13F HOLDINGS REPORT

CFS Investment Advisory Services, LLC

Quarter ended Q1 2025 · Filed May 12, 2025 · Accession 0001845688-25-000003

Total Value

$1.1M

Positions

307

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (307)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	PACER FDS TR	69374H105	1,993,115	$102,546	9.12%
2	SPDR SER TR	78464A854	989,920	$65,097	5.79%
3	VANGUARD INDEX FDS	922908736	114,739	$42,548	3.79%
4	ISHARES TR	46432F339	173,302	$29,616	2.63%
5	ISHARES TR	464287598	154,323	$29,037	2.58%
6	BLACKROCK ETF TRUST	BLK	591,439	$28,839	2.57%
7	ISHARES TR	464287200	44,236	$24,856	2.21%
8	ISHARES TR	46434V613	501,882	$23,127	2.06%
9	DIMENSIONAL ETF TRUST	25434V872	450,022	$18,928	1.68%
10	ISHARES TR	464287507	320,078	$18,677	1.66%
11	DIMENSIONAL ETF TRUST	25434V807	466,036	$18,343	1.63%
12	ISHARES TR	464287309	195,712	$18,168	1.62%
13	DIMENSIONAL ETF TRUST	25434V708	536,170	$17,688	1.57%
14	ISHARES TR	464288588	177,307	$16,628	1.48%
15	SCHWAB STRATEGIC TR	808524839	708,243	$16,403	1.46%
16	ISHARES TR	464288661	136,867	$16,169	1.44%
17	ISHARES TR	464288877	273,563	$16,124	1.43%
18	SPDR SER TR	78464A664	588,023	$16,030	1.43%
19	ISHARES TR	464288885	154,241	$15,424	1.37%
20	BLACKROCK ETF TRUST II	BLK	292,941	$14,753	1.31%
21	ISHARES TR	464287721	98,847	$13,882	1.24%
22	VANGUARD TAX-MANAGED FDS	921943858	270,839	$13,767	1.22%
23	BLACKROCK ETF TRUST II	BLK	260,943	$13,668	1.22%
24	APPLE INC	AAPL	59,287	$13,169	1.17%
25	PROSHARES TR	74348A467	118,442	$12,102	1.08%
26	DIMENSIONAL ETF TRUST	25434V302	423,699	$10,970	0.98%
27	ISHARES INC	46434G764	196,830	$10,843	0.96%
28	ISHARES TR	46436E718	95,018	$9,565	0.85%
29	ISHARES INC	46434G103	174,308	$9,407	0.84%
30	WORLD GOLD TR	GLDW	145,378	$8,997	0.80%
31	ISHARES TR	464287226	88,495	$8,754	0.78%
32	FLEXSHARES TR	FLEX	114,531	$7,829	0.70%
33	INVESCO EXCH TRADED FD TR II	IVZ	81,164	$7,510	0.67%
34	CAPITAL GROUP DIVIDEND VALUE	14020W106	206,383	$7,355	0.65%
35	BLACKROCK ETF TRUST	BLK	272,501	$7,055	0.63%
36	ISHARES TR	46434V381	120,088	$6,912	0.61%
37	DIMENSIONAL ETF TRUST	25434V864	141,527	$6,725	0.60%
38	ISHARES TR	46435G425	52,679	$6,422	0.57%
39	ISHARES TR	464287408	33,567	$6,397	0.57%
40	VANGUARD INTL EQUITY INDEX F	922042858	141,163	$6,389	0.57%
41	DIMENSIONAL ETF TRUST	25434V401	101,758	$6,154	0.55%
42	ISHARES TR	464287101	22,618	$6,126	0.55%
43	ISHARES TR	464287804	58,232	$6,089	0.54%
44	JOHNSON & JOHNSON	JNJ	35,898	$5,953	0.53%
