13F HOLDINGS REPORT

Silver Oak Advisory Group, Inc.

Quarter ended Q3 2025 · Filed November 7, 2025 · Accession 0001906937-25-000002

Total Value

$221,010

Positions

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (77)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	VANGUARD BD INDEX FDS	921937835	585,264	$43,526	19.69%
2	VANGUARD CHARLOTTE FDS	92203J407	492,420	$24,355	11.02%
3	VANGUARD BD INDEX FDS	921937827	208,945	$16,487	7.46%
4	DIMENSIONAL ETF TRUST	25434V708	397,898	$15,346	6.94%
5	DIMENSIONAL ETF TRUST	25434V880	457,436	$14,354	6.49%
6	VANGUARD INDEX FDS	922908769	33,056	$10,847	4.91%
7	VANGUARD MUN BD FDS	922907746	193,167	$9,671	4.38%
8	VANGUARD ADMIRAL FDS INC	921932778	89,355	$8,508	3.85%
9	VANGUARD INDEX FDS	922908553	74,696	$6,828	3.09%
10	VANGUARD BD INDEX FDS	921937819	80,644	$6,297	2.85%
11	VANGUARD STAR FDS	921909768	82,229	$6,040	2.73%
12	VANGUARD MUN BD FDS	922907738	52,278	$5,245	2.37%
13	SCHWAB STRATEGIC TR	808524102	158,704	$4,080	1.85%
14	VANGUARD WORLD FD	921910725	43,926	$3,047	1.38%
15	MICROSOFT CORP	MSFT	4,833	$2,503	1.13%
16	APPLE INC	AAPL	9,516	$2,422	1.10%
17	NUSHARES ETF TR	NU	107,187	$2,406	1.09%
18	VANGUARD MALVERN FDS	922020805	44,119	$2,233	1.01%
19	VANGUARD WELLINGTON FD	921935870	21,886	$2,230	1.01%
20	VANGUARD INTL EQUITY INDEX F	922042742	13,735	$1,892	0.86%
21	VANGUARD ADMIRAL FDS INC	921932828	16,832	$1,859	0.84%
22	DIMENSIONAL ETF TRUST	25434V401	24,807	$1,797	0.81%
23	VANGUARD WORLD FD	921910733	13,414	$1,588	0.72%
24	VANGUARD INDEX FDS	922908637	4,283	$1,318	0.60%
25	VANGUARD SCOTTSDALE FDS	92206C706	20,965	$1,258	0.57%
26	SPDR S&P 500 ETF TR	SPY	1,826	$1,216	0.55%
27	COSTCO WHSL CORP NEW	22160K105	1,278	$1,182	0.53%
28	DIMENSIONAL ETF TRUST	25434V724	22,883	$1,022	0.46%
29	VANGUARD SCOTTSDALE FDS	92206C870	11,507	$967	0.44%
30	DIMENSIONAL ETF TRUST	25434V609	16,475	$959	0.43%
31	VANGUARD INDEX FDS	922908744	5,113	$953	0.43%
32	ISHARES TR	46435U549	19,213	$922	0.42%
33	MANAGER DIRECTED PORTFOLIOS	56170L695	84,831	$903	0.41%
34	NUSHARES ETF TR	NU	18,604	$820	0.37%
35	VANGUARD INDEX FDS	922908751	3,212	$816	0.37%
36	VANGUARD SCOTTSDALE FDS	92206C102	13,221	$778	0.35%
37	ISHARES TR	464287200	998	$667	0.30%
38	VANGUARD INDEX FDS	922908611	2,873	$599	0.27%
39	WELLS FARGO CO NEW	949746101	7,004	$587	0.27%
40	JPMORGAN CHASE & CO.	VYLD	1,849	$583	0.26%
41	ABBVIE INC	ABBV	2,387	$552	0.25%
42	CSX CORP	CSX	14,169	$503	0.23%
43	VANGUARD INTL EQUITY INDEX F	922042775	7,044	$502	0.23%
44	GLACIER BANCORP INC NEW	GBCI	9,993	$486	0.22%
45	DIMENSIONAL ETF TRUST	25434V807	9,815	$452	0.20%
46	EXXON MOBIL CORP	XOM	3,860	$435	0.20%
47	ELI LILLY & CO	LLY	553	$421	0.19%
48	SCHWAB STRATEGIC TR	808524805	17,998	$418	0.19%
49	ISHARES TR	464287846	2,539	$412	0.19%
50	VANGUARD INTL EQUITY INDEX F	922042858	7,260	$393	0.18%
51	NIKE INC	NKE	5,617	$391	0.18%
52	ISHARES TR	464287622	1,061	$387	0.18%
53	AMGEN INC	AMGN	1,371	$386	0.17%
54	ISHARES TR	46435G243	12,539	$317	0.14%
55	CISCO SYS INC	CSCO	4,441	$303	0.14%
56	RTX CORPORATION	RTX	1,816	$303	0.14%
57	ISHARES TR	46435G516	3,202	$297	0.13%
58	INTEL CORP	INTC	8,810	$295	0.13%
59	STARBUCKS CORP	SBUX	3,273	$276	0.12%
60	DIMENSIONAL ETF TRUST	25434V500	4,034	$276	0.12%
61	VANGUARD INDEX FDS	922908736	568	$272	0.12%
62	ALPHABET INC	GOOG	1,101	$267	0.12%
63	HOME DEPOT INC	HD	659	$267	0.12%
64	VANGUARD INTL EQUITY INDEX F	922042718	1,870	$266	0.12%
65	CHEVRON CORP NEW	CVX	1,684	$261	0.12%
66	VANGUARD TAX-MANAGED FDS	921943858	4,284	$256	0.12%
67	VANGUARD INDEX FDS	922908363	413	$253	0.11%
68	SPDR GOLD TR	GLD	694	$246	0.11%
69	HOWMET AEROSPACE INC	HWM	1,219	$239	0.11%
70	DIMENSIONAL ETF TRUST	25434V716	5,640	$239	0.11%
71	VANGUARD SCOTTSDALE FDS	92206C409	2,972	$237	0.11%
72	ISHARES TR	464287226	2,319	$232	0.10%
73	JOHNSON & JOHNSON	JNJ	1,204	$223	0.10%
74	ALPHABET INC	GOOG	897	$218	0.10%
75	ISHARES TR	464287408	1,026	$211	0.10%
76	DIMENSIONAL ETF TRUST	25434V302	6,487	$204	0.09%
77	BIO RAD LABS INC	090572207	726	$203	0.09%