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VOL. XII · NO. 117Established MMXIV · George Town, Grand CaymanAtlantic Edition · $4.50

The Cayman Journal

Finance · Business · Technology · Caribbean & Global Affairs
13F HOLDINGS REPORT

Investment Research & Advisory Group, Inc.

Quarter ended Q1 2025 · Filed April 21, 2025 · Accession 0001802136-25-000003

Total Value
$239.4M
Positions
250
Other Managers
0
Confidential Omitted
No
View on SEC.gov

Holdings (250)

#IssuerTicker / CUSIPSharesValue% of Filing
1VANGUARD S&P 500 ETF92290836393,201$47.9M20.01%
2APPLE INCAAPL80,907$18.0M7.51%
3MICROSOFT CORPMSFT24,404$9.2M3.83%
4AMAZON.COM INCAMZN40,893$7.8M3.25%
5NVIDIA CORPNVDA69,295$7.5M3.14%
6MASTERCARD INCMA13,433$7.4M3.08%
7VISA INCV19,664$6.9M2.88%
8ALPHABET INCGOOG42,606$6.6M2.75%
9JPMORGAN CHASE & COVYLD25,461$6.2M2.61%
10META PLATFORMS INCMETA10,080$5.8M2.43%
11ELI LILLY AND COLLY6,697$5.5M2.31%
12CHARLES SCHWAB CORPSCHW-PJ65,182$5.1M2.13%
13BLACKROCK INC NEWBLK5,371$5.1M2.12%
14FISERV INCFISV20,060$4.4M1.85%
15COSTCO WHSL CORP NEW22160K1054,590$4.3M1.81%
16CHUBB LTD FCB14,110$4.3M1.78%
17UBER TECHNOLOGIES INCUBER57,638$4.2M1.75%
18SALESFORCE INCCRM15,072$4.0M1.69%
19BERKSHIRE HATHAWAYBRK-A7,126$3.8M1.59%
20NETFLIX INCNFLX3,859$3.6M1.50%
21BOOKING HLDGS INCBKNG740$3.4M1.42%
22UNITEDHEALTH GROUP INCUNH6,433$3.4M1.41%
23VEEVA SYS INCVEEV14,105$3.3M1.36%
24PHILIP MORRIS INTL INC71817210920,416$3.2M1.35%
25ASML HLDG N V FSPONSORED ADRASMLF4,791$3.2M1.33%
26IQVIA HLDGS INCIQV17,977$3.2M1.32%
27STARBUCKS CORPSBUX31,574$3.1M1.29%
28GE AEROSPACE36960430115,170$3.0M1.27%
29JOHNSON & JOHNSONJNJ17,494$2.9M1.21%
30GENERAL DYNAMICS CORPGD10,285$2.8M1.17%
31VANGUARD SMALL CAP ETF92290875112,094$2.7M1.12%
32LOCKHEED MARTIN CORPLMT5,470$2.4M1.02%
33CARMAX INCKMX29,416$2.3M0.96%
34ADOBE INCADBE5,565$2.1M0.89%
35OTIS WORLDWIDE CORPOTIS19,870$2.1M0.86%
36PROCTER & GAMBLE CO74271810911,438$1.9M0.81%
37THERMO FISHER SCIENTIFICTMO3,660$1.8M0.76%
38ARCHER-DANIELS MIDLANDADM33,800$1.6M0.68%
39SPDR S&P 500 ETF78468R7962,845$1.6M0.66%
40DANAHER CORP2358511025,885$1.2M0.50%
41VANGUARD TOTAL BOND MARKET ETF92193783516,019$1.2M0.49%
42VANGUARD TOTAL INTERNATIONAL STK ETF92190976814,466$898,3480.38%
43HOME DEPOT INCHD2,387$875,4090.37%
44ISHARES CORE S&P MID CAPETF46428750714,447$842,9940.35%
45INDEPENDENCE RLTY TR INC REIT45378A10636,098$766,3610.32%
46GE VERNOVA INCGEV2,420$738,7780.31%
47ISHARES CORE S&P 500 ETF4642872001,301$731,0320.31%
48ISHARES S&P 500 GROWTH ETF4642873097,135$662,3420.28%
49PALO ALTO NETWORKS INCPANW3,869$660,2060.28%
50ALPHABET INCGOOG3,878$605,8600.25%
51VANGUARD FTSE ALL WORLD EX US ETF9220427759,356$567,5350.24%
52CHOICE HOTELS INTL INC1699051064,214$559,5410.23%
53INVESCO QQQ TRUSTIVZ1,184$555,2010.23%
54VANGUARD ENERGY ETF92204A3063,965$514,3000.21%
55ISHARES S&P 500 VALUE ETF4642874082,545$485,0260.20%
