13F HOLDINGS REPORT

CFS Investment Advisory Services, LLC

Quarter ended Q3 2023 · Filed July 21, 2023 · Accession 0001845688-23-000002

Total Value

$782,763

Positions

235

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (235)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	PACER FDS TR	69374H105	1,884,648	$77,836	9.94%
2	SPDR SER TR	78464A854	1,492,927	$77,796	9.94%
3	ISHARES TR	46432F339	232,820	$31,400	4.01%
4	ISHARES TR	464288885	249,142	$23,771	3.04%
5	ISHARES TR	46435G425	243,463	$23,728	3.03%
6	DIMENSIONAL ETF TRUST	25434V872	491,643	$20,516	2.62%
7	VANGUARD INDEX FDS	922908736	72,432	$20,495	2.62%
8	ISHARES TR	464288588	171,885	$16,031	2.05%
9	ISHARES TR	464287721	146,424	$15,941	2.04%
10	SCHWAB STRATEGIC TR	808524839	329,788	$15,223	1.94%
11	ISHARES TR	46434V613	326,611	$14,851	1.90%
12	DIMENSIONAL ETF TRUST	25434V708	543,491	$14,756	1.89%
13	ISHARES TR	46429B267	634,115	$14,521	1.86%
14	ISHARES TR	464287598	91,985	$14,518	1.85%
15	ISHARES TR	464287200	31,453	$14,019	1.79%
16	DIMENSIONAL ETF TRUST	25434V807	416,367	$13,678	1.75%
17	ISHARES INC	46434G103	265,811	$13,102	1.67%
18	ISHARES TR	464288877	261,799	$12,812	1.64%
19	ISHARES TR	46429B697	156,634	$11,643	1.49%
20	ISHARES TR	464288661	90,729	$10,457	1.34%
21	PROSHARES TR	74348A467	110,369	$10,406	1.33%
22	DIMENSIONAL ETF TRUST	25434V302	414,692	$9,729	1.24%
23	SPDR SER TR	78464A664	324,129	$9,691	1.24%
24	ISHARES TR	464287507	36,635	$9,579	1.22%
25	ISHARES TR	46434V381	155,877	$8,667	1.11%
26	DIMENSIONAL ETF TRUST	25434V864	150,749	$6,987	0.89%
27	SPDR INDEX SHS FDS	78463X152	119,732	$6,167	0.79%
28	ISHARES TR	464288653	51,950	$5,755	0.74%
29	JOHNSON & JOHNSON	JNJ	30,166	$4,993	0.64%
30	VANGUARD TAX-MANAGED FDS	921943858	99,681	$4,603	0.59%
31	SPDR INDEX SHS FDS	78463X509	129,458	$4,451	0.57%
32	ISHARES TR	46432F842	65,255	$4,405	0.56%
33	SPDR SER TR	78464A375	133,093	$4,274	0.55%
34	PROCTER AND GAMBLE CO	742718109	28,119	$4,267	0.55%
35	ISHARES TR	464288281	48,749	$4,219	0.54%
36	ISHARES TR	464287705	37,824	$4,052	0.52%
37	ISHARES TR	464287606	48,436	$3,633	0.46%
38	NUCOR CORP	NUE	21,943	$3,598	0.46%
39	EXXON MOBIL CORP	XOM	33,360	$3,578	0.46%
40	MICROSOFT CORP	MSFT	10,375	$3,533	0.45%
41	GRAINGER W W INC	384802104	4,307	$3,396	0.43%
42	DIMENSIONAL ETF TRUST	25434V401	68,111	$3,280	0.42%
43	DIMENSIONAL ETF TRUST	25434V203	118,951	$3,250	0.42%
44	DIMENSIONAL ETF TRUST	25434V609	69,411	$3,220	0.41%
45	CINTAS CORP	CTAS	6,342	$3,152	0.40%
46	S&P GLOBAL INC	SPGI	7,680	$3,079	0.39%
47	ABBVIE INC	ABBV	21,791	$2,936	0.38%
48	ISHARES TR	464287648	11,922	$2,893	0.37%
49	ISHARES TR	464287150	29,288	$2,866	0.37%
50	ISHARES TR	464287226	29,066	$2,847	0.36%
51	LOWES COS INC	548661107	12,505	$2,822	0.36%
52	LINDE PLC	LIN	7,388	$2,815	0.36%
53	COCA COLA CO	KO	46,218	$2,783	0.36%
