13F HOLDINGS REPORT

True Link Financial Advisors, LLC

Quarter ended Q1 2025 · Filed April 21, 2025 · Accession 0001846236-25-000002

Total Value

$1.34B

Positions

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (94)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	VANGUARD INTERMEDIATE-TERM BOND ETF	921937819	4,402,823	$337.1M	25.16%
2	VANGUARD SHORT-TERM BOND ETF	921937827	2,037,439	$159.5M	11.90%
3	ISHARES CORE S&P 500 ETF	464287200	281,105	$158.0M	11.79%
4	ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF	464287150	960,247	$117.2M	8.74%
5	SPDR PORTFOLIO INTERMEDIATE TERM CORPORATE BOND ETF	78464A375	3,387,730	$112.6M	8.40%
6	ISHARES SHORT TREASURY BOND ETF	464288679	632,153	$69.8M	5.21%
7	ISHARES CORE MSCI EAFE ETF	46432F842	777,571	$58.8M	4.39%
8	SCHWAB US DIVIDEND EQUITY ETF	808524797	1,754,522	$49.1M	3.66%
9	VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF	922020805	908,541	$45.3M	3.38%
10	DIMENSIONAL INTERNATIONAL VALUE ETF	25434V807	1,096,338	$43.2M	3.22%
11	DIMENSIONAL EMERGING CORE EQUITY MARKET ETF	25434V302	1,649,675	$42.7M	3.19%
12	ISHARES MSCI USA QUALITY FACTOR ETF	46432F339	210,104	$35.9M	2.68%
13	VANGUARD TOTAL INTERNATIONAL BOND ETF	92203J407	573,768	$28.0M	2.09%
14	ISHARES CORE MSCI EUROPE ETF	46434V738	127,792	$7.7M	0.57%
15	VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF	92206C870	77,924	$6.4M	0.48%
16	VANGUARD INTERMEDIATE-TERM TREASURY ETF	92206C706	71,443	$4.2M	0.32%
17	ISHARES RUSSELL 1000 GROWTH ETF	464287614	11,308	$4.1M	0.30%
18	WISDOMTREE U.S. LARGECAP DIVIDEND FUND	WT	45,623	$3.6M	0.27%
19	ISHARES MSCI EAFE ETF	464287465	36,889	$3.0M	0.23%
20	ISHARES CORE U.S. AGGREGATE BOND ETF	464287226	30,000	$3.0M	0.22%
21	ISHARES 0-3 MONTH TREASURY BOND ETF	46436E718	26,204	$2.6M	0.20%
22	ISHARES IBONDS DEC 2025 TERM TREASURY ETF	46436E866	106,103	$2.5M	0.19%
23	LOCKHEED MARTIN CORP COM	LMT	5,458	$2.4M	0.18%
24	VANGUARD VALUE ETF	922908744	13,566	$2.3M	0.17%
25	ISHARES S&P 500 GROWTH ETF	464287309	24,178	$2.2M	0.17%
26	ISHARES ULTRA SHORT-TERM BOND ACTIVE ETF	46434V878	40,969	$2.1M	0.16%
27	VANGUARD FTSE ALL-WORLD EX-US INDEX FUND	922042775	34,013	$2.1M	0.15%
28	BERKSHIRE HATHAWAY INC DEL CL B NEW	BRK-A	2,813	$1.5M	0.11%
29	ISHARES SHORT-TERM NATIONAL MUNI BOND ETF	464288158	13,130	$1.4M	0.10%
30	ISHARES MSCI USA VALUE FACTOR ETF	46432F388	12,128	$1.3M	0.10%
31	SCHWAB SHORT-TERM US TREASURY ETF	808524862	50,530	$1.2M	0.09%
32	ISHARES RUSSELL MID-CAP GROWTH ETF	464287481	9,517	$1.1M	0.08%
33	WISDOMTREE U.S. MIDCAP DIVIDEND FUND	WT	20,678	$1.0M	0.08%
34	ISHARES RUSSELL 1000 VALUE ETF	464287598	5,398	$1.0M	0.08%
35	SCHWAB INTERMEDIATE-TERM US TREASURY ETF	808524854	40,266	$1.0M	0.07%
36	INVESCO S&P 500 EQUAL WEIGHT ETF	IVZ	5,423	$939,426	0.07%
37	MICROSOFT CORP COM	MSFT	2,362	$886,671	0.07%
38	VANGUARD LONG-TERM BOND ETF	921937793	11,000	$774,620	0.06%
39	SPDR S&P 500 ETF TRUST	SPY	1,375	$769,033	0.06%
40	APPLE INC COM	AAPL	3,276	$727,635	0.05%
41	INVESCO RAFI US 1000 ETF	IVZ	17,640	$712,832	0.05%
42	DIMENSIONAL CALIFORNIA MUNICIPAL BOND ETF	25434V633	13,860	$687,456	0.05%
