13F HOLDINGS REPORT

First Citizens Financial Corp

Quarter ended Q3 2025 · Filed October 3, 2025 · Accession 0001800597-25-000006

Total Value

$202.3M

Positions

138

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (138)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	ISHARE DOW JONES TECH	464287721	92,398	$18.1M	8.95%
2	ISHARE MSCI EAFE FUND	464287465	81,606	$7.6M	3.77%
3	ISHARE S&P MIDCAP 400/GROWTH INDEX FUND	464287606	74,523	$7.1M	3.53%
4	ISHARE DOW JONES FINANCIAL SECTOR	464287788	55,996	$7.1M	3.51%
5	ISHARE S&P MIDCAP 400/VALUE INDEX FUND	464287705	51,282	$6.7M	3.29%
6	ISHARE DOW JONES HEALTHCARE	464287762	96,390	$5.7M	2.80%
7	BERKSHIRE HATHAWAY INC CL B	BRK-A	11,204	$5.6M	2.78%
8	APPLE INC	AAPL	21,933	$5.6M	2.76%
9	ISHARE DOW JONES CONSUMER DISCRETIONARY ETF	464287580	50,883	$5.3M	2.64%
10	ISHARE DOW JONES INDUSTRIAL	464287754	33,514	$4.9M	2.42%
11	ISHARE S&P SMALL CAP 600 GROWTH INDEX	464287887	33,150	$4.7M	2.32%
12	VANGUARD TOTAL STOCK MKT INDEX	922908769	14,248	$4.7M	2.31%
13	ISHARE S&P SMALLCAP 600 BARRA VALUE IND	464287879	40,592	$4.5M	2.22%
14	MICROSOFT CORP	MSFT	8,562	$4.4M	2.19%
15	ISHARES EDGE MSCI USA QUALITY FACTOR ETF	46432F339	20,872	$4.1M	2.01%
16	JPMORGAN CHASE & CO COM	VYLD	10,821	$3.4M	1.69%
17	TECHNOLOGY SELECT SECTOR SPDR FD	81369Y803	10,510	$3.0M	1.46%
18	ISHARE U.S. CONSUMER STAPLES ETF	464287812	39,595	$2.7M	1.34%
19	INVESCO QQQ TR UNIT SER 1	IVZ	4,416	$2.7M	1.31%
20	CUMMINS INC COM	CMI	5,990	$2.5M	1.25%
21	J P MORGAN INCOME ETF	46641Q159	53,516	$2.5M	1.23%
22	JP MORGAN EXCHANGE TRADED FD ULTRA SHRT INC	46641Q837	43,674	$2.2M	1.10%
23	HOME DEPOT INC COMMON STOCK	HD	5,366	$2.2M	1.07%
24	ELI LILLY & CO	LLY	2,790	$2.1M	1.05%
25	ISHARE S&P 500/ GROWTH INDEXFUND	464287309	17,192	$2.1M	1.03%
26	ISHARE DOW JONES UTILITIES	464287697	17,898	$2.0M	0.98%
27	ISHARES DJ US REAL ESTATE	464287739	20,210	$2.0M	0.97%
28	ISHARES SHORT DURATION BOND ACTIVE ETF	46431W507	38,066	$2.0M	0.96%
29	ETF VANGUARD EMERGING MARKETS	922042858	35,313	$1.9M	0.95%
30	NVIDIA CORP	NVDA	9,942	$1.9M	0.92%
31	CATERPILLAR INC STOCK	CAT	3,670	$1.8M	0.87%
32	ISHARE DOW JONES ENERGY	464287796	36,781	$1.7M	0.86%
33	GOLDMAN SACHS GROUP INC	GSCE	2,163	$1.7M	0.85%
34	ISHARES US EQUITY FACTOR ROTATION ACTIVE ETF	BLK	28,829	$1.7M	0.84%
35	VANGUARD TOTAL BOND MARKET ETF	921937835	22,435	$1.7M	0.82%
36	PGIM ACTIVE HIGH YIELD BD ETF	69344A206	46,311	$1.7M	0.82%
37	MORGAN STANLEY	MS-PQ	9,984	$1.6M	0.78%
38	J P MORGAN INTL BD OPP ETF	46641Q852	32,262	$1.6M	0.78%
39	PGIM ETF TR TOTAL RETURN BOND	69344A800	36,184	$1.5M	0.75%
40	PGIM ULTRA SHORT ETF BOND	69344A107	29,786	$1.5M	0.73%
41	VANGUARD COMMUNICATION SERVICES ETF	92204A884	7,207	$1.4M	0.67%
