13F HOLDINGS REPORT

CFS Investment Advisory Services, LLC

Quarter ended Q4 2024 · Filed January 21, 2025 · Accession 0001845688-25-000001

Total Value

$1.1M

Positions

294

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (294)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	PACER FDS TR	69374H105	1,983,306	$105,988	9.50%
2	SPDR SER TR	78464A854	1,095,206	$75,504	6.77%
3	VANGUARD INDEX FDS	922908736	115,436	$47,380	4.25%
4	BLACKROCK ETF TRUST	BLK	568,743	$29,148	2.61%
5	ISHARES TR	46432F339	153,400	$27,317	2.45%
6	ISHARES TR	464287598	142,180	$26,322	2.36%
7	ISHARES TR	464287200	42,562	$25,055	2.25%
8	ISHARES TR	46434V613	511,423	$23,116	2.07%
9	ISHARES TR	464288885	221,063	$21,406	1.92%
10	ISHARES TR	464287507	318,608	$19,852	1.78%
11	DIMENSIONAL ETF TRUST	25434V708	553,361	$19,141	1.72%
12	ISHARES TR	464287309	188,368	$19,125	1.71%
13	DIMENSIONAL ETF TRUST	25434V872	447,790	$18,480	1.66%
14	ISHARES TR	464288877	336,401	$17,651	1.58%
15	ISHARES TR	464288588	190,091	$17,428	1.56%
16	DIMENSIONAL ETF TRUST	25434V807	483,173	$17,143	1.54%
17	SCHWAB STRATEGIC TR	808524839	700,711	$15,906	1.43%
18	ISHARES TR	464287721	98,408	$15,698	1.41%
19	ISHARES TR	464288661	133,944	$15,477	1.39%
20	APPLE INC	AAPL	58,088	$14,546	1.30%
21	ISHARES INC	46434G764	246,287	$13,657	1.22%
22	BLACKROCK ETF TRUST II	BLK	245,117	$12,751	1.14%
23	VANGUARD TAX-MANAGED FDS	921943858	257,279	$12,303	1.10%
24	BLACKROCK ETF TRUST II	BLK	239,787	$11,826	1.06%
25	PROSHARES TR	74348A467	116,115	$11,559	1.04%
26	DIMENSIONAL ETF TRUST	25434V302	432,390	$10,970	0.98%
27	ISHARES TR	46436E718	96,213	$9,652	0.87%
28	SPDR SER TR	78464A664	321,439	$8,418	0.75%
29	ISHARES TR	464287226	85,494	$8,284	0.74%
30	ISHARES TR	464287432	93,802	$8,192	0.73%
31	INVESCO EXCH TRADED FD TR II	IVZ	83,355	$7,920	0.71%
32	CAPITAL GROUP DIVIDEND VALUE	14020W106	218,214	$7,694	0.69%
33	DIMENSIONAL ETF TRUST	25434V864	158,746	$7,442	0.67%
34	FLEXSHARES TR	FLEX	105,002	$7,408	0.66%
35	ISHARES TR	46435G425	57,158	$7,363	0.66%
36	ISHARES TR	46434V381	120,600	$7,195	0.65%
37	BROADCOM INC	AVGO	29,219	$6,774	0.61%
38	ISHARES TR	464287804	58,630	$6,755	0.61%
39	DIMENSIONAL ETF TRUST	25434V401	101,607	$6,477	0.58%
40	ISHARES INC	46434G103	118,820	$6,205	0.56%
41	NVIDIA CORPORATION	NVDA	45,232	$6,074	0.54%
42	VANGUARD INTL EQUITY INDEX F	922042858	137,485	$6,055	0.54%
