13F HOLDINGS REPORT

Montis Financial, LLC

Quarter ended Q3 2025 · Filed October 28, 2025 · Accession 0001844314-25-000008

Total Value

$433.6M

Positions

153

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (153)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	VANGUARD TAX-MANAGED FDS	921943858	531,711	$31.9M	7.35%
2	FIRST TR EXCH TRADED FD III	33739P855	1,568,581	$30.3M	7.00%
3	ISHARES TR	46432F842	346,273	$30.2M	6.97%
4	VANGUARD SCOTTSDALE FDS	92206C409	359,580	$28.7M	6.63%
5	VANGUARD WHITEHALL FDS	921946406	173,004	$24.4M	5.62%
6	INVESCO EXCHANGE TRADED FD T	IVZ	127,737	$24.2M	5.59%
7	APPLE INC	AAPL	77,919	$19.8M	4.58%
8	SCHWAB STRATEGIC TR	808524797	503,106	$13.7M	3.17%
9	ISHARES TR	464287200	16,602	$11.1M	2.56%
10	SPDR S&P 500 ETF TR	SPY	15,096	$10.1M	2.32%
11	J P MORGAN EXCHANGE TRADED F	46641Q332	145,635	$8.3M	1.92%
12	BERKSHIRE HATHAWAY INC DEL	BRK-A	16,326	$8.2M	1.89%
13	ISHARES TR	464287507	124,753	$8.1M	1.88%
14	VANGUARD SPECIALIZED FUNDS	921908844	34,914	$7.5M	1.74%
15	DIMENSIONAL ETF TRUST	25434V708	173,851	$6.7M	1.55%
16	VANGUARD INDEX FDS	922908769	20,244	$6.6M	1.53%
17	BERKSHIRE HATHAWAY INC DEL	BRK-A	8	$6.0M	1.39%
18	LEGG MASON ETF INVT	52468L505	166,022	$5.8M	1.33%
19	SPDR GOLD TR	GLD	16,090	$5.7M	1.32%
20	ISHARES TR	464288687	179,978	$5.7M	1.31%
21	SCHWAB STRATEGIC TR	808524201	215,796	$5.7M	1.31%
22	SPDR INDEX SHS FDS	78463X889	128,102	$5.5M	1.26%
23	MICROSOFT CORP	MSFT	9,764	$5.1M	1.17%
24	VANECK ETF TRUST	92189F486	187,974	$4.8M	1.11%
25	ALPHABET INC	GOOG	14,882	$3.6M	0.84%
26	HARTFORD FDS EXCHANGE TRADED	41653L503	82,869	$3.2M	0.74%
27	ISHARES TR	464287465	33,651	$3.1M	0.72%
28	ISHARES TR	46435G516	31,429	$2.9M	0.67%
29	VANECK ETF TRUST	92189F106	37,628	$2.9M	0.66%
30	ALPHABET INC	GOOG	11,632	$2.8M	0.65%
31	ISHARES TR	464287804	23,268	$2.8M	0.64%
32	ISHARES TR	464287598	13,576	$2.8M	0.64%
33	SPROTT ASSET MANAGEMENT LP	SII	87,551	$2.6M	0.60%
34	ISHARES TR	464287721	13,130	$2.6M	0.59%
35	SPDR SERIES TRUST	78468R663	27,475	$2.5M	0.58%
36	INVESCO EXCH TRD SLF IDX FD	IVZ	108,437	$2.5M	0.58%
37	ISHARES TR	464287614	5,025	$2.4M	0.54%
38	SCHWAB STRATEGIC TR	808524300	73,452	$2.3M	0.54%
39	FIRST TR EXCHANGE TRADED FD	33737A108	14,005	$2.1M	0.49%
40	VANGUARD INDEX FDS	922908629	7,157	$2.1M	0.48%
41	ISHARES TR	464287291	19,605	$2.0M	0.47%
42	JPMORGAN CHASE & CO.	VYLD	6,108	$1.9M	0.44%
43	ISHARES GOLD TR	IAU	24,378	$1.8M	0.41%
44	CATERPILLAR INC	CAT	3,668	$1.8M	0.40%
45	VANGUARD INTL EQUITY INDEX F	922042742	12,600	$1.7M	0.40%
46	ISHARES TR	46434V456	36,358	$1.6M	0.37%
47	ISHARES TR	464287572	12,770	$1.5M	0.35%
