13F HOLDINGS REPORT

COLLECTIVE FAMILY OFFICE LLC

Quarter ended Q4 2025 · Filed January 6, 2026 · Accession 0001845066-26-000001

Total Value

$435.9M

Positions

156

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (156)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	J P MORGAN EXCHANGE TRADED F	46641Q647	711,318	$35.9M	8.24%
2	INVESCO EXCH TRD SLF IDX FD	IVZ	735,538	$17.2M	3.94%
3	DIMENSIONAL ETF TRUST	25434V302	444,032	$14.5M	3.32%
4	AMERICAN CENTY ETF TR	025072349	176,347	$13.4M	3.07%
5	AMERICAN CENTY ETF TR	025072802	134,701	$12.7M	2.90%
6	AMERICAN CENTY ETF TR	025072877	123,468	$12.6M	2.89%
7	VANGUARD INDEX FDS	922908744	64,957	$12.4M	2.85%
8	SCHWAB STRATEGIC TR	808524755	264,541	$12.0M	2.74%
9	GLOBAL X FDS	37954Y657	607,376	$11.5M	2.64%
10	SCHWAB STRATEGIC TR	808524763	356,359	$11.2M	2.58%
11	DIMENSIONAL ETF TRUST	25434V872	261,907	$11.1M	2.56%
12	SCHWAB STRATEGIC TR	808524748	235,687	$10.5M	2.41%
13	ISHARES TR	464288687	329,756	$10.2M	2.34%
14	SCHWAB STRATEGIC TR	808524771	339,913	$9.2M	2.12%
15	SPDR S&P 500 ETF TR	SPY	13,054	$8.9M	2.04%
16	VANGUARD INDEX FDS	922908363	13,420	$8.4M	1.93%
17	DIMENSIONAL ETF TRUST	25434V781	217,485	$8.3M	1.90%
18	VANGUARD WHITEHALL FDS	921946810	89,297	$8.2M	1.87%
19	AMERICAN CENTY ETF TR	025072604	105,665	$8.1M	1.87%
20	VANGUARD INDEX FDS	922908611	36,745	$7.8M	1.79%
21	DIMENSIONAL ETF TRUST	25434V773	235,737	$7.8M	1.78%
22	DIMENSIONAL ETF TRUST	25434V815	203,465	$6.7M	1.54%
23	DIMENSIONAL ETF TRUST	25434V500	92,926	$6.5M	1.49%
24	DIMENSIONAL ETF TRUST	25434V849	119,354	$5.7M	1.32%
25	INVESCO EXCH TRD SLF IDX FD	IVZ	241,434	$5.5M	1.25%
26	AMERICAN CENTY ETF TR	025072364	70,153	$5.0M	1.15%
27	SPDR SERIES TRUST	78468R721	108,628	$5.0M	1.14%
28	ISHARES TR	464288877	66,814	$4.8M	1.09%
29	VANGUARD INDEX FDS	922908512	26,818	$4.8M	1.09%
30	AMERICAN CENTY ETF TR	025072356	107,597	$4.7M	1.07%
31	PGIM ETF TR	69344A107	86,867	$4.3M	0.99%
32	VANGUARD TAX-MANAGED FDS	921943858	60,661	$3.8M	0.87%
33	DIMENSIONAL ETF TRUST	25434V666	105,008	$3.6M	0.82%
34	APPLE INC	AAPL	12,696	$3.5M	0.79%
35	MICROSOFT CORP	MSFT	6,354	$3.1M	0.71%
36	ALPHABET INC	GOOG	9,639	$3.0M	0.69%
37	SCHWAB STRATEGIC TR	808524797	107,995	$3.0M	0.68%
38	ISHARES TR	46432F834	34,581	$2.9M	0.67%
39	TEXAS PACIFIC LAND CORPORATI	TPL	9,933	$2.9M	0.65%
40	ISHARES TR	46434V647	109,673	$2.7M	0.63%
41	DIMENSIONAL ETF TRUST	25434V807	54,202	$2.7M	0.62%
42	SCHWAB STRATEGIC TR	808524680	84,297	$2.7M	0.61%
43	SPDR SERIES TRUST	78464A300	28,360	$2.6M	0.59%
44	ISHARES TR	46432F842	28,086	$2.5M	0.58%
45	SCHWAB STRATEGIC TR	808524730	69,098	$2.5M	0.57%
46	VANGUARD WHITEHALL FDS	921946406	17,194	$2.5M	0.57%
47	VANGUARD SPECIALIZED FUNDS	921908844	11,135	$2.4M	0.56%
