13F HOLDINGS REPORT
Investment Research & Advisory Group, Inc.
Quarter ended Q4 2024 · Filed January 21, 2025 · Accession 0001802136-25-000001
Total Value
$241.0M
Positions
212
Other Managers
0
Confidential Omitted
No
Holdings (212)
| # | Issuer | Ticker / CUSIP | Shares | Value | % of Filing |
|---|---|---|---|---|---|
| 1 | VANGUARD S&P 500 ETF | 922908363 | 90,865 | $49.0M | 20.31% |
| 2 | APPLE INC | AAPL | 82,329 | $20.6M | 8.55% |
| 3 | MICROSOFT CORP | MSFT | 24,285 | $10.2M | 4.25% |
| 4 | NVIDIA CORP | NVDA | 702,355 | $9.4M | 3.91% |
| 5 | AMAZON.COM INC | AMZN | 41,448 | $9.1M | 3.77% |
| 6 | ALPHABET INC CLASS A | GOOG | 42,415 | $8.0M | 3.33% |
| 7 | MASTERCARD INC CLASS A | MA | 13,478 | $7.1M | 2.94% |
| 8 | VISA INC CLASS A | V | 19,688 | $6.2M | 2.58% |
| 9 | JPMORGAN CHASE & CO | VYLD | 25,344 | $6.1M | 2.52% |
| 10 | META PLATFORMS INC CLASS A | META | 10,184 | $6.0M | 2.47% |
| 11 | BLACKROCK INC NEW | BLK | 5,308 | $5.4M | 2.26% |
| 12 | SALESFORCE INC | CRM | 15,039 | $5.0M | 2.09% |
| 13 | ELI LILLY AND CO | LLY | 6,488 | $5.0M | 2.08% |
| 14 | CHARLES SCHWAB CORP | SCHW-PJ | 63,931 | $4.7M | 1.96% |
| 15 | FISERV INC | FISV | 19,958 | $4.1M | 1.70% |
| 16 | COSTCO WHSL CORP NEW | 22160K105 | 4,456 | $4.1M | 1.69% |
| 17 | CHUBB LTD F | CB | 13,501 | $3.7M | 1.55% |
| 18 | UBER TECHNOLOGIES INC | UBER | 57,360 | $3.5M | 1.44% |
| 19 | IQVIA HLDGS INC | IQV | 17,547 | $3.4M | 1.43% |
| 20 | BOOKING HLDGS INC | BKNG | 687 | $3.4M | 1.42% |
| 21 | ASML HLDG N V FSPONSORED ADR 1 ADR REPS 1 ORD SHS | ASMLF | 4,694 | $3.3M | 1.35% |
| 22 | BERKSHIRE HATHAWAY CLASS B | BRK-A | 7,042 | $3.2M | 1.32% |
| 23 | UNITEDHEALTH GROUP INC | UNH | 6,306 | $3.2M | 1.32% |
| 24 | NETFLIX INC | NFLX | 3,570 | $3.2M | 1.32% |
| 25 | VANGUARD SMALL CAP ETF | 922908751 | 11,843 | $2.8M | 1.18% |
| 26 | STARBUCKS CORP | SBUX | 29,179 | $2.7M | 1.10% |
| 27 | VEEVA SYS INC CLASS A | VEEV | 12,375 | $2.6M | 1.08% |
| 28 | LOCKHEED MARTIN CORP | LMT | 5,259 | $2.6M | 1.06% |
| 29 | GENERAL DYNAMICS CORP | GD | 9,683 | $2.6M | 1.06% |
| 30 | GE AEROSPACE | 369604301 | 14,732 | $2.5M | 1.02% |
| 31 | PHILIP MORRIS INTL INC | 718172109 | 19,202 | $2.3M | 0.96% |
| 32 | CARMAX INC | KMX | 27,301 | $2.2M | 0.93% |
| 33 | JOHNSON & JOHNSON | JNJ | 15,155 | $2.2M | 0.91% |