43	MICROSOFT CORP	MSFT	14,044	$5,920	0.53%
44	ISHARES TR	464288414	52,705	$5,616	0.50%
45	BLACKROCK ETF TRUST	BLK	219,476	$5,414	0.49%
46	SPDR INDEX SHS FDS	78463X152	103,531	$5,292	0.47%
47	ISHARES TR	464287408	27,178	$5,188	0.47%
48	DIMENSIONAL ETF TRUST	25434V609	91,027	$5,067	0.45%
49	ISHARES TR	46432F842	70,178	$4,932	0.44%
50	PROCTER AND GAMBLE CO	742718109	29,263	$4,906	0.44%
51	VANGUARD BD INDEX FDS	921937835	68,067	$4,895	0.44%
52	WALMART INC	WMT	50,286	$4,543	0.41%
53	JOHNSON & JOHNSON	JNJ	30,704	$4,440	0.40%
54	ABBVIE INC	ABBV	24,887	$4,422	0.40%
55	ISHARES TR	464287705	35,150	$4,392	0.39%
56	CINTAS CORP	CTAS	23,169	$4,233	0.38%
57	EXXON MOBIL CORP	XOM	38,912	$4,186	0.38%
58	DIMENSIONAL ETF TRUST	25434V724	101,725	$4,163	0.37%
59	ISHARES TR	464288281	46,604	$4,150	0.37%
60	GRAINGER W W INC	384802104	3,931	$4,143	0.37%
61	DIMENSIONAL ETF TRUST	25434V203	141,031	$4,118	0.37%
62	ISHARES TR	464287606	45,138	$4,104	0.37%
63	ISHARES TR	464287150	30,486	$3,921	0.35%
64	JPMORGAN CHASE & CO.	VYLD	15,814	$3,791	0.34%
65	ISHARES TR	46435G524	55,303	$3,758	0.34%
66	ISHARES TR	464287465	49,167	$3,718	0.33%
67	WORLD GOLD TR	GLDW	68,918	$3,583	0.32%
68	ISHARES TR	46429B747	34,767	$3,498	0.31%
69	FIRST TR MORNINGSTAR DIVID L	336917109	83,138	$3,347	0.30%
70	ELI LILLY & CO	LLY	4,237	$3,271	0.29%
71	ISHARES TR	46429B267	141,716	$3,257	0.29%
72	ISHARES TR	464287648	11,243	$3,236	0.29%
73	S&P GLOBAL INC	SPGI	6,484	$3,229	0.29%
74	AFLAC INC	AFL	31,113	$3,218	0.29%
75	BERKSHIRE HATHAWAY INC DEL	BRK-A	6,742	$3,056	0.27%
76	ISHARES TR	464287101	10,406	$3,006	0.27%
77	AUTOMATIC DATA PROCESSING IN	ADP	10,186	$2,982	0.27%
78	ISHARES TR	46435U713	64,329	$2,978	0.27%
79	VANGUARD SCOTTSDALE FDS	92206C706	50,757	$2,944	0.26%
80	LOWES COS INC	548661107	11,701	$2,888	0.26%
81	LINDE PLC	LIN	6,842	$2,865	0.26%
82	COCA COLA CO	KO	45,933	$2,860	0.26%
83	CHUBB LIMITED	CB	10,090	$2,788	0.25%
84	AMAZON COM INC	AMZN	12,687	$2,783	0.25%
85	SHERWIN WILLIAMS CO	SHW	7,405	$2,517	0.23%
86	DOVER CORP	DOV	13,092	$2,456	0.22%
87	MCDONALDS CORP	MCD	8,471	$2,456	0.22%
88	PENTAIR PLC	PNR	24,237	$2,439	0.22%
89	EMERSON ELEC CO	EMR	19,431	$2,408	0.22%
90	DIMENSIONAL ETF TRUST	25434V732	91,276	$2,391	0.21%
91	DIMENSIONAL ETF TRUST	25434V799	91,843	$2,374	0.21%
92	ISHARES TR	464287176	21,778	$2,320	0.21%
93	AMGEN INC	AMGN	8,746	$2,280	0.20%
