13F HOLDINGS REPORT
eCIO, Inc.
Quarter ended Q4 2025 · Filed January 20, 2026 · Accession 0001830823-26-000001
Total Value
$214.7M
Positions
192
Other Managers
0
Confidential Omitted
No
Holdings (192)
| # | Issuer | Ticker / CUSIP | Shares | Value | % of Filing |
|---|---|---|---|---|---|
| 1 | iShares Core U.S. Aggregate Bond ETF | 464287226 | 342,999 | $34.3M | 15.95% |
| 2 | Schwab U.S. Dividend Equity ETF | 808524797 | 1,088,202 | $29.8M | 13.90% |
| 3 | Schwab International Equity ETF | 808524805 | 804,318 | $19.3M | 9.00% |
| 4 | Vanguard Short-Term Bond Index Fund ETF Shares | 921937827 | 193,008 | $15.2M | 7.08% |
| 5 | Schwab U.S. Mid-Cap Index Fund | 80850L726 | 866,702 | $12.5M | 5.81% |
| 6 | Vanguard Mortgage-Backed Securities Index Fund ETF Shares | 92206C771 | 252,033 | $11.9M | 5.53% |
| 7 | iShares Core S&P Small-Cap ETF | 464287804 | 92,618 | $11.1M | 5.18% |
| 8 | iShares MSCI USA ESG Select ETF | 464288802 | 66,030 | $9.2M | 4.28% |
| 9 | JANUS HENDERSON AAA CLO ETF | 47103U845 | 171,732 | $8.7M | 4.05% |
| 10 | iShares ESG Aware U.S. Aggregate Bond ETF | 46435U549 | 133,860 | $6.4M | 2.98% |
| 11 | VANGUARD INSTL INDEX FD VANGUARD 0 3 MONTH TREASURY BILL ETF | 922040845 | 75,648 | $5.7M | 2.66% |
| 12 | iShares Core MSCI Emerging Markets ETF | 46434G103 | 72,136 | $4.8M | 2.26% |
| 13 | BONDBLOXX ETF TRUST BONDBLOXX BLOOMBERG SIX MONTH TARGET DURATION US TREASRY ETF | 09789C788 | 82,929 | $4.2M | 1.94% |
| 14 | BONDBLOXX ETF TRUST BONDBLOXX BLOOMBERG ONE YEAR TARGET DURATION US TREASRY ETF | 09789C861 | 78,369 | $3.9M | 1.81% |
| 15 | iShares ESG MSCI USA Small-Cap ETF | 46435U663 | 71,501 | $3.3M | 1.53% |
| 16 | DBX ETF TR XTRACKERS S&P ESG DIVIDEND ARISTOCRATS ETF | 23306X506 | 113,849 | $3.1M | 1.42% |
| 17 | iShares ESG MSCI EAFE ETF | 46435G516 | 28,827 | $2.7M | 1.28% |
| 18 | iShares Core 1-5 Year USD Bond ETF | 46432F859 | 55,343 | $2.7M | 1.26% |
| 19 | Vanguard Short-Term Treasury Index Fund ETF Shares | 92206C102 | 26,437 | $1.6M | 0.72% |
| 20 | NUSHARES ETF TRUST NUVEEN ESG DIVIDEND ETF | NU | 49,798 | $1.5M | 0.69% |
| 21 | iShares ESG Aware 1-5 Year USD Corporate Bond ETF | 46435G243 | 55,448 | $1.4M | 0.65% |
| 22 | SPDR S&P 500 Fossil Fuel Reserves Free ETF | 78468R796 | 20,586 | $1.2M | 0.54% |
| 23 | Vanguard Total Bond Market Index Fund ETF Shares | 921937835 | 14,890 | $1.1M | 0.51% |
| 24 | Eli Lilly and Company | LLY | 868 | $933,038 | 0.43% |
| 25 | Vanguard Total Stock Market Index Fund ETF Shares | 922908769 | 2,440 | $817,943 | 0.38% |
| 26 | iShares ESG MSCI EM ETF | 46434G863 | 16,338 | $721,668 | 0.34% |
| 27 | ISHARES TRUST ESG ADVANCED MSCI USA ETF | 46436E767 | 12,133 | $698,624 | 0.33% |
| 28 | Schwab Intermediate-Term U.S. Treasury ETF | 808524854 | 20,246 | $507,782 | 0.24% |
| 29 | Alphabet Inc | GOOG | 1,590 | $498,942 | 0.23% |