| 34 | ADOBE INC | ADBE | 4,839 | $2.2M | 0.89% |
| 35 | THERMO FISHER SCIENTIFIC | TMO | 3,698 | $1.9M | 0.80% |
| 36 | ARCHER-DANIELS MIDLAND C | ADM | 34,000 | $1.7M | 0.71% |
| 37 | PROCTER & GAMBLE CO | 742718109 | 9,948 | $1.7M | 0.69% |
| 38 | SPDR S&P 500 ETF IV | 78468R796 | 2,843 | $1.7M | 0.69% |
| 39 | OTIS WORLDWIDE CORP | OTIS | 16,872 | $1.6M | 0.65% |
| 40 | DANAHER CORP | 235851102 | 5,338 | $1.2M | 0.51% |
| 41 | VANGUARD TOTAL BOND MARKET ETF | 921937835 | 14,839 | $1.1M | 0.44% |
| 42 | HOME DEPOT INC | HD | 2,370 | $921,763 | 0.38% |
| 43 | CHOICE HOTELS INTL INC | 169905106 | 6,422 | $911,802 | 0.38% |
| 44 | GE VERNOVA INC | GEV | 2,613 | $859,494 | 0.36% |
| 45 | VANGUARD TOTAL INTERNATIONAL STK ETF | 921909768 | 13,996 | $824,790 | 0.34% |
| 46 | ISHARES CORE S&P 500 ETF IV | 464287200 | 1,323 | $778,824 | 0.32% |
| 47 | ISHARES CORE S&P MID CAPETF | 464287507 | 124,678 | $776,852 | 0.32% |
| 48 | ALPHABET INC CLASS C | GOOG | 3,891 | $741,002 | 0.31% |
| 49 | ISHARES S&P 500 GROWTH ETF | 464287309 | 7,135 | $724,417 | 0.30% |
| 50 | INDEPENDENCE RLTY TR INCREIT | 45378A106 | 36,098 | $716,184 | 0.30% |
| 51 | PALO ALTO NETWORKS INC | PANW | 3,856 | $701,638 | 0.29% |
| 52 | INVSC QQQ TRUST SRS 1 ETF | IVZ | 1,182 | $604,274 | 0.25% |
| 53 | VANGUARD FTSE ALL WORLD EX US ETF | 922042775 | 9,147 | $525,129 | 0.22% |
| 54 | ISHARES S&P 500 VALUE ETF IV | 464287408 | 2,545 | $485,790 | 0.20% |
| 55 | VANGUARD ENERGY ETF | 92204A306 | 3,965 | $480,994 | 0.20% |
| 56 | FEDEX CORP | FDX | 1,171 | $329,437 | 0.14% |
| 57 | SYNOVUS FINL CORP | SNPS | 5,717 | $292,882 | 0.12% |
| 58 | SPDR S&P MIDCAP 400 ETF IV | MDY | 503 | $286,499 | 0.12% |
| 59 | LOWES COS INC | 548661107 | 1,132 | $279,378 | 0.12% |
| 60 | MERCK & CO. INC. | MRK | 2,462 | $244,920 | 0.10% |
| 61 | VANGUARD RUSSELL 2000 ETF | 92206C664 | 2,501 | $223,414 | 0.09% |
| 62 | ISHARES TOTAL US STOCK MARKET ETF | 464587150 | 1,734 | $223,015 | 0.09% |
| 63 | INVSC VARIABLE RATE PREFERRED ETF | IVZ | 9,194 | $222,403 | 0.09% |
| 64 | ZETA GLOBAL HLDGS CORP CLASS A | ZETA | 11,980 | $215,520 | 0.09% |
| 65 | ABBVIE INC | ABBV | 1,193 | $211,996 | 0.09% |
| 66 | BROADCOM INC | AVGO | 910 | $210,974 | 0.09% |
| 67 | BANK OF AMERICA CORP | 060505104 | 4,776 | $209,905 | 0.09% |
| 68 | ISHARES CORE S&P SMALL CAP ETF | 464287804 | 1,776 | $204,631 | 0.08% |
