13F HOLDINGS REPORT
Flower City Capital
Quarter ended Q4 2025 · Filed January 22, 2026 · Accession 0001808394-26-000001
Total Value
$196.1M
Positions
44
Other Managers
0
Confidential Omitted
No
Holdings (44)
| # | Issuer | Ticker / CUSIP | Shares | Value | % of Filing |
|---|---|---|---|---|---|
| 1 | VANGUARD SCOTTSDALE FDS | 92206C730 | 238,010 | $73.6M | 37.51% |
| 2 | VANGUARD INTL EQUITY INDEX F | 922042775 | 795,236 | $58.5M | 29.83% |
| 3 | VANGUARD INDEX FDS | 922908363 | 23,712 | $14.9M | 7.58% |
| 4 | ISHARES TR | 464287200 | 12,399 | $8.5M | 4.33% |
| 5 | VANGUARD INTL EQUITY INDEX F | 922042718 | 40,378 | $5.8M | 2.95% |
| 6 | ISHARES TR | 464287465 | 58,263 | $5.6M | 2.85% |
| 7 | APPLE INC | AAPL | 15,073 | $4.1M | 2.09% |
| 8 | SCHWAB STRATEGIC TR | 808524201 | 126,843 | $3.4M | 1.74% |
| 9 | VANGUARD ADMIRAL FDS INC | 921932828 | 27,813 | $3.1M | 1.57% |
| 10 | MICROSOFT CORP | MSFT | 3,212 | $1.6M | 0.79% |
| 11 | VANGUARD TAX-MANAGED FDS | 921943858 | 24,710 | $1.5M | 0.79% |
| 12 | NVIDIA CORPORATION | NVDA | 7,346 | $1.4M | 0.70% |
| 13 | VANGUARD INDEX FDS | 922908769 | 3,722 | $1.2M | 0.64% |
| 14 | AMAZON COM INC | AMZN | 4,411 | $1.0M | 0.52% |
| 15 | VANGUARD SCOTTSDALE FDS | 92206C664 | 9,506 | $946,038 | 0.48% |
| 16 | SCHWAB STRATEGIC TR | 808524805 | 35,335 | $849,450 | 0.43% |
| 17 | ALPHABET INC | GOOG | 2,240 | $701,120 | 0.36% |
| 18 | VANGUARD BD INDEX FDS | 921937835 | 9,310 | $689,592 | 0.35% |
| 19 | VANGUARD STAR FDS | 921909768 | 8,768 | $661,458 | 0.34% |
| 20 | VANGUARD INDEX FDS | 922908736 | 1,262 | $615,680 | 0.31% |
| 21 | CHEVRON CORP NEW | CVX | 3,818 | $581,902 | 0.30% |
| 22 | VANGUARD INTL EQUITY INDEX F | 922042742 | 3,968 | $559,691 | 0.29% |
| 23 | SPDR SERIES TRUST | 78464A854 | 6,096 | $489,022 | 0.25% |
| 24 | TPG INC | TPGXL | 7,160 | $457,095 | 0.23% |
| 25 | ALPHABET INC | GOOG | 1,341 | $420,806 | 0.21% |
| 26 | GE AEROSPACE | 369604301 | 1,319 | $406,767 | 0.21% |
| 27 | ISHARES TR | 464287655 | 1,644 | $404,721 | 0.21% |
| 28 | HOME DEPOT INC | HD | 1,100 | $378,510 | 0.19% |
| 29 | JPMORGAN CHASE & CO. | VYLD | 1,147 | $369,599 | 0.19% |
| 30 | INTERNATIONAL BUSINESS MACHS | INTR | 1,174 | $347,751 | 0.18% |
| 31 | VANGUARD INDEX FDS | 922908751 | 1,318 | $340,020 | 0.17% |
| 32 | ISHARES TR | 464287721 | 1,620 | $323,482 | 0.16% |
| 33 | SCHWAB STRATEGIC TR | 808524607 | 9,764 | $278,066 | 0.14% |
| 34 | IMMUNEERING CORP | IMRX | 42,229 | $277,867 | 0.14% |
| 35 | SCHWAB STRATEGIC TR | 808524706 | 8,388 | $274,724 | 0.14% |
| 36 | BERKSHIRE HATHAWAY INC DEL | BRK-A | 485 | $243,786 | 0.12% |
| 37 | VANGUARD INDEX FDS | 922908629 | 818 | $237,330 | 0.12% |
| 38 | AON PLC | AON | 613 | $216,316 | 0.11% |
| 39 | GE VERNOVA INC | GEV | 329 | $215,025 | 0.11% |
| 40 | WALMART INC | WMT | 1,914 | $213,239 | 0.11% |
| 41 | GRAVITY CO LTD | GRVY | 3,500 | $202,545 | 0.10% |
| 42 | KURA ONCOLOGY INC | KURA | 12,000 | $124,680 | 0.06% |
| 43 | PRECIGEN INC | PGEN | 21,000 | $87,780 | 0.04% |
| 44 | OUTLOOK THERAPEUTICS INC | OTLK | 20,000 | $31,600 | 0.02% |