48	ISHARES TR	464287515	13,175	$1.5M	0.35%
49	AMAZON COM INC	AMZN	6,698	$1.5M	0.34%
50	FIRST TR EXCH TRADED FD III	33739P103	20,051	$1.4M	0.32%
51	PIMCO ETF TR	72201R833	12,569	$1.3M	0.29%
52	INVESCO QQQ TR	IVZ	2,059	$1.2M	0.28%
53	INVESCO EXCH TRD SLF IDX FD	IVZ	52,429	$1.2M	0.28%
54	DEERE & CO	DE	2,595	$1.2M	0.27%
55	ISHARES TR	46434V100	22,379	$1.1M	0.26%
56	FIRST TR EXCHANGE TRADED FD	33734X135	18,590	$1.1M	0.25%
57	VANGUARD WORLD FD	92204A702	1,474	$1.1M	0.25%
58	DIMENSIONAL ETF TRUST	25434V880	34,904	$1.1M	0.25%
59	ISHARES TR	46434V266	26,410	$1.1M	0.25%
60	INTERNATIONAL BUSINESS MACHS	INTR	3,846	$1.1M	0.25%
61	BROADCOM INC	AVGO	3,175	$1.0M	0.24%
62	SPROTT ASSET MANAGEMENT LP	SII	28,310	$1.0M	0.24%
63	VANGUARD SCOTTSDALE FDS	92206C771	21,399	$1.0M	0.23%
64	META PLATFORMS INC	META	1,324	$971,989	0.22%
65	RTX CORPORATION	RTX	5,654	$946,167	0.22%
66	ORACLE CORP	ORCL-PD	3,338	$938,779	0.22%
67	DIMENSIONAL ETF TRUST	25434V203	25,262	$918,264	0.21%
68	FIDELITY COVINGTON TRUST	316092782	13,006	$895,744	0.21%
69	DIMENSIONAL ETF TRUST	25434V302	28,041	$884,143	0.20%
70	VERTEX PHARMACEUTICALS INC	VRTX	2,199	$861,216	0.20%
71	ISHARES TR	464287499	8,859	$855,299	0.20%
72	SELECT SECTOR SPDR TR	81369Y209	6,088	$847,321	0.20%
73	VANGUARD INDEX FDS	922908736	1,695	$812,939	0.19%
74	JOHNSON & JOHNSON	JNJ	4,339	$804,594	0.19%
75	NETFLIX INC	NFLX	657	$787,690	0.18%
76	ISHARES TR	46434V621	11,472	$780,996	0.18%
77	ABBVIE INC	ABBV	3,289	$761,592	0.18%
78	ISHARES TR	46436E528	32,517	$760,563	0.18%
79	ISHARES TR	464288166	6,707	$740,222	0.17%
80	MASTERCARD INCORPORATED	MA	1,281	$728,646	0.17%
81	PROSHARES TR	74348A467	7,015	$722,987	0.17%
82	STRYKER CORPORATION	SYK	1,933	$714,568	0.16%
83	PROCTER AND GAMBLE CO	742718109	4,626	$710,791	0.16%
84	ISHARES TR	464288810	11,770	$707,147	0.16%
85	ISHARES TR	464287168	4,898	$696,030	0.16%
86	ISHARES SILVER TR	SLV	16,209	$686,775	0.16%
87	DIMENSIONAL ETF TRUST	25434V716	15,786	$670,472	0.15%
88	VANGUARD WORLD FD	92204A603	2,182	$646,505	0.15%
89	VANECK ETF TRUST	92189F676	1,979	$646,024	0.15%
90	WALMART INC	WMT	6,224	$641,464	0.15%
91	VANGUARD MALVERN FDS	922020805	12,644	$640,186	0.15%
92	ONESTREAM INC	OS	34,188	$630,085	0.15%
93	DIMENSIONAL ETF TRUST	25434V401	8,697	$630,030	0.15%
94	FERRARI N V	RACE	1,288	$624,963	0.14%
95	VANGUARD INDEX FDS	922908751	2,445	$621,715	0.14%
96	FIDELITY COVINGTON TRUST	316092501	8,128	$620,491	0.14%
97	BANK AMERICA CORP	060505104	10,769	$555,595	0.13%
98	UNION PAC CORP	UNP	2,294	$542,233	0.13%
99	VANGUARD INDEX FDS	922908611	2,581	$538,609	0.12%
100	PEPSICO INC	PEP	3,685	$517,545	0.12%