| 69 | ISHARES CORE MSCI EAFE ETF | 46432F842 | 2,897 | $203,601 | 0.08% |
| 70 | AMERICAN TOWER CORP NEW REIT | 03027X100 | 988 | $181,209 | 0.08% |
| 71 | THE COCA-COLA CO | KO | 2,848 | $177,316 | 0.07% |
| 72 | ALTRIA GROUP INC | MO | 3,369 | $176,165 | 0.07% |
| 73 | SPDR S&P DIVIDEND ETF | 78464A763 | 1,331 | $175,781 | 0.07% |
| 74 | ISHARES S&P SMLL CAP 600GRTH ETF | 464287887 | 1,252 | $169,483 | 0.07% |
| 75 | BOEING CO | BA-PA | 885 | $156,645 | 0.06% |
| 76 | AMGEN INC | AMGN | 589 | $153,517 | 0.06% |
| 77 | AVANTIS US SMALL CAP VALUE ETF | 025072877 | 1,521 | $146,822 | 0.06% |
| 78 | ARISTA NETWORKS INC | ANET | 1,280 | $141,478 | 0.06% |
| 79 | ISHARES S&P SMALL CAP 600 ETF | 464287879 | 1,294 | $140,541 | 0.06% |
| 80 | ISHARES ESG AWARE MSCI USA ETF | 46435G425 | 1,010 | $130,098 | 0.05% |
| 81 | BROOKFIELD CORP FCLASS A | 11271J107 | 2,250 | $129,263 | 0.05% |
| 82 | CROWDSTRIKE HLDGS INC CLASS A | CRWD | 335 | $114,624 | 0.05% |
| 83 | SPDR PORTFOLIO HIGH YIELD BND ETF | 78468R606 | 4,529 | $106,296 | 0.04% |
| 84 | CHEVRON CORP NEW | CVX | 703 | $101,823 | 0.04% |
| 85 | ABBOTT LABS | ABLZF | 888 | $100,442 | 0.04% |
| 86 | MONDELEZ INTL INC CLASS A | 609207105 | 1,607 | $95,986 | 0.04% |
| 87 | VANGUARD TOTAL INTERNATIONAL BND ETF | 92203J407 | 1,946 | $95,451 | 0.04% |
| 88 | PNC FINL SERVICES | 693475105 | 488 | $94,111 | 0.04% |
| 89 | GOLDMAN SACHS GROUP INC | GSCE | 164 | $93,910 | 0.04% |
| 90 | AMERICAN CENTURY QUALITYPREF ETF | 025072539 | 2,515 | $90,461 | 0.04% |
| 91 | ENSTAR GROUP LIMITED F | G3075P101 | 273 | $87,920 | 0.04% |
| 92 | WELLS FARGO & CO | 949746101 | 1,225 | $86,044 | 0.04% |
| 93 | ISHARES CORE MSCI EMERGING ETF | 46434G103 | 1,643 | $85,797 | 0.04% |
| 94 | ISHARES BIOTECHNOLOGY ETF | 464287556 | 642 | $84,879 | 0.04% |
| 95 | NOVO-NORDISK A S FSPONSORED ADR 1 ADR REPS 1 ORD SHS | NONOF | 940 | $80,859 | 0.03% |
| 96 | CITIGROUP INC | C-PR | 1,108 | $77,992 | 0.03% |
| 97 | REDDIT INC CLASS A | RDDT | 430 | $70,279 | 0.03% |
| 98 | DUKE ENERGY CORP NEW | DUKB | 626 | $67,417 | 0.03% |
| 99 | WALMART INC | WMT | 687 | $62,050 | 0.03% |
| 100 | PHILLIPS 66 | PSX | 500 | $56,965 | 0.02% |
| 101 | TRUIST FINL CORP | 89832Q109 | 1,311 | $56,877 | 0.02% |
| 102 | WORKDAY INC CLASS A | WDAY | 209 | $53,928 | 0.02% |
