13F HOLDINGS REPORT

Silver Oak Advisory Group, Inc.

Quarter ended Q2 2025 · Filed July 31, 2025 · Accession 0001908380-25-000004

Total Value

$206,413

Positions

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (73)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	VANGUARD BD INDEX FDS	921937835	561,691	$41,357	20.04%
2	VANGUARD CHARLOTTE FDS	92203J407	474,856	$23,510	11.39%
3	VANGUARD BD INDEX FDS	921937827	198,275	$15,604	7.56%
4	DIMENSIONAL ETF TRUST	25434V708	357,826	$12,824	6.21%
5	DIMENSIONAL ETF TRUST	25434V880	417,170	$12,252	5.94%
6	VANGUARD MUN BD FDS	922907746	208,956	$10,245	4.96%
7	VANGUARD INDEX FDS	922908769	33,548	$10,196	4.94%
8	VANGUARD ADMIRAL FDS INC	921932778	91,247	$7,807	3.78%
9	VANGUARD INDEX FDS	922908553	71,800	$6,394	3.10%
10	VANGUARD BD INDEX FDS	921937819	79,266	$6,130	2.97%
11	VANGUARD STAR FDS	921909768	88,307	$6,101	2.96%
12	SCHWAB STRATEGIC TR	808524102	163,945	$3,906	1.89%
13	VANGUARD MUN BD FDS	922907738	38,914	$3,835	1.86%
14	VANGUARD WORLD FD	921910725	44,986	$2,946	1.43%
15	NUSHARES ETF TR	NU	118,862	$2,645	1.28%
16	MICROSOFT CORP	MSFT	4,951	$2,462	1.19%
17	VANGUARD MALVERN FDS	922020805	43,575	$2,190	1.06%
18	VANGUARD WELLINGTON FD	921935870	19,920	$2,010	0.97%
19	APPLE INC	AAPL	9,789	$2,008	0.97%
20	VANGUARD INTL EQUITY INDEX F	922042742	13,148	$1,689	0.82%
21	DIMENSIONAL ETF TRUST	25434V401	24,981	$1,674	0.81%
22	VANGUARD ADMIRAL FDS INC	921932828	15,597	$1,578	0.76%
23	VANGUARD WORLD FD	921910733	13,492	$1,479	0.72%
24	COSTCO WHSL CORP NEW	22160K105	1,278	$1,264	0.61%
25	VANGUARD INDEX FDS	922908637	4,283	$1,221	0.59%
26	VANGUARD SCOTTSDALE FDS	92206C706	19,446	$1,163	0.56%
27	SPDR S&P 500 ETF TR	SPY	1,826	$1,128	0.55%
28	VANGUARD SCOTTSDALE FDS	92206C870	13,185	$1,093	0.53%
29	DIMENSIONAL ETF TRUST	25434V724	23,407	$989	0.48%
30	ISHARES TR	46435U549	19,232	$914	0.44%
31	VANGUARD INDEX FDS	922908744	5,111	$903	0.44%
32	ISHARES TR	464287200	1,410	$875	0.42%
33	DIMENSIONAL ETF TRUST	25434V609	15,986	$862	0.42%
34	MANAGER DIRECTED PORTFOLIOS	56170L695	77,512	$810	0.39%
35	NUSHARES ETF TR	NU	19,159	$780	0.38%
36	VANGUARD SCOTTSDALE FDS	92206C102	13,175	$774	0.37%
37	VANGUARD INDEX FDS	922908751	3,211	$760	0.37%
38	JPMORGAN CHASE & CO.	VYLD	2,091	$606	0.29%
39	WELLS FARGO CO NEW	949746101	7,374	$590	0.29%
40	VANGUARD INDEX FDS	922908611	2,922	$569	0.28%
41	VANGUARD INTL EQUITY INDEX F	922042775	7,169	$481	0.23%
42	CSX CORP	CSX	14,169	$462	0.22%
43	ELI LILLY & CO	LLY	577	$449	0.22%
44	ABBVIE INC	ABBV	2,387	$443	0.21%
45	GLACIER BANCORP INC NEW	GBCI	9,993	$430	0.21%
46	EXXON MOBIL CORP	XOM	3,921	$422	0.20%
47	DIMENSIONAL ETF TRUST	25434V807	9,815	$420	0.20%
48	SCHWAB STRATEGIC TR	808524805	17,998	$397	0.19%
49	ISHARES TR	464287846	2,616	$394	0.19%
50	VANGUARD INTL EQUITY INDEX F	922042858	7,946	$392	0.19%
51	AMGEN INC	AMGN	1,373	$383	0.19%
52	ISHARES TR	464287622	1,061	$360	0.17%
53	ISHARES TR	46435G243	12,520	$315	0.15%
54	CISCO SYS INC	CSCO	4,441	$308	0.15%
55	STARBUCKS CORP	SBUX	3,273	$299	0.14%
56	ISHARES TR	46435G516	3,312	$295	0.14%
57	VANGUARD INDEX FDS	922908736	635	$278	0.13%
58	RTX CORPORATION	RTX	1,860	$271	0.13%
59	ISHARES TR	464287242	2,400	$263	0.13%
60	DIMENSIONAL ETF TRUST	25434V500	4,034	$257	0.12%
61	VANGUARD INTL EQUITY INDEX F	922042718	1,909	$256	0.12%
62	HOME DEPOT INC	HD	682	$250	0.12%
63	VANGUARD TAX-MANAGED FDS	921943858	4,282	$244	0.12%
64	CHEVRON CORP NEW	CVX	1,684	$241	0.12%
65	VANGUARD SCOTTSDALE FDS	92206C409	2,967	$235	0.11%
66	VANGUARD INDEX FDS	922908363	413	$234	0.11%
67	ISHARES TR	464287226	2,319	$229	0.11%
68	HOWMET AEROSPACE INC	HWM	1,219	$226	0.11%
69	DIMENSIONAL ETF TRUST	25434V716	5,626	$220	0.11%
70	SPDR GOLD TR	GLD	694	$211	0.10%
71	PROCTER AND GAMBLE CO	742718109	1,279	$203	0.10%
72	INTERNATIONAL BUSINESS MACHS	INTR	687	$202	0.10%
73	ISHARES TR	464287408	1,026	$200	0.10%