56VANGUARD MEGA CAP VALUE ETF9219108402,603$335,3710.14%
57FEDEX CORPFDX1,171$285,4660.12%
58ABBVIE INCABBV1,313$275,1000.11%
59SPDR S&P MIDCAP 400 ETF IVMDY503$268,3400.11%
60SYNOVUS FINL CORPSNPS5,717$267,2130.11%
61ISHARES CORE MSCI EAFE ETF46432F8423,504$265,0780.11%
62LOWES COS INC5486611071,132$264,0160.11%
63VANGUARD RUSSELL 2000 ETF92206C6643,149$253,9920.11%
64MERCK & CO. INC.MRK2,798$251,1480.10%
65THE COCA-COLA COKO3,275$234,5560.10%
66BROADCOM INCAVGO1,307$218,8310.09%
67INVSC VARIABLE RATE PREFERRED ETFIVZ8,988$217,8690.09%
68AMERICAN TOWER CORP03027X100988$214,9890.09%
69AMGEN INCAMGN689$214,6580.09%
70ISHARES TOTAL US STOCK MARKET ETF4645871501,738$212,1110.09%
71AVANTIS US SMALL CAP VALUE ETF0250728772,333$203,3680.08%
72ALTRIA GROUP INCMO3,369$202,2070.08%
73BANK OF AMERICA CORP0605051044,776$199,3020.08%
74ISHARES CORE S&P SMALL CAP ETF4642878041,776$185,7160.08%
75SPDR S&P DIVIDEND ETF78464A7631,262$171,1830.07%
76ZETA GLOBAL HLDGS CORPZETA11,980$162,4490.07%
77ISHARES S&P SMLL CAP 600GRTH ETF4642878871,252$155,8740.07%
78BOEING COBA-PA885$150,9370.06%
79SPDR PORTFOLIO HIGH YIELD BOND ETF78468R6065,719$133,9390.06%
80ABBOTT LABSABLZF1,008$133,7110.06%
81ISHARES S&P SMALL CAP 600 ETF4642878791,294$126,1390.05%
82ISHARES ESG AWARE MSCI USA ETF46435G4251,013$123,4500.05%
83INVSC BULLETSHARES 2025 CRP BND ETFIVZ5,836$120,6880.05%
84MONDELEZ INTL INC6092071051,747$118,5340.05%
85CROWDSTRIKE HLDGS INCCRWD335$118,1140.05%
86BROOKFIELD CORP11271J1072,250$117,9230.05%
87CHEVRON CORP NEWCVX703$117,6050.05%
88GOLDMAN SACHS GROUP INCGSCE214$116,9060.05%
89ISHARES CORE MSCI EMERGING ETF46434G1031,997$107,7780.05%
90INVSC BULLETSHARS 2026 CORP BND ETFIVZ5,441$105,9910.04%
91VANGUARD TOTAL INTERNATIONAL BND ETF92203J4072,143$104,6240.04%
92BRISTOL MYERS SQUIBB COCELG-RI1,650$100,6340.04%
93NOVO-NORDISK A S FSPONSORED ADR 1 ADR REPS 1 ORD SHSNONOF1,364$94,7160.04%
94ENSTAR GROUP LIMITEDG3075P101273$90,7400.04%
95AMERICAN CENTURY QUALITYPREF ETF0250725392,515$88,9810.04%
96WELLS FARGO & CO9497461011,225$87,9430.04%
97PNC FINL SERVICES693475105488$85,7760.04%
98WALMART INCWMT971$85,2240.04%
99ISHARES BIOTECHNOLOGY ETF464287556642$82,1120.03%
100ARISTA NETWORKS INCANET1,038$80,4240.03%
101CITIGROUP INCC-PR1,108$78,6570.03%
102DUKE ENERGY CORP NEWDUKB627$76,5190.03%
103AIR PRODS & CHEMS INCAIIR210$61,9330.03%
104RTX CORPRTX451$59,7390.02%
105TRUIST FINL CORP89832Q1091,427$58,7340.02%
106FIRST TRUST NASDAQ CYBRSCRTY ETF33734X846840$52,9200.02%
107PACER US CASH COWS 100 ETF69374H881961$52,6240.02%
108PACER US SMALL CAP CASH COWS ETF69374H8571,310$49,1250.02%
109LAM RESH CORPLRCX675$49,0730.02%
110WORKDAY INC CLASS AWDAY209$48,8080.02%
111VANGUARD INFORMATION TECHNOLOGY ETF92204A70285$46,1020.02%
112ORACLE CORPORCL-PD323$45,1590.02%
113REDDIT INC CLASS ARDDT430$45,1070.02%
114MCDONALDS CORPMCD144$44,9080.02%
115GILEAD SCIENCES INCGILD400$44,8200.02%
