13F HOLDINGS REPORT

First Citizens Financial Corp

Quarter ended Q4 2025 · Filed January 6, 2026 · Accession 0001800597-26-000001

Total Value

$202.4M

Positions

128

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (128)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	ISHARE DOW JONES TECH	464287721	90,319	$18.0M	8.91%
2	ISHARE MSCI EAFE FUND	464287465	79,329	$7.6M	3.76%
3	ISHARE S&P MIDCAP 400/GROWTH INDEX FUND	464287606	73,549	$7.1M	3.52%
4	ISHARE DOW JONES FINANCIAL SECTOR	464287788	54,423	$7.0M	3.47%
5	ISHARE S&P MIDCAP 400/VALUE INDEX FUND	464287705	50,993	$6.7M	3.31%
6	ISHARE DOW JONES HEALTHCARE	464287762	93,617	$6.1M	3.01%
7	BERKSHIRE HATHAWAY INC CL B	BRK-A	11,186	$5.6M	2.78%
8	APPLE INC	AAPL	20,681	$5.6M	2.78%
9	ISHARE DOW JONES CONSUMER DISCRETIONARY ETF	464287580	49,931	$5.1M	2.54%
10	VANGUARD TOTAL STOCK MKT INDEX	922908769	14,746	$4.9M	2.44%
11	ISHARE DOW JONES INDUSTRIAL	464287754	33,103	$4.9M	2.42%
12	ISHARE S&P SMALL CAP 600 GROWTH INDEX	464287887	33,185	$4.7M	2.31%
13	ISHARE S&P SMALLCAP 600 BARRA VALUE IND	464287879	40,472	$4.6M	2.27%
14	ISHARES EDGE MSCI USA QUALITY FACTOR ETF	46432F339	19,836	$3.9M	1.95%
15	MICROSOFT CORP	MSFT	8,023	$3.9M	1.92%
16	TECHNOLOGY SELECT SECTOR SPDR FD	81369Y803	22,343	$3.2M	1.59%
17	JPMORGAN CHASE & CO COM	VYLD	9,876	$3.2M	1.57%
18	INVESCO QQQ TR UNIT SER 1	IVZ	5,136	$3.2M	1.56%
19	CUMMINS INC COM	CMI	5,740	$2.9M	1.45%
20	ELI LILLY & CO	LLY	2,602	$2.8M	1.38%
21	J P MORGAN INCOME ETF	46641Q159	59,318	$2.7M	1.36%
22	ISHARE U.S. CONSUMER STAPLES ETF	464287812	38,666	$2.6M	1.28%
23	JP MORGAN EXCHANGE TRADED FD ULTRA SHRT INC	46641Q837	45,702	$2.3M	1.14%
24	CATERPILLAR INC STOCK	CAT	3,669	$2.1M	1.04%
25	ISHARES SHORT DURATION BOND ACTIVE ETF	46431W507	39,161	$2.0M	0.99%
26	ISHARE S&P 500/ GROWTH INDEXFUND	464287309	16,195	$2.0M	0.99%
27	GOLDMAN SACHS GROUP INC	GSCE	2,129	$1.9M	0.92%
28	ETF VANGUARD EMERGING MARKETS	922042858	34,734	$1.9M	0.92%
29	ISHARE DOW JONES UTILITIES	464287697	16,826	$1.8M	0.90%
30	PGIM ACTIVE HIGH YIELD BD ETF	69344A206	51,036	$1.8M	0.89%
31	MORGAN STANLEY	MS-PQ	10,132	$1.8M	0.89%
32	ISHARES DJ US REAL ESTATE	464287739	18,708	$1.8M	0.87%
33	PGIM ETF TR TOTAL RETURN BOND	69344A800	41,397	$1.7M	0.86%
34	HOME DEPOT INC COMMON STOCK	HD	4,947	$1.7M	0.84%
35	ISHARE DOW JONES ENERGY	464287796	35,669	$1.7M	0.84%
36	ISHARES US EQUITY FACTOR ROTATION ACTIVE ETF	BLK	27,498	$1.7M	0.83%
37	NVIDIA CORP	NVDA	8,616	$1.6M	0.79%
38	PGIM ULTRA SHORT ETF BOND	69344A107	31,702	$1.6M	0.78%
39	JOHNSON & JOHNSON COM	JNJ	7,253	$1.5M	0.74%