| 103 | ORACLE CORP | ORCL-PD | 323 | $53,825 | 0.02% |
| 104 | AIR PRODS & CHEMS INC | AIIR | 185 | $53,657 | 0.02% |
| 105 | SERVICENOW INC | NOW | 49 | $51,946 | 0.02% |
| 106 | BRISTOL MYERS SQUIBB CO | CELG-RI | 900 | $50,904 | 0.02% |
| 107 | NIKE INC CLASS B | NKE | 655 | $49,564 | 0.02% |
| 108 | TECHNOLOGY SELECT SECTORSPDR ETF IV | 81369Y803 | 212 | $49,294 | 0.02% |
| 109 | PERFORMANCE FOOD GROUP C | PFGC | 500 | $42,275 | 0.02% |
| 110 | DISNEY WALT CO | 254687106 | 352 | $39,195 | 0.02% |
| 111 | ALCOA CORP | AA | 1,019 | $38,498 | 0.02% |
| 112 | INVESCO NASDAQ NEXT GEN 100 ETF | IVZ | 1,207 | $37,268 | 0.02% |
| 113 | TORONTO DOMINION BK ON F | TORO | 667 | $35,511 | 0.01% |
| 114 | AXOS FINL INC | AX | 504 | $35,204 | 0.01% |
| 115 | ACCENTURE PLC IRELAND FCLASS A | ACN | 97 | $34,124 | 0.01% |
| 116 | GUARDIAN PHARMACY SVCS ICLASS A | 40145W101 | 1,666 | $33,753 | 0.01% |
| 117 | DELTA AIR LINES INC DEL | DAL | 533 | $32,247 | 0.01% |
| 118 | ATMUS FILTRATION TECHNOL | ATMU | 818 | $32,049 | 0.01% |
| 119 | MOHAWK INDS INC | 608190104 | 269 | $32,046 | 0.01% |
| 120 | BROOKFIELD ASSET MGMT FCLASS A | G16169107 | 565 | $30,617 | 0.01% |
| 121 | MURPHY USA INC | MUSA | 61 | $30,607 | 0.01% |
| 122 | CIRRUS LOGIC INC | CRUS | 300 | $29,874 | 0.01% |
| 123 | AMERICAN EXPRESS CO | AXP | 999 | $29,384 | 0.01% |
| 124 | AUTODESK INC | ADSK | 97 | $28,670 | 0.01% |
| 125 | GILEAD SCIENCES INC | GILD | 300 | $27,711 | 0.01% |
| 126 | REALTY INCOME CORP REIT | O | 500 | $26,705 | 0.01% |
| 127 | GLOBE LIFE INC | GL-PD | 225 | $25,092 | 0.01% |
| 128 | SELECT STR FINANCIAL SELECT SPDR ETF | 81369Y605 | 492 | $23,778 | 0.01% |
| 129 | CORNING INC | GLW | 500 | $23,760 | 0.01% |
| 130 | SHOPIFY INC FCLASS A | SHOP | 220 | $23,393 | 0.01% |
| 131 | HORMEL FOODS CORP | HRL | 728 | $22,837 | 0.01% |
| 132 | OCCIDENTAL PETE CORP | 674599105 | 430 | $21,246 | 0.01% |
| 133 | SPDR FUND CONSUMER DISCRE SELECT ETF | 81369Y407 | 94 | $21,089 | 0.01% |
| 134 | GARTNER INC | IT | 43 | $20,832 | 0.01% |
| 135 | ISHARES MSCI CHINA ETF | 46429B671 | 439 | $20,571 | 0.01% |
| 136 | SELECT SECTOR HEALTH CARE SPDR ETF | 81369Y209 | 142 | $19,535 | 0.01% |
| 137 | O REILLY AUTOMOTIVE INC | 67103H107 | 16 | $18,973 | 0.01% |
| 138 | CRH PUBLIC LIMITED CO F | CRH | 200 | $18,504 | 0.01% |