94	MERCK & CO INC	MRK	22,769	$2,265	0.20%
95	PEPSICO INC	PEP	14,691	$2,234	0.20%
96	INVESCO EXCH TRADED FD TR II	IVZ	10,445	$2,198	0.20%
97	NUCOR CORP	NUE	18,686	$2,181	0.20%
98	NEXTERA ENERGY INC	NEE-PW	29,979	$2,149	0.19%
99	TESLA INC	TSLA	5,292	$2,137	0.19%
100	ILLINOIS TOOL WKS INC	452308109	8,407	$2,132	0.19%
101	CINCINNATI FINL CORP	172062101	14,820	$2,130	0.19%
102	ISHARES TR	46435G102	24,938	$2,119	0.19%
103	ABBOTT LABS	ABLZF	18,469	$2,089	0.19%
104	PIMCO ETF TR	72201R866	39,592	$2,048	0.18%
105	INVESCO QQQ TR	IVZ	4,003	$2,046	0.18%
106	GENERAL DYNAMICS CORP	GD	7,677	$2,023	0.18%
107	INTERNATIONAL BUSINESS MACHS	INTR	9,071	$1,994	0.18%
108	ISHARES TR	46434V878	38,552	$1,944	0.17%
109	ISHARES TR	46432F396	9,357	$1,936	0.17%
110	VANGUARD INDEX FDS	922908363	3,592	$1,935	0.17%
111	ALPHABET INC	GOOG	9,901	$1,874	0.17%
112	DIMENSIONAL ETF TRUST	25434V856	46,100	$1,867	0.17%
113	CHEVRON CORP NEW	CVX	12,599	$1,825	0.16%
114	SPDR S&P 500 ETF TR	SPY	3,079	$1,805	0.16%
115	ISHARES TR	46429B697	20,298	$1,802	0.16%
116	ROPER TECHNOLOGIES INC	ROP	3,445	$1,791	0.16%
117	ISHARES TR	46435U218	17,152	$1,767	0.16%
118	CARDINAL HEALTH INC	CAH	14,568	$1,723	0.15%
119	AIR PRODS & CHEMS INC	AIIR	5,790	$1,679	0.15%
120	TARGET CORP	TGT	12,352	$1,670	0.15%
121	SPDR SER TR	78464A649	65,568	$1,639	0.15%
122	ISHARES TR	464289420	20,520	$1,622	0.15%
123	SYSCO CORP	SYY	20,609	$1,576	0.14%
124	CAPITAL GROUP GROWTH ETF	14020G101	42,331	$1,573	0.14%
125	VANGUARD INTL EQUITY INDEX F	922042742	13,331	$1,566	0.14%
126	ISHARES INC	464286319	59,413	$1,535	0.14%
127	UNITEDHEALTH GROUP INC	UNH	2,904	$1,469	0.13%
128	SPDR SER TR	78464A375	44,737	$1,466	0.13%
129	ISHARES TR	464287622	4,523	$1,457	0.13%
130	ISHARES TR	46429B333	33,603	$1,443	0.13%
131	ORACLE CORP	ORCL-PD	8,432	$1,405	0.13%
132	BRISTOL-MYERS SQUIBB CO	CELG-RI	24,691	$1,397	0.13%
133	BANK AMERICA CORP	060505104	31,603	$1,389	0.12%
134	GOLDMAN SACHS ETF TR	NVGLF	11,976	$1,379	0.12%
135	CITIGROUP INC	C-PR	19,402	$1,366	0.12%
136	GENUINE PARTS CO	GPC	11,434	$1,335	0.12%
137	META PLATFORMS INC	META	2,260	$1,323	0.12%
138	VANGUARD INDEX FDS	922908769	4,496	$1,303	0.12%
139	ARCHER DANIELS MIDLAND CO	ADM	25,446	$1,286	0.12%
140	HOME DEPOT INC	HD	3,283	$1,277	0.11%
141	MCCORMICK & CO INC	MKC-V	16,201	$1,235	0.11%
142	COMCAST CORP NEW	CCZ	31,972	$1,200	0.11%
