13F HOLDINGS REPORT

Heritage Investment Group, Inc.

Quarter ended Q4 2025 · Filed January 30, 2026 · Accession 0001876811-26-000002

Total Value

$657.0M

Positions

127

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (127)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	DIMENSIONAL ETF TRUST	25434V708	2,308,426	$91.4M	13.91%
2	ISHARES TR	464287200	111,150	$76.1M	11.59%
3	ISHARES TR	464288158	524,218	$55.9M	8.51%
4	ISHARES TR	46434V647	1,690,158	$42.2M	6.42%
5	VANGUARD MUN BD FDS	922907746	837,021	$42.1M	6.41%
6	DIMENSIONAL ETF TRUST	25434V724	870,598	$40.6M	6.17%
7	DIMENSIONAL ETF TRUST	25434V401	503,866	$37.4M	5.69%
8	DIMENSIONAL ETF TRUST	25434V500	443,051	$30.9M	4.70%
9	DIMENSIONAL ETF TRUST	25434V104	563,934	$26.4M	4.02%
10	DIMENSIONAL ETF TRUST	25434V732	558,951	$18.5M	2.81%
11	ISHARES TR	464287622	47,976	$17.9M	2.73%
12	DIMENSIONAL ETF TRUST	25434V799	503,801	$17.4M	2.64%
13	ISHARES TR	464287804	132,984	$16.0M	2.43%
14	ISHARES TR	46435G326	153,971	$12.7M	1.93%
15	DIMENSIONAL ETF TRUST	25434V625	130,217	$9.6M	1.46%
16	DIMENSIONAL ETF TRUST	25434V864	176,146	$8.4M	1.29%
17	VANGUARD SCOTTSDALE FDS	92206C664	84,456	$8.4M	1.28%
18	VANGUARD INTL EQUITY INDEX F	922042742	54,254	$7.7M	1.16%
19	DIMENSIONAL ETF TRUST	25434V872	161,692	$6.9M	1.05%
20	SPDR S&P 500 ETF TR	SPY	7,557	$5.2M	0.78%
21	APPLE INC	AAPL	16,993	$4.6M	0.70%
22	BERKSHIRE HATHAWAY INC DEL	BRK-A	4	$3.0M	0.46%
23	MICROSOFT CORP	MSFT	6,186	$3.0M	0.46%
24	VANGUARD WORLD FD	92204A702	3,360	$2.5M	0.39%
25	ELI LILLY & CO	LLY	2,215	$2.4M	0.36%
26	BERKSHIRE HATHAWAY INC DEL	BRK-A	4,512	$2.3M	0.35%
27	VANGUARD INDEX FDS	922908363	3,547	$2.2M	0.34%
28	DIMENSIONAL ETF TRUST	25434V302	67,304	$2.2M	0.33%
29	BROADCOM INC	AVGO	6,181	$2.1M	0.33%
30	VANGUARD TAX-MANAGED FDS	921943858	31,531	$2.0M	0.30%
31	NVIDIA CORPORATION	NVDA	10,558	$2.0M	0.30%
32	DIMENSIONAL ETF TRUST	25434V609	32,421	$1.9M	0.29%
33	ISHARES TR	46429B747	17,900	$1.8M	0.28%
34	SPDR DOW JONES INDL AVERAGE	78467X109	3,480	$1.7M	0.25%
35	JPMORGAN CHASE & CO.	VYLD	4,949	$1.6M	0.24%
36	DIMENSIONAL ETF TRUST	25434V203	41,445	$1.6M	0.24%
37	VANGUARD INDEX FDS	922908769	4,493	$1.5M	0.23%
38	AMGEN INC	AMGN	4,264	$1.4M	0.21%
39	ORACLE CORP	ORCL-PD	6,927	$1.4M	0.21%
40	ALPHABET INC	GOOG	3,460	$1.1M	0.16%
41	SPDR GOLD TR	GLD	2,681	$1.1M	0.16%
42	AMAZON COM INC	AMZN	4,574	$1.1M	0.16%
43	VANGUARD ADMIRAL FDS INC	921932869	8,502	$1.0M	0.16%
44	ISHARES TR	464288414	9,218	$987,340	0.15%
45	VANGUARD ADMIRAL FDS INC	921932844	9,572	$966,868	0.15%
46	DIMENSIONAL ETF TRUST	25434V658	36,460	$963,273	0.15%
47	VANGUARD INDEX FDS	922908744	4,991	$953,229	0.15%
48	SCHWAB STRATEGIC TR	808524201	35,289	$949,627	0.14%
49	WEST PHARMACEUTICAL SVSC INC	955306105	3,372	$927,772	0.14%
50	JOHNSON & JOHNSON	JNJ	4,457	$922,376	0.14%
51	ALPHABET INC	GOOG	2,748	$862,322	0.13%
52	CACI INTL INC	127190304	1,565	$833,848	0.13%
53	COHERENT CORP	COHR	4,341	$801,218	0.12%
54	ALLSTATE CORP	ALL-PJ	3,755	$781,603	0.12%
55	AUTOMATIC DATA PROCESSING IN	ADP	2,927	$752,912	0.11%
56	TEVA PHARMACEUTICAL INDS LTD	881624209	23,975	$748,260	0.11%
57	WELLS FARGO CO NEW	949746101	7,909	$737,119	0.11%
58	EXXON MOBIL CORP	XOM	6,062	$729,546	0.11%
59	ACUITY INC	AYI	2,001	$720,440	0.11%
60	ABBVIE INC	ABBV	3,068	$701,007	0.11%