43	ISHARES CALIFORNIA MUNI BOND ETF	464288356	12,160	$684,365	0.05%
44	OKTA INC CL A	OKTA	6,000	$631,320	0.05%
45	VANGUARD TOTAL STOCK MARKET ETF	922908769	2,245	$617,016	0.05%
46	ISHARES CORE S&P SMALL CAP ETF	464287804	5,732	$599,395	0.04%
47	ISHARES S&P SMALL-CAP 600 GROWTH ETF	464287887	4,812	$599,094	0.04%
48	ISHARES S&P 500 VALUE ETF	464287408	3,082	$587,368	0.04%
49	WISDOMTREE INTERNATIONAL MIDCAP DIVIDEND FUND	WT	8,845	$585,451	0.04%
50	AMAZON COM INC COM	AMZN	3,073	$584,669	0.04%
51	NVIDIA CORPORATION COM	NVDA	5,331	$577,774	0.04%
52	VANGUARD FTSE EMERGING MARKETS ETF	922042858	12,149	$549,864	0.04%
53	INTERNATIONAL BUSINESS MACHS COM	INTR	1,948	$484,390	0.04%
54	GE AEROSPACE COM NEW	369604301	2,412	$482,762	0.04%
55	ISHARES CORE S&P MID-CAP ETF	464287507	8,115	$473,504	0.04%
56	SPDR S&P DIVIDEND ETF	78464A763	3,372	$457,513	0.03%
57	DTE ENERGY CO COM	DTK	3,233	$447,006	0.03%
58	VANGUARD INTERNATIONAL HIGH DIVIDEND YIELD ETF	921946794	6,000	$442,140	0.03%
59	ALLSTATE CORP COM	ALL-PJ	2,113	$437,539	0.03%
60	FLEX LTD ORD	FLEX	12,758	$422,035	0.03%
61	VANGUARD S&P 500 ETF	922908363	807	$414,725	0.03%
62	JPMORGAN CHASE & CO. COM	VYLD	1,634	$400,820	0.03%
63	ISHARES RUSSELL 1000 ETF	464287622	1,294	$396,922	0.03%
64	FIRST TRUST DORSEY WRIGHT INTERNATIONAL FOCUS 5 ETF	33738R886	18,912	$378,240	0.03%
65	DIMENSIONAL INTERNATIONAL CORE EQUITY MARKET ETF	25434V203	12,000	$374,760	0.03%
66	WELLS FARGO CO NEW COM	949746101	5,039	$361,750	0.03%
67	PEPSICO INC COM	PEP	2,395	$359,106	0.03%
68	HP INC COM	HPQ	12,934	$358,142	0.03%
69	KEYSIGHT TECHNOLOGIES INC COM	KEYS	2,343	$350,911	0.03%
70	WISDOMTREE INTERNATIONAL SMALLCAP DIVIDEND FUND	WT	5,100	$336,610	0.03%
71	ISHARES CORE MSCI EMERGING MARKETS ETF	46434G103	6,221	$335,747	0.03%
72	CARDINAL HEALTH INC COM	CAH	2,227	$306,814	0.02%
73	DISCOVER FINL SVCS COM	254709108	1,749	$298,554	0.02%
74	EXXON MOBIL CORP COM	XOM	2,446	$290,903	0.02%
75	AGILENT TECHNOLOGIES INC COM	A	2,440	$285,431	0.02%
76	ALPHABET INC CAP STK CL A	GOOG	1,797	$277,888	0.02%
77	COMCAST CORP NEW CL A	CCZ	7,414	$273,577	0.02%
78	XCEL ENERGY INC COM	XELLL	3,826	$270,845	0.02%
79	MORGAN STANLEY COM NEW	MS-PQ	2,294	$267,641	0.02%
80	JOHNSON & JOHNSON COM	JNJ	1,588	$263,354	0.02%
81	NUVEEN ESG DIVIDEND ETF	NU	9,285	$259,144	0.02%
82	ISHARES ESG AWARE MSCI EAFE ETF	46435G516	3,018	$246,540	0.02%
83	ELI LILLY & CO COM	LLY	293	$241,992	0.02%
84	DT MIDSTREAM INC COMMON STOCK	DTM	2,471	$238,402	0.02%
85	SPDR BLOOMBERG 1-3 MONTH T-BILL ETF	78468R663	2,412	$221,253	0.02%
86	VANGUARD DIVIDEND APPRECIATION ETF	921908844	1,137	$220,554	0.02%
87	QUALCOMM INC COM	QCOM	1,422	$218,433	0.02%
88	COGNIZANT TECHNOLOGY SOLUTIONS CL A	CTSH	2,819	$215,654	0.02%
89	ABBVIE INC COM	ABBV	1,029	$215,596	0.02%
90	FIDELITY NATIONAL FINANCIAL IN FNF GROUP COM	FNF	3,301	$214,829	0.02%
91	GLOBAL X S&P 500 CATHOLIC VALUES CUSTOM ETF	37954Y889	3,094	$208,969	0.02%
92	HEWLETT PACKARD ENTERPRISE CO COM	HPE-PC	13,452	$207,564	0.02%
93	SUNCOR ENERGY INC NEW COM	SU	5,197	$201,228	0.02%
94	DUN & BRADSTREET HLDGS INC COM	26484T106	12,795	$114,387	0.01%