143	ECOLAB INC	ECL	5,112	$1,198	0.11%
144	COLGATE PALMOLIVE CO	CL	13,114	$1,192	0.11%
145	ISHARES TR	464288653	11,662	$1,161	0.10%
146	VISA INC	V	3,605	$1,139	0.10%
147	SPDR SER TR	78464A847	20,261	$1,108	0.10%
148	PUBLIC SVC ENTERPRISE GRP IN	744573106	12,850	$1,086	0.10%
149	BECTON DICKINSON & CO	BDX	4,764	$1,081	0.10%
150	SPDR SER TR	78468R721	23,596	$1,076	0.10%
151	MEDTRONIC PLC	MDT	13,350	$1,066	0.10%
152	ISHARES TR	464287614	2,626	$1,055	0.09%
153	PRICE T ROWE GROUP INC	TROW	9,329	$1,055	0.09%
154	DUKE ENERGY CORP NEW	DUKB	9,637	$1,038	0.09%
155	GILEAD SCIENCES INC	GILD	11,147	$1,030	0.09%
156	VANGUARD INDEX FDS	922908637	3,729	$1,006	0.09%
157	CISCO SYS INC	CSCO	16,969	$1,005	0.09%
158	SOUTHERN CO	SOMN	11,940	$983	0.09%
159	VANGUARD SPECIALIZED FUNDS	921908844	4,968	$973	0.09%
160	SMITH A O CORP	AOS	14,242	$971	0.09%
161	CME GROUP INC	CME	4,170	$968	0.09%
162	SPDR INDEX SHS FDS	78463X509	24,532	$941	0.08%
163	PPG INDS INC	693506107	7,790	$931	0.08%
164	QUALCOMM INC	QCOM	6,050	$929	0.08%
165	ISHARES TR	46435G250	19,361	$910	0.08%
166	US BANCORP DEL	USB-PS	18,939	$906	0.08%
167	ISHARES TR	46429B689	12,127	$858	0.08%
168	KIMBERLY-CLARK CORP	KMB	6,486	$850	0.08%
169	DIMENSIONAL ETF TRUST	25434V104	20,997	$850	0.08%
170	COSTCO WHSL CORP NEW	22160K105	896	$821	0.07%
171	VANGUARD INDEX FDS	922908629	3,093	$817	0.07%
172	RTX CORPORATION	RTX	7,048	$816	0.07%
173	MORGAN STANLEY	MS-PQ	6,284	$790	0.07%
174	INVESCO EXCHANGE TRADED FD T	IVZ	17,174	$788	0.07%
175	SPDR SER TR	78468R853	17,504	$786	0.07%
176	DIMENSIONAL ETF TRUST	25434V880	31,221	$776	0.07%
177	ISHARES TR	46435U259	30,288	$771	0.07%
178	VANGUARD BD INDEX FDS	921937819	10,182	$761	0.07%
179	ISHARES TR	46435U432	28,427	$757	0.07%
180	CATERPILLAR INC	CAT	2,020	$733	0.07%
181	ISHARES TR	46435U283	29,001	$729	0.07%
182	ISHARES TR	46435U325	28,935	$729	0.07%
183	VANECK ETF TRUST	92189H201	15,057	$694	0.06%
184	GOLDMAN SACHS GROUP INC	GSCE	1,211	$693	0.06%
185	ISHARES TR	46436E163	27,701	$692	0.06%
186	CLOROX CO DEL	CLX	4,178	$679	0.06%
187	ISHARES TR	46434V407	15,805	$673	0.06%
188	AXON ENTERPRISE INC	AXON	1,132	$673	0.06%
189	PROSHARES TR	74347G606	8,892	$671	0.06%
190	EA SERIES TRUST	02072L565	5,981	$660	0.06%
191	PNC FINL SVCS GROUP INC	693475105	3,344	$645	0.06%
192	ALBEMARLE CORP	ALB-PA	7,471	$643	0.06%
193	PROSHARES TR	74347B698	9,328	$631	0.06%