48	VANGUARD STAR FDS	921909768	32,171	$2.4M	0.56%
49	NVIDIA CORPORATION	NVDA	12,870	$2.4M	0.55%
50	AMERICAN CENTY ETF TR	025072703	27,743	$2.3M	0.52%
51	ISHARES TR	464287200	3,165	$2.2M	0.50%
52	VANGUARD MUN BD FDS	922907746	42,282	$2.1M	0.49%
53	ISHARES TR	464288653	19,944	$2.0M	0.47%
54	BNY MELLON ETF TRUST	09661T107	15,270	$2.0M	0.46%
55	AMAZON COM INC	AMZN	7,840	$1.8M	0.42%
56	ISHARES TR	46429B663	14,555	$1.8M	0.41%
57	SCHWAB STRATEGIC TR	808524508	57,754	$1.7M	0.40%
58	VANGUARD INDEX FDS	922908751	6,699	$1.7M	0.40%
59	ISHARES TR	464288414	15,476	$1.7M	0.38%
60	BNY MELLON ETF TRUST	09661T602	37,534	$1.6M	0.36%
61	SPDR SERIES TRUST	78464A839	18,139	$1.5M	0.35%
62	PGIM ETF TR	69344A834	26,929	$1.4M	0.32%
63	ISHARES TR	464287663	13,093	$1.3M	0.31%
64	VANGUARD INTL EQUITY INDEX F	922042874	15,968	$1.3M	0.31%
65	AMERICAN CENTY ETF TR	025072885	11,585	$1.3M	0.30%
66	DIMENSIONAL ETF TRUST	25434V708	32,293	$1.3M	0.29%
67	VANGUARD INDEX FDS	922908538	4,556	$1.3M	0.29%
68	ISHARES TR	464288448	31,517	$1.2M	0.29%
69	ABBVIE INC	ABBV	5,422	$1.2M	0.28%
70	VANGUARD WHITEHALL FDS	921946794	13,152	$1.2M	0.27%
71	VANGUARD INDEX FDS	922908736	2,388	$1.2M	0.27%
72	ISHARES TR	464287507	17,599	$1.2M	0.27%
73	SCHWAB STRATEGIC TR	808524607	39,828	$1.1M	0.26%
74	JPMORGAN CHASE & CO.	VYLD	3,339	$1.1M	0.25%
75	ELI LILLY & CO	LLY	999	$1.1M	0.25%
76	ISHARES TR	464287655	4,309	$1.1M	0.24%
77	VANGUARD INTL EQUITY INDEX F	922042858	17,701	$951,606	0.22%
78	VANGUARD INDEX FDS	922908629	3,251	$943,505	0.22%
79	VANGUARD WORLD FD	92204A603	3,129	$933,631	0.21%
80	MASTERCARD INCORPORATED	MA	1,610	$919,117	0.21%
81	DIMENSIONAL ETF TRUST	25434V203	23,655	$901,506	0.21%
82	ISHARES TR	464288885	7,700	$877,184	0.20%
83	VALERO ENERGY CORP	VLO	5,249	$854,485	0.20%
84	SCHWAB STRATEGIC TR	808524722	25,702	$843,016	0.19%
85	INVESCO EXCHANGE TRADED FD T	IVZ	4,324	$828,305	0.19%
86	ALPHABET INC	GOOG	2,592	$813,462	0.19%
87	ISHARES TR	464287598	3,790	$797,189	0.18%
88	ISHARES TR	464287465	8,236	$790,903	0.18%
89	BROADCOM INC	AVGO	2,236	$773,880	0.18%
90	ISHARES TR	464287804	6,355	$763,744	0.18%
91	SCHWAB STRATEGIC TR	808524888	16,122	$734,035	0.17%
92	CHEVRON CORP NEW	CVX	4,735	$721,668	0.17%
93	ISHARES TR	464287671	4,181	$702,157	0.16%
94	ISHARES TR	464288158	6,570	$701,019	0.16%
95	UNITED RENTALS INC	URI	847	$685,494	0.16%
96	VANGUARD INTL EQUITY INDEX F	922042775	8,960	$659,098	0.15%
97	BERKSHIRE HATHAWAY INC DEL	BRK-A	1,307	$656,964	0.15%
98	DIMENSIONAL ETF TRUST	25434V724	13,867	$646,064	0.15%
99	WALMART INC	WMT	5,716	$636,820	0.15%
100	SCHWAB STRATEGIC TR	808524805	26,005	$625,160	0.14%
101	COSTCO WHSL CORP NEW	22160K105	718	$619,160	0.14%
102	EATON CORP PLC	ETN	1,937	$616,954	0.14%