45	VANGUARD BD INDEX FDS	921937835	75,620	$5,554	0.49%
46	SPDR INDEX SHS FDS	78463X152	99,110	$5,502	0.49%
47	MICROSOFT CORP	MSFT	14,115	$5,299	0.47%
48	ISHARES TR	464288281	57,434	$5,203	0.46%
49	ABBVIE INC	ABBV	24,641	$5,163	0.46%
50	NVIDIA CORPORATION	NVDA	45,282	$4,908	0.44%
51	BROADCOM INC	AVGO	28,876	$4,835	0.43%
52	PROCTER AND GAMBLE CO	742718109	28,100	$4,789	0.43%
53	EXXON MOBIL CORP	XOM	40,238	$4,785	0.43%
54	ISHARES TR	46432F842	61,746	$4,671	0.42%
55	DIMENSIONAL ETF TRUST	25434V609	86,947	$4,477	0.40%
56	DIMENSIONAL ETF TRUST	25434V203	143,037	$4,467	0.40%
57	CINTAS CORP	CTAS	21,629	$4,445	0.40%
58	WALMART INC	WMT	49,580	$4,353	0.39%
59	ISHARES TR	464287150	35,463	$4,327	0.38%
60	INVESCO EXCHANGE TRADED FD T	IVZ	91,499	$4,211	0.37%
61	ISHARES TR	464287705	33,424	$4,002	0.36%
62	ISHARES TR	464287465	48,612	$3,973	0.35%
63	DIMENSIONAL ETF TRUST	25434V724	95,474	$3,934	0.35%
64	JPMORGAN CHASE & CO.	VYLD	15,688	$3,848	0.34%
65	GRAINGER W W INC	384802104	3,803	$3,757	0.33%
66	BERKSHIRE HATHAWAY INC DEL	BRK-A	6,920	$3,685	0.33%
67	ISHARES INC	464286319	132,963	$3,629	0.32%
68	ISHARES TR	464288414	34,328	$3,620	0.32%
69	ISHARES TR	46429B747	34,835	$3,604	0.32%
70	FIRST TR MORNINGSTAR DIVID L	336917109	82,705	$3,593	0.32%
71	ELI LILLY & CO	LLY	4,288	$3,541	0.32%
72	ISHARES TR	464287606	42,045	$3,502	0.31%
73	ISHARES TR	46435G524	47,275	$3,425	0.30%
74	AFLAC INC	AFL	30,026	$3,339	0.30%
75	COCA COLA CO	KO	45,331	$3,247	0.29%
76	S&P GLOBAL INC	SPGI	6,328	$3,215	0.29%
77	ISHARES TR	46434V803	88,355	$3,206	0.29%
78	LINDE PLC	LIN	6,651	$3,097	0.28%
79	VANGUARD SCOTTSDALE FDS	92206C706	51,320	$3,048	0.27%
80	AUTOMATIC DATA PROCESSING IN	ADP	9,934	$3,035	0.27%
81	PIMCO ETF TR	72201R866	58,592	$3,020	0.27%
82	CHUBB LIMITED	CB	9,758	$2,947	0.26%
83	BLACKROCK ETF TRUST II	BLK	56,524	$2,800	0.25%
84	AMGEN INC	AMGN	8,943	$2,786	0.25%
85	ISHARES TR	464287648	10,821	$2,765	0.25%
86	LOWES COS INC	548661107	11,348	$2,647	0.24%
87	ISHARES TR	464287176	23,506	$2,611	0.23%
88	MCDONALDS CORP	MCD	8,306	$2,595	0.23%
89	SHERWIN WILLIAMS CO	SHW	7,246	$2,530	0.23%
90	AMAZON COM INC	AMZN	12,840	$2,443	0.22%
91	DIMENSIONAL ETF TRUST	25434V799	87,870	$2,440	0.22%
92	ABBOTT LABS	ABLZF	18,225	$2,418	0.22%
93	HOME DEPOT INC	HD	6,502	$2,383	0.21%
94	DIMENSIONAL ETF TRUST	25434V732	89,618	$2,371	0.21%
95	INTERNATIONAL BUSINESS MACHS	INTR	9,127	$2,270	0.20%
96	DOVER CORP	DOV	12,613	$2,216	0.20%
97	PEPSICO INC	PEP	14,774	$2,215	0.20%
