13F HOLDINGS REPORT

Prosperity Planning, Inc.

Quarter ended Q4 2025 · Filed January 14, 2026 · Accession 0001843292-26-000001

Total Value

$382.3M

Positions

108

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (108)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	ISHARES TR	46432F859	965,641	$47.1M	12.31%
2	ISHARES TR	464287465	241,365	$23.2M	6.06%
3	VANGUARD INDEX FDS	922908736	46,671	$22.8M	5.96%
4	AMERICAN CENTY ETF TR	025072802	178,871	$16.8M	4.40%
5	DIMENSIONAL ETF TRUST	25434V880	512,453	$16.8M	4.39%
6	VANGUARD MALVERN FDS	922020805	336,401	$16.6M	4.35%
7	ISHARES TR	464288646	275,185	$14.6M	3.81%
8	ISHARES TR	46429B333	286,406	$12.8M	3.34%
9	ISHARES TR	464287408	54,206	$11.5M	3.01%
10	AMERICAN CENTY ETF TR	025072604	137,998	$10.6M	2.78%
11	AMERICAN CENTY ETF TR	025072158	130,763	$10.3M	2.69%
12	AMERICAN CENTY ETF TR	025072133	132,687	$9.4M	2.47%
13	VANGUARD INDEX FDS	922908538	32,398	$9.0M	2.37%
14	VANGUARD INDEX FDS	922908611	42,330	$9.0M	2.34%
15	VANGUARD INDEX FDS	922908512	48,384	$8.6M	2.24%
16	AMERICAN CENTY ETF TR	025072877	74,696	$7.6M	1.99%
17	AMERICAN CENTY ETF TR	025072349	81,591	$6.2M	1.62%
18	AMERICAN CENTY ETF TR	025072885	51,580	$5.8M	1.51%
19	VANGUARD INDEX FDS	922908595	18,515	$5.6M	1.46%
20	VANGUARD BD INDEX FDS	921937827	69,941	$5.5M	1.44%
21	ISHARES TR	46435G409	132,594	$5.0M	1.32%
22	CBRE GROUP INC	CBRE	31,199	$5.0M	1.31%
23	ISHARES TR	464288521	75,117	$4.3M	1.12%
24	SPDR S&P 500 ETF TR	SPY	6,004	$4.1M	1.07%
25	ISHARES TR	464288158	37,539	$4.0M	1.05%
26	AMERICAN CENTY ETF TR	025072364	56,084	$4.0M	1.04%
27	VANGUARD INDEX FDS	922908744	18,594	$3.6M	0.93%
28	ISHARES TR	464287630	18,735	$3.4M	0.89%
29	ISHARES TR	464287705	23,837	$3.1M	0.82%
30	DIMENSIONAL ETF TRUST	25434V708	74,557	$3.0M	0.77%
31	ISHARES TR	464287226	29,472	$2.9M	0.77%
32	APPLE INC	AAPL	10,334	$2.8M	0.73%
33	ISHARES TR	46436E718	27,617	$2.8M	0.73%
34	ISHARES TR	464288414	23,445	$2.5M	0.66%
35	VANGUARD BD INDEX FDS	921937835	33,806	$2.5M	0.65%
36	ISHARES TR	464287309	20,263	$2.5M	0.65%
37	ISHARES TR	464288273	31,408	$2.4M	0.64%
38	ISHARES TR	46435G672	44,525	$2.2M	0.58%
39	AMERICAN CENTY ETF TR	025072703	26,692	$2.2M	0.57%
40	VANGUARD INTL EQUITY INDEX F	922042676	47,118	$2.2M	0.56%
41	BERKSHIRE HATHAWAY INC DEL	BRK-A	4,056	$2.0M	0.53%
42	ISHARES TR	464287150	13,037	$1.9M	0.51%
43	ISHARES TR	464287598	8,597	$1.8M	0.47%
44	ISHARES TR	464287234	32,760	$1.8M	0.47%
45	ISHARES TR	464287176	15,695	$1.7M	0.45%
46	ISHARES TR	46429B747	15,680	$1.6M	0.42%
47	DIMENSIONAL ETF TRUST	25434V781	41,856	$1.6M	0.42%
48	VANGUARD TAX-MANAGED FDS	921943858	23,740	$1.5M	0.39%
49	VANGUARD MUN BD FDS	922907746	27,498	$1.4M	0.36%
50	REALTY INCOME CORP	O	24,266	$1.4M	0.36%
51	VANGUARD SCOTTSDALE FDS	92206C771	25,802	$1.2M	0.32%
52	DIMENSIONAL ETF TRUST	25434V807	22,396	$1.1M	0.29%