101	NUSHARES ETF TR	NU	5,198	$516,956	0.12%
102	ISHARES TR	464288877	7,621	$516,935	0.12%
103	SPDR S&P MIDCAP 400 ETF TR	MDY	850	$506,491	0.12%
104	ISHARES TR	464287606	5,227	$501,186	0.12%
105	SPDR SERIES TRUST	78468R853	10,684	$494,892	0.11%
106	NVIDIA CORPORATION	NVDA	2,637	$492,056	0.11%
107	VISA INC	V	1,422	$485,421	0.11%
108	HOME DEPOT INC	HD	1,177	$476,897	0.11%
109	VANGUARD WELLINGTON FD	921935870	4,456	$454,178	0.10%
110	PALANTIR TECHNOLOGIES INC	PLTR	2,445	$446,017	0.10%
111	SELECT SECTOR SPDR TR	81369Y803	1,559	$439,470	0.10%
112	ISHARES TR	46435G839	11,270	$423,991	0.10%
113	GE AEROSPACE	369604301	1,388	$417,587	0.10%
114	TESLA INC	TSLA	930	$413,590	0.10%
115	VANGUARD INDEX FDS	922908744	2,160	$402,818	0.09%
116	MCDONALDS CORP	MCD	1,283	$390,029	0.09%
117	WISDOMTREE TR	WT	8,098	$373,166	0.09%
118	CHEVRON CORP NEW	CVX	2,400	$372,678	0.09%
119	THERMO FISHER SCIENTIFIC INC	TMO	765	$371,040	0.09%
120	TJX COS INC NEW	872540109	2,478	$358,236	0.08%
121	CABOT CORP	CBT	4,709	$358,119	0.08%
122	SPROTT ETF TRUST	SII	5,500	$341,000	0.08%
123	VANGUARD WORLD FD	92204A884	1,812	$340,167	0.08%
124	EXXON MOBIL CORP	XOM	2,936	$330,983	0.08%
125	EDWARDS LIFESCIENCES CORP	EW	4,253	$330,756	0.08%
126	DIMENSIONAL ETF TRUST	25434V104	7,196	$329,289	0.08%
127	PROSHARES TR	74347B680	3,770	$321,710	0.07%
128	DIMENSIONAL ETF TRUST	25434V500	4,564	$312,426	0.07%
129	IDEXX LABS INC	45168D104	449	$286,862	0.07%
130	INVESCO EXCH TRADED FD TR II	IVZ	5,897	$284,845	0.07%
131	MORGAN STANLEY ETF TRUST	MS-PQ	5,616	$283,240	0.07%
132	DANAHER CORPORATION	235851102	1,423	$282,057	0.07%
133	UNITED PARCEL SERVICE INC	UPS	3,296	$275,286	0.06%
134	VANGUARD INDEX FDS	922908363	447	$273,970	0.06%
135	CANADIAN PACIFIC KANSAS CITY	CP	3,676	$273,825	0.06%
136	3M CO	MMM	1,743	$270,479	0.06%
137	WISDOMTREE TR	WT	3,162	$251,380	0.06%
138	ISHARES TR	46435GAA0	10,280	$249,807	0.06%
139	ISHARES TR	46434VBD1	9,873	$248,702	0.06%
140	ADOBE INC	ADBE	700	$246,925	0.06%
141	SPDR SERIES TRUST	78468R812	1,409	$241,221	0.06%
142	VANGUARD STAR FDS	921909768	3,247	$238,525	0.06%
143	LINDE PLC	LIN	500	$237,500	0.05%
144	CARRIER GLOBAL CORPORATION	CARR	3,946	$235,606	0.05%
145	CISCO SYS INC	CSCO	3,400	$232,624	0.05%
146	COSTCO WHSL CORP NEW	22160K105	251	$231,905	0.05%
147	ISHARES TR	46435UAA9	9,497	$231,146	0.05%
148	INVESCO EXCHANGE TRADED FD T	IVZ	3,086	$222,499	0.05%
149	THE CIGNA GROUP	125523100	747	$215,323	0.05%
150	ELI LILLY & CO	LLY	276	$210,588	0.05%
151	ISHARES TR	464288802	1,551	$210,332	0.05%
152	ISHARES TR	464288273	2,672	$204,971	0.05%
153	ISHARES TR	464287549	1,621	$204,113	0.05%