13F HOLDINGS REPORT

COLLECTIVE FAMILY OFFICE LLC

Quarter ended Q3 2025 · Filed October 6, 2025 · Accession 0001845066-25-000009

Total Value

$416.6M

Positions

160

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (160)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	J P MORGAN EXCHANGE TRADED F	46641Q647	626,165	$31.6M	7.59%
2	INVESCO EXCH TRD SLF IDX FD	IVZ	676,587	$15.8M	3.80%
3	DIMENSIONAL ETF TRUST	25434V302	442,614	$14.0M	3.35%
4	AMERICAN CENTY ETF TR	025072349	177,791	$12.8M	3.08%
5	AMERICAN CENTY ETF TR	025072877	122,127	$12.2M	2.92%
6	AMERICAN CENTY ETF TR	025072802	135,359	$12.1M	2.89%
7	VANGUARD INDEX FDS	922908744	62,975	$11.7M	2.82%
8	SCHWAB STRATEGIC TR	808524755	245,208	$10.5M	2.53%
9	SCHWAB STRATEGIC TR	808524763	329,897	$10.3M	2.47%
10	DIMENSIONAL ETF TRUST	25434V872	236,638	$10.1M	2.43%
11	ISHARES TR	464288687	316,556	$10.0M	2.40%
12	GLOBAL X FDS	37954Y657	500,480	$9.7M	2.33%
13	SCHWAB STRATEGIC TR	808524748	213,889	$9.5M	2.29%
14	VANGUARD INDEX FDS	922908363	14,328	$8.8M	2.11%
15	SPDR S&P 500 ETF TR	SPY	12,487	$8.3M	2.00%
16	AMERICAN CENTY ETF TR	025072604	110,198	$8.3M	1.99%
17	VANGUARD INDEX FDS	922908611	38,575	$8.1M	1.93%
18	DIMENSIONAL ETF TRUST	25434V773	244,836	$7.7M	1.86%
19	DIMENSIONAL ETF TRUST	25434V781	213,466	$7.6M	1.83%
20	VANGUARD WHITEHALL FDS	921946810	83,438	$7.5M	1.79%
21	SCHWAB STRATEGIC TR	808524771	278,792	$7.3M	1.76%
22	DIMENSIONAL ETF TRUST	25434V500	97,589	$6.7M	1.60%
23	DIMENSIONAL ETF TRUST	25434V815	207,057	$6.6M	1.58%
24	DIMENSIONAL ETF TRUST	25434V849	118,896	$5.7M	1.37%
25	AMERICAN CENTY ETF TR	025072364	74,767	$5.0M	1.21%
26	INVESCO EXCH TRD SLF IDX FD	IVZ	215,386	$4.9M	1.18%
27	ISHARES TR	464288877	70,922	$4.8M	1.15%
28	VANGUARD INDEX FDS	922908512	26,422	$4.6M	1.11%
29	PGIM ETF TR	69344A107	92,520	$4.6M	1.11%
30	AMERICAN CENTY ETF TR	025072356	103,319	$4.6M	1.10%
31	SPDR SERIES TRUST	78468R721	95,922	$4.4M	1.05%
32	ISHARES TR	46432F842	42,467	$3.7M	0.89%
33	VANGUARD TAX-MANAGED FDS	921943858	60,905	$3.6M	0.88%
34	DIMENSIONAL ETF TRUST	25434V666	101,243	$3.3M	0.80%
35	APPLE INC	AAPL	12,212	$3.1M	0.75%
36	TEXAS PACIFIC LAND CORPORATI	TPL	3,311	$3.1M	0.74%
37	MICROSOFT CORP	MSFT	5,664	$2.9M	0.70%
38	ISHARES TR	46432F834	34,399	$2.8M	0.68%
39	SCHWAB STRATEGIC TR	808524797	99,602	$2.7M	0.65%
40	ISHARES TR	46434V647	104,094	$2.7M	0.64%
41	SPDR SERIES TRUST	78464A300	29,968	$2.7M	0.64%
42	AMERICAN CENTY ETF TR	025072703	32,633	$2.6M	0.62%
43	VANGUARD WHITEHALL FDS	921946406	17,630	$2.5M	0.60%
44	SCHWAB STRATEGIC TR	808524680	76,801	$2.5M	0.60%
45	SCHWAB STRATEGIC TR	808524730	66,791	$2.4M	0.58%
46	VANGUARD SPECIALIZED FUNDS	921908844	11,104	$2.4M	0.58%
47	DIMENSIONAL ETF TRUST	25434V807	50,939	$2.3M	0.56%
48	ISHARES TR	464287200	3,509	$2.3M	0.56%