| 30 | CASCADE PRIVATE CAP FUND CL I SHS | 14734A101 | 20,368 | $410,830 | 0.19% |
| 31 | iShares Core S&P U.S. Value ETF | 464287663 | 3,657 | $374,942 | 0.17% |
| 32 | SPDR MSCI EAFE Fossil Fuel Free ETF | 78470E106 | 7,035 | $355,011 | 0.17% |
| 33 | Exact Sciences Corporation | 30063P105 | 3,345 | $339,718 | 0.16% |
| 34 | Microsoft Corporation | MSFT | 674 | $326,059 | 0.15% |
| 35 | Amazon.com, Inc | AMZN | 1,366 | $315,300 | 0.15% |
| 36 | Vanguard Information Technology Index Fund ETF Shares | 92204A702 | 385 | $290,497 | 0.14% |
| 37 | Texas Instruments Incorporated | 882508104 | 1,538 | $266,828 | 0.12% |
| 38 | Vanguard Total World Stock Index Fund ETF Shares | 922042742 | 1,799 | $253,794 | 0.12% |
| 39 | Vanguard Short-Term Inflation-Protected Securities Index Fund ETF Shares | 922020805 | 5,123 | $253,368 | 0.12% |
| 40 | Johnson & Johnson | JNJ | 1,204 | $249,166 | 0.12% |
| 41 | Vanguard FTSE All-World ex-US Index Fund ETF | 922042775 | 3,256 | $239,480 | 0.11% |
| 42 | NextEra Energy | NEE-PW | 2,964 | $237,950 | 0.11% |
| 43 | Honeywell International Inc | 438516106 | 1,198 | $233,718 | 0.11% |
| 44 | Analog Devices, Inc | ADI | 850 | $230,520 | 0.11% |
| 45 | iShares Short-Term Corporate Bond ETF | 464288646 | 4,292 | $226,978 | 0.11% |
| 46 | Lowe's Companies, Inc | 548661107 | 941 | $226,932 | 0.11% |
| 47 | BLACKROCK FDG INC COM | BLK | 200 | $214,068 | 0.10% |
| 48 | VanEck Vectors Semiconductor ETF | 92189F676 | 584 | $210,229 | 0.10% |
| 49 | Exxon Mobil Corporation | XOM | 1,701 | $204,698 | 0.10% |
| 50 | Chevron Corporation | CVX | 1,340 | $204,229 | 0.10% |
| 51 | CME Group Inc | CME | 718 | $196,071 | 0.09% |
| 52 | JP Morgan Chase & Co. | VYLD | 589 | $189,788 | 0.09% |
| 53 | The Home Depot, Inc | HD | 522 | $179,620 | 0.08% |
| 54 | TE CONNECTIVITY PLC ORD SHS | TEL | 769 | $174,955 | 0.08% |
| 55 | Morgan Stanley | MS-PQ | 941 | $167,056 | 0.08% |
| 56 | Arch Capital Group | G0450A105 | 1,687 | $161,817 | 0.08% |
| 57 | Union Pacific Corporation | UNP | 693 | $160,305 | 0.07% |
| 58 | AbbVie Inc | ABBV | 693 | $158,344 | 0.07% |
| 59 | Medtronic PLC | MDT | 1,605 | $154,176 | 0.07% |
| 60 | Bank of America Corporation | 060505104 | 2,671 | $146,905 | 0.07% |
| 61 | Automatic Data Processing, Inc | ADP | 563 | $144,820 | 0.07% |
| 62 | Illinois Tool Works Inc | 452308109 | 583 | $143,593 | 0.07% |
| 63 | Visa Inc | V | 394 | $138,180 | 0.06% |
| 64 | Danaher Corporation | 235851102 | 602 | $137,810 | 0.06% |
| 65 | Oracle Corporation | ORCL-PD | 706 | $137,660 | 0.06% |
| 66 | Consumer Discretionary Select Sector SPDR Fund | 81369Y407 | 1,136 | $135,678 | 0.06% |
| 67 | Abbott Laboratories | ABLZF | 1,073 | $134,436 | 0.06% |
| 68 | Marsh & McLennan Companies, Inc | 571748102 | 724 | $134,316 | 0.06% |
| 69 | McDonald's Corporation | MCD | 435 | $132,949 | 0.06% |
