13F HOLDINGS REPORT

HBW Advisory Services LLC

Quarter ended Q1 2024 · Filed April 19, 2024 · Accession 0001790525-24-000002

Total Value

$579.5M

Positions

335

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (304)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	ULTIMUS MANAGERS TR	90386K639	1,158,983	$31,843	5.96%
2	VANGUARD INDEX FDS	922908363	69,569	$30,387	5.68%
3	J P MORGAN EXCHANGE TRADED F	46641Q332	436,522	$24,000	4.49%
4	INVESCO QQQ TR	IVZ	31,288	$12,813	2.40%
5	SPDR SER TR	78468R101	312,456	$9,077	1.70%
6	APPLE INC	AAPL	46,346	$8,923	1.67%
7	MICROSOFT CORP	MSFT	22,066	$8,297	1.55%
8	VANGUARD WHITEHALL FDS	921946406	71,859	$8,022	1.50%
9	PACER FDS TR	69374H881	149,331	$7,764	1.45%
10	SCHWAB STRATEGIC TR	808524797	101,052	$7,693	1.44%
11	AMAZON COM INC	AMZN	46,551	$7,073	1.32%
12	FIRST TR EXCHNG TRADED FD VI	33740F805	155,340	$6,929	1.30%
13	VANECK ETF TRUST	92189F643	66,902	$5,678	1.06%
14	GLOBAL X FDS	37954Y673	162,325	$5,594	1.05%
15	SALESFORCE INC	CRM	20,111	$5,292	0.99%
16	GLOBAL X FDS	37954Y483	299,430	$5,192	0.97%
17	FIRST TR EXCHANGE-TRADED FD	33738D408	124,290	$5,167	0.97%
18	SPDR SER TR	78464A805	85,771	$5,013	0.94%
19	GOLDMAN SACHS ETF TR	NVGLF	93,699	$4,918	0.92%
20	VISA INC	V	18,600	$4,842	0.91%
21	SELECT SECTOR SPDR TR	81369Y803	25,027	$4,817	0.90%
22	UNITEDHEALTH GROUP INC	UNH	8,915	$4,693	0.88%
23	COMCAST CORP NEW	CCZ	1,034,349	$4,576	0.86%
24	UNION PAC CORP	UNP	18,462	$4,535	0.85%
25	REAVES UTIL INCOME FD	756158101	167,701	$4,484	0.84%
26	SPDR SER TR	78464A474	149,242	$4,444	0.83%
27	INTUIT	INTU	6,956	$4,348	0.81%
28	ALPHABET INC	GOOG	30,710	$4,290	0.80%
29	REALTY INCOME CORP	O	73,552	$4,223	0.79%
30	THE CIGNA GROUP	125523100	13,476	$4,036	0.75%
31	FIRST TR VALUE LINE DIVID IN	33734H106	97,101	$3,938	0.74%
32	TESLA INC	TSLA	15,834	$3,934	0.74%
33	PAYPAL HLDGS INC	PYPL	63,727	$3,914	0.73%
34	SPDR SER TR	78464A649	150,411	$3,857	0.72%
35	BROADCOM INC	AVGO	3,448	$3,849	0.72%
36	GLOBAL X FDS	37954Y467	181,540	$3,847	0.72%
37	NIKE INC	NKE	35,389	$3,842	0.72%
38	STARBUCKS CORP	SBUX	39,912	$3,832	0.72%
39	DISNEY WALT CO	254687106	41,551	$3,752	0.70%
40	INVESCO EXCHANGE TRADED FD T	IVZ	23,336	$3,682	0.69%
41	DOLLAR GEN CORP NEW	256677105	26,741	$3,635	0.68%
42	GLOBAL X FDS	37954Y764	99,747	$3,536	0.66%
43	ISHARES TR	46429B747	35,515	$3,501	0.65%
44	FIRST TR NASDAQ 100 TECH IND	337345102	19,692	$3,455	0.65%
45	PEPSICO INC	PEP	20,028	$3,402	0.64%
46	SPDR SER TR	78464A631	24,904	$3,372	0.63%
