13F HOLDINGS REPORT

Wayfinding Financial, LLC

Quarter ended Q4 2025 · Filed February 12, 2026 · Accession 0001898131-26-000001

Total Value

$236,211

Positions

154

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (154)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	MICROSOFT CORP COM	MSFT	47,947	$23,188	9.82%
2	PIMCO ACTIVE BOND EXCHANGE-TRADED FUND	72201R775	175,288	$16,385	6.94%
3	NVIDIA CORPORATION COM	NVDA	72,982	$13,611	5.76%
4	ISHARES CORE S&P 500 ETF	464287200	16,814	$11,517	4.88%
5	APPLE INC COM	AAPL	36,740	$9,988	4.23%
6	PIMCO MULTISECTOR BOND ACTIVE EXCHANGE-TRADED FUND	72201R585	328,636	$8,810	3.73%
7	ISHARES CORE U.S. AGGREGATE BOND ETF	464287226	78,237	$7,814	3.31%
8	FIDELITY HIGH DIVIDEND ETF	316092840	120,186	$6,813	2.88%
9	JPMORGAN BETABUILDERS U.S. EQUITY ETF	46641Q399	51,031	$6,292	2.66%
10	ZACKS EARNINGS CONSISTENT PORTFOLIO ETF	98888G105	162,671	$5,699	2.41%
11	ZACKS SMALL/MID CAP ETF	98888G204	150,979	$5,619	2.38%
12	JPMORGAN INTERNATIONAL VALUE ETF	46654Q757	69,707	$5,595	2.37%
13	VANGUARD TOTAL INTERNATIONAL STOCK ETF	921909768	70,093	$5,287	2.24%
14	PARAMETRIC HEDGED EQUITY ETF	MS-PQ	134,303	$4,374	1.85%
15	PIMCO INVESTMENT GRADE CORPORATE BOND INDEX ETF	72201R817	41,989	$4,126	1.75%
16	CAPITAL GROUP GROWTH ETF	14020G101	80,696	$3,588	1.52%
17	COSTCO WHOLESALE CORPORATION COM	22160K105	3,952	$3,408	1.44%
18	FIDELITY EMERGING MARKETS MULTIFACTOR ETF	316092543	107,118	$3,307	1.40%
19	ISHARES NATIONAL MUNI BOND ETF	464288414	30,483	$3,265	1.38%
20	STATE STREET UTILITIES SELECT SECTOR SPDR ETF	81369Y886	63,895	$2,727	1.15%
21	PIMCO MORTGAGE-BACKED SECURITIES ACTIVE EXCHANGE-TRADED FUND	72201R569	54,620	$2,725	1.15%
22	PARAMETRIC EQUITY PREMIUM INCOME ETF	MS-PQ	97,419	$2,511	1.06%
23	PIMCO INTERMEDIATE MUNICIPAL BOND ACTIVE EXCHANGE-TRADED FUND	72201R866	45,655	$2,399	1.02%
24	WISDOMTREE ENHANCED COMMODITY STRATEGY FUND	WT	109,380	$2,313	0.98%
25	AMAZON COM INC COM	AMZN	9,486	$2,189	0.93%
26	PIMCO MUNICIPAL INCOME OPPORTUNITIES ACTIVE EXCHANGE-TRADED FUND	72201R635	41,399	$1,882	0.80%
27	JPMORGAN INTERNATIONAL RESEARCH ENHANCED EQUITY ETF	46641Q134	24,738	$1,852	0.78%
28	META PLATFORMS INC CL A	META	2,658	$1,755	0.74%
29	STARBUCKS CORP COM	SBUX	20,705	$1,743	0.74%
30	PACCAR INC COM	PCAR	13,713	$1,521	0.64%
31	JPMORGAN ACTIVE BOND ETF	46654Q716	28,010	$1,519	0.64%
32	JPMORGAN ACTIVE GROWTH ETF	46654Q609	16,034	$1,487	0.63%
33	JPMORGAN CORE PLUS BOND ETF	46641Q670	30,192	$1,435	0.61%
34	BOEING CO COM	BA-PA	6,404	$1,390	0.59%
35	JPMORGAN CHASE & CO COM	VYLD	4,231	$1,363	0.58%
36	ALPHABET INC CAP STK CL A	GOOG	4,310	$1,349	0.57%
37	ABBVIE INC COM	ABBV	5,814	$1,328	0.56%
38	JOHNSON & JOHNSON COM	JNJ	6,205	$1,284	0.54%
39	BANK AMERICA CORP COM	060505104	23,113	$1,271	0.54%
40	JPMORGAN GLOBAL SELECT EQUITY ETF GLOBAL SELECT EQUITY ETF	46654Q740	18,708	$1,265	0.54%
41	CATERPILLAR INC COM	CAT	2,195	$1,257	0.53%
42	BERKSHIRE HATHAWAY INC DEL CL B NEW	BRK-A	2,469	$1,241	0.53%
