13F HOLDINGS REPORT

True Link Financial Advisors, LLC

Quarter ended Q2 2025 · Filed July 24, 2025 · Accession 0001846236-25-000006

Total Value

$1.45B

Positions

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (87)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	VANGUARD INTERMEDIATE-TERM BOND ETF	921937819	4,562,493	$352.9M	24.35%
2	ISHARES CORE S&P 500 ETF	464287200	302,433	$187.8M	12.96%
3	VANGUARD SHORT-TERM BOND ETF	921937827	2,104,472	$165.6M	11.43%
4	ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF	464287150	1,059,177	$143.0M	9.87%
5	DIMENSIONAL CORE FIXED INCOME ETF	25434V872	2,823,753	$119.3M	8.23%
6	ISHARES SHORT TREASURY BOND ETF	464288679	657,201	$72.6M	5.01%
7	ISHARES CORE MSCI EAFE ETF	46432F842	802,412	$67.0M	4.62%
8	DIMENSIONAL EMERGING CORE EQUITY MARKET ETF	25434V302	1,714,470	$49.6M	3.43%
9	DIMENSIONAL INTERNATIONAL VALUE ETF	25434V807	1,097,757	$47.0M	3.24%
10	VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF	922020805	931,707	$46.8M	3.23%
11	SCHWAB US DIVIDEND EQUITY ETF	808524797	1,164,012	$30.8M	2.13%
12	ISHARES MSCI USA QUALITY FACTOR ETF	46432F339	163,122	$29.8M	2.06%
13	VANGUARD TOTAL INTERNATIONAL BOND ETF	92203J407	588,571	$29.1M	2.01%
14	VANGUARD DIVIDEND APPRECIATION ETF	921908844	138,197	$28.3M	1.95%
15	ISHARES CORE MSCI EUROPE ETF	46434V738	127,792	$8.5M	0.58%
16	ISHARES RUSSELL 1000 GROWTH ETF	464287614	11,308	$4.8M	0.33%
17	ISHARES 0-3 MONTH TREASURY BOND ETF	46436E718	42,779	$4.3M	0.30%
18	VANGUARD INTERMEDIATE-TERM TREASURY ETF	92206C706	71,443	$4.3M	0.29%
19	WISDOMTREE U.S. LARGECAP DIVIDEND FUND	WT	45,623	$3.7M	0.26%
20	ISHARES MSCI EAFE ETF	464287465	35,152	$3.1M	0.22%
21	ISHARES S&P 500 GROWTH ETF	464287309	22,045	$2.4M	0.17%
22	LOCKHEED MARTIN CORP COM	LMT	5,153	$2.4M	0.16%
23	VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF	92206C870	28,307	$2.3M	0.16%
24	VANGUARD VALUE ETF	922908744	12,857	$2.3M	0.16%
25	VANGUARD FTSE ALL-WORLD EX-US INDEX FUND	922042775	33,267	$2.2M	0.15%
26	ISHARES IBONDS DEC 2025 TERM TREASURY ETF	46436E866	89,941	$2.1M	0.14%
27	ISHARES IBONDS DEC 2026 TERM TREASURY ETF	46436E858	91,181	$2.1M	0.14%
28	SCHWAB SHORT-TERM US TREASURY ETF	808524862	85,692	$2.1M	0.14%
29	ISHARES ULTRA SHORT DURATION BOND ACTIVE ETF	46434V878	40,969	$2.1M	0.14%
30	SPDR PORTFOLIO INTERMEDIATE TERM CORPORATE BOND ETF	78464A375	60,527	$2.0M	0.14%
31	ISHARES SHORT-TERM NATIONAL MUNI BOND ETF	464288158	13,470	$1.4M	0.10%
32	ISHARES MSCI USA VALUE FACTOR ETF	46432F388	12,128	$1.4M	0.09%
33	ISHARES RUSSELL MID-CAP GROWTH ETF	464287481	9,517	$1.3M	0.09%
34	BERKSHIRE HATHAWAY INC DEL CL B NEW	BRK-A	2,578	$1.3M	0.09%
35	MICROSOFT CORP COM	MSFT	2,353	$1.2M	0.08%
36	WISDOMTREE U.S. MIDCAP DIVIDEND FUND	WT	20,286	$1.0M	0.07%
37	SCHWAB INTERMEDIATE-TERM US TREASURY ETF	808524854	40,302	$1.0M	0.07%
38	VANGUARD LONG-TERM BOND ETF	921937793	11,000	$764,940	0.05%