194	PROSHARES TR	74347B680	7,627	$615	0.06%
195	ANALOG DEVICES INC	ADI	2,844	$604	0.05%
196	PFIZER INC	PFE	22,720	$603	0.05%
197	BROWN FORMAN CORP	BF-B	15,852	$602	0.05%
198	ISHARES TR	46432F834	9,083	$601	0.05%
199	ALPHABET INC	GOOG	3,124	$595	0.05%
200	NETFLIX INC	NFLX	652	$581	0.05%
201	UNITED PARCEL SERVICE INC	UPS	4,555	$574	0.05%
202	PHILLIPS 66	PSX	4,885	$557	0.05%
203	ISHARES TR	46434V456	14,528	$539	0.05%
204	MASTERCARD INCORPORATED	MA	1,016	$535	0.05%
205	LOCKHEED MARTIN CORP	LMT	1,091	$530	0.05%
206	BOEING CO	BA-PA	2,954	$523	0.05%
207	INVESCO EXCHANGE TRADED FD T	IVZ	2,978	$522	0.05%
208	APPLIED MATLS INC	038222105	3,179	$517	0.05%
209	AT&T INC	T-PC	22,714	$517	0.05%
210	EXPEDITORS INTL WASH INC	302130109	4,578	$507	0.05%
211	VANGUARD WORLD FD	92204A702	799	$497	0.04%
212	ISHARES TR	464287861	9,502	$495	0.04%
213	ISHARES TR	464287291	5,801	$492	0.04%
214	AMERICAN ELEC PWR CO INC	025537101	5,307	$489	0.04%
215	ISHARES TR	46429B663	4,343	$488	0.04%
216	WEST PHARMACEUTICAL SVSC INC	955306105	1,461	$479	0.04%
217	VANGUARD WHITEHALL FDS	921946885	7,466	$471	0.04%
218	M & T BK CORP	55261F104	2,495	$469	0.04%
219	BLACKROCK ETF TRUST	BLK	7,226	$463	0.04%
220	REALTY INCOME CORP	O	8,495	$454	0.04%
221	ACCENTURE PLC IRELAND	ACN	1,287	$453	0.04%
222	VANGUARD STAR FDS	921909768	7,556	$445	0.04%
223	DIMENSIONAL ETF TRUST	25434V666	14,605	$439	0.04%
224	ISHARES TR	46435G409	15,956	$433	0.04%
225	FIFTH THIRD BANCORP	FITBM	10,080	$426	0.04%
226	HORMEL FOODS CORP	HRL	13,445	$422	0.04%
227	SCHWAB STRATEGIC TR	808524771	17,785	$421	0.04%
228	VANGUARD WHITEHALL FDS	921946406	3,167	$404	0.04%
229	CONOCOPHILLIPS	COP	4,006	$397	0.04%
230	BONDBLOXX ETF TRUST	09789C721	7,849	$395	0.04%
231	PALANTIR TECHNOLOGIES INC	PLTR	5,205	$394	0.04%
232	VERIZON COMMUNICATIONS INC	VZ	9,845	$394	0.04%
233	SPDR SER TR	78468R812	2,511	$389	0.03%
234	SPDR SER TR	78464A805	5,392	$385	0.03%
235	EOG RES INC	EOG	3,080	$378	0.03%
236	PACER FDS TR	69374H881	6,669	$377	0.03%
237	SHELL PLC	RYDAF	5,944	$372	0.03%
238	C H ROBINSON WORLDWIDE INC	CHRW	3,583	$370	0.03%
239	PARKER-HANNIFIN CORP	PH	573	$364	0.03%
240	VANGUARD INDEX FDS	922908751	1,499	$360	0.03%
241	ENTERGY CORP NEW	ENO	4,554	$345	0.03%
242	CAMBRIA ETF TR	132061201	4,945	$339	0.03%
243	FASTENAL CO	FAST	4,706	$338	0.03%
244	TEXAS INSTRS INC	882508104	1,790	$336	0.03%