98	NUCOR CORP	NUE	17,877	$2,151	0.19%
99	CINCINNATI FINL CORP	172062101	14,294	$2,112	0.19%
100	NEXTERA ENERGY INC	NEE-PW	29,515	$2,092	0.19%
101	ISHARES TR	46435G102	24,995	$2,090	0.19%
102	DIMENSIONAL ETF TRUST	25434V856	48,857	$2,057	0.18%
103	EMERSON ELEC CO	EMR	18,669	$2,047	0.18%
104	ISHARES TR	46434V878	40,124	$2,034	0.18%
105	MERCK & CO INC	MRK	22,605	$2,029	0.18%
106	ILLINOIS TOOL WKS INC	452308109	8,157	$2,023	0.18%
107	BLACKROCK ETF TRUST	BLK	62,963	$1,995	0.18%
108	VANGUARD INDEX FDS	922908637	7,695	$1,978	0.18%
109	PENTAIR PLC	PNR	22,539	$1,972	0.18%
110	GENERAL DYNAMICS CORP	GD	7,234	$1,972	0.18%
111	ISHARES TR	46429B267	85,541	$1,966	0.17%
112	ROPER TECHNOLOGIES INC	ROP	3,330	$1,963	0.17%
113	INVESCO EXCH TRADED FD TR II	IVZ	10,162	$1,962	0.17%
114	ISHARES TR	464289420	23,740	$1,951	0.17%
115	CARDINAL HEALTH INC	CAH	14,050	$1,936	0.17%
116	VANGUARD INDEX FDS	922908363	3,675	$1,888	0.17%
117	CHEVRON CORP NEW	CVX	11,270	$1,885	0.17%
118	INVESCO QQQ TR	IVZ	4,003	$1,877	0.17%
119	BONDBLOXX ETF TRUST	09789C812	37,446	$1,744	0.16%
120	SPDR S&P 500 ETF TR	SPY	3,079	$1,722	0.15%
121	ISHARES TR	46432F396	8,322	$1,682	0.15%
122	AIR PRODS & CHEMS INC	AIIR	5,690	$1,678	0.15%
123	ISHARES TR	46429B697	17,784	$1,666	0.15%
124	VANGUARD INTL EQUITY INDEX F	922042742	14,091	$1,634	0.15%
125	SPDR SER TR	78464A649	63,895	$1,632	0.15%
126	CAPITAL GROUP GROWTH ETF	14020G101	45,876	$1,571	0.14%
127	META PLATFORMS INC	META	2,711	$1,563	0.14%
128	BRISTOL-MYERS SQUIBB CO	CELG-RI	25,549	$1,558	0.14%
129	ISHARES TR	46435U218	16,076	$1,540	0.14%
130	UNITEDHEALTH GROUP INC	UNH	2,939	$1,539	0.14%
131	ALPHABET INC	GOOG	9,817	$1,518	0.14%
132	ISHARES TR	464287432	16,497	$1,502	0.13%
133	SYSCO CORP	SYY	19,781	$1,484	0.13%
134	ISHARES TR	464287622	4,618	$1,417	0.13%
135	SPDR SER TR	78464A375	42,502	$1,413	0.13%
136	SPDR INDEX SHS FDS	78463X509	35,747	$1,407	0.13%
137	CITIGROUP INC	C-PR	19,749	$1,402	0.12%
138	VANGUARD SPECIALIZED FUNDS	921908844	7,017	$1,361	0.12%
139	ISHARES TR	464287614	3,727	$1,346	0.12%
140	BANK AMERICA CORP	060505104	32,194	$1,343	0.12%
141	VANECK ETF TRUST	92189H201	29,075	$1,323	0.12%
142	GOLDMAN SACHS ETF TR	NVGLF	11,901	$1,310	0.12%
143	VISA INC	V	3,683	$1,291	0.11%
144	MCCORMICK & CO INC	MKC-V	15,577	$1,282	0.11%
145	GENUINE PARTS CO	GPC	10,571	$1,259	0.11%
146	COMCAST CORP NEW	CCZ	34,095	$1,258	0.11%
147	VANGUARD INDEX FDS	922908769	4,572	$1,257	0.11%
148	ECOLAB INC	ECL	4,955	$1,256	0.11%