| 70 | Keysight Technologies, Inc | KEYS | 653 | $132,683 | 0.06% |
| 71 | Eaton Vance Richard Bern Eq St I | ETN | 7,285 | $132,294 | 0.06% |
| 72 | Qualcomm Inc | QCOM | 761 | $130,169 | 0.06% |
| 73 | Communication Services Select Sector SPDR Fund | 81369Y852 | 1,086 | $127,898 | 0.06% |
| 74 | The Procter & Gamble Company | 742718109 | 885 | $126,829 | 0.06% |
| 75 | iShares Core Dividend Growth ETF | 46434V621 | 1,807 | $125,410 | 0.06% |
| 76 | EOG Resources, Inc | EOG | 1,139 | $119,606 | 0.06% |
| 77 | FERGUSON ENTERPRISES INC COMMON STOCK | FERG | 528 | $117,549 | 0.05% |
| 78 | Vanguard Real Estate Index Fund ETF Shares | 922908553 | 1,320 | $116,849 | 0.05% |
| 79 | Parker-Hannifin Corporation | PH | 131 | $115,144 | 0.05% |
| 80 | Ross Stores, Inc | ROST | 632 | $113,848 | 0.05% |
| 81 | Deere & Company | DE | 241 | $112,202 | 0.05% |
| 82 | Apple Inc | AAPL | 412 | $112,006 | 0.05% |
| 83 | Fastenal Company | FAST | 2,766 | $111,000 | 0.05% |
| 84 | BlackRock International Instl | BLK | 4,892 | $108,413 | 0.05% |
| 85 | Invesco S&P 500 GARP ETF | IVZ | 952 | $108,369 | 0.05% |
| 86 | PACCAR Inc | PCAR | 963 | $105,458 | 0.05% |
| 87 | Vanguard High Dividend Yield Index Fund ETF Shares | 921946406 | 725 | $104,014 | 0.05% |
| 88 | The Progressive Corporation | 743315103 | 455 | $103,613 | 0.05% |
| 89 | PepsiCo, Inc | PEP | 717 | $102,904 | 0.05% |
| 90 | ALPS Sector Dividend Dogs ETF | 00162Q858 | 1,634 | $98,788 | 0.05% |
| 91 | Agilent Technologies, Inc | A | 716 | $97,426 | 0.05% |
| 92 | JPMorgan Equity Premium Income ETF | 46641Q332 | 1,696 | $97,079 | 0.05% |
| 93 | The Charles Schwab Corporation | SCHW-PJ | 966 | $96,513 | 0.04% |
| 94 | TJX Companies Inc | 872540109 | 620 | $95,238 | 0.04% |
| 95 | Rockwell Automation, Inc | ROK | 223 | $86,763 | 0.04% |
| 96 | BROOKFIELD CORP VTG SHS CL A | 11271J107 | 1,870 | $85,814 | 0.04% |
| 97 | Cummins Inc. | CMI | 168 | $85,756 | 0.04% |
| 98 | Accenture PLC | ACN | 311 | $83,441 | 0.04% |
| 99 | Amphenol Corporation | 032095101 | 609 | $82,300 | 0.04% |
| 100 | The Hershey Company | HSY | 442 | $80,435 | 0.04% |
| 101 | Health Care Select Sector SPDR Fund | 81369Y209 | 518 | $80,214 | 0.04% |
| 102 | Air Products and Chemicals, Inc | AIIR | 316 | $78,058 | 0.04% |
| 103 | Colgate-Palmolive Company | CL | 947 | $74,832 | 0.03% |
| 104 | Gartner, Inc | IT | 290 | $73,161 | 0.03% |
| 105 | NIKE, Inc | NKE | 1,096 | $69,826 | 0.03% |
| 106 | Brown & Brown, Inc | BRO | 841 | $67,028 | 0.03% |
| 107 | Airbnb Inc | ABNB | 489 | $66,367 | 0.03% |
| 108 | Meta Platforms Inc | META | 100 | $66,009 | 0.03% |
| 109 | Medpace Holdings, Inc | MEDP | 117 | $65,713 | 0.03% |
| 110 | iShares Gold Trust | IAU | 801 | $65,017 | 0.03% |
| 111 | Carlisle Companies Incorporated | 142339100 | 202 | $64,612 | 0.03% |