54	WALMART INC	WMT	16,995	$2,671	0.34%
55	DIMENSIONAL ETF TRUST	25434V799	107,463	$2,608	0.33%
56	BROADCOM INC	AVGO	2,951	$2,560	0.33%
57	CHEVRON CORP NEW	CVX	16,221	$2,552	0.33%
58	MCDONALDS CORP	MCD	8,432	$2,516	0.32%
59	DIMENSIONAL ETF TRUST	25434V724	72,709	$2,508	0.32%
60	ISHARES TR	464287804	25,099	$2,501	0.32%
61	ISHARES TR	464287465	33,355	$2,418	0.31%
62	GENUINE PARTS CO	GPC	13,877	$2,348	0.30%
63	PEPSICO INC	PEP	12,430	$2,302	0.29%
64	ISHARES TR	46435U713	58,270	$2,277	0.29%
65	ISHARES TR	464288414	21,288	$2,272	0.29%
66	MERCK & CO INC	MRK	19,655	$2,268	0.29%
67	ISHARES TR	46429B747	23,075	$2,252	0.29%
68	ISHARES TR	46432F396	15,460	$2,230	0.28%
69	ILLINOIS TOOL WKS INC	452308109	8,811	$2,204	0.28%
70	SHERWIN WILLIAMS CO	SHW	8,197	$2,176	0.28%
71	DOVER CORP	DOV	14,535	$2,146	0.27%
72	CHUBB LIMITED	CB	10,837	$2,087	0.27%
73	VANGUARD INTL EQUITY INDEX F	922042858	50,936	$2,072	0.26%
74	PFIZER INC	PFE	55,480	$2,035	0.26%
75	ISHARES TR	46434V621	38,764	$1,997	0.26%
76	JPMORGAN CHASE & CO	VYLD	13,664	$1,987	0.25%
77	PROSHARES TR	74347B839	52,279	$1,935	0.25%
78	NEXTERA ENERGY INC	NEE-PW	25,340	$1,880	0.24%
79	EMERSON ELEC CO	EMR	20,638	$1,865	0.24%
80	ROPER TECHNOLOGIES INC	ROP	3,830	$1,841	0.24%
81	GENERAL DYNAMICS CORP	GD	8,344	$1,795	0.23%
82	DIMENSIONAL ETF TRUST	25434V856	43,350	$1,791	0.23%
83	PENTAIR PLC	PNR	27,296	$1,763	0.23%
84	SYSCO CORP	SYY	23,194	$1,721	0.22%
85	SPDR SER TR	78468R721	37,096	$1,712	0.22%
86	ISHARES TR	46435G318	65,547	$1,671	0.21%
87	CINCINNATI FINL CORP	172062101	17,017	$1,656	0.21%
88	CARDINAL HEALTH INC	CAH	17,427	$1,648	0.21%
89	MCCORMICK & CO INC	MKC-V	18,741	$1,635	0.21%
90	ISHARES TR	46435U697	61,359	$1,581	0.20%
91	DIMENSIONAL ETF TRUST	25434V732	64,748	$1,557	0.20%
92	ISHARES TR	46435U432	58,631	$1,544	0.20%
93	SPDR SER TR	78464A474	51,952	$1,529	0.20%
94	ISHARES TR	46429B689	22,567	$1,523	0.19%
95	ISHARES TR	46435U218	19,319	$1,496	0.19%
96	ISHARES TR	464287622	6,124	$1,493	0.19%
97	ISHARES TR	46435U259	58,794	$1,480	0.19%
98	ISHARES TR	46435U283	57,619	$1,444	0.18%
99	BROWN FORMAN CORP	BF-B	21,528	$1,438	0.18%
100	TESLA INC	TSLA	5,403	$1,414	0.18%
101	PRICE T ROWE GROUP INC	TROW	12,198	$1,366	0.17%
102	ISHARES TR	464287101	6,459	$1,337	0.17%
103	ISHARES TR	464287432	12,817	$1,319	0.17%
104	ISHARES TR	464289420	19,060	$1,285	0.16%
105	GOLDMAN SACHS ETF TR	NVGLF	14,645	$1,279	0.16%
106	LILLY ELI & CO	LLY	2,714	$1,273	0.16%
107	SMITH A O CORP	AOS	17,216	$1,253	0.16%
108	VANGUARD INDEX FDS	922908769	5,684	$1,252	0.16%
109	PPG INDS INC	693506107	8,362	$1,240	0.16%
110	SPDR S&P 500 ETF TR	SPY	2,795	$1,239	0.16%
111	MEDTRONIC PLC	MDT	13,745	$1,211	0.15%
112	CME GROUP INC	CME	6,204	$1,150	0.15%
113	SOUTHERN CO	SOMN	16,276	$1,143	0.15%
114	KIMBERLY-CLARK CORP	KMB	8,088	$1,117	0.14%
