13F HOLDINGS REPORT

COLLECTIVE FAMILY OFFICE LLC

Quarter ended Q2 2025 · Filed July 3, 2025 · Accession 0001845066-25-000007

Total Value

$389.5M

Positions

158

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (158)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	J P MORGAN EXCHANGE TRADED F	46641Q647	572,480	$28.4M	7.30%
2	DIMENSIONAL ETF TRUST	25434V302	446,775	$12.9M	3.32%
3	AMERICAN CENTY ETF TR	025072349	175,944	$12.0M	3.08%
4	AMERICAN CENTY ETF TR	025072802	139,297	$11.0M	2.84%
5	VANGUARD INDEX FDS	922908744	62,058	$11.0M	2.82%
6	AMERICAN CENTY ETF TR	025072877	117,654	$10.7M	2.75%
7	SCHWAB STRATEGIC TR	808524755	253,445	$10.1M	2.60%
8	DIMENSIONAL ETF TRUST	25434V872	226,502	$9.6M	2.46%
9	SCHWAB STRATEGIC TR	808524763	325,070	$9.3M	2.39%
10	ISHARES TR	464288687	298,995	$9.2M	2.36%
11	GLOBAL X FDS	37954Y657	486,072	$9.2M	2.35%
12	SCHWAB STRATEGIC TR	808524748	215,654	$9.1M	2.33%
13	VANGUARD INDEX FDS	922908363	14,536	$8.3M	2.12%
14	SPDR S&P 500 ETF TR	SPY	13,138	$8.1M	2.08%
15	AMERICAN CENTY ETF TR	025072604	116,799	$8.0M	2.06%
16	INVESCO EXCH TRD SLF IDX FD	IVZ	345,052	$8.0M	2.04%
17	INVESCO EXCH TRD SLF IDX FD	IVZ	329,478	$7.7M	1.97%
18	VANGUARD INDEX FDS	922908611	38,475	$7.5M	1.93%
19	DIMENSIONAL ETF TRUST	25434V773	249,247	$7.4M	1.91%
20	VANGUARD WHITEHALL FDS	921946810	80,586	$7.3M	1.86%
21	DIMENSIONAL ETF TRUST	25434V781	218,808	$7.2M	1.85%
22	SCHWAB STRATEGIC TR	808524771	273,214	$6.7M	1.72%
23	DIMENSIONAL ETF TRUST	25434V849	139,105	$6.6M	1.69%
24	DIMENSIONAL ETF TRUST	25434V500	97,661	$6.2M	1.60%
25	DIMENSIONAL ETF TRUST	25434V815	205,044	$6.0M	1.55%
26	AMERICAN CENTY ETF TR	025072364	74,641	$4.6M	1.19%
27	INVESCO EXCH TRD SLF IDX FD	IVZ	202,448	$4.6M	1.18%
28	ISHARES TR	464288877	70,922	$4.5M	1.16%
29	AMERICAN CENTY ETF TR	025072356	101,653	$4.5M	1.15%
30	VANGUARD INDEX FDS	922908512	25,908	$4.3M	1.09%
31	PGIM ETF TR	69344A107	85,205	$4.2M	1.09%
32	SPDR SERIES TRUST	78468R721	86,551	$3.9M	0.99%
33	TEXAS PACIFIC LAND CORPORATI	TPL	3,377	$3.6M	0.92%
34	ISHARES TR	46432F842	42,467	$3.5M	0.91%
35	VANGUARD TAX-MANAGED FDS	921943858	60,326	$3.4M	0.88%
36	DIMENSIONAL ETF TRUST	25434V666	96,523	$3.0M	0.77%
37	MICROSOFT CORP	MSFT	5,773	$2.9M	0.74%
38	ISHARES TR	46432F834	34,399	$2.7M	0.68%
39	APPLE INC	AAPL	12,606	$2.6M	0.66%
40	ISHARES TR	46434V647	103,198	$2.5M	0.65%
41	SCHWAB STRATEGIC TR	808524797	95,852	$2.5M	0.65%
42	SCHWAB STRATEGIC TR	808524680	76,129	$2.4M	0.62%
43	AMERICAN CENTY ETF TR	025072703	32,633	$2.4M	0.62%
44	SPDR SERIES TRUST	78464A300	29,968	$2.4M	0.61%
45	VANGUARD WHITEHALL FDS	921946406	17,352	$2.3M	0.59%
46	VANGUARD MUN BD FDS	922907746	46,240	$2.3M	0.58%
47	SCHWAB STRATEGIC TR	808524730	68,516	$2.3M	0.58%
48	VANGUARD SPECIALIZED FUNDS	921908844	10,673	$2.2M	0.56%