| 112 | MKS Instruments, Inc | MKSI | 394 | $62,961 | 0.03% |
| 113 | Copart, Inc | CPRT | 1,599 | $62,601 | 0.03% |
| 114 | CDW Corporation | CDW | 450 | $61,290 | 0.03% |
| 115 | ELEVANCE HEALTH INC | ELV | 166 | $58,191 | 0.03% |
| 116 | LABCORP HOLDINGS INC COMMON STOCK | LH | 231 | $57,953 | 0.03% |
| 117 | SPDR FTSE International Government Inflation-Protected Bond ETF | 78464A490 | 1,470 | $57,897 | 0.03% |
| 118 | Invesco DB Commodity Index Tracking Fund | IVZ | 2,569 | $57,435 | 0.03% |
| 119 | LIBERTY MEDIA CORP DEL COM LIBERTY FORMULA ONE SER C | FWONB | 580 | $57,136 | 0.03% |
| 120 | Financial Select Sector SPDR Fund | 81369Y605 | 1,038 | $56,827 | 0.03% |
| 121 | Vanguard Industrials Index Fund ETF Shares | 92204A603 | 181 | $54,154 | 0.03% |
| 122 | W. R. Berkley Corporation | WRB-PH | 770 | $53,992 | 0.03% |
| 123 | ARISTA NETWORKS INC COMMON STOCK | ANET | 407 | $53,329 | 0.02% |
| 124 | Waste Management, Inc | 94106L109 | 228 | $50,051 | 0.02% |
| 125 | Waters Corporation | 941848103 | 129 | $48,998 | 0.02% |
| 126 | MSCI Inc | MSCI | 85 | $48,767 | 0.02% |
| 127 | Thor Industries, Inc | 885160101 | 473 | $48,563 | 0.02% |
| 128 | Teledyne Technologies Incorporated | TDY | 92 | $46,987 | 0.02% |
| 129 | DELL INTL LLC/EMC CORP | 24703DBP5 | 47,000 | $46,975 | 0.02% |
| 130 | Cisco Systems, Inc | CSCO | 604 | $46,500 | 0.02% |
| 131 | Gencor Industries, Inc | 368678108 | 3,533 | $45,788 | 0.02% |
| 132 | MGE Energy, Inc | MGEE | 568 | $44,561 | 0.02% |
| 133 | Starbucks Corporation | SBUX | 520 | $43,789 | 0.02% |
| 134 | Vanguard Consumer Staples Index Fund ETF Shares | 92204A207 | 206 | $43,554 | 0.02% |
| 135 | BROOKFIELD ASSET MANAGEMENT LTD CLASS A LTD VOTING SHS ISIN #CA1130041058 SEDOL #BPCPYH2 | 113004105 | 802 | $42,017 | 0.02% |
| 136 | Lithia Motors, Inc | 536797103 | 125 | $41,541 | 0.02% |
| 137 | Floor & Decor Holdings, Inc | FND | 675 | $41,101 | 0.02% |
| 138 | LINDE PLC COM EUR0.001 | LIN | 95 | $40,507 | 0.02% |
| 139 | Costco Wholesale Corporation | 22160K105 | 45 | $38,805 | 0.02% |
| 140 | SPDR MSCI Emerging Markets Fossil Fuel Free ETF | 78470E205 | 896 | $38,202 | 0.02% |
| 141 | SMITH A O COM | AOS | 551 | $36,851 | 0.02% |
| 142 | The Travelers Companies | TRV | 127 | $36,838 | 0.02% |
| 143 | Expeditors International of Washington, Inc | 302130109 | 245 | $36,507 | 0.02% |
| 144 | Workday, Inc | WDAY | 167 | $35,868 | 0.02% |
| 145 | Alcon Inc | ALC | 439 | $34,598 | 0.02% |
| 146 | Asbury Automotive Group, Inc | ABG | 144 | $33,484 | 0.02% |
| 147 | Moelis & Company | MC | 483 | $33,201 | 0.02% |
| 148 | SERVICETITAN INC CLASS A COMMON STOCK | TTAN | 286 | $30,459 | 0.01% |
| 149 | Liberty Broadband Corporation | LBRDP | 626 | $30,424 | 0.01% |
| 150 | Bio-Techne Corporation | TECH | 511 | $30,052 | 0.01% |
