13F HOLDINGS REPORT
THEORY FINANCIAL LLC
Quarter ended Q3 2025 · Filed October 29, 2025 · Accession 0001899158-25-000002
Total Value
$283.7M
Positions
90
Other Managers
0
Confidential Omitted
No
Holdings (90)
| # | Issuer | Ticker / CUSIP | Shares | Value | % of Filing |
|---|---|---|---|---|---|
| 1 | SCHWAB STRATEGIC TR | 808524839 | 1,210,096 | $28.6M | 10.09% |
| 2 | SELECT SECTOR SPDR TR | 81369Y852 | 220,192 | $25.6M | 9.02% |
| 3 | VANGUARD WORLD FD | 92204A405 | 147,051 | $18.9M | 6.66% |
| 4 | ISHARES TR | 464288588 | 118,779 | $11.4M | 4.02% |
| 5 | ISHARES TR | 464288638 | 179,217 | $9.8M | 3.44% |
| 6 | ISHARES TR | 46432F339 | 44,906 | $8.8M | 3.10% |
| 7 | DBX ETF TR | 233051432 | 222,052 | $8.2M | 2.89% |
| 8 | SCHWAB STRATEGIC TR | 808524870 | 298,973 | $8.1M | 2.85% |
| 9 | TIDAL TRUST I | 886364231 | 296,365 | $7.5M | 2.66% |
| 10 | VANGUARD STAR FDS | 921909768 | 89,528 | $6.7M | 2.36% |
| 11 | BLACKROCK ETF TRUST | BLK | 103,969 | $6.2M | 2.18% |
| 12 | WISDOMTREE TR | WT | 82,844 | $5.4M | 1.91% |
| 13 | SPDR SERIES TRUST | 78464A854 | 64,964 | $5.1M | 1.81% |
| 14 | ISHARES TR | 464287309 | 41,350 | $5.0M | 1.77% |
| 15 | ISHARES TR | 464287523 | 16,814 | $4.9M | 1.74% |
| 16 | INVESCO EXCHANGE TRADED FD T | IVZ | 60,914 | $4.8M | 1.70% |
| 17 | VANGUARD WORLD FD | 92204A702 | 6,062 | $4.6M | 1.63% |
| 18 | INVESCO EXCH TRADED FD TR II | IVZ | 17,699 | $4.5M | 1.57% |
| 19 | INVESCO EXCHANGE TRADED FD T | IVZ | 72,229 | $4.2M | 1.48% |
| 20 | ISHARES TR | 464287408 | 20,062 | $4.2M | 1.47% |
| 21 | BONDBLOXX ETF TRUST | 09789C812 | 86,046 | $4.1M | 1.44% |
| 22 | SPDR SERIES TRUST | 78468R101 | 137,078 | $4.0M | 1.42% |
| 23 | ISHARES TR | 464288877 | 58,677 | $4.0M | 1.42% |
| 24 | VANGUARD INDEX FDS | 922908611 | 18,640 | $3.9M | 1.37% |
| 25 | INVESCO EXCHANGE TRADED FD T | IVZ | 51,125 | $3.8M | 1.32% |
| 26 | WISDOMTREE TR | WT | 79,769 | $3.7M | 1.31% |
| 27 | INVESCO EXCHANGE TRADED FD T | IVZ | 31,388 | $3.7M | 1.30% |
| 28 | ISHARES TR | 46434V613 | 76,407 | $3.6M | 1.27% |
| 29 | SELECT SECTOR SPDR TR | 81369Y308 | 43,973 | $3.5M | 1.23% |
| 30 | ETF OPPORTUNITIES TRUST | 26923N512 | 134,351 | $3.5M | 1.22% |
| 31 | ISHARES INC | 46434G103 | 48,966 | $3.3M | 1.17% |
| 32 | GRAYSCALE BITCOIN MINI TR ET | 389930207 | 64,345 | $3.2M | 1.11% |
| 33 | VANECK ETF TRUST | 92189F601 | 19,480 | $2.9M | 1.04% |
| 34 | SELECT SECTOR SPDR TR | 81369Y209 | 20,270 | $2.9M | 1.03% |
| 35 | VANGUARD SCOTTSDALE FDS | 92206C706 | 46,945 | $2.8M | 1.00% |
| 36 | SPDR GOLD TR | GLD | 6,465 | $2.6M | 0.92% |
| 37 | BLACKROCK ETF TRUST II | BLK | 45,342 | $2.4M | 0.85% |
| 38 | VANGUARD MUN BD FDS | 922907746 | 47,574 | $2.4M | 0.85% |
| 39 | BLACKROCK ETF TRUST | BLK | 61,387 | $2.3M | 0.82% |
| 40 | VANGUARD INDEX FDS | 922908744 | 11,971 | $2.2M | 0.79% |
| 41 | BLACKROCK ETF TRUST | BLK | 63,332 | $2.2M | 0.78% |
| 42 | ISHARES TR | 464288414 | 19,287 | $2.1M | 0.73% |