47	WISDOMTREE TR	WT	46,912	$3,297	0.62%
48	PACER FDS TR	69374H709	95,019	$3,256	0.61%
49	SPDR INDEX SHS FDS	78463X889	95,671	$3,254	0.61%
50	LOWES COS INC	548661107	14,082	$3,134	0.59%
51	ARK ETF TR	00214Q104	57,834	$3,009	0.56%
52	FIRST TR EXCHANGE-TRADED FD	33738R704	50,450	$2,918	0.55%
53	MCDONALDS CORP	MCD	9,747	$2,890	0.54%
54	AT&T INC	T-PC	171,556	$2,879	0.54%
55	INNOVATOR ETFS TR	INHD	75,989	$2,750	0.51%
56	VANGUARD INDEX FDS	922908652	16,712	$2,748	0.51%
57	VERIZON COMMUNICATIONS INC	VZ	72,166	$2,720	0.51%
58	BERKSHIRE HATHAWAY INC DEL	BRK-A	7,561	$2,697	0.50%
59	INVESCO EXCH TRADED FD TR II	IVZ	15,990	$2,695	0.50%
60	LOCKHEED MARTIN CORP	LMT	5,722	$2,593	0.48%
61	ENBRIDGE INC	ENNPF	71,812	$2,587	0.48%
62	VANGUARD WORLD FD	921910873	15,174	$2,569	0.48%
63	SPDR INDEX SHS FDS	78463X509	71,146	$2,520	0.47%
64	J P MORGAN EXCHANGE TRADED F	46641Q373	47,183	$2,460	0.46%
65	CITIGROUP INC	C-PR	47,568	$2,447	0.46%
66	OMNICOM GROUP INC	OMC	27,752	$2,401	0.45%
67	PAYCOM SOFTWARE INC	PAYC	11,513	$2,380	0.45%
68	GLOBAL X FDS	37954Y632	73,188	$2,282	0.43%
69	CAPITAL GROUP GROWTH ETF	14020G101	79,771	$2,252	0.42%
70	META PLATFORMS INC	META	6,363	$2,252	0.42%
71	MEDTRONIC PLC	MDT	27,226	$2,243	0.42%
72	ALTRIA GROUP INC	MO	55,142	$2,224	0.42%
73	SELECT SECTOR SPDR TR	81369Y852	30,138	$2,190	0.41%
74	TEXAS INSTRS INC	882508104	12,809	$2,183	0.41%
75	WP CAREY INC	92936U109	33,383	$2,163	0.40%
76	VANGUARD BD INDEX FDS	92203C303	43,342	$2,143	0.40%
77	AMGEN INC	AMGN	7,310	$2,106	0.39%
78	GLOBAL X FDS	37954Y442	92,803	$2,103	0.39%
79	PACER FDS TR	69374H857	43,550	$2,092	0.39%
80	3M CO	MMM	19,043	$2,082	0.39%
81	AUTOMATIC DATA PROCESSING IN	ADP	8,843	$2,060	0.39%
82	SPDR SER TR	78468R812	15,580	$2,058	0.38%
83	LYONDELLBASELL INDUSTRIES N	LYB	21,203	$2,016	0.38%
84	UNILEVER PLC	UNLYF	41,350	$2,004	0.37%
85	ISHARES TR	46434V621	36,766	$1,979	0.37%
86	FIRST TR EXCHANGE-TRADED FD	33738R506	38,062	$1,967	0.37%
87	VANGUARD WORLD FDS	92204A504	7,842	$1,966	0.37%
88	ALPHABET INC	GOOG	13,750	$1,938	0.36%
89	CAPITAL GROUP GBL GROWTH EQT	14020X104	73,426	$1,889	0.35%
90	WHIRLPOOL CORP	WHR-PA	15,032	$1,831	0.34%
91	PHILIP MORRIS INTL INC	718172109	19,385	$1,824	0.34%
92	AMERICAN ELEC PWR CO INC	025537101	22,171	$1,801	0.34%
93	GLOBAL X FDS	37954Y475	45,175	$1,782	0.33%
94	FIRST TR EXCHNG TRADED FD VI	33740F755	64,690	$1,719	0.32%
95	SELECT SECTOR SPDR TR	81369Y209	12,314	$1,679	0.31%
96	FIRST TR EXCHNG TRADED FD VI	33740U661	50,846	$1,631	0.31%
