHS FDS | 78463X889 | 9,043 | $401,586 | 0.22% |
| 28 | VANGUARD INDEX FDS | 922908611 | 1,847 | $391,124 | 0.21% |
| 29 | SCHWAB STRATEGIC TR | 808524300 | 11,886 | $387,730 | 0.21% |
| 30 | MICROSOFT CORP | MSFT | 633 | $306,025 | 0.16% |
| 31 | BOEING CO | BA-PA | 1,191 | $258,590 | 0.14% |
| 32 | SCHWAB CHARLES CORP | SCHW-PJ | 2,500 | $249,783 | 0.13% |
| 33 | SPDR SERIES TRUST | 78468R622 | 2,287 | $222,279 | 0.12% |
| 34 | ALPHABET INC | GOOG | 707 | $221,214 | 0.12% |
| 35 | DISNEY WALT CO | 254687106 | 1,931 | $219,662 | 0.12% |
| 36 | UNITEDHEALTH GROUP INC | UNH | 642 | $211,995 | 0.11% |
| 37 | SPDR INDEX SHS FDS | 78463X509 | 4,355 | $203,854 | 0.11% |