| 139 | CISCO SYS INC | CSCO | 301 | $17,819 | 0.01% |
| 140 | ZOETIS INC CLASS A | ZTS | 108 | $17,596 | 0.01% |
| 141 | MERCADOLIBRE INC | MELI | 10 | $17,004 | 0.01% |
| 142 | GRAYSCALE BITCOIN MINI TRUST ETF | GBTC | 368 | $15,408 | 0.01% |
| 143 | GENERAL MTRS CO | 37045V100 | 265 | $14,117 | 0.01% |
| 144 | STATE STR CORP | STT-PG | 142 | $13,937 | 0.01% |
| 145 | PEPSICO INC | PEP | 88 | $13,381 | 0.01% |
| 146 | CATERPILLAR INC | CAT | 35 | $12,787 | 0.01% |
| 147 | UNITED PARCEL SVC INC CLASS B | UPS | 100 | $12,610 | 0.01% |
| 148 | NUVEEN MUNICIPAL VALUE C | NU | 1,449 | $12,447 | 0.01% |
| 149 | SEA LTD FUNSPONSORED ADR 1 ADR REPS 1 ORD SHS | SE | 116 | $12,308 | 0.01% |
| 150 | CHIPOTLE MEXICAN GRILL I | CMG | 200 | $12,060 | 0.01% |
| 151 | WINGSTOP INC | WING | 42 | $11,936 | 0.00% |
| 152 | PRUDENTIAL FINL INC | PUKPF | 100 | $11,853 | 0.00% |
| 153 | BAKER HUGHES CO. CLASS A | BKR | 287 | $11,793 | 0.00% |
| 154 | MCDONALDS CORP | MCD | 39 | $11,195 | 0.00% |
| 155 | IDEXX LABS INC | 45168D104 | 27 | $11,163 | 0.00% |
| 156 | ATLASSIAN CORP CLASS A | TEAM | 45 | $10,952 | 0.00% |
| 157 | LULULEMON ATHLETICA INC | LULU | 28 | $10,707 | 0.00% |
| 158 | VANGUARD SHORT-TERM BONDETF | 921937827 | 134 | $10,354 | 0.00% |
| 159 | PAYPAL HLDGS INC | PYPL | 120 | $10,242 | 0.00% |
| 160 | VANGUARD FTSE DEVELOPED MARKETS ETF | 921943858 | 197 | $9,423 | 0.00% |
| 161 | WISDOMTREE INDIA EARNINGS ETF | WT | 200 | $9,054 | 0.00% |
| 162 | MEDTRONIC PLC F | MDT | 109 | $8,707 | 0.00% |
| 163 | BLOCK INC CLASS A | BSQKZ | 98 | $8,329 | 0.00% |
| 164 | DEXCOM INC | DXCM | 100 | $7,777 | 0.00% |
| 165 | CONOCOPHILLIPS | COP | 74 | $7,333 | 0.00% |
| 166 | NORTHROP GRUMMAN CORP | NOC | 16 | $7,317 | 0.00% |
| 167 | ISHARES MSCI CHINA A ETF | 46434V514 | 258 | $7,198 | 0.00% |
| 168 | DRAFTKINGS INC NEW CLASS A | DKNG | 188 | $6,994 | 0.00% |
| 169 | NUCOR CORP | NU | 54 | $6,302 | 0.00% |
| 170 | EMCOR GROUP INC | EME | 13 | $5,901 | 0.00% |
| 171 | SOFI TECHNOLOGIES INC | SOFI | 367 | $5,652 | 0.00% |
| 172 | DUPONT DE NEMOURS INC | DD | 66 | $5,033 | 0.00% |
| 173 | MATCH GROUP INC NEW | MTCH | 142 | $4,645 | 0.00% |
| 174 | NU HLDGS LTD FCLASS A | NU | 400 | $4,144 | 0.00% |
| 175 | HARLEY DAVIDSON INC | HOG | 135 | $4,068 | 0.00% |
| 176 | VANGUARD TOTAL STOCK MARKET ETF | 922908769 | 14 | $4,057 | 0.00% |