49	ISHARES TR	464287200	3,509	$2.2M	0.56%
50	DIMENSIONAL ETF TRUST	25434V807	50,565	$2.2M	0.56%
51	VANGUARD STAR FDS	921909768	29,585	$2.0M	0.52%
52	VANGUARD INDEX FDS	922908751	7,405	$1.8M	0.45%
53	SCHWAB STRATEGIC TR	808524508	60,846	$1.7M	0.44%
54	ISHARES TR	464288653	16,780	$1.7M	0.44%
55	ISHARES TR	464288414	16,020	$1.7M	0.43%
56	NVIDIA CORPORATION	NVDA	10,542	$1.7M	0.43%
57	ALPHABET INC	GOOG	9,372	$1.7M	0.42%
58	AMERICAN CENTY ETF TR	025072885	15,760	$1.6M	0.41%
59	AMAZON COM INC	AMZN	7,210	$1.6M	0.41%
60	ISHARES TR	46429B663	13,199	$1.5M	0.40%
61	SPDR SERIES TRUST	78464A839	18,315	$1.5M	0.37%
62	BNY MELLON ETF TRUST	09661T107	11,657	$1.4M	0.35%
63	PGIM ETF TR	69344A834	25,728	$1.3M	0.34%
64	VANGUARD INDEX FDS	922908538	4,614	$1.3M	0.34%
65	ISHARES TR	464287663	13,093	$1.2M	0.32%
66	VANGUARD INTL EQUITY INDEX F	922042874	15,968	$1.2M	0.32%
67	VANGUARD WHITEHALL FDS	921946794	14,515	$1.2M	0.30%
68	DIMENSIONAL ETF TRUST	25434V708	32,293	$1.2M	0.30%
69	ISHARES TR	464287598	5,797	$1.1M	0.29%
70	ISHARES TR	464287507	17,649	$1.1M	0.28%
71	INVESCO EXCHANGE TRADED FD T	IVZ	6,012	$1.1M	0.28%
72	ISHARES TR	464288448	31,627	$1.1M	0.28%
73	VANGUARD INDEX FDS	922908736	2,388	$1.0M	0.27%
74	ABBVIE INC	ABBV	5,594	$1.0M	0.27%
75	SCHWAB STRATEGIC TR	808524607	40,824	$1.0M	0.27%
76	MASTERCARD INCORPORATED	MA	1,779	$999,691	0.26%
77	JPMORGAN CHASE & CO.	VYLD	3,431	$994,681	0.26%
78	VANGUARD WORLD FD	92204A603	3,505	$981,645	0.25%
79	ISHARES TR	464287655	4,309	$929,813	0.24%
80	ISHARES TR	464288885	8,255	$924,560	0.24%
81	VANGUARD INDEX FDS	922908629	3,289	$920,361	0.24%
82	VANGUARD INTL EQUITY INDEX F	922042858	17,544	$867,726	0.22%
83	ELI LILLY & CO	LLY	1,059	$825,522	0.21%
84	EATON CORP PLC	ETN	2,242	$800,372	0.21%
85	ISHARES TR	464287465	8,236	$736,216	0.19%
86	BERKSHIRE HATHAWAY INC DEL	BRK-A	1,505	$731,084	0.19%
87	COSTCO WHSL CORP NEW	22160K105	736	$728,596	0.19%
88	BNY MELLON ETF TRUST	09661T602	17,183	$724,779	0.19%
89	DIMENSIONAL ETF TRUST	25434V203	20,824	$719,873	0.18%
90	VALERO ENERGY CORP	VLO	5,296	$711,888	0.18%
91	CHEVRON CORP NEW	CVX	4,926	$705,362	0.18%
92	ISHARES TR	464287671	4,599	$691,690	0.18%
93	HOME DEPOT INC	HD	1,873	$686,621	0.18%
94	SCHWAB STRATEGIC TR	808524722	22,650	$675,436	0.17%
95	UNITED RENTALS INC	URI	882	$664,499	0.17%
96	GOLDMAN SACHS ETF TR	NVGLF	12,871	$641,233	0.16%
97	VISA INC	V	1,782	$632,699	0.16%
98	SCHWAB STRATEGIC TR	808524888	14,678	$625,136	0.16%
99	VANGUARD INTL EQUITY INDEX F	922042775	9,215	$619,432	0.16%
100	SCHWAB STRATEGIC TR	808524805	26,690	$589,849	0.15%
101	DIMENSIONAL ETF TRUST	25434V724	13,867	$586,297	0.15%
102	ALPHABET INC	GOOG	3,266	$579,397	0.15%
103	ISHARES TR	46429B697	5,967	$560,122	0.14%
104	J P MORGAN EXCHANGE TRADED F	46641Q654	10,800	$549,936	0.14%