116TECHNOLOGY SELECT SECTORSPDR ETF81369Y803212$43,7740.02%
117NIKE INC CLASS BNKE655$41,5790.02%
118AMERICAN EXPRESS COAXP149$40,0920.02%
119OCCIDENTAL PETE CORP674599105797$39,3400.02%
120PERFORMANCE FOOD GROUP CPFGC500$39,3150.02%
121SERVICENOW INCNOW49$39,0110.02%
122DISNEY WALT CO254687106389$38,3940.02%
123REALTY INCOME CORP REITO615$35,6760.01%
124GUARDIAN PHARMACY SVCS40145W1011,666$35,4190.01%
125INVESCO NASDAQ NEXT GEN 100 ETFIVZ1,209$35,0650.01%
126ALCOA CORPAA1,019$31,0800.01%
127MOHAWK INDS INC608190104269$30,7140.01%
128ACCENTURE PLC IRELANDACN97$30,2680.01%
129CIRRUS LOGIC INCCRUS300$29,8970.01%
130GLOBE LIFE INCGL-PD225$29,6370.01%
131MURPHY USA INCMUSA61$28,6580.01%
132CARRIER GLOBAL CORPCARR451$28,5930.01%
133BROOKFIELD ASSET MGMTG16169107565$27,3740.01%
134FIRST FINL BANKSHARES IN32020R109719$25,8260.01%
135AUTODESK INCADSK97$25,3950.01%
136CISCO SYS INCCSCO401$24,7460.01%
137ISHARES MSCI CHINA ETF46429B671439$23,8820.01%
138SELECT STR FINANCIAL SELECT SPDR ETF81369Y605476$23,7100.01%
139DELTA AIR LINES INC DELDAL533$23,2390.01%
140O REILLY AUTOMOTIVE INC67103H10716$22,9210.01%
141HORMEL FOODS CORPHRL728$22,5240.01%
142EMERSON ELEC COEMR201$22,0380.01%
143SHOPIFY INC FCLASS ASHOP220$21,0060.01%
144SELECT SECTOR HEALTH CARE SPDR ETF81369Y209142$20,7330.01%
145YIELDMAX MSFT OPTN INC STRG ETF88634T4281,252$19,6560.01%
146MERCADOLIBRE INCMELI10$19,5090.01%
147SPDR FUND CONSUMER DISCRE SELECT ETF81369Y40794$18,5610.01%
148MEDTRONIC PLC FMDT202$18,1520.01%
149GARTNER INCIT43$18,0490.01%
150ZOETIS INCZTS108$17,7820.01%
151CRH PUBLIC LIMITED COCRH200$17,5940.01%
152AT&T INCT-PC600$16,9680.01%
153SCHWAB US LARGE CAP GROWTH ETF808524300608$15,2300.01%
154SEA LTD FUNSPONSORED ADR 1 ADR REPS 1 ORD SHSSE116$15,1370.01%
155GRAYSCALE BITCOIN MINI TRUST ETFGBTC368$13,4280.01%
156PEPSICO INCPEP88$13,1950.01%
157STATE STR CORPSTT-PG142$12,7130.01%
158BAKER HUGHES CO.BKR287$12,6350.01%
159GENERAL MTRS CO37045V100265$12,4630.01%
160SHELL PLC FSPONSORED ADR 1 ADR REPS 2 ORD SHSRYDAF165$12,0910.01%
161CATERPILLAR INCCAT35$11,6250.00%
162IDEXX LABS INC45168D10427$11,3390.00%
163PRUDENTIAL FINL INCPUKPF100$11,1680.00%
164VERIZON COMMUNICATIONS IVZ244$11,0680.00%
165UNITED PARCEL SVC INCUPS100$10,9990.00%
166VANGUARD SHORT-TERM BONDETF921937827134$10,4900.00%
167PFIZER INCPFE400$10,1360.00%
168VANGUARD FTSE DEVELOPED MARKETS ETF921943858198$10,0630.00%
169CHIPOTLE MEXICAN GRILL ICMG200$10,0420.00%
170ATLASSIAN CORPTEAM45$9,5490.00%
171WINGSTOP INCWING42$9,4740.00%
172WISDOMTREE INDIA EARNINGS ETFWT200$8,7420.00%
173CME GROUP INCCME32$8,4890.00%
174NORTHROP GRUMMAN CORPNOC16$7,9840.00%
175LULULEMON ATHLETICA INCLULU28$7,9260.00%
176PAYPAL HLDGS INCPYPL120$7,8300.00%
177CONOCOPHILLIPSCOP74$7,7650.00%
178ISHARES MSCI CHINA A ETF46434V514258$7,2320.00%
179COMCAST CORP NEWCCZ195$7,1960.00%
180MOTOROLA SOLUTIONS INCMSI16$7,0050.00%