149	ISHARES TR	464287234	28,602	$1,250	0.11%
150	GILEAD SCIENCES INC	GILD	11,007	$1,233	0.11%
151	CME GROUP INC	CME	4,581	$1,215	0.11%
152	ISHARES TR	46429B333	27,111	$1,190	0.11%
153	ORACLE CORP	ORCL-PD	8,501	$1,189	0.11%
154	MEDTRONIC PLC	MDT	13,132	$1,180	0.10%
155	VANGUARD BD INDEX FDS	921937819	15,365	$1,176	0.10%
156	CISCO SYS INC	CSCO	19,039	$1,175	0.10%
157	DUKE ENERGY CORP NEW	DUKB	9,631	$1,175	0.10%
158	J P MORGAN EXCHANGE TRADED F	46641Q779	20,394	$1,149	0.10%
159	COLGATE PALMOLIVE CO	CL	12,138	$1,137	0.10%
160	INVESCO EXCHANGE TRADED FD T	IVZ	28,899	$1,105	0.10%
161	SOUTHERN CO	SOMN	11,942	$1,098	0.10%
162	TESLA INC	TSLA	4,167	$1,080	0.10%
163	SCHWAB STRATEGIC TR	808524771	45,494	$1,074	0.10%
164	VANGUARD INDEX FDS	922908629	4,128	$1,068	0.10%
165	ISHARES TR	46434V274	34,366	$1,060	0.09%
166	PUBLIC SVC ENTERPRISE GRP IN	744573106	12,824	$1,055	0.09%
167	TARGET CORP	TGT	9,988	$1,042	0.09%
168	ISHARES TR	46429B663	8,534	$1,034	0.09%
169	ARCHER DANIELS MIDLAND CO	ADM	21,488	$1,032	0.09%
170	SPDR SER TR	78464A847	20,066	$1,027	0.09%
171	BECTON DICKINSON & CO	BDX	4,407	$1,009	0.09%
172	ISHARES TR	464287549	11,063	$1,003	0.09%
173	RTX CORPORATION	RTX	7,234	$958	0.09%
174	QUALCOMM INC	QCOM	6,239	$958	0.09%
175	ISHARES TR	46429B689	11,838	$922	0.08%
176	ISHARES TR	46434V456	22,243	$883	0.08%
177	ISHARES TR	46435G250	18,684	$880	0.08%
178	COSTCO WHSL CORP NEW	22160K105	917	$867	0.08%
179	INVESCO EXCHANGE TRADED FD T	IVZ	18,485	$846	0.08%
180	KIMBERLY-CLARK CORP	KMB	5,802	$825	0.07%
181	DIMENSIONAL ETF TRUST	25434V104	21,452	$825	0.07%
182	SPDR SER TR	78468R721	18,059	$814	0.07%
183	SMITH A O CORP	AOS	12,433	$813	0.07%
184	US BANCORP DEL	USB-PS	18,961	$801	0.07%
185	NETFLIX INC	NFLX	802	$748	0.07%
186	DIMENSIONAL ETF TRUST	25434V880	28,200	$739	0.07%
187	PRICE T ROWE GROUP INC	TROW	7,942	$730	0.06%
188	SPDR SER TR	78468R853	17,467	$712	0.06%
189	MORGAN STANLEY	MS-PQ	6,083	$710	0.06%
190	AT&T INC	T-PC	24,582	$695	0.06%
191	GOLDMAN SACHS GROUP INC	GSCE	1,263	$690	0.06%
192	SCHWAB STRATEGIC TR	808524805	34,818	$689	0.06%
193	ISHARES TR	46432F834	9,752	$681	0.06%
194	CATERPILLAR INC	CAT	2,056	$678	0.06%
195	SPDR SER TR	78468R408	26,595	$669	0.06%
196	ISHARES TR	46435U432	24,810	$664	0.06%
197	ISHARES TR	46435U259	25,689	$657	0.06%
198	ISHARES TR	46436E163	25,042	$627	0.06%
199	PALANTIR TECHNOLOGIES INC	PLTR	7,357	$621	0.06%
200	ISHARES TR	46435U283	24,546	$621	0.06%
201	ISHARES TR	46435U325	24,386	$617	0.05%