115	ECOLAB INC	ECL	5,915	$1,104	0.14%
116	INVESCO EXCH TRADED FD TR II	IVZ	7,180	$1,091	0.14%
117	VANGUARD INTL EQUITY INDEX F	922042742	10,540	$1,022	0.13%
118	COMCAST CORP NEW	CCZ	24,129	$1,003	0.13%
119	COLGATE PALMOLIVE CO	CL	12,990	$1,001	0.13%
120	HORMEL FOODS CORP	HRL	24,580	$989	0.13%
121	EXPEDITORS INTL WASH INC	302130109	8,063	$977	0.12%
122	ISHARES TR	46435G474	38,323	$972	0.12%
123	ISHARES TR	46434V407	22,677	$940	0.12%
124	CLOROX CO DEL	CLX	5,872	$934	0.12%
125	BRISTOL-MYERS SQUIBB CO	CELG-RI	14,280	$913	0.12%
126	CISCO SYS INC	CSCO	17,241	$892	0.11%
127	ISHARES TR	46435GAA0	36,915	$866	0.11%
128	ISHARES TR	46434VAX8	33,937	$858	0.11%
129	PUBLIC SVC ENTERPRISE GRP IN	744573106	13,678	$856	0.11%
130	ISHARES TR	46434VBG4	33,427	$823	0.11%
131	ORACLE CORP	ORCL-PD	6,782	$808	0.10%
132	INTERNATIONAL BUSINESS MACHS	INTR	5,997	$802	0.10%
133	ISHARES TR	46434VBD1	32,243	$786	0.10%
134	ALPHABET INC	GOOG	6,530	$782	0.10%
135	REALTY INCOME CORP	O	13,068	$781	0.10%
136	ISHARES TR	464287309	10,747	$757	0.10%
137	ISHARES TR	464287457	9,253	$750	0.10%
138	ISHARES TR	464287762	2,671	$749	0.10%
139	DIMENSIONAL ETF TRUST	25434V880	31,221	$728	0.09%
140	ISHARES TR	464287291	11,518	$716	0.09%
141	UNITEDHEALTH GROUP INC	UNH	1,488	$715	0.09%
142	INVESCO EXCH TRADED FD TR II	IVZ	34,216	$667	0.09%
143	DIMENSIONAL ETF TRUST	25434V104	21,400	$663	0.08%
144	PROSHARES TR	74347G606	9,683	$642	0.08%
145	HOME DEPOT INC	HD	2,007	$623	0.08%
146	US BANCORP DEL	USB-PS	18,774	$620	0.08%
147	ISHARES TR	464287887	5,358	$616	0.08%
148	ISHARES TR	464287614	2,111	$581	0.07%
149	TEXAS INSTRS INC	882508104	3,229	$581	0.07%
150	PROSHARES TR	74347B680	8,219	$578	0.07%
151	QUALCOMM INC	QCOM	4,858	$578	0.07%
152	PROSHARES TR	74347B698	9,697	$573	0.07%
153	ISHARES TR	46434V878	11,255	$566	0.07%
154	NVIDIA CORPORATION	NVDA	1,294	$547	0.07%
155	ISHARES TR	46435UAA9	22,756	$534	0.07%
156	WEST PHARMACEUTICAL SVSC INC	955306105	1,388	$531	0.07%
157	CITIGROUP INC	C-PR	11,468	$528	0.07%
158	VISA INC	V	2,189	$520	0.07%
159	GILEAD SCIENCES INC	GILD	6,727	$518	0.07%
160	ISHARES TR	464287440	5,340	$516	0.07%
161	META PLATFORMS INC	META	1,744	$500	0.06%
162	VANGUARD BD INDEX FDS	921937819	6,634	$499	0.06%
163	ISHARES TR	464287408	2,994	$483	0.06%
164	ALPHABET INC	GOOG	3,965	$480	0.06%
165	ISHARES TR	464288810	8,368	$472	0.06%
166	INVESCO EXCHANGE TRADED FD T	IVZ	12,324	$471	0.06%
167	SPDR SER TR	78468R853	11,925	$463	0.06%
168	NORDSON CORP	NDSN	1,861	$462	0.06%
169	VANGUARD INDEX FDS	922908553	5,362	$448	0.06%
170	INVESCO EXCHANGE TRADED FD T	IVZ	2,978	$446	0.06%
171	SPDR SER TR	78464A805	8,112	$442	0.06%
172	SPDR SER TR	78464A847	9,627	$442	0.06%
173	AXON ENTERPRISE INC	AXON	2,255	$440	0.06%
174	ISHARES TR	46432F834	7,004	$439	0.06%
175	VANGUARD BD INDEX FDS	921937835	6,027	$438	0.06%