181DUPONT DE NEMOURS INCDD93$6,9450.00%
182DEXCOM INCDXCM100$6,8290.00%
183AIRBNB INCABNB55$6,5700.00%
184NUCOR CORPNU54$6,4980.00%
185TESLA INCTSLA25$6,4790.00%
186CORTEVA INCCTVA93$5,8520.00%
187INTEL CORPINTC251$5,7000.00%
188ANALOG DEVICES INCADI28$5,6470.00%
189INVSC BUYBACK ACHIEVERS ETFIVZ50$5,6330.00%
190PROLOGIS INC REITPLDGP50$5,5900.00%
191MARATHON PETE CORPMARA38$5,5360.00%
192BLOCK INC ABSQKZ98$5,3240.00%
193SOFI TECHNOLOGIES INCSOFI436$5,0710.00%
194DARDEN RESTAURANTS INCDRI24$4,9860.00%
195EMCOR GROUP INCEME13$4,8050.00%
196BEST BUY INCBBY65$4,7850.00%
197EATON CORP PLCETN17$4,6210.00%
198MATCH GROUP INC NEWMTCH142$4,4300.00%
199NU HLDGS LTD FCLASS ANU400$4,0960.00%
200VANGUARD TOTAL STOCK MARKET ETF92290876914$3,8480.00%
201UNION PAC CORPUNP16$3,7800.00%
202HERSHEY COHSY22$3,7630.00%
203FIDELITY NATL INFORMATIO31620M10650$3,7340.00%
204JOHNSON CONTROLS INTG5150210546$3,6850.00%
205CSX CORPCSX124$3,6480.00%
206VANGUARD MID CAP ETF92290862914$3,6210.00%
207GENERAC HLDGS INCGNRC28$3,5460.00%
208HARLEY DAVIDSON INCHOG136$3,4350.00%
209VANGUARD HIGH DIVIDEND YIELD ETF92194640626$3,3530.00%
210KRAFT HEINZ COKHC110$3,3470.00%
211ENTERPRISE PRODS PART LP29379210798$3,3460.00%
212DOW INCDOW93$3,2460.00%
213DRAFTKINGS INC NEWDKNG88$2,9220.00%
214GE HEALTHCARE TECHNOLOGIGEHC33$2,6630.00%
215NEXTERA ENERGY INCNEE-PW37$2,6230.00%
216PUBLIC SVC ENTERPRISE GR74457310631$2,5510.00%
217INVESCO RAFI US 1000 ETFIVZ60$2,4360.00%
218XERIS BIOPHARMA HLDGS INXRXDW403$2,2120.00%
219MORGAN STANLEYMS-PQ18$2,1000.00%
2203M COMMM12$1,7620.00%
221PELOTON INTERACTIVE INCPTON260$1,6430.00%
222WARNER BROS DISCOVERY INWBD145$1,5560.00%
223PROTALIX BIOTHERAPEUTICSPLX600$1,5360.00%
224INTERCONTINENTAL HOTEL FUNSPONSORED ADR45857P80614$1,5340.00%
225BLACKROCK ENERGY AND RESBLK102$1,3850.00%
226TAIWAN SEMICONDUCTOR M FSPONSORED ADR8740391008$1,3280.00%
227PALANTIR TECHNOLOGIES INCLASS APLTR15$1,2660.00%
228MFA FINL INC REIT55272X607118$1,2110.00%
229ISHARES MSCI INDIA INDEXETF46429B59820$1,0300.00%
230ADVISORSHARES PURE US CANNABIS ETF00768Y453350$9140.00%
231ADVANCED MICRO DEVICAMD8$8220.00%
232BROOKFIELD WEALTH SOLUBNT15$7830.00%
233AERCAP HOLDINGS N V FAER7$7150.00%
234BROOKFIELD BUSINESS P LPBBUC30$7040.00%
235RIVIAN AUTOMOTIVE INC CLASS ARBLX50$6230.00%
236SOLAREDGE TECHNOLOGIES ISEDG38$6150.00%
237VANGUARD DIVIDEND APPRECIATION ETF9219088443$5820.00%
238SPOTIFY TECHNOLOGY S A FSPOT1$5500.00%
239VIATRIS INCVTRS63$5490.00%
240SOUNDHOUND AI INC CLASS ASOUNW50$4060.00%
241BROOKFIELD BUSINESS COBBUC15$3990.00%
242ORGANON & COOGN26$3870.00%
243WOLFSPEED INCWOLF66$2020.00%
244OCCIDENTAL PETE C 27 WTSWARRANTS EXP 08/03/276745991627$1940.00%
245MR COOPER GROUP INC62482R1071$1200.00%
246ORION PPTYS INC REITONL50$1070.00%
247REVOLVE GROUP INC CLASS ARVLV5$1070.00%
248ALLBIRDS INCBIRD15$970.00%
249CANOPY GROWTH CORPCGC37$340.00%
250WALGREENS BOOTS ALLIANCE9314271081$110.00%