| 177 | CSX CORP | CSX | 124 | $4,000 | 0.00% |
| 178 | VERIZON COMMUNICATIONS I | VZ | 100 | $3,999 | 0.00% |
| 179 | CORTEVA INC | CTVA | 66 | $3,759 | 0.00% |
| 180 | VANGUARD MID CAP ETF | 922908629 | 14 | $3,698 | 0.00% |
| 181 | VANGUARD HIGH DIVIDEND YIELD ETF | 921946406 | 26 | $3,317 | 0.00% |
| 182 | ENTERPRISE PRODS PART LP | 293792107 | 98 | $3,073 | 0.00% |
| 183 | DOW INC | DOW | 66 | $2,649 | 0.00% |
| 184 | PELOTON INTERACTIVE INC | PTON | 260 | $2,262 | 0.00% |
| 185 | INTERCONTINENTAL HOTEL FUNSPONSORED ADR | 45857P806 | 14 | $1,749 | 0.00% |
| 186 | TAIWAN SEMICONDUCTOR M FSPONSORED ADR 1 ADR REPS 5 ORD SHS | 874039100 | 8 | $1,580 | 0.00% |
| 187 | 3M CO | MMM | 12 | $1,549 | 0.00% |
| 188 | XERIS BIOPHARMA HLDGS IN | XRXDW | 403 | $1,366 | 0.00% |
| 189 | ADVISORSHARES PURE US CANNABIS ETF | 00768Y453 | 350 | $1,334 | 0.00% |
| 190 | PFIZER INC | PFE | 50 | $1,327 | 0.00% |
| 191 | MFA FINL INC REIT | 55272X607 | 118 | $1,202 | 0.00% |
| 192 | WABTEC | 929740108 | 6 | $1,138 | 0.00% |
| 193 | WISDOMTREE JAPAN HEDGED EQUITY ETF | WT | 10 | $1,103 | 0.00% |
| 194 | ISHARES MSCI INDIA INDEXETF | 46429B598 | 20 | $1,053 | 0.00% |
| 195 | INTEL CORP | INTC | 50 | $1,003 | 0.00% |
| 196 | ADVANCED MICRO DEVICE IN | AMD | 8 | $966 | 0.00% |
| 197 | BROOKFIELD WEALTH SOLU FCLASS A | BNT | 15 | $862 | 0.00% |
| 198 | BROOKFIELD BUSINESS P LP | BBUC | 30 | $703 | 0.00% |
| 199 | RIVIAN AUTOMOTIVE INC CLASS A | RBLX | 50 | $665 | 0.00% |
| 200 | SOLAREDGE TECHNOLOGIES I | SEDG | 38 | $517 | 0.00% |
| 201 | WOLFSPEED INC | WOLF | 66 | $440 | 0.00% |
| 202 | BROOKFIELD BUSINESS CO FCLASS A | BBUC | 15 | $364 | 0.00% |
| 203 | CALL UBER TECHNOLOGIES I$70 EXP 03/21/25 | UBER | 2 | $357 | 0.00% |
| 204 | VIATRIS INC | VTRS | 20 | $249 | 0.00% |
| 205 | CALL UBER TECHNOLOGIES I$67.5 EXP 03/21/25 | UBER | 1 | $237 | 0.00% |
| 206 | ASTRAZENECA PLC FSPONSORED ADR 1 ADR REPS 0.5 ORD SHS | AZN | 3 | $197 | 0.00% |
| 207 | ORION OFFICE REIT INC REIT | ONL | 50 | $186 | 0.00% |
| 208 | REVOLVE GROUP INC CLASS A | RVLV | 5 | $167 | 0.00% |
| 209 | ALLBIRDS INC CLASS A | BIRD | 15 | $105 | 0.00% |
| 210 | MR COOPER GROUP INC | 62482R107 | 1 | $96 | 0.00% |
| 211 | CANOPY GROWTH CORP F | CGC | 5 | $14 | 0.00% |
| 212 | WALGREENS BOOTS ALLIANCE | 931427108 | 1 | $9 | 0.00% |