176	MORGAN STANLEY	MS-PQ	5,066	$433	0.06%
177	VANGUARD STAR FDS	921909768	7,580	$425	0.05%
178	INVESCO EXCH TRADED FD TR II	IVZ	13,652	$420	0.05%
179	STANLEY BLACK & DECKER INC	SWK	4,449	$417	0.05%
180	ISHARES TR	464287176	3,861	$416	0.05%
181	SPDR SER TR	78464A367	17,811	$414	0.05%
182	VANGUARD WHITEHALL FDS	921946406	3,882	$412	0.05%
183	EDISON INTL	281020107	5,879	$408	0.05%
184	ISHARES TR	46436E874	16,641	$396	0.05%
185	INTEL CORP	INTC	11,648	$390	0.05%
186	3M CO	MMM	3,828	$383	0.05%
187	VANGUARD SPECIALIZED FUNDS	921908844	2,327	$378	0.05%
188	LAKELAND BANCORP INC	511637100	27,971	$375	0.05%
189	ISHARES TR	464288679	3,332	$368	0.05%
190	ISHARES TR	46436E882	14,670	$364	0.05%
191	INVESCO CURRENCYSHARES CDN D	IVZ	4,898	$362	0.05%
192	PHILLIPS 66	PSX	3,785	$361	0.05%
193	CAPITAL GROUP GROWTH ETF	14020G101	14,288	$360	0.05%
194	UNITED PARCEL SERVICE INC	UPS	1,989	$357	0.05%
195	PNC FINL SVCS GROUP INC	693475105	2,837	$357	0.05%
196	M & T BK CORP	55261F104	2,868	$355	0.05%
197	ISHARES TR	46436E858	15,685	$355	0.05%
198	ISHARES TR	46436E866	15,313	$354	0.05%
199	ISHARES TR	46436E841	15,716	$348	0.04%
200	DIMENSIONAL ETF TRUST	25434V823	15,996	$344	0.04%
201	VANGUARD SCOTTSDALE FDS	92206C706	5,640	$331	0.04%
202	DUKE ENERGY CORP NEW	DUKB	3,574	$321	0.04%
203	VANECK ETF TRUST	92189H201	6,707	$309	0.04%
204	SPDR SER TR	78468R812	2,511	$309	0.04%
205	SCHWAB STRATEGIC TR	808524797	4,238	$308	0.04%
206	ISHARES TR	46435G409	12,036	$306	0.04%
207	GOLDMAN SACHS GROUP INC	GSCE	937	$302	0.04%
208	ISHARES TR	46432F388	3,185	$299	0.04%
209	SHELL PLC	RYDAF	4,929	$298	0.04%
210	VANGUARD INDEX FDS	922908629	1,340	$295	0.04%
211	MASTERCARD INCORPORATED	MA	731	$288	0.04%
212	ISHARES TR	46429B333	6,562	$288	0.04%
213	VANGUARD WORLD FDS	92204A702	649	$287	0.04%
214	VANGUARD WORLD FD	921910733	3,504	$275	0.04%
215	VERIZON COMMUNICATIONS INC	VZ	7,232	$269	0.03%
216	LAM RESEARCH CORP	LRCX	415	$267	0.03%
217	SPDR SER TR	78468R739	5,663	$266	0.03%
218	ISHARES INC	464286533	4,773	$262	0.03%
219	ISHARES U S ETF TR	46431W838	5,224	$261	0.03%
220	VANGUARD INDEX FDS	922908637	1,281	$260	0.03%
221	LOCKHEED MARTIN CORP	LMT	560	$258	0.03%
222	SPDR INDEX SHS FDS	78463X749	6,058	$249	0.03%
223	ACCENTURE PLC IRELAND	ACN	804	$248	0.03%
224	CONOCOPHILLIPS	COP	2,347	$243	0.03%
225	AT&T INC	T-PC	15,196	$242	0.03%
226	EOG RES INC	EOG	1,978	$226	0.03%
227	UNION PAC CORP	UNP	1,095	$224	0.03%
228	ISHARES U S ETF TR	46431W507	4,473	$222	0.03%
229	YUM BRANDS INC	YUM	1,582	$219	0.03%
230	SCHWAB STRATEGIC TR	808524854	4,354	$215	0.03%
231	CAPITAL GROUP DIVIDEND VALUE	14020W106	7,892	$213	0.03%
232	ISHARES TR	464288646	4,154	$208	0.03%
233	SIRIUS XM HOLDINGS INC	SIRI	27,297	$124	0.02%
234	VALLEY NATL BANCORP	919794107	10,339	$80	0.01%
235	ESPERION THERAPEUTICS INC NE	ESPR	24,551	$34	0.00%