40	SELECT SECTOR SPDR TRX FINANCIAL	81369Y605	26,821	$1.5M	0.73%
41	PIMCO MULTISECTOR BD	72201R585	54,824	$1.5M	0.72%
42	VANGUARD COMMUNICATION SERVICES ETF	92204A884	7,207	$1.4M	0.69%
43	ISHARE DOW JONES BASIC MATERIALS	464287838	8,968	$1.4M	0.68%
44	SPDR SER TR SPDR BLOOMBERG	78468R663	14,931	$1.4M	0.67%
45	J P MORGAN EQUITY FOCUS ETF	46654Q781	17,443	$1.3M	0.64%
46	VISA INC	V	3,623	$1.3M	0.63%
47	ABBVIE INC	ABBV	5,314	$1.2M	0.60%
48	PRINCIPAL SPECTRUM PREF SEC ACTIVE ETF	74255Y888	60,814	$1.2M	0.57%
49	ISHARES MSCI VALUE INDEX FUND EAFE ETF	464288877	16,132	$1.2M	0.57%
50	SELECT SECTOR SPDR TR COMMUNICATION	81369Y852	9,453	$1.1M	0.55%
51	ISHARES EMERGING MARKETS EQUITY FACTOR ETF	46434G889	19,135	$1.1M	0.55%
52	STEEL DYNAMICS INC	STLD	6,200	$1.1M	0.52%
53	LOWES COMPANIES INC	548661107	4,243	$1.0M	0.51%
54	J P MORGAN CORE PLUS BD ETF	46641Q670	21,336	$1.0M	0.50%
55	MCDONALDS CORP	MCD	3,191	$975,265	0.48%
56	J P MORGAN INTL BD OPP ETF	46641Q852	19,912	$969,714	0.48%
57	ISHARE S&P 100 INDEX	464287101	2,774	$951,399	0.47%
58	VANGUARD MALVERN FDS CORE BD ETF	922020748	12,208	$950,942	0.47%
59	ISHARES MSCI USA MOMENTUM FACTOR ETF	46432F396	3,767	$942,918	0.47%
60	SELECT SECTOR SPDR TR SBI HEALTHCARE	81369Y209	6,015	$931,122	0.46%
61	SELECT SECTOR SPDR TR SBI INT-INDS	81369Y704	5,873	$911,020	0.45%
62	CONSUMER DISCRETIONARY SELECT SECTOR SPDR FD	81369Y407	7,542	$900,590	0.44%
63	AMAZON COM INC	AMZN	3,639	$839,954	0.41%
64	ISHARE DOW JONES SELECT DIV INDEX FUND	464287168	5,914	$834,702	0.41%
65	ISHARES TR MIN VOL USA ETF	46429B697	8,637	$813,260	0.40%
66	ALPHABET INC CLASS A	GOOG	2,591	$810,983	0.40%
67	ISHARES TR CORE MSCI EAFE	46432F842	9,008	$805,856	0.40%
68	CORNING INC COM	GLW	9,177	$803,538	0.40%
69	CISCO SYSTEMS INC	CSCO	10,353	$797,492	0.39%
70	BANK OF AMERICA CORP	060505104	13,916	$765,380	0.38%
71	ISHARES MSCI EAFE GROWTH INDEX FUND ETF	464288885	6,252	$712,228	0.35%
72	ISHARE DOW JONES INTL SELECT DIV IDX	464288448	17,719	$699,015	0.35%
73	VANGUARD INDEX FDS S&P 500 ETF SHS	922908363	1,080	$677,300	0.33%
74	RTX CORPORATION	RTX	3,666	$672,344	0.33%
75	VANGUARD TOTAL BOND MARKET ETF	921937835	8,965	$664,038	0.33%
76	META PLATFORMS, INC	META	997	$658,110	0.33%
77	UNION PACIFIC CORP	UNP	2,662	$615,774	0.30%
78	AFLAC INC	AFL	5,450	$600,972	0.30%
79	PNC FINANCIAL SERVICES CORP	693475105	2,850	$594,881	0.29%
80	VANGUARD INTERMEDIATE TERM B	921937819	7,582	$590,486	0.29%
81	VANGUARD TOTAL INTL STOCK INDEX	921909768	7,469	$563,461	0.28%