53	SPDR SERIES TRUST	78468R739	22,284	$1.1M	0.28%
54	ISHARES TR	46435GAA0	43,305	$1.0M	0.27%
55	SPDR SERIES TRUST	78464A409	9,720	$1.0M	0.27%
56	ISHARES TR	464287614	2,187	$1.0M	0.27%
57	VANGUARD INDEX FDS	922908769	3,035	$1.0M	0.27%
58	ISHARES TR	464287648	3,146	$1.0M	0.27%
59	SPDR S&P MIDCAP 400 ETF TR	MDY	1,497	$903,110	0.24%
60	ISHARES TR	464287689	2,280	$882,018	0.23%
61	ISHARES TR	464287473	6,113	$862,239	0.23%
62	VANGUARD SCOTTSDALE FDS	92206C409	10,663	$850,161	0.22%
63	ISHARES TR	46435U515	33,265	$846,771	0.22%
64	VANGUARD INTL EQUITY INDEX F	922042858	15,102	$811,896	0.21%
65	VANGUARD SCOTTSDALE FDS	92206C870	8,915	$746,621	0.20%
66	FIDELITY WISE ORIGIN BITCOIN	FBTC	9,300	$708,934	0.19%
67	ISHARES TR	464287606	6,944	$672,735	0.18%
68	ISHARES TR	464287200	908	$621,926	0.16%
69	ISHARES TR	46435UAA9	25,367	$615,919	0.16%
70	ISHARES U S ETF TR	46431W853	24,513	$610,238	0.16%
71	TYLER TECHNOLOGIES INC	TYL	1,334	$605,569	0.16%
72	VANGUARD STAR FDS	921909768	7,797	$588,171	0.15%
73	ISHARES TR	464287507	8,819	$582,040	0.15%
74	VANGUARD INTL EQUITY INDEX F	922042718	3,466	$496,851	0.13%
75	ISHARES TR	464288877	6,820	$487,016	0.13%
76	ISHARES TR	46436E205	20,748	$485,603	0.13%
77	ISHARES TR	46434V613	10,247	$476,895	0.12%
78	ELI LILLY & CO	LLY	442	$475,009	0.12%
79	IDEXX LABS INC	45168D104	700	$473,571	0.12%
80	DIMENSIONAL ETF TRUST	25434V302	13,940	$454,026	0.12%
81	ISHARES TR	46436E726	20,516	$452,798	0.12%
82	ISHARES TR	46436E833	18,462	$412,895	0.11%
83	VANGUARD INDEX FDS	922908637	1,254	$394,759	0.10%
84	SPDR DOW JONES INDL AVERAGE	78467X109	794	$381,645	0.10%
85	VANGUARD INTL EQUITY INDEX F	922042742	2,684	$378,605	0.10%
86	NEWELL BRANDS INC	NWL	99,352	$369,589	0.10%
87	ISHARES TR	464287655	1,425	$350,870	0.09%
88	ISHARES TR	464288489	14,857	$343,048	0.09%
89	ISHARES TR	46436E825	15,578	$341,862	0.09%
90	VANGUARD INDEX FDS	922908629	1,163	$337,526	0.09%
91	ISHARES TR	464287887	2,319	$327,350	0.09%
92	ISHARES INC	46434G103	4,836	$325,070	0.09%
93	ISHARES TR	464287481	2,361	$323,350	0.08%
94	ISHARES TR	46429B598	5,858	$316,625	0.08%
95	BLACKROCK ETF TRUST	BLK	5,119	$311,286	0.08%
96	ISHARES TR	46436E593	15,517	$307,939	0.08%
97	VANGUARD INDEX FDS	922908553	3,304	$292,371	0.08%
98	ISHARES TR	46436E841	12,434	$279,385	0.07%
99	ISHARES TR	46436E858	12,182	$278,653	0.07%
100	VANGUARD WHITEHALL FDS	921946406	1,863	$267,318	0.07%
101	ISHARES TR	46432F339	1,330	$264,165	0.07%
102	LOWES COS INC	548661107	986	$237,784	0.06%
103	ISHARES TR	46436E239	4,421	$233,960	0.06%
104	FIDELITY COVINGTON TRUST	316092717	6,428	$220,030	0.06%
105	ISHARES TR	464287101	625	$214,356	0.06%
106	ISHARES TR	46436E569	3,886	$204,792	0.05%
107	SPDR SERIES TRUST	78464A656	7,826	$203,085	0.05%
108	ISHARES TR	46432F842	2,249	$201,236	0.05%