105	WALMART INC	WMT	5,553	$542,972	0.14%
106	VANGUARD WORLD FD	92204A884	3,135	$536,179	0.14%
107	PROVIDENT FINL SVCS INC	74386T105	30,408	$533,052	0.14%
108	BROADCOM INC	AVGO	1,910	$526,492	0.14%
109	DIMENSIONAL ETF TRUST	25434V658	18,551	$497,733	0.13%
110	VANGUARD INDEX FDS	922908769	1,500	$455,893	0.12%
111	INVESCO QQQ TR	IVZ	815	$449,544	0.12%
112	RAYMOND JAMES FINL INC	754730109	2,888	$442,933	0.11%
113	DEERE & CO	DE	854	$434,250	0.11%
114	ISHARES TR	464287614	1,018	$432,222	0.11%
115	VANGUARD WORLD FD	92204A504	1,705	$423,420	0.11%
116	ISHARES TR	464287234	8,669	$418,193	0.11%
117	VANGUARD WORLD FD	92204A702	629	$417,203	0.11%
118	META PLATFORMS INC	META	560	$413,330	0.11%
119	ISHARES TR	46435G409	12,078	$397,245	0.10%
120	SELECT SECTOR SPDR TR	81369Y803	1,555	$393,773	0.10%
121	TRANE TECHNOLOGIES PLC	TT	897	$392,357	0.10%
122	JOHNSON & JOHNSON	JNJ	2,512	$383,708	0.10%
123	DELL TECHNOLOGIES INC	DELL	3,081	$377,731	0.10%
124	IMMUNITYBIO INC	IBRX	142,380	$375,883	0.10%
125	VANGUARD SCOTTSDALE FDS	92206C664	4,050	$353,241	0.09%
126	ISHARES TR	464288273	4,852	$352,643	0.09%
127	ISHARES TR	464287804	3,144	$343,608	0.09%
128	YORK WTR CO	987184108	10,495	$331,637	0.09%
129	CSX CORP	CSX	10,055	$328,095	0.08%
130	DIMENSIONAL ETF TRUST	25434V609	6,058	$326,890	0.08%
131	ABBOTT LABS	ABLZF	2,355	$320,304	0.08%
132	ISHARES TR	46434V381	4,713	$307,523	0.08%
133	M & T BK CORP	55261F104	1,571	$304,758	0.08%
134	VANGUARD WORLD FD	92204A801	1,531	$298,285	0.08%
135	MARTIN MARIETTA MATLS INC	573284106	541	$296,987	0.08%
136	EXXON MOBIL CORP	XOM	2,700	$291,060	0.07%
137	MERCK & CO INC	MRK	3,618	$286,379	0.07%
138	SALESFORCE INC	CRM	1,044	$284,688	0.07%
139	AMERICAN INTL GROUP INC	026874784	3,301	$282,533	0.07%
140	QUALCOMM INC	QCOM	1,759	$280,138	0.07%
141	INVESCO EXCHANGE TRADED FD T	IVZ	6,650	$271,187	0.07%
142	VANGUARD INTL EQUITY INDEX F	922042866	3,250	$267,085	0.07%
143	PROCTER AND GAMBLE CO	742718109	1,674	$266,702	0.07%
144	SPDR SERIES TRUST	78464A763	1,948	$264,402	0.07%
145	PNC FINL SVCS GROUP INC	693475105	1,401	$261,132	0.07%
146	SCHWAB STRATEGIC TR	808524201	10,660	$260,530	0.07%
147	BANK AMERICA CORP	060505104	5,493	$259,917	0.07%
148	L3HARRIS TECHNOLOGIES INC	LHX	973	$244,067	0.06%
149	LOCKHEED MARTIN CORP	LMT	504	$233,423	0.06%
150	BOSTON SCIENTIFIC CORP	BSX	2,148	$230,717	0.06%
151	ETFS GOLD TR	00326A104	7,277	$229,517	0.06%
152	AIR PRODS & CHEMS INC	AIIR	787	$221,981	0.06%
153	RTX CORPORATION	RTX	1,493	$218,008	0.06%
154	SCHWAB STRATEGIC TR	808524409	7,813	$216,186	0.06%
155	CATERPILLAR INC	CAT	555	$215,457	0.06%
156	SCHWAB STRATEGIC TR	808524300	7,342	$214,460	0.06%
157	SELECT SECTOR SPDR TR	81369Y506	2,410	$204,392	0.05%
158	IMMUNITYBIO INC	IBRX	10,000	$7,500	0.00%