202	ANALOG DEVICES INC	ADI	2,965	$598	0.05%
203	PFIZER INC	PFE	23,549	$597	0.05%
204	AXON ENTERPRISE INC	AXON	1,135	$597	0.05%
205	AMERICAN ELEC PWR CO INC	025537101	5,389	$589	0.05%
206	CONOCOPHILLIPS	COP	5,603	$588	0.05%
207	PNC FINL SVCS GROUP INC	693475105	3,342	$587	0.05%
208	PHILLIPS 66	PSX	4,740	$585	0.05%
209	VANGUARD WHITEHALL FDS	921946406	4,433	$572	0.05%
210	MASTERCARD INCORPORATED	MA	1,012	$555	0.05%
211	PPG INDS INC	693506107	4,802	$525	0.05%
212	INVESCO EXCHANGE TRADED FD T	IVZ	3,022	$524	0.05%
213	APPLIED MATLS INC	038222105	3,500	$508	0.05%
214	CLOROX CO DEL	CLX	3,407	$502	0.04%
215	PROSHARES TR	74347B680	6,197	$500	0.04%
216	UNITED PARCEL SERVICE INC	UPS	4,494	$494	0.04%
217	VANGUARD WHITEHALL FDS	921946885	7,660	$492	0.04%
218	ALPHABET INC	GOOG	3,036	$474	0.04%
219	VANGUARD STAR FDS	921909768	7,636	$474	0.04%
220	VANGUARD INDEX FDS	922908751	2,119	$470	0.04%
221	REALTY INCOME CORP	O	8,082	$469	0.04%
222	MONDELEZ INTL INC	609207105	6,876	$467	0.04%
223	EA SERIES TRUST	02072L565	4,185	$467	0.04%
224	EXPEDITORS INTL WASH INC	302130109	3,829	$460	0.04%
225	ISHARES TR	464288307	6,319	$451	0.04%
226	M & T BK CORP	55261F104	2,501	$447	0.04%
227	DIMENSIONAL ETF TRUST	25434V666	14,605	$446	0.04%
228	SHELL PLC	RYDAF	5,953	$436	0.04%
229	BLACKROCK ETF TRUST	BLK	7,160	$434	0.04%
230	VANGUARD WORLD FD	92204A702	799	$433	0.04%
231	VERIZON COMMUNICATIONS INC	VZ	9,395	$426	0.04%
232	ISHARES TR	46435G409	14,028	$425	0.04%
233	ISHARES TR	464287291	5,569	$422	0.04%
234	ISHARES TR	46436E858	17,560	$403	0.04%
235	ISHARES TR	464287861	6,896	$401	0.04%
236	ISHARES TR	46436E841	17,806	$399	0.04%
237	TEXAS PACIFIC LAND CORPORATI	TPL	298	$395	0.04%
238	ISHARES TR	46436E866	16,896	$395	0.04%
239	SPDR SER TR	78468R812	2,511	$393	0.03%
240	PHILIP MORRIS INTL INC	718172109	2,476	$393	0.03%
241	ISHARES TR	46435U713	8,684	$391	0.03%
242	YUM BRANDS INC	YUM	2,478	$390	0.03%
243	PROSHARES TR	74347B698	5,935	$389	0.03%
244	ENTERGY CORP NEW	ENO	4,555	$389	0.03%
245	BOEING CO	BA-PA	2,276	$388	0.03%
246	FIFTH THIRD BANCORP	FITBM	9,817	$385	0.03%
247	EOG RES INC	EOG	2,987	$383	0.03%
248	MOTOROLA SOLUTIONS INC	MSI	870	$381	0.03%
249	BONDBLOXX ETF TRUST	09789C721	7,472	$378	0.03%
250	ISHARES TR	46436E833	16,939	$377	0.03%
251	FASTENAL CO	FAST	4,785	$371	0.03%
252	ACCENTURE PLC IRELAND	ACN	1,175	$367	0.03%
253	ISHARES TR	46434V407	8,383	$356	0.03%
254	PROSHARES TR	74347G606	4,813	$351	0.03%