43	JPMORGAN ACTIVE VALUE ETF	46641Q167	17,176	$1,231	0.52%
44	BROADCOM INC COM	AVGO	3,481	$1,204	0.51%
45	PROCTER & GAMBLE CO COM	742718109	7,089	$1,015	0.43%
46	WALMART INC COM	WMT	8,642	$964	0.41%
47	ELI LILLY & CO COM	LLY	888	$954	0.40%
48	3M CO COM	MMM	5,486	$878	0.37%
49	EMERSON ELEC CO COM	EMR	6,240	$828	0.35%
50	CISCO SYS INC COM	CSCO	10,536	$811	0.34%
51	ALPHABET INC CAP STK CL C	GOOG	2,497	$783	0.33%
52	PIMCO 0-5 YEAR HIGH YIELD CORPORATE BOND INDEX EXCHANGE-TRADED FUND	72201R783	8,064	$769	0.33%
53	INTERNATIONAL BUSINESS MACHS COM	INTR	2,582	$764	0.32%
54	ADVANCED MICRO DEVICES INC COM	AMD	3,546	$759	0.32%
55	HOME DEPOT INC COM	HD	2,185	$751	0.32%
56	ZACKS FOCUS GROWTH ETF	98888G808	24,850	$740	0.31%
57	AUTOMATIC DATA PROCESSING INC COM	ADP	2,740	$709	0.30%
58	ISHARES IBOXX $ INVESTMENT GRADE CORPORATE BOND ETF	464287242	6,380	$703	0.30%
59	NEXTERA ENERGY INC COM	NEE-PW	8,686	$697	0.30%
60	NETFLIX INC. COM	NFLX	7,372	$691	0.29%
61	ABBOTT LABS COM	ABLZF	5,470	$685	0.29%
62	MCDONALDS CORP COM	MCD	2,239	$684	0.29%
63	TESLA INC COM	TSLA	1,515	$681	0.29%
64	EXXON MOBIL CORP COM	XOM	5,659	$681	0.29%
65	STATE STREET SPDR PORTFOLIO INTERMEDIATE TERM CORPORATE BOND ETF	78464A375	18,710	$632	0.27%
66	VISA INC COM CL A	V	1,708	$599	0.25%
67	ISHARES RUSSELL 1000 GROWTH ETF	464287614	1,253	$593	0.25%
68	ISHARES CORE MSCI EMERGING MARKETS ETF	46434G103	8,703	$585	0.25%
69	VANGUARD TOTAL STOCK MARKET ETF	922908769	1,718	$576	0.24%
70	WELLS FARGO & CO COM	949746101	6,120	$570	0.24%
71	JPMORGAN ACTIVEBUILDERS EMERGING MARKETS EQUITY ETF	46641Q266	11,611	$568	0.24%
72	CHEVRON CORPORATION COM	CVX	3,718	$566	0.24%
73	FISERV INC COM	FISV	8,323	$559	0.24%
74	VANGUARD S&P 500 ETF	922908363	890	$558	0.24%
75	COCA COLA CO COM	KO	7,846	$548	0.23%
76	JPMORGAN INCOME ETF	46641Q159	11,468	$533	0.23%
77	STATE STREET SPDR PORTFOLIO S&P 500 ETF	78464A854	6,602	$529	0.22%
78	VANGUARD CORE TAX-EXEMPT BOND ETF	922907712	6,031	$455	0.19%
79	CITIGROUP INC COM NEW	C-PR	3,869	$451	0.19%
80	SALESFORCE INC COM	CRM	1,671	$443	0.19%
81	VANGUARD TOTAL BOND MARKET ETF	921937835	5,990	$443	0.19%
82	VANGUARD SHORT DURATION TAX-EXEMPT BOND ETF	922907696	5,505	$420	0.18%
83	LOCKHEED MARTIN CORP COM	LMT	866	$418	0.18%
84	CARDINAL HEALTH INC COM	CAH	1,999	$410	0.17%
85	PNC FINL SVCS GROUP INC COM	693475105	1,940	$405	0.17%
86	CINTAS CORP COM	CTAS	2,138	$402	0.17%
87	VANGUARD MID-CAP ETF	922908629	1,352	$392	0.17%
88	GE AEROSPACE COM NEW	369604301	1,257	$387	0.16%
89	HARTFORD INSURANCE GROUP INC COM	HIG-PG	2,669	$369	0.16%
90	LAM RESEARCH CORP COM NEW	LRCX	2,136	$366	0.15%
91	QUALCOMM INC COM	QCOM	2,122	$363	0.15%
92	GILEAD SCIENCES INC COM	GILD	2,911	$357	0.15%
93	VANGUARD TAX-EXEMPT BOND ETF	922907746	7,076	$355	0.15%
94	ALTRIA GROUP INC COM	MO	6,007	$352	0.15%
95	TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS	874039100	1,152	$350	0.15%
96	US BANCORP COM NEW	USB-PS	6,487	$349	0.15%
97	EMCOR GROUP INC COM	EME	536	$327	0.14%