97	VANECK ETF TRUST	92189F676	9,062	$1,585	0.30%
98	VANGUARD INTL EQUITY INDEX F	922042858	38,138	$1,568	0.29%
99	FIRST TR EXCHANGE TRADED FD	33733A201	8,329	$1,554	0.29%
100	HOME DEPOT INC	HD	4,039	$1,400	0.26%
101	SELECT SECTOR SPDR TR	81369Y506	16,646	$1,396	0.26%
102	SPDR SER TR	78464A409	21,070	$1,371	0.26%
103	ABBVIE INC	ABBV	8,613	$1,335	0.25%
104	GOLDMAN SACHS ETF TR	NVGLF	14,090	$1,322	0.25%
105	PACER FDS TR	69374H766	30,807	$1,289	0.24%
106	VANGUARD INDEX FDS	922908769	5,397	$1,280	0.24%
107	ISHARES TR	464287614	4,124	$1,250	0.23%
108	PACER FDS TR	69374H873	39,376	$1,230	0.23%
109	NVIDIA CORPORATION	NVDA	2,484	$1,230	0.23%
110	FIDELITY COVINGTON TRUST	316092204	15,428	$1,218	0.23%
111	THERMO FISHER SCIENTIFIC INC	TMO	2,279	$1,210	0.23%
112	INVESCO EXCHANGE TRADED FD T	IVZ	28,585	$1,199	0.22%
113	SPDR S&P 500 ETF TR	SPY	2,368	$1,126	0.21%
114	VANGUARD INDEX FDS	922908736	3,591	$1,117	0.21%
115	SELECT SECTOR SPDR TR	81369Y704	9,774	$1,114	0.21%
116	INVESCO EXCH TRADED FD TR II	IVZ	17,758	$1,112	0.21%
117	SELECT SECTOR SPDR TR	81369Y860	26,875	$1,077	0.20%
118	FIDELITY COVINGTON TRUST	316092840	25,342	$1,071	0.20%
119	VANGUARD WORLD FDS	92204A702	2,200	$1,065	0.20%
120	GLOBAL X FDS	37960A537	42,525	$1,064	0.20%
121	J P MORGAN EXCHANGE TRADED F	46641Q134	17,989	$1,051	0.20%
122	SPDR SER TR	78464A664	35,918	$1,042	0.19%
123	FIRST TR EXCHANGE-TRADED FD	33738R860	40,615	$1,026	0.19%
124	ISHARES TR	464288661	8,722	$1,022	0.19%
125	VANGUARD WORLD FDS	92204A108	3,353	$1,021	0.19%
126	PROCTER AND GAMBLE CO	742718109	6,933	$1,016	0.19%
127	EXCHANGE TRADED CONCEPTS TR	301505889	32,899	$1,014	0.19%
128	VANGUARD BD INDEX FDS	921937835	13,519	$994	0.19%
129	INNOVATOR ETFS TR	INHD	33,992	$992	0.19%
130	SPDR SER TR	78468R788	25,135	$985	0.18%
131	AECOM	ACM	10,631	$983	0.18%
132	FIRST TR EXCH TRD ALPHDX FD	33737J307	24,673	$948	0.18%
133	ISHARES TR	464288521	17,010	$923	0.17%
134	SPDR SER TR	78464A847	18,854	$919	0.17%
135	SELECT SECTOR SPDR TR	81369Y308	12,315	$887	0.17%
136	VANGUARD INDEX FDS	922908629	3,645	$848	0.16%
137	SELECT SECTOR SPDR TR	81369Y407	4,718	$844	0.16%
138	SELECT SECTOR SPDR TR	81369Y605	22,225	$836	0.16%
139	MERCK & CO INC	MRK	7,630	$832	0.16%
140	SPDR SER TR	78468R887	7,301	$821	0.15%
141	GLOBAL X FDS	37954Y384	26,933	$790	0.15%
142	WISDOMTREE TR	WT	18,707	$786	0.15%
143	INTERNATIONAL BUSINESS MACHS	INTR	4,731	$774	0.14%
144	COHEN & STEERS QUALITY INCOM	19247L106	62,773	$768	0.14%