103	DIMENSIONAL ETF TRUST	25434V658	22,095	$583,750	0.13%
104	PROVIDENT FINL SVCS INC	74386T105	29,527	$583,158	0.13%
105	HOME DEPOT INC	HD	1,692	$582,188	0.13%
106	VISA INC	V	1,659	$581,828	0.13%
107	GOLDMAN SACHS ETF TR	NVGLF	10,750	$567,600	0.13%
108	ISHARES TR	46429B697	5,742	$540,667	0.12%
109	JOHNSON & JOHNSON	JNJ	2,541	$525,860	0.12%
110	VANGUARD INDEX FDS	922908769	1,500	$502,903	0.12%
111	VANGUARD WORLD FD	92204A504	1,704	$490,496	0.11%
112	INVESCO QQQ TR	IVZ	793	$487,100	0.11%
113	ISHARES TR	464287234	8,669	$474,281	0.11%
114	VANGUARD WORLD FD	92204A702	623	$469,605	0.11%
115	RAYMOND JAMES FINL INC	754730109	2,888	$463,784	0.11%
116	ISHARES TR	46435G409	12,078	$459,568	0.11%
117	VANGUARD WORLD FD	92204A884	2,278	$441,089	0.10%
118	META PLATFORMS INC	META	661	$436,319	0.10%
119	ISHARES TR	464287614	916	$433,543	0.10%
120	DELL TECHNOLOGIES INC	DELL	3,394	$427,237	0.10%
121	VANGUARD SCOTTSDALE FDS	92206C664	4,050	$403,056	0.09%
122	MICRON TECHNOLOGY INC	MU	1,376	$392,724	0.09%
123	ISHARES TR	464288273	4,808	$372,764	0.09%
124	M & T BK CORP	55261F104	1,771	$356,821	0.08%
125	DEERE & CO	DE	756	$351,971	0.08%
126	EXXON MOBIL CORP	XOM	2,851	$343,089	0.08%
127	DIMENSIONAL ETF TRUST	25434V609	5,658	$336,877	0.08%
128	MERCK & CO INC	MRK	3,146	$331,127	0.08%
129	ISHARES TR	46434V381	4,713	$328,685	0.08%
130	TRANE TECHNOLOGIES PLC	TT	840	$326,928	0.08%
131	CSX CORP	CSX	8,992	$325,960	0.07%
132	HALOZYME THERAPEUTICS INC	HALO	4,807	$323,511	0.07%
133	IMMUNITYBIO INC	IBRX	156,830	$310,523	0.07%
134	QUALCOMM INC	QCOM	1,788	$305,837	0.07%
135	BANK AMERICA CORP	060505104	5,544	$304,932	0.07%
136	YORK WTR CO	987184108	9,471	$301,541	0.07%
137	RTX CORPORATION	RTX	1,618	$296,741	0.07%
138	DEVON ENERGY CORP NEW	25179M103	7,937	$290,732	0.07%
139	MARTIN MARIETTA MATLS INC	573284106	465	$289,537	0.07%
140	ETFS GOLD TR	00326A104	6,847	$281,275	0.06%
141	SALESFORCE INC	CRM	1,052	$278,685	0.06%
142	ABBOTT LABS	ABLZF	2,172	$272,130	0.06%
143	SPDR SERIES TRUST	78464A763	1,948	$271,084	0.06%
144	VANGUARD WORLD FD	92204A801	1,295	$268,777	0.06%
145	SCHWAB STRATEGIC TR	808524201	9,890	$266,140	0.06%
146	L3HARRIS TECHNOLOGIES INC	LHX	900	$264,213	0.06%
147	LAM RESEARCH CORP	LRCX	1,538	$263,275	0.06%
148	PNC FINL SVCS GROUP INC	693475105	1,220	$254,574	0.06%
149	LOCKHEED MARTIN CORP	LMT	503	$243,286	0.06%
150	SCHWAB STRATEGIC TR	808524409	8,163	$241,706	0.06%
151	AMERICAN INTL GROUP INC	026874784	2,808	$240,224	0.06%
152	VANGUARD INTL EQUITY INDEX F	922042866	2,612	$236,125	0.05%
153	SCHWAB STRATEGIC TR	808524300	7,232	$235,908	0.05%
154	SELECT SECTOR SPDR TR	81369Y803	1,620	$233,231	0.05%
155	SELECT SECTOR SPDR TR	81369Y506	4,798	$214,519	0.05%
156	DOUGLAS ELLIMAN INC	DOUG	16,000	$37,920	0.01%