82	ORACLE CORP COM	ORCL-PD	2,876	$560,561	0.28%
83	SECTOR SPDR-ENERGY	81369Y506	12,164	$543,852	0.27%
84	ISHARES MSCI USA VALUE FACTOR ETF	46432F388	3,925	$536,665	0.27%
85	WELLS FARGO & CO NEW	949746101	5,744	$535,341	0.26%
86	PROCTER & GAMBLE CO COM	742718109	3,679	$527,238	0.26%
87	FRANKLIN US CORE BOND ETF	FGDL	23,496	$508,101	0.25%
88	FEDERATED HERMES TOTAL RET BOND	FHI	19,467	$494,267	0.24%
89	DEERE & CO COM	DE	1,055	$491,176	0.24%
90	CONSUMER STAPLES SPDR	81369Y308	6,319	$490,860	0.24%
91	MERCK & CO INC COM	MRK	4,515	$475,249	0.23%
92	BROADCOM INC COM	AVGO	1,307	$452,353	0.22%
93	ALPHABET INC CLASS C	GOOG	1,428	$448,106	0.22%
94	COCA COLA COMMON STOCK	KO	6,402	$447,564	0.22%
95	HONEYWELL INTL INC COM	438516106	2,223	$433,685	0.21%
96	TRANE TECHNOLOGIES PLC ORD SHS	TT	1,051	$409,049	0.20%
97	CAPITAL ONE FINANCIAL	14040H105	1,682	$407,650	0.20%
98	SPDR S&P 500 ETF TRUST	SPY	558	$380,511	0.19%
99	SPDR DOW JONES INDL AVRG ETF UT SER 1	78467X109	775	$372,442	0.18%
100	COSTCO WHOLESALE CORP	22160K105	401	$345,798	0.17%
101	PHILLIP MORRIS INTL INC	718172109	2,147	$344,379	0.17%
102	VANGUARD US MULTIFACTOR	921935607	2,227	$335,659	0.17%
103	KROGER COMPANY COMMON	KR	5,367	$335,330	0.17%
104	DUKE ENERGY HLDG	DUKB	2,789	$326,899	0.16%
105	VANGUARD MUN BD FDS	922907746	6,480	$325,879	0.16%
106	PRINCIPAL FINL GROUP	PFG	3,654	$322,319	0.16%
107	EXXON MOBIL CORP	XOM	2,573	$309,635	0.15%
108	ISHARE S&P 500 INDEX	464287200	426	$291,784	0.14%
109	SPDR SER TR PRTFLO S&P500 GW	78464A409	2,571	$274,326	0.14%
110	ISHARES MSCI EAFE MIN VOL FACTOR ETF	46429B689	3,143	$271,084	0.13%
111	MEDTRONIC PLC	MDT	2,649	$254,463	0.13%
112	LOEWS CORP COM	L	2,414	$254,218	0.13%
113	SOUTHERN CO COM	SOMN	2,905	$253,316	0.13%
114	INVESCO EXCH TRADED FD TR II	IVZ	10,545	$244,539	0.12%
115	HCA HEALTHCARE INC COM	HCA	521	$243,234	0.12%
116	ANALOG DEVICES	ADI	871	$236,215	0.12%
117	DANAHER CORPORATION	235851102	1,024	$234,414	0.12%
118	CASEYS GENERAL STORES	147528103	406	$224,400	0.11%
119	KINDER MORGAN INC	EP-PC	7,981	$219,398	0.11%
120	MARTIN MARIETTA	573284106	343	$213,572	0.11%
121	EATON CORP PLC	ETN	662	$210,854	0.10%
122	ALLIANT CORP STOCK	LNT	3,178	$206,602	0.10%
123	BLACKROCK MULTI SECTOR INC TR	BLK	15,603	$203,775	0.10%
124	JP MORGAN ULTRA SHORT MUNI INC ETF	46641Q654	3,992	$203,352	0.10%
125	ISHARES NATIONAL MUNI BD ETF	464288414	1,876	$200,938	0.10%
126	BLACKROCK CORE BOND TRUST	BLK	10,310	$98,873	0.05%
127	ISHARES TR CORE MSCI EAFE	46432F842	71	$6,352	0.00%
128	NYMOX PHARMACEUTICAL CORP ORD SHS Corp	NYMXF	35,100	$1,411	0.00%