145	CONSTELLATION BRANDS INC	STZ	3,100	$750	0.14%
146	SPDR SER TR	78464A854	13,099	$732	0.14%
147	INVESCO EXCH TRADED FD TR II	IVZ	17,251	$732	0.14%
148	INVESCO EXCHANGE TRADED FD T	IVZ	13,406	$726	0.14%
149	JPMORGAN CHASE & CO	VYLD	4,264	$725	0.14%
150	CHOICEONE FINL SVCS INC	170386106	24,629	$722	0.14%
151	VANGUARD MALVERN FDS	922020805	14,845	$705	0.13%
152	ENTERPRISE PRODS PARTNERS L	293792107	26,610	$701	0.13%
153	VANGUARD INDEX FDS	922908751	3,249	$693	0.13%
154	CVS HEALTH CORP	CVS	8,773	$693	0.13%
155	SIMPLIFY EXCHANGE TRADED FUN	82889N863	30,357	$692	0.13%
156	BOEING CO	BA-PA	2,631	$686	0.13%
157	VANGUARD WHITEHALL FDS	921946794	10,277	$683	0.13%
158	FIRST TR EXCHANGE TRAD FD VI	33739H101	29,934	$672	0.13%
159	J P MORGAN EXCHANGE TRADED F	46654Q203	13,074	$653	0.12%
160	INVESCO EXCHANGE TRADED FD T	IVZ	19,834	$647	0.12%
161	INVESCO EXCHANGE TRADED FD T	IVZ	7,101	$638	0.12%
162	CHEVRON CORP NEW	CVX	4,217	$629	0.12%
163	VANGUARD CHARLOTTE FDS	92203J407	12,458	$615	0.12%
164	SPDR SER TR	78468R663	6,684	$611	0.11%
165	INVESCO ACTIVELY MANAGED ETF	IVZ	12,544	$593	0.11%
166	VANGUARD INDEX FDS	922908744	3,891	$582	0.11%
167	DOMINION ENERGY INC	D	12,357	$581	0.11%
168	AMPLIFY ETF TR	032108409	15,712	$574	0.11%
169	GLOBAL X FDS	37954Y855	13,295	$569	0.11%
170	GLOBAL X FDS	37954Y715	19,611	$559	0.10%
171	FIRST TR EXCHANGE-TRADED FD	33738D309	12,032	$554	0.10%
172	SSGA ACTIVE ETF TR	78467V608	13,075	$548	0.10%
173	VANGUARD TAX-MANAGED FDS	921943858	11,351	$544	0.10%
174	GLOBAL X FDS	37954Y624	21,828	$539	0.10%
175	ISHARES TR	46435G326	8,316	$529	0.10%
176	SPDR SER TR	78468R408	20,940	$526	0.10%
177	SCHWAB STRATEGIC TR	808524805	14,197	$525	0.10%
178	NEOS ETF TRUST	78433H303	10,830	$522	0.10%
179	INTEL CORP	INTC	10,379	$521	0.10%
180	BANK AMERICA CORP	060505104	15,451	$520	0.10%
181	FIRST TR EXCHNG TRADED FD VI	33740F698	13,844	$505	0.09%
182	SPDR SER TR	78468R556	3,692	$505	0.09%
183	INVESCO EXCH TRADED FD TR II	IVZ	12,906	$483	0.09%
184	SPDR SER TR	78464A508	10,262	$479	0.09%
185	INVESCO EXCHANGE TRADED FD T	IVZ	8,437	$456	0.09%
186	SPDR GOLD TR	GLD	2,298	$439	0.08%
187	VANGUARD MUN BD FDS	922907746	8,356	$427	0.08%
188	VANGUARD BD INDEX FDS	921937827	5,478	$422	0.08%
189	GLOBAL X FDS	37954Y293	9,315	$416	0.08%
190	VANGUARD WORLD FDS	92204A603	1,863	$410	0.08%
191	FIRST TR EXCHNG TRADED FD VI	33740F722	9,268	$409	0.08%
192	SPDR S&P 500 ETF TR	SPY	3,400	$407	0.08%
193	CAPITAL GROUP CORE EQUITY ET	14020V108	14,110	$399