39	AMAZON COM INC COM	AMZN	3,257	$714,553	0.05%
40	NVIDIA CORPORATION COM	NVDA	4,483	$708,204	0.05%
41	ISHARES CALIFORNIA MUNI BOND ETF	464288356	11,810	$658,289	0.05%
42	DIMENSIONAL CALIFORNIA MUNICIPAL BOND ETF	25434V633	13,310	$655,917	0.05%
43	FLEX LTD ORD	FLEX	12,758	$636,879	0.04%
44	APPLE INC COM	AAPL	3,092	$634,460	0.04%
45	GE AEROSPACE COM NEW	369604301	2,417	$622,112	0.04%
46	SPDR S&P 500 ETF TRUST	SPY	989	$611,054	0.04%
47	VANGUARD TOTAL STOCK MARKET ETF	922908769	1,993	$605,732	0.04%
48	VANGUARD FTSE EMERGING MARKETS ETF	922042858	12,176	$602,225	0.04%
49	WISDOMTREE INTERNATIONAL MIDCAP DIVIDEND FUND	WT	7,845	$590,807	0.04%
50	INTERNATIONAL BUSINESS MACHS COM	INTR	1,906	$561,851	0.04%
51	OKTA INC CL A	OKTA	5,600	$559,832	0.04%
52	INVESCO RAFI US 1000 ETF	IVZ	11,640	$492,023	0.03%
53	VANGUARD INTERNATIONAL HIGH DIVIDEND YIELD ETF	921946794	6,000	$480,660	0.03%
54	JPMORGAN CHASE & CO. COM	VYLD	1,504	$436,025	0.03%
55	DTE ENERGY CO COM	DTK	3,233	$428,224	0.03%
56	NUVEEN ESG DIVIDEND ETF	NU	14,785	$419,243	0.03%
57	ISHARES S&P 500 VALUE ETF	464287408	2,128	$415,854	0.03%
58	ISHARES S&P SMALL-CAP 600 GROWTH ETF	464287887	2,912	$387,412	0.03%
59	ALLSTATE CORP COM	ALL-PJ	1,840	$370,410	0.03%
60	ISHARES ESG AWARE MSCI EAFE ETF	46435G516	4,064	$362,590	0.03%
61	ISHARES CORE MSCI EMERGING MARKETS ETF	46434G103	5,599	$336,108	0.02%
62	VANGUARD S&P 500 ETF	922908363	585	$332,298	0.02%
63	VANGUARD FTSE DEVELOPED MARKETS ETF	921943858	5,775	$329,238	0.02%
64	MORGAN STANLEY COM NEW	MS-PQ	2,312	$325,668	0.02%
65	GE VERNOVA INC COM	GEV	615	$325,427	0.02%
66	HP INC COM	HPQ	12,800	$313,088	0.02%
67	ALPHABET INC CAP STK CL A	GOOG	1,701	$299,767	0.02%
68	CAPITAL ONE FINL CORP COM	14040H105	1,397	$297,226	0.02%
69	CARDINAL HEALTH INC COM	CAH	1,716	$288,288	0.02%
70	AGILENT TECHNOLOGIES INC COM	A	2,440	$287,944	0.02%
71	PEPSICO INC COM	PEP	2,129	$281,113	0.02%
72	WELLS FARGO CO NEW COM	949746101	3,497	$280,180	0.02%
73	ISHARES CORE S&P SMALL CAP ETF	464287804	2,472	$270,165	0.02%
74	UNION PAC CORP COM	UNP	1,161	$267,123	0.02%
75	DT MIDSTREAM INC COMMON STOCK	DTM	2,396	$263,344	0.02%
76	HEWLETT PACKARD ENTERPRISE CO COM	HPE-PC	12,800	$261,760	0.02%
77	XCEL ENERGY INC COM	XELLL	3,676	$250,338	0.02%
78	EXXON MOBIL CORP COM	XOM	2,309	$248,910	0.02%
79	PROCTER AND GAMBLE CO COM	742718109	1,528	$243,441	0.02%
80	VANGUARD TOTAL BOND MARKET ETF	921937835	3,242	$238,708	0.02%
81	ISHARES ESG AWARE MSCI EM ETF	46434G863	6,047	$236,861	0.02%
82	ISHARES RUSSELL 1000 ETF	464287622	694	$235,662	0.02%
83	SPDR S&P DIVIDEND ETF	78464A763	1,622	$220,154	0.02%
84	GLOBAL X S&P 500 CATHOLIC VALUES CUSTOM ETF	37954Y889	2,854	$215,334	0.01%
85	VANGUARD SHORT-TERM TREASURY ETF	92206C102	3,584	$210,668	0.01%
86	JOHNSON & JOHNSON COM	JNJ	1,344	$205,296	0.01%
87	RTX CORPORATION COM	RTX	1,384	$202,092	0.01%