13F HOLDINGS REPORT

True Link Financial Advisors, LLC

Quarter ended Q3 2025 · Filed November 6, 2025 · Accession 0001846236-25-000009

Total Value

$1.55B

Positions

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (92)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	VANGUARD INTERMEDIATE-TERM BOND ETF	921937819	4,852,251	$378.9M	24.38%
2	ISHARES CORE S&P 500 ETF	464287200	303,423	$203.1M	13.07%
3	VANGUARD SHORT-TERM BOND ETF	921937827	2,238,626	$176.6M	11.37%
4	ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF	464287150	1,065,791	$155.2M	9.99%
5	DIMENSIONAL CORE FIXED INCOME ETF	25434V872	3,413,129	$145.9M	9.39%
6	ISHARES CORE MSCI EAFE ETF	46432F842	839,508	$73.3M	4.72%
7	VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF	922020805	1,360,330	$68.9M	4.43%
8	DIMENSIONAL EMERGING CORE EQUITY MARKET ETF	25434V302	1,756,250	$55.4M	3.56%
9	DIMENSIONAL INTERNATIONAL VALUE ETF	25434V807	1,125,835	$51.9M	3.34%
10	ISHARES SHORT TREASURY BOND ETF	464288679	365,540	$40.4M	2.60%
11	SCHWAB US DIVIDEND EQUITY ETF	808524797	1,177,029	$32.1M	2.07%
12	ISHARES MSCI USA QUALITY FACTOR ETF	46432F339	161,941	$31.5M	2.03%
13	VANGUARD TOTAL INTERNATIONAL BOND ETF	92203J407	631,120	$31.2M	2.01%
14	VANGUARD DIVIDEND APPRECIATION ETF	921908844	135,593	$29.3M	1.88%
15	ISHARES CORE MSCI EUROPE ETF	46434V738	127,792	$8.7M	0.56%
16	ISHARES RUSSELL 1000 GROWTH ETF	464287614	10,733	$5.0M	0.32%
17	VANGUARD INTERMEDIATE-TERM TREASURY ETF	92206C706	71,443	$4.3M	0.28%
18	WISDOMTREE U.S. LARGECAP DIVIDEND FUND	WT	43,623	$3.8M	0.24%
19	ISHARES MSCI EAFE ETF	464287465	35,060	$3.3M	0.21%
20	ISHARES 0-3 MONTH TREASURY BOND ETF	46436E718	31,835	$3.2M	0.21%
21	ISHARES S&P 500 GROWTH ETF	464287309	21,059	$2.5M	0.16%
22	LOCKHEED MARTIN CORP COM	LMT	5,028	$2.5M	0.16%
23	VANGUARD VALUE ETF	922908744	13,329	$2.5M	0.16%
24	VANGUARD FTSE ALL-WORLD EX-US INDEX FUND	922042775	33,452	$2.4M	0.15%
25	VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF	92206C870	28,307	$2.4M	0.15%
26	ISHARES ULTRA SHORT DURATION BOND ACTIVE ETF	46434V878	40,969	$2.1M	0.13%
27	STATE STREET SPDR PORTFOLIO INTERMEDIATE TERM CORPORATE BOND ETF	78464A375	57,858	$2.0M	0.13%
28	ISHARES IBONDS DEC 2025 TERM TREASURY ETF	46436E866	66,217	$1.5M	0.10%
29	SCHWAB SHORT-TERM US TREASURY ETF	808524862	63,156	$1.5M	0.10%
30	ISHARES IBONDS DEC 2026 TERM TREASURY ETF	46436E858	66,863	$1.5M	0.10%
31	ISHARES MSCI USA VALUE FACTOR ETF	46432F388	12,128	$1.5M	0.10%
32	ISHARES SHORT-TERM NATIONAL MUNI BOND ETF	464288158	13,470	$1.4M	0.09%
33	BERKSHIRE HATHAWAY INC DEL CL B NEW	BRK-A	2,503	$1.3M	0.08%
34	MICROSOFT CORP COM	MSFT	2,323	$1.2M	0.08%
35	ISHARES RUSSELL MID-CAP GROWTH ETF	464287481	8,094	$1.2M	0.07%
36	SCHWAB INTERMEDIATE-TERM US TREASURY ETF	808524854	44,661	$1.1M	0.07%
37	WISDOMTREE U.S. MIDCAP DIVIDEND FUND	WT	20,286	$1.1M	0.07%
38	VANGUARD LONG-TERM BOND ETF	921937793	11,000	$779,350	0.05%
39	APPLE INC COM	AAPL	3,034	$772,640	0.05%
40	SPDR S&P 500 ETF TRUST	SPY	1,114	$742,125	0.05%