49	VANGUARD STAR FDS	921909768	31,937	$2.3M	0.56%
50	ALPHABET INC	GOOG	8,999	$2.2M	0.53%
51	VANGUARD MUN BD FDS	922907746	42,282	$2.1M	0.51%
52	NVIDIA CORPORATION	NVDA	10,427	$1.9M	0.47%
53	VANGUARD INDEX FDS	922908751	7,391	$1.9M	0.45%
54	ISHARES TR	464288653	17,876	$1.8M	0.44%
55	SCHWAB STRATEGIC TR	808524508	60,599	$1.8M	0.43%
56	BNY MELLON ETF TRUST	09661T107	13,755	$1.8M	0.42%
57	ISHARES TR	464288414	16,463	$1.8M	0.42%
58	AMERICAN CENTY ETF TR	025072885	15,492	$1.7M	0.40%
59	PGIM ETF TR	69344A834	32,186	$1.7M	0.40%
60	ISHARES TR	46429B663	12,969	$1.6M	0.38%
61	AMAZON COM INC	AMZN	7,120	$1.6M	0.38%
62	VANGUARD INDEX FDS	922908538	4,922	$1.4M	0.35%
63	SPDR SERIES TRUST	78464A839	17,315	$1.4M	0.35%
64	ISHARES TR	464287663	13,093	$1.3M	0.31%
65	ABBVIE INC	ABBV	5,556	$1.3M	0.31%
66	VANGUARD INTL EQUITY INDEX F	922042874	15,970	$1.3M	0.31%
67	DIMENSIONAL ETF TRUST	25434V708	32,293	$1.2M	0.30%
68	VANGUARD WHITEHALL FDS	921946794	14,535	$1.2M	0.30%
69	ISHARES TR	464287598	5,797	$1.2M	0.28%
70	INVESCO EXCHANGE TRADED FD T	IVZ	6,097	$1.2M	0.28%
71	ISHARES TR	464288448	31,517	$1.2M	0.28%
72	VANGUARD INDEX FDS	922908736	2,388	$1.1M	0.27%
73	SCHWAB STRATEGIC TR	808524607	40,576	$1.1M	0.27%
74	ISHARES TR	464287507	17,065	$1.1M	0.27%
75	BNY MELLON ETF TRUST	09661T602	25,113	$1.1M	0.26%
76	JPMORGAN CHASE & CO.	VYLD	3,307	$1.0M	0.25%
77	ISHARES TR	464287655	4,309	$1.0M	0.25%
78	J P MORGAN EXCHANGE TRADED F	46641Q654	18,770	$958,021	0.23%
79	VANGUARD WORLD FD	92204A603	3,230	$957,017	0.23%
80	VANGUARD INTL EQUITY INDEX F	922042858	17,544	$950,534	0.23%
81	MASTERCARD INCORPORATED	MA	1,667	$948,206	0.23%
82	ISHARES TR	464288885	8,255	$940,079	0.23%
83	VANGUARD INDEX FDS	922908629	3,130	$919,406	0.22%
84	VALERO ENERGY CORP	VLO	5,181	$882,117	0.21%
85	UNITED RENTALS INC	URI	866	$826,736	0.20%
86	ISHARES TR	464287465	8,236	$768,995	0.18%
87	EATON CORP PLC	ETN	2,041	$763,844	0.18%
88	CHEVRON CORP NEW	CVX	4,898	$760,538	0.18%
89	DIMENSIONAL ETF TRUST	25434V203	20,874	$758,767	0.18%
90	ELI LILLY & CO	LLY	978	$746,214	0.18%
91	SCHWAB STRATEGIC TR	808524888	16,352	$744,180	0.18%
92	ALPHABET INC	GOOG	2,985	$727,062	0.17%
93	ISHARES TR	464287671	4,381	$720,850	0.17%
94	HOME DEPOT INC	HD	1,777	$719,950	0.17%
95	SCHWAB STRATEGIC TR	808524722	21,621	$694,468	0.17%
96	VANGUARD INTL EQUITY INDEX F	922042775	9,510	$678,729	0.16%
97	GOLDMAN SACHS ETF TR	NVGLF	12,846	$670,947	0.16%
98	COSTCO WHSL CORP NEW	22160K105	723	$669,230	0.16%
99	BERKSHIRE HATHAWAY INC DEL	BRK-A	1,291	$649,037	0.16%
100	BROADCOM INC	AVGO	1,887	$622,540	0.15%
101	SCHWAB STRATEGIC TR	808524805	26,690	$621,343	0.15%
102	DIMENSIONAL ETF TRUST	25434V724	13,867	$619,716	0.15%
103	ISHARES TR	464287804	5,045	$599,497	0.14%
104	VANGUARD WORLD FD	92204A884	3,135	$588,534	0.14%
105	PROVIDENT FINL SVCS INC	74386T105	30,408	$586,266	0.14%