255	PARKER-HANNIFIN CORP	PH	570	$346	0.03%
256	ALBEMARLE CORP	ALB-PA	4,730	$341	0.03%
257	C H ROBINSON WORLDWIDE INC	CHRW	3,293	$337	0.03%
258	INVESCO CURRENCYSHARES CDN D	IVZ	4,898	$333	0.03%
259	UNION PAC CORP	UNP	1,377	$325	0.03%
260	BNY MELLON ETF TRUST	09661T107	3,001	$319	0.03%
261	TEXAS INSTRS INC	882508104	1,718	$309	0.03%
262	LOCKHEED MARTIN CORP	LMT	689	$308	0.03%
263	PROVIDENT FINL SVCS INC	74386T105	17,769	$305	0.03%
264	KINDER MORGAN INC DEL	EP-PC	10,665	$304	0.03%
265	LAM RESEARCH CORP	LRCX	4,173	$303	0.03%
266	UGI CORP NEW	902681105	8,805	$291	0.03%
267	ISHARES GOLD TR	IAU	4,925	$290	0.03%
268	VANGUARD WORLD FD	921910733	2,952	$289	0.03%
269	INVESCO EXCH TRADED FD TR II	IVZ	4,690	$289	0.03%
270	CONSOLIDATED EDISON INC	ED	2,538	$281	0.03%
271	EVERSOURCE ENERGY	ES	4,503	$280	0.02%
272	INVESCO EXCH TRADED FD TR II	IVZ	8,211	$275	0.02%
273	NOVARTIS AG	NVSEF	2,455	$274	0.02%
274	BROWN FORMAN CORP	BF-B	8,033	$273	0.02%
275	ISHARES TR	46435U853	7,257	$267	0.02%
276	VANGUARD INDEX FDS	922908744	1,539	$266	0.02%
277	TAIWAN SEMICONDUCTOR MFG LTD	874039100	1,595	$265	0.02%
278	ISHARES TR	464287499	3,007	$256	0.02%
279	ISHARES TR	464287887	2,001	$249	0.02%
280	WEC ENERGY GROUP INC	WEC	2,262	$247	0.02%
281	SYNOVUS FINL CORP	87161C501	5,258	$246	0.02%
282	BANK NEW YORK MELLON CORP	064058100	2,907	$244	0.02%
283	STEEL DYNAMICS INC	STLD	1,930	$241	0.02%
284	NORTHWEST NAT HLDG CO	66765N105	5,560	$238	0.02%
285	HORMEL FOODS CORP	HRL	7,658	$237	0.02%
286	RPM INTL INC	749685103	2,037	$236	0.02%
287	INTEL CORP	INTC	10,360	$235	0.02%
288	VANGUARD BD INDEX FDS	92203C303	4,704	$235	0.02%
289	HONEYWELL INTL INC	438516106	1,092	$231	0.02%
290	ISHARES TR	46436E825	10,510	$229	0.02%
291	BLACKROCK INC	BLK	241	$228	0.02%
292	DISNEY WALT CO	254687106	2,281	$225	0.02%
293	XCEL ENERGY INC	XELLL	3,169	$224	0.02%
294	BROWN & BROWN INC	BRO	1,794	$223	0.02%
295	DIMENSIONAL ETF TRUST	25434V823	9,231	$219	0.02%
296	SCHWAB STRATEGIC TR	808524854	8,754	$218	0.02%
297	ISHARES TR	46435G193	9,429	$217	0.02%
298	ISHARES TR	46434V639	5,578	$217	0.02%
299	ISHARES TR	46435G326	3,072	$212	0.02%
300	EATON CORP PLC	ETN	772	$210	0.02%
301	WEST PHARMACEUTICAL SVSC INC	955306105	923	$207	0.02%
302	ISHARES TR	464288109	2,535	$206	0.02%
303	SCHWAB STRATEGIC TR	808524409	7,677	$204	0.02%
304	NORDSON CORP	NDSN	1,013	$204	0.02%
305	EVERGY INC	EVRG	2,927	$202	0.02%
306	KELLANOVA	BEKE	2,440	$201	0.02%
307	ESPERION THERAPEUTICS INC NE	ESPR	24,551	$35	0.00%