41	FLEX LTD ORD	FLEX	12,758	$739,581	0.05%
42	GE AEROSPACE COM NEW	369604301	2,401	$722,269	0.05%
43	NVIDIA CORPORATION COM	NVDA	3,862	$720,495	0.05%
44	AMAZON COM INC COM	AMZN	3,210	$704,820	0.05%
45	ISHARES CALIFORNIA MUNI BOND ETF	464288356	11,810	$673,642	0.04%
46	DIMENSIONAL CALIFORNIA MUNICIPAL BOND ETF	25434V633	13,310	$663,171	0.04%
47	VANGUARD FTSE EMERGING MARKETS ETF	922042858	12,154	$658,504	0.04%
48	VANGUARD TOTAL STOCK MARKET ETF	922908769	1,923	$631,071	0.04%
49	WISDOMTREE INTERNATIONAL MIDCAP DIVIDEND FUND	WT	7,845	$606,303	0.04%
50	INTERNATIONAL BUSINESS MACHS COM	INTR	1,851	$522,278	0.03%
51	VANGUARD INTERNATIONAL HIGH DIVIDEND YIELD ETF	921946794	6,000	$508,080	0.03%
52	OKTA INC CL A	OKTA	5,350	$490,595	0.03%
53	ISHARES CORE S&P MID-CAP ETF	464287507	7,382	$481,749	0.03%
54	DTE ENERGY CO COM	DTK	3,233	$457,222	0.03%
55	JPMORGAN CHASE & CO. COM	VYLD	1,440	$454,219	0.03%
56	VANGUARD TOTAL BOND MARKET ETF	921937835	5,863	$436,031	0.03%
57	ISHARES CORE S&P SMALL CAP ETF	464287804	3,549	$421,728	0.03%
58	ALPHABET INC CAP STK CL A	GOOG	1,669	$405,734	0.03%
59	VANGUARD S&P 500 ETF	922908363	650	$398,047	0.03%
60	NUVEEN ESG DIVIDEND ETF	NU	13,606	$396,071	0.03%
61	ISHARES CORE MSCI EMERGING MARKETS ETF	46434G103	5,965	$393,213	0.03%
62	GE VERNOVA INC COM	GEV	615	$378,164	0.02%
63	MORGAN STANLEY COM NEW	MS-PQ	2,312	$367,516	0.02%
64	ALLSTATE CORP COM	ALL-PJ	1,690	$362,759	0.02%
65	ISHARES ESG AWARE MSCI EAFE ETF	46435G516	3,749	$348,582	0.02%
66	HP INC COM	HPQ	12,800	$348,544	0.02%
67	VANGUARD FTSE DEVELOPED MARKETS ETF	921943858	5,748	$344,426	0.02%
68	HEWLETT PACKARD ENTERPRISE CO COM	HPE-PC	12,800	$314,368	0.02%
69	AGILENT TECHNOLOGIES INC COM	A	2,440	$313,174	0.02%
70	ISHARES S&P 500 VALUE ETF	464287408	1,513	$312,450	0.02%
71	PEPSICO INC COM	PEP	2,117	$297,311	0.02%
72	VANGUARD ESG U.S. STOCK ETF	921910733	2,504	$296,574	0.02%
73	XCEL ENERGY INC COM	XELLL	3,556	$286,794	0.02%
74	UNION PAC CORP COM	UNP	1,136	$268,516	0.02%
75	DT MIDSTREAM INC COMMON STOCK	DTM	2,303	$260,377	0.02%
76	ISHARES RUSSELL 1000 ETF	464287622	700	$255,836	0.02%
77	EXXON MOBIL CORP COM	XOM	2,264	$255,266	0.02%
78	WELLS FARGO CO NEW COM	949746101	2,897	$242,827	0.02%
79	CAPITAL ONE FINL CORP COM	14040H105	1,117	$237,452	0.02%
80	CARDINAL HEALTH INC COM	CAH	1,500	$235,440	0.02%
81	PROCTER AND GAMBLE CO COM	742718109	1,507	$231,551	0.01%
82	ISHARES RUSSELL 1000 VALUE ETF	464287598	1,110	$225,985	0.01%
83	ISHARES ESG AWARE MSCI EM ETF	46434G863	5,155	$223,830	0.01%
84	RTX CORPORATION COM	RTX	1,336	$223,553	0.01%
85	CIENA CORP COM NEW	CIEN	1,500	$218,505	0.01%
86	GLOBAL X S&P 500 CATHOLIC VALUES CUSTOM ETF	37954Y889	2,684	$217,561	0.01%
87	ABBVIE INC COM	ABBV	931	$215,564	0.01%
88	KEYSIGHT TECHNOLOGIES INC COM	KEYS	1,220	$213,402	0.01%
89	VANGUARD SHORT-TERM TREASURY ETF	92206C102	3,609	$212,390	0.01%
90	ISHARES ESG AWARE USD CORPORATE BOND ETF	46435G193	8,972	$211,380	0.01%
91	STATE STREET SPDR S&P DIVIDEND ETF	78464A763	1,500	$210,075	0.01%
92	BROADCOM INC COM	AVGO	631	$208,173	0.01%