13F HOLDINGS REPORT

Klaas Financial Asset Advisors, LLC

Quarter ended Q3 2025 · Filed October 20, 2025 · Accession 0001819279-25-000006

Total Value

$666.5M

Positions

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (47)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	iShares S&P Total U.S. Stock Market ETF	464287150	1,233,899	$179.7M	26.97%
2	iShares 5-10 Year Investment Grade Corporate Bond ETF	464288638	1,612,252	$87.2M	13.09%
3	iShares MSCI International Developed Markets ETF	46435G326	705,852	$56.6M	8.49%
4	iShares 1-5 Year Investment Grade Corporate Bond ETF	464288646	984,714	$52.2M	7.84%
5	Dimensional Emerging Markets ETF	25434V732	1,086,717	$34.9M	5.23%
6	JP Morgan U.S. Momentum Factor ETF	46641Q779	434,635	$29.5M	4.43%
7	iShares 3-7 Year Treasury Bond ETF	464288661	245,588	$29.4M	4.40%
8	Vanguard Dividend Appreciation ETF	921908844	132,568	$28.6M	4.29%
9	iShares 1-3 Year Treasury Bond ETF	464287457	242,514	$20.1M	3.02%
10	iShares MSCI International Momentum Factor ETF	46434V449	287,558	$13.8M	2.07%
11	iShares MSCI International Quality Factor ETF	46434V456	289,612	$12.8M	1.92%
12	iShares 10 Year Investment Grade Corporate Bond ETF	464289511	222,529	$11.5M	1.72%
13	iShares U.S. Treasury Bond ETF	46429B267	433,623	$10.0M	1.50%
14	BlackRock Short Duration Bond ETF	46431W507	187,696	$9.6M	1.44%
15	iShares ESG Aware MSCI U.S. Stock Market ETF	46435G425	65,763	$9.6M	1.44%
16	iShares 20 Year Treasury Bond ETF	464287432	105,246	$9.4M	1.41%
17	Avantis U.S. Small Cap Value ETF	025072877	93,307	$9.3M	1.39%
18	Avantis International Small Cap Value ETF	025072802	83,394	$7.4M	1.11%
19	iShares MSCI Emerging Markets ETF	46434G103	102,994	$6.8M	1.02%
20	PIMCO ENHANCED SHORT MATURITY ACTIVE EXCHANGE-TRADED FUND	72201R833	38,848	$3.9M	0.59%
21	iShares ESG Advanced MSCI EAFE ETF	46436E759	47,648	$3.6M	0.54%
22	iShares ESG Aware Year Corporate Bond ETF	46435G193	152,713	$3.6M	0.54%
23	iShares ESG Aware 1-5 Year Corporate Bond ETF	46435G243	141,727	$3.6M	0.54%
24	ISHARES MSCI ACWI ETF	464288257	22,162	$3.1M	0.46%
25	iShares S&P Small Cap ETF	464287804	25,698	$3.1M	0.46%
26	ISHARES S&P 500 GROWTH ETF	464287309	19,087	$2.3M	0.35%
27	iShares 0-5 Year High-Yield Corporate Bond ETF	46434V407	49,022	$2.1M	0.32%
28	Dimensional Sustainable Emerging Markets ETF	25434V682	51,278	$2.1M	0.32%
29	ISHARES IBONDS DEC 2025 TERM CORPORATE ETF	46434VBD1	77,896	$2.0M	0.29%
30	ISHARES IBONDS DEC 2025 TERM TREASURY ETF	46436E866	81,909	$1.9M	0.29%
31	ISHARES IBONDS DEC 2026 TERM CORPORATE ETF	46435GAA0	74,356	$1.8M	0.27%
32	ISHARES S&P 500 VALUE ETF	464287408	7,804	$1.6M	0.24%
33	Nuveen ESG U.S. Small Cap ETF	NU	34,772	$1.5M	0.23%
34	ISHARES 0-3 MONTH TREASURY BOND ETF	46436E718	15,064	$1.5M	0.23%
35	ISHARES IBONDS DEC 2026 TERM TREASURY ETF	46436E858	62,544	$1.4M	0.22%
36	ISHARES CORE TOTAL USD BOND MARKET ETF	46434V613	30,138	$1.4M	0.21%
37	iShares MSCI EAFE ETF	46432F842	15,971	$1.4M	0.21%
38	ISHARES FLOATING RATE BOND ETF	46429B655	23,420	$1.2M	0.18%
39	iShares JP Morgan Emerging Markets Bond ETF	464288281	11,424	$1.1M	0.16%
40	iShares 10-20 Year Treasury Bond ETF	464288653	7,929	$816,608	0.12%
41	ISHARES IBONDS 2025 TERM HIGH YIELD AND INCOME ETF	46435U168	27,459	$637,591	0.10%
42	iShares 7-10 Year Treasury Bond ETF	464287440	6,149	$593,133	0.09%
43	ISHARES IBONDS 2026 TERM HIGH YIELD AND INCOME ETF	46436E528	23,909	$559,238	0.08%
44	ISHARES IBONDS 2027 TERM HIGH YIELD AND INCOME ETF	46436E478	21,306	$479,169	0.07%
45	DIMENSIONAL U.S. CORE EQUITY 2 ETF	25434V708	7,965	$307,210	0.05%
46	ISHARES IBONDS DEC 2027 TERM CORPORATE ETF	46435UAA9	11,379	$276,965	0.04%
47	ISHARES CORE MSCI TOTAL INTERNATIONAL STOCK ETF	46432F834	2,740	$226,269	0.03%