245	PROVIDENT FINL SVCS INC	74386T105	17,769	$335	0.03%
246	INVESCO CURRENCYSHARES CDN D	IVZ	4,898	$333	0.03%
247	ISHARES TR	464287234	7,956	$333	0.03%
248	VANGUARD WORLD FD	921910733	3,178	$333	0.03%
249	TEXAS PACIFIC LAND CORPORATI	TPL	296	$327	0.03%
250	DIMENSIONAL ETF TRUST	25434V823	13,827	$322	0.03%
251	ISHARES TR	46436E866	13,539	$316	0.03%
252	ISHARES TR	46436E858	13,840	$316	0.03%
253	ISHARES TR	46436E841	14,001	$311	0.03%
254	RPM INTL INC	749685103	2,522	$310	0.03%
255	MONDELEZ INTL INC	609207105	5,089	$304	0.03%
256	LAM RESEARCH CORP	LRCX	4,204	$304	0.03%
257	PHILIP MORRIS INTL INC	718172109	2,524	$304	0.03%
258	INVESCO EXCH TRADED FD TR II	IVZ	4,937	$300	0.03%
259	ISHARES TR	464287549	2,889	$295	0.03%
260	ISHARES TR	46436E833	13,027	$285	0.03%
261	YUM BRANDS INC	YUM	2,100	$282	0.03%
262	EVERSOURCE ENERGY	ES	4,911	$282	0.03%
263	SYNOVUS FINL CORP	87161C501	5,455	$279	0.03%
264	UNION PAC CORP	UNP	1,221	$278	0.02%
265	GENERAL MLS INC	370334104	4,363	$278	0.02%
266	ISHARES TR	464287887	2,003	$271	0.02%
267	INVESCO EXCH TRADED FD TR II	IVZ	8,476	$268	0.02%
268	DISNEY WALT CO	254687106	2,259	$252	0.02%
269	UGI CORP NEW	902681105	8,921	$252	0.02%
270	HONEYWELL INTL INC	438516106	1,075	$243	0.02%
271	ISHARES TR	46435G219	5,478	$243	0.02%
272	NOVARTIS AG	NVSEF	2,460	$239	0.02%
273	ISHARES TR	46435G326	3,704	$239	0.02%
274	KENVUE INC	KVUE	11,186	$239	0.02%
275	VANGUARD INDEX FDS	922908744	1,392	$236	0.02%
276	EATON CORP PLC	ETN	703	$233	0.02%
277	VANGUARD BD INDEX FDS	92203C303	4,704	$233	0.02%
278	NORDSON CORP	NDSN	1,115	$233	0.02%
279	NOVO-NORDISK A S	NONOF	2,692	$232	0.02%
280	ISHARES U S ETF TR	46431W838	4,506	$225	0.02%
281	BANK NEW YORK MELLON CORP	064058100	2,912	$224	0.02%
282	STEEL DYNAMICS INC	STLD	1,938	$221	0.02%
283	NORTHWEST NAT HLDG CO	66765N105	5,560	$220	0.02%
284	ISHARES TR	46435G193	9,619	$219	0.02%
285	THERMO FISHER SCIENTIFIC INC	TMO	419	$218	0.02%
286	CONSOLIDATED EDISON INC	ED	2,350	$210	0.02%
287	AMER STATES WTR CO	029899101	2,683	$209	0.02%
288	XCEL ENERGY INC	XELLL	3,060	$207	0.02%
289	DIGITAL RLTY TR INC	253868103	1,169	$207	0.02%
290	SCHWAB STRATEGIC TR	808524854	8,425	$205	0.02%
291	WEC ENERGY GROUP INC	WEC	2,174	$204	0.02%
292	SALESFORCE INC	CRM	608	$203	0.02%
293	ISHARES GOLD TR	IAU	4,070	$202	0.02%
294	ESPERION THERAPEUTICS INC NE	ESPR	24,551	$54	0.00%