98	JPMORGAN INTERNATIONAL GROWTH ETF	46641Q324	4,440	$325	0.14%
99	VANGUARD DIVIDEND APPRECIATION ETF	921908844	1,480	$325	0.14%
100	SCHWAB CHARLES CORP COM	SCHW-PJ	3,240	$323	0.14%
101	VERIZON COMMUNICATIONS INC COM	VZ	7,875	$320	0.14%
102	MARVELL TECHNOLOGY INC COM	MRVL	3,744	$318	0.13%
103	INVESCO QQQ TRUST SERIES I	IVZ	515	$316	0.13%
104	MASTERCARD INCORPORATED CL A	MA	551	$314	0.13%
105	AMGEN INC COM	AMGN	950	$310	0.13%
106	RTX CORPORATION COM	RTX	1,680	$308	0.13%
107	SOUTHERN CO COM	SOMN	3,494	$304	0.13%
108	JPMORGAN BETABUILDERS USD HIGH YIELD CORPORATE BOND ETF	46641Q878	6,399	$299	0.13%
109	PEPSICO INC COM	PEP	2,030	$294	0.12%
110	PHILIP MORRIS INTL INC COM	718172109	1,814	$293	0.12%
111	MCKESSON CORP COM	MCK	354	$290	0.12%
112	NUCOR CORP COM	NUE	1,777	$289	0.12%
113	NORFOLK SOUTHN CORP COM	655844108	997	$287	0.12%
114	CAPITAL GROUP INTERNATIONAL EQUITY ETF	14021M107	8,242	$286	0.12%
115	AMPHENOL CORP CL A	032095101	2,062	$279	0.12%
116	CHUBB LIMITED COM	CB	879	$275	0.12%
117	SCHWAB U.S. LARGE-CAP GROWTH ETF	808524300	8,408	$274	0.12%
118	KINDER MORGAN INC DEL COM	EP-PC	9,625	$264	0.11%
119	WASTE MGMT INC DEL COM	94106L109	1,190	$261	0.11%
120	MOODYS CORP COM	MCO	505	$258	0.11%
121	PARKER-HANNIFIN CORP COM	PH	289	$254	0.11%
122	FRANKLIN DYNAMIC MUNICIPAL BOND ETF	FGDL	10,252	$254	0.11%
123	NOVARTIS AG SPONSORED ADR	NVSEF	1,826	$251	0.11%
124	MERCK & CO INC COM	MRK	2,360	$250	0.11%
125	DELL TECHNOLOGIES INC CL C	DELL	1,978	$248	0.10%
126	BLACKROCK INC COM	BLK	231	$247	0.10%
127	METLIFE INC COM	MET-PF	3,129	$247	0.10%
128	M & T BK CORP COM	55261F104	1,223	$246	0.10%
129	AMERICAN ELEC PWR CO INC COM	025537101	2,118	$244	0.10%
130	VANGUARD CORE BOND ETF	922020748	3,103	$241	0.10%
131	S&P GLOBAL INC COM	SPGI	460	$240	0.10%
132	DEERE & CO COM	DE	503	$234	0.10%
133	STATE STREET SPDR S&P 500 ETF	SPY	341	$233	0.10%
134	GOLDMAN SACHS GROUP INC COM	GSCE	264	$232	0.10%
135	AFLAC INC COM	AFL	2,099	$231	0.10%
136	CELESTICA INC COM	CLS	784	$231	0.10%
137	TE CONNECTIVITY PLC ORD SHS	TEL	1,015	$230	0.10%
138	TRAVELERS COMPANIES INC COM	TRV	795	$230	0.10%
139	AMERICAN EXPRESS CO COM	AXP	619	$228	0.10%
140	PPL CORP COM	PPLC	6,401	$225	0.10%
141	ISHARES RUSSELL 3000 ETF	464287689	584	$225	0.10%
142	VANGUARD SHORT-TERM CORPORATE BOND ETF	92206C409	2,771	$220	0.09%
143	MANULIFE FINL CORP COM	56501R106	6,044	$219	0.09%
144	PULTE GROUP INC COM	745867101	1,839	$216	0.09%
145	CAPITAL ONE FINL CORP COM	14040H105	887	$214	0.09%
146	BROADRIDGE FINL SOLUTIONS INC COM	11133T103	955	$214	0.09%
147	LOWES COS INC COM	548661107	890	$214	0.09%
148	VANGUARD SHORT-TERM TREASURY ETF	92206C102	3,536	$207	0.09%
149	MEDTRONIC PLC SHS	MDT	2,134	$206	0.09%
150	BANK NEW YORK MELLON CORP COM	064058100	1,775	$206	0.09%
151	STATE STREET SPDR ICE PREFERRED SECURITIES ETF	78464A292	6,501	$206	0.09%
152	CONOCOPHILLIPS COM	COP	2,176	$203	0.09%
153	ALASKA AIR GROUP INC COM	ALK	4,004	$201	0.09%
154	FORD MTR CO COM	345370860	11,309	$148	0.06%