| 151 | Kinsale Capital Group, Inc | 49714P108 | 73 | $28,552 | 0.01% |
| 152 | Invesco Aerospace & Defense ETF | IVZ | 177 | $27,724 | 0.01% |
| 153 | Global X U.S. Infrastructure Development ETF | 37954Y673 | 571 | $27,288 | 0.01% |
| 154 | MSA Safety Incorporated | MNESP | 167 | $26,743 | 0.01% |
| 155 | JPMORGAN CHASE & CO | VYLD | 25,000 | $25,390 | 0.01% |
| 156 | First Trust NASDAQ Cybersecurity ETF | 33734X846 | 345 | $24,650 | 0.01% |
| 157 | Cullen/Frost Bankers, Inc | CFR-PB | 176 | $22,287 | 0.01% |
| 158 | iShares Nasdaq Biotechnology ETF | 464287556 | 128 | $21,626 | 0.01% |
| 159 | Ecolab Inc | ECL | 81 | $21,264 | 0.01% |
| 160 | GLACIER BANCORP INC NEW COM | GBCI | 481 | $21,188 | 0.01% |
| 161 | CENCORA INC | COR | 62 | $20,941 | 0.01% |
| 162 | The Real Estate Select Sector SPDR Fund | 81369Y860 | 490 | $19,781 | 0.01% |
| 163 | Graco Inc | GGG | 237 | $19,427 | 0.01% |
| 164 | Merck & Co | MRK | 180 | $18,947 | 0.01% |
| 165 | Equifax Inc | EFX | 87 | $18,877 | 0.01% |
| 166 | United Health Group Inc | UNH | 57 | $18,816 | 0.01% |
| 167 | WELLS FARGO & CO | WFC-PZ | 15,000 | $15,746 | 0.01% |
| 168 | salesforce.com, inc | CRM | 59 | $15,630 | 0.01% |
| 169 | Invesco KBW Bank ETF | IVZ | 185 | $15,589 | 0.01% |
| 170 | DUKE ENERGY CORP | DUKB | 15,000 | $15,141 | 0.01% |
| 171 | Schneider Electric S.E | 80687P106 | 268 | $14,722 | 0.01% |
| 172 | Aflac Incorporated | AFL | 120 | $13,232 | 0.01% |
| 173 | iShares U.S. Home Construction ETF | 464288752 | 137 | $13,216 | 0.01% |
| 174 | Nucor Corporation | NUE | 79 | $12,886 | 0.01% |
| 175 | Schwab International Small-Cap Equity ETF | 808524888 | 270 | $12,312 | 0.01% |
| 176 | Energy Select Sector SPDR Fund | 81369Y506 | 258 | $11,542 | 0.01% |
| 177 | U.S. Bancorp | USB-PS | 200 | $10,672 | 0.00% |
| 178 | S&P Global Inc | SPGI | 20 | $10,452 | 0.00% |
| 179 | Vanguard Materials Index Fund ETF Shares | 92204A801 | 45 | $9,376 | 0.00% |
| 180 | iShares U.S. Infrastructure ETF | 46435U713 | 155 | $8,149 | 0.00% |
| 181 | 3M Company | MMM | 51 | $8,124 | 0.00% |
| 182 | Fidelity MSCI Utilities Index ETF | 316092865 | 143 | $7,891 | 0.00% |
| 183 | iShares Global Clean Energy ETF | 464288224 | 436 | $7,157 | 0.00% |
| 184 | Vertex Pharmaceuticals Inc | VRTX | 15 | $6,800 | 0.00% |
| 185 | National Vision Holdings, Inc | EYE | 133 | $3,434 | 0.00% |
| 186 | Baxter International Inc | 071813109 | 100 | $1,911 | 0.00% |
| 187 | KENVUE INC COMMON STOCK | KVUE | 100 | $1,725 | 0.00% |
| 188 | SOLVENTUM CORP COM SHS | SOLV | 21 | $1,664 | 0.00% |
| 189 | Pacer Benchmark Data & Infrastructure Real Estate SCTR ETF | 69374H741 | 50 | $1,432 | 0.00% |
| 190 | Intel Corporation | INTC | 27 | $996 | 0.00% |
| 191 | Microchip Technology Incorporated | MCHPP | 0 | $0 | 0.00% |
| 192 | The Williams Companies, Inc | 969457100 | 0 | $0 | 0.00% |