106	VISA INC	V	1,704	$581,712	0.14%
107	WALMART INC	WMT	5,516	$568,479	0.14%
108	ISHARES TR	46429B697	5,967	$567,700	0.14%
109	DIMENSIONAL ETF TRUST	25434V658	18,776	$512,773	0.12%
110	RAYMOND JAMES FINL INC	754730109	2,888	$498,469	0.12%
111	VANGUARD INDEX FDS	922908769	1,500	$492,253	0.12%
112	INVESCO QQQ TR	IVZ	794	$476,647	0.11%
113	VANGUARD WORLD FD	92204A702	625	$466,644	0.11%
114	ISHARES TR	464287234	8,669	$462,925	0.11%
115	JOHNSON & JOHNSON	JNJ	2,449	$454,094	0.11%
116	VANGUARD WORLD FD	92204A504	1,705	$442,618	0.11%
117	ISHARES TR	46435G409	12,078	$428,527	0.10%
118	DELL TECHNOLOGIES INC	DELL	2,924	$414,535	0.10%
119	INVESCO EXCH TRD SLF IDX FD	IVZ	17,975	$414,504	0.10%
120	META PLATFORMS INC	META	552	$405,378	0.10%
121	IMMUNITYBIO INC	IBRX	161,280	$396,749	0.10%
122	VANGUARD SCOTTSDALE FDS	92206C664	4,050	$396,171	0.10%
123	DEERE & CO	DE	810	$370,381	0.09%
124	ISHARES TR	464287614	790	$370,044	0.09%
125	ISHARES TR	464288273	4,821	$369,867	0.09%
126	TRANE TECHNOLOGIES PLC	TT	856	$361,198	0.09%
127	DIMENSIONAL ETF TRUST	25434V609	6,058	$352,636	0.08%
128	ISHARES TR	46434V381	4,713	$339,056	0.08%
129	SELECT SECTOR SPDR TR	81369Y803	1,200	$338,232	0.08%
130	CSX CORP	CSX	9,218	$327,331	0.08%
131	M & T BK CORP	55261F104	1,571	$310,461	0.07%
132	EXXON MOBIL CORP	XOM	2,752	$310,288	0.07%
133	MARTIN MARIETTA MATLS INC	573284106	488	$307,577	0.07%
134	ABBOTT LABS	ABLZF	2,253	$301,767	0.07%
135	VANGUARD WORLD FD	92204A801	1,441	$295,203	0.07%
136	QUALCOMM INC	QCOM	1,734	$288,468	0.07%
137	YORK WTR CO	987184108	9,470	$288,067	0.07%
138	BANK AMERICA CORP	060505104	5,377	$277,374	0.07%
139	PNC FINL SVCS GROUP INC	693475105	1,379	$277,014	0.07%
140	VANGUARD INTL EQUITY INDEX F	922042866	3,150	$276,696	0.07%
141	MERCK & CO INC	MRK	3,291	$276,237	0.07%
142	L3HARRIS TECHNOLOGIES INC	LHX	900	$274,869	0.07%
143	SPDR SERIES TRUST	78464A763	1,948	$272,817	0.07%
144	SCHWAB STRATEGIC TR	808524201	10,235	$269,590	0.06%
145	ETFS GOLD TR	00326A104	7,192	$264,738	0.06%
146	LOCKHEED MARTIN CORP	LMT	527	$263,084	0.06%
147	RTX CORPORATION	RTX	1,570	$262,708	0.06%
148	DEVON ENERGY CORP NEW	25179M103	7,301	$255,973	0.06%
149	PROCTER AND GAMBLE CO	742718109	1,580	$242,767	0.06%
150	AMERICAN INTL GROUP INC	026874784	3,036	$238,447	0.06%
151	SALESFORCE INC	CRM	1,003	$237,711	0.06%
152	SCHWAB STRATEGIC TR	808524409	8,163	$237,625	0.06%
153	MICRON TECHNOLOGY INC	MU	1,402	$234,583	0.06%
154	SCHWAB STRATEGIC TR	808524300	7,342	$234,283	0.06%
155	ISHARES TR	46436E718	2,298	$231,409	0.06%
156	SELECT SECTOR SPDR TR	81369Y506	2,524	$225,494	0.05%
157	INVESCO EXCHANGE TRADED FD T	IVZ	5,000	$222,900	0.05%
158	LAM RESEARCH CORP	LRCX	1,638	$219,328	0.05%
159	ISHARES TR	464287168	1,463	$207,892	0.05%
160	DOUGLAS ELLIMAN INC	DOUG	16,000	$45,760	0.01%