61	PROCTER AND GAMBLE CO	742718109	4,743	$679,788	0.10%
62	ISHARES TR	464287846	4,094	$678,826	0.10%
63	RTX CORPORATION	RTX	3,693	$677,296	0.10%
64	META PLATFORMS INC	META	1,015	$670,150	0.10%
65	VANGUARD WORLD FD	921910816	1,608	$663,734	0.10%
66	VANGUARD INDEX FDS	922908751	2,570	$662,932	0.10%
67	ISHARES TR	464287614	1,396	$660,800	0.10%
68	AMERICAN EXPRESS CO	AXP	1,764	$652,592	0.10%
69	HOME DEPOT INC	HD	1,847	$635,553	0.10%
70	MASTERCARD INCORPORATED	MA	1,107	$631,775	0.10%
71	INVESCO QQQ TR	IVZ	1,025	$629,668	0.10%
72	GOLDMAN SACHS GROUP INC	GSCE	681	$598,599	0.09%
73	UNION PAC CORP	UNP	2,550	$589,803	0.09%
74	ISHARES BITCOIN TRUST ETF	IBIT	11,863	$588,998	0.09%
75	ISHARES TR	464287655	2,302	$566,617	0.09%
76	DIMENSIONAL ETF TRUST	25434V831	14,791	$562,488	0.09%
77	COSTCO WHSL CORP NEW	22160K105	621	$535,513	0.08%
78	CASEYS GEN STORES INC	147528103	936	$517,337	0.08%
79	ISHARES ETHEREUM TR	46438R105	22,255	$499,180	0.08%
80	VISA INC	V	1,376	$482,615	0.07%
81	ISHARES TR	464287556	2,675	$451,460	0.07%
82	BWX TECHNOLOGIES INC	BWXT	2,549	$440,569	0.07%
83	SMITH & NEPHEW PLC	SNNUF	13,146	$431,320	0.07%
84	ABBOTT LABS	ABLZF	3,302	$413,708	0.06%
85	ISHARES TR	464288760	1,881	$403,767	0.06%
86	VANGUARD INDEX FDS	922908736	823	$401,509	0.06%
87	WALMART INC	WMT	3,517	$391,829	0.06%
88	WATERS CORP	941848103	1,001	$380,210	0.06%
89	MCDONALDS CORP	MCD	1,207	$368,918	0.06%
90	NEXTERA ENERGY INC	NEE-PW	4,450	$357,246	0.05%
91	CISCO SYS INC	CSCO	4,633	$356,880	0.05%
92	PEPSICO INC	PEP	2,470	$354,435	0.05%
93	VANGUARD WORLD FD	92204A801	1,700	$352,835	0.05%
94	SPDR S&P MIDCAP 400 ETF TR	MDY	575	$346,886	0.05%
95	TESLA INC	TSLA	767	$344,935	0.05%
96	AMPHENOL CORP NEW	032095101	2,415	$326,363	0.05%
97	HERSHEY CO	HSY	1,711	$311,392	0.05%
98	NETFLIX INC	NFLX	3,221	$302,001	0.05%
99	VANGUARD INTL EQUITY INDEX F	922042874	3,477	$290,712	0.04%
100	3M CO	MMM	1,761	$281,936	0.04%
101	VANGUARD WORLD FD	92204A603	939	$280,179	0.04%
102	AMERIPRISE FINL INC	03076C106	561	$275,081	0.04%
103	COCA COLA CO	KO	3,849	$269,108	0.04%
104	MARATHON PETE CORP	MARA	1,649	$268,114	0.04%
105	AMERICAN TOWER CORP NEW	03027X100	1,521	$267,042	0.04%
106	TOMPKINS FINL CORP	890110109	3,629	$263,175	0.04%
107	INTUIT	INTU	388	$256,913	0.04%
108	BANK AMERICA CORP	060505104	4,664	$256,520	0.04%
109	ISHARES TR	464287150	1,700	$252,773	0.04%
110	VANGUARD INDEX FDS	922908637	787	$247,748	0.04%
111	SELECT SECTOR SPDR TR	81369Y803	1,718	$247,340	0.04%
112	ISHARES TR	464287473	1,737	$245,054	0.04%
113	INTERNATIONAL BUSINESS MACHS	INTR	780	$230,958	0.04%
114	VANGUARD SPECIALIZED FUNDS	921908844	1,033	$227,033	0.03%
115	NORTHROP GRUMMAN CORP	NOC	394	$224,663	0.03%
116	TAIWAN SEMICONDUCTOR MFG LTD	874039100	732	$222,447	0.03%
117	DIMENSIONAL ETF TRUST	25434V807	4,438	$221,458	0.03%
118	HONEYWELL INTL INC	438516106	1,131	$220,647	0.03%
119	CHEVRON CORP NEW	CVX	1,436	$218,861	0.03%
120	INTEL CORP	INTC	5,928	$218,747	0.03%
121	SCHWAB CHARLES CORP	SCHW-PJ	2,161	$215,906	0.03%
122	SOUTHERN CO	SOMN	2,444	$213,117	0.03%
123	INVESCO EXCHANGE TRADED FD T	IVZ	4,466	$209,545	0.03%
124	ISHARES TR	464287507	3,156	$208,296	0.03%
125	TJX COS INC NEW	872540109	1,342	$206,145	0.03%
126	CATERPILLAR INC	CAT	356	$203,942	0.03%
127	PUTNAM ETF TRUST	746729797	14,313	$111,856	0.02%