42	ISHARE DOW JONES BASIC MATERIALS	464287838	9,127	$1.4M	0.67%
43	J P MORGAN CORE PLUS BD ETF	46641Q670	28,154	$1.3M	0.66%
44	JOHNSON & JOHNSON COM	JNJ	7,181	$1.3M	0.66%
45	ABBVIE INC	ABBV	5,679	$1.3M	0.65%
46	SELECT SECTOR SPDR TRX FINANCIAL	81369Y605	23,201	$1.2M	0.62%
47	VISA INC	V	3,630	$1.2M	0.61%
48	J P MORGAN EQUITY FOCUS ETF	46654Q781	15,762	$1.2M	0.58%
49	PRINCIPAL SPECTRUM PREF SEC ACTIVE ETF	74255Y888	59,335	$1.1M	0.56%
50	ISHARES MSCI VALUE INDEX FUND EAFE ETF	464288877	15,827	$1.1M	0.53%
51	SELECT SECTOR SPDR TR COMMUNICATION	81369Y852	8,956	$1.1M	0.52%
52	LOWES COMPANIES INC	548661107	4,172	$1.0M	0.52%
53	MCDONALDS CORP	MCD	3,444	$1.0M	0.52%
54	AMAZON COM INC	AMZN	4,640	$1.0M	0.50%
55	ISHARES EMERGING MARKETS EQUITY FACTOR ETF	46434G889	17,649	$998,580	0.49%
56	ISHARES MSCI USA MOMENTUM FACTOR ETF	46432F396	3,813	$977,844	0.48%
57	META PLATFORMS, INC	META	1,328	$975,257	0.48%
58	ISHARE S&P 100 INDEX	464287101	2,895	$963,572	0.48%
59	SPDR SER TR SPDR BLOOMBERG	78468R663	10,246	$940,071	0.46%
60	CONSUMER DISCRETIONARY SELECT SECTOR SPDR FD	81369Y407	3,768	$902,964	0.45%
61	ISHARES TR CORE MSCI EAFE	46432F842	10,176	$888,467	0.44%
62	STEEL DYNAMICS INC	STLD	6,200	$864,466	0.43%
63	CORNING INC COM	GLW	10,460	$858,034	0.42%
64	ISHARE DOW JONES SELECT DIV INDEX FUND	464287168	5,963	$847,342	0.42%
65	ISHARES TR MIN VOL USA ETF	46429B697	8,736	$831,143	0.41%
66	BANK OF AMERICA CORP	060505104	16,068	$828,948	0.41%
67	SELECT SECTOR SPDR TR SBI INT-INDS	81369Y704	5,224	$805,698	0.40%
68	SELECT SECTOR SPDR TR SBI HEALTHCARE	81369Y209	5,727	$797,027	0.39%
69	ORACLE CORP COM	ORCL-PD	2,757	$775,379	0.38%
70	CISCO SYSTEMS INC	CSCO	11,138	$762,062	0.38%
71	VANGUARD INTERMEDIATE TERM B	921937819	9,543	$745,213	0.37%
72	ISHARES MSCI EAFE GROWTH INDEX FUND ETF	464288885	6,237	$710,270	0.35%
73	VANGUARD INDEX FDS S&P 500 ETF SHS	922908363	1,080	$661,370	0.33%
74	ALPHABET INC CLASS A	GOOG	2,662	$647,132	0.32%
75	PNC FINANCIAL SERVICES CORP	693475105	3,175	$637,953	0.32%
76	PROCTER & GAMBLE CO COM	742718109	4,117	$632,577	0.31%
77	RTX CORPORATION	RTX	3,776	$631,838	0.31%
78	UNION PACIFIC CORP	UNP	2,669	$630,872	0.31%
79	AFLAC INC	AFL	5,450	$608,765	0.30%
80	BROADCOM INC COM	AVGO	1,750	$577,343	0.29%
81	VANGUARD TOTAL INTL STOCK INDEX	921909768	7,642	$561,381	0.28%
82	FRANKLIN US CORE BOND ETF	FGDL	24,630	$534,964	0.26%
83	SECTOR SPDR-ENERGY	81369Y506	5,920	$528,893	0.26%
84	HONEYWELL INTL INC COM	438516106	2,501	$526,461	0.26%
85	ISHARES MSCI USA VALUE FACTOR ETF	46432F388	4,019	$502,576	0.25%
86	WELLS FARGO & CO NEW	949746101	5,945	$498,310	0.25%
87	DEERE & CO COM	DE	1,055	$482,409	0.24%
88	COCA COLA COMMON STOCK	KO	7,250	$480,820	0.24%