| 43 | SPDR SERIES TRUST | 78468R812 | 11,861 | $2.0M | 0.72% |
| 44 | ISHARES TR | 46435G672 | 37,137 | $1.9M | 0.68% |
| 45 | WORLD GOLD TR | GLDW | 20,998 | $1.8M | 0.64% |
| 46 | ISHARES TR | 464287200 | 2,656 | $1.8M | 0.63% |
| 47 | INVESCO EXCH TRADED FD TR II | IVZ | 10,649 | $1.3M | 0.46% |
| 48 | SPDR S&P 500 ETF TR | SPY | 1,808 | $1.2M | 0.43% |
| 49 | ISHARES TR | 464287614 | 2,567 | $1.2M | 0.43% |
| 50 | ISHARES TR | 464288653 | 10,059 | $1.1M | 0.37% |
| 51 | ISHARES TR | 46435G193 | 43,788 | $1.0M | 0.37% |
| 52 | BLACKROCK ETF TRUST | BLK | 13,846 | $1.0M | 0.36% |
| 53 | ISHARES TR | 464287101 | 2,917 | $981,804 | 0.35% |
| 54 | ISHARES TR | 46435U549 | 19,993 | $967,661 | 0.34% |
| 55 | AMERICAN CENTY ETF TR | 025072604 | 11,656 | $897,512 | 0.32% |
| 56 | ISHARES TR | 464288281 | 8,734 | $839,874 | 0.30% |
| 57 | ISHARES TR | 46435G425 | 5,506 | $808,391 | 0.28% |
| 58 | GLOBAL X FDS | 37960A529 | 11,168 | $749,931 | 0.26% |
| 59 | ISHARES TR | 464288570 | 5,739 | $728,509 | 0.26% |
| 60 | BLACKROCK ETF TRUST II | BLK | 13,841 | $683,330 | 0.24% |
| 61 | ISHARES TR | 46429B747 | 6,017 | $622,459 | 0.22% |
| 62 | BERKSHIRE HATHAWAY INC DEL | BRK-A | 1,223 | $604,260 | 0.21% |
| 63 | APPLE INC | AAPL | 2,023 | $530,512 | 0.19% |
| 64 | ALPHABET INC | GOOG | 2,020 | $518,231 | 0.18% |
| 65 | ISHARES TR | 46436E619 | 11,493 | $508,795 | 0.18% |
| 66 | AMAZON COM INC | AMZN | 2,268 | $490,977 | 0.17% |
| 67 | ISHARES TR | 46436E767 | 8,084 | $464,830 | 0.16% |
| 68 | SCHWAB STRATEGIC TR | 808524409 | 15,618 | $455,889 | 0.16% |
| 69 | VANGUARD INDEX FDS | 922908736 | 934 | $452,710 | 0.16% |
| 70 | ISHARES TR | 46432F842 | 4,604 | $408,973 | 0.14% |
| 71 | CHEVRON CORP NEW | CVX | 2,485 | $383,883 | 0.14% |
| 72 | ISHARES TR | 46429B267 | 16,265 | $379,137 | 0.13% |
| 73 | EXXON MOBIL CORP | XOM | 3,183 | $358,724 | 0.13% |
| 74 | ISHARES TR | 464287721 | 1,773 | $354,015 | 0.12% |
| 75 | ISHARES GOLD TR | IAU | 4,177 | $344,603 | 0.12% |
| 76 | ISHARES TR | 464288885 | 2,850 | $334,747 | 0.12% |
| 77 | ISHARES TR | 464287473 | 2,293 | $319,598 | 0.11% |
| 78 | EXACT SCIENCES CORP | 30063P105 | 5,007 | $314,089 | 0.11% |
| 79 | BROADCOM INC | AVGO | 878 | $306,633 | 0.11% |
| 80 | ISHARES INC | 46434G863 | 6,868 | $305,901 | 0.11% |
| 81 | MICROSOFT CORP | MSFT | 587 | $303,356 | 0.11% |
| 82 | ISHARES TR | 46435G409 | 8,133 | $291,161 | 0.10% |
| 83 | JPMORGAN CHASE & CO. | VYLD | 935 | $282,707 | 0.10% |
| 84 | VANGUARD INDEX FDS | 922908512 | 1,406 | $243,997 | 0.09% |
| 85 | VANGUARD TAX-MANAGED FDS | 921943858 | 3,937 | $241,102 | 0.08% |
| 86 | ABBVIE INC | ABBV | 944 | $219,065 | 0.08% |
| 87 | INVESCO QQQ TR | IVZ | 356 | $217,708 | 0.08% |
| 88 | ISHARES TR | 464287481 | 1,464 | $208,752 | 0.07% |
| 89 | ALPHABET INC | GOOG | 807 | $207,415 | 0.07% |
| 90 | ELI LILLY & CO | LLY | 255 | $206,285 | 0.07% |