89	TRANE TECHNOLOGIES PLC ORD SHS	TT	1,103	$465,422	0.23%
90	ISHARES SHORT MATURITY MUNICIPAL BOND ACTIVE ETF	46431W838	8,959	$452,519	0.22%
91	CAPITAL ONE FINANCIAL	14040H105	2,075	$441,104	0.22%
92	CONSUMER STAPLES SPDR	81369Y308	5,381	$421,709	0.21%
93	PHILLIP MORRIS INTL INC	718172109	2,505	$406,311	0.20%
94	DUKE ENERGY HLDG	DUKB	3,172	$392,535	0.19%
95	MERCK & CO INC COM	MRK	4,515	$378,944	0.19%
96	SPDR S&P 500 ETF TRUST	SPY	558	$371,728	0.18%
97	COSTCO WHOLESALE CORP	22160K105	401	$371,178	0.18%
98	KROGER COMPANY COMMON	KR	5,367	$361,789	0.18%
99	SPDR DOW JONES INDL AVRG ETF UT SER 1	78467X109	775	$359,399	0.18%
100	EXXON MOBIL CORP	XOM	3,090	$348,398	0.17%
101	SOUTHERN CO COM	SOMN	3,555	$336,907	0.17%
102	ALPHABET INC CLASS C	GOOG	1,327	$323,191	0.16%
103	VANGUARD MUN BD FDS	922907746	6,453	$323,102	0.16%
104	VANGUARD US MULTIFACTOR	921935607	2,233	$322,164	0.16%
105	PRINCIPAL FINL GROUP	PFG	3,487	$289,107	0.14%
106	ISHARE S&P 500 INDEX	464287200	430	$287,799	0.14%
107	DANAHER CORPORATION	235851102	1,424	$282,322	0.14%
108	ALTRIA GROUP INC	MO	4,267	$281,878	0.14%
109	SPDR SER TR PRTFLO S&P500 GW	78464A409	2,571	$268,695	0.13%
110	ISHARES MSCI EAFE MIN VOL FACTOR ETF	46429B689	3,143	$266,621	0.13%
111	MARTIN MARIETTA	573284106	417	$262,827	0.13%
112	EOG RES INC	EOG	2,323	$260,455	0.13%
113	INTUIT INC	INTU	372	$254,043	0.13%
114	HCA HEALTHCARE INC COM	HCA	593	$252,737	0.12%
115	MEDTRONIC PLC	MDT	2,649	$252,291	0.12%
116	EATON CORP PLC	ETN	667	$249,625	0.12%
117	NEXTERA ENERGY INC	NEE-PW	3,251	$245,418	0.12%
118	DISNEY (WALT) HOLDING CO	254687106	2,142	$245,259	0.12%
119	INVESCO EXCH TRADED FD TR II	IVZ	10,382	$239,720	0.12%
120	LOEWS CORP COM	L	2,334	$234,310	0.12%
121	ANALOG DEVICES	ADI	953	$234,152	0.12%
122	JP MORGAN ULTRA SHORT MUNI INC ETF	46641Q654	4,582	$233,865	0.12%
123	KINDER MORGAN INC	EP-PC	8,240	$233,274	0.12%
124	QUANTA SERVICES INC ORD SHS	74762E102	562	$232,904	0.12%
125	CASEYS GENERAL STORES	147528103	406	$229,520	0.11%
126	ISHARE DOW JONES INTL SELECT DIV IDX	464288448	6,200	$226,610	0.11%
127	ABBOTT LABS COM	ABLZF	1,603	$214,706	0.11%
128	ALLIANT CORP STOCK	LNT	3,178	$214,229	0.11%
129	M & T BK CORP COM	55261F104	1,070	$211,453	0.10%
130	PALO ALTO NETWORKS INC COM	PANW	1,030	$209,729	0.10%
131	AMGEN INC	AMGN	742	$209,392	0.10%
132	BLACKROCK MULTI SECTOR INC TR	BLK	15,603	$208,924	0.10%
133	RUSSELL MID-CAP VALUE INDEX	464287473	1,475	$206,013	0.10%
134	ISHARES NATIONAL MUNI BD ETF	464288414	1,889	$201,160	0.10%
135	BLACKROCK CORE BOND TRUST	BLK	10,310	$102,481	0.05%
136	ISHARES TR CORE MSCI EAFE	46432F842	268	$23,399	0.01%
137	ETF VANGUARD EMERGING MARKETS	922042858	165	$8,940	0.00%
138	NYMOX PHARMACEUTICAL CORP ORD SHS Corp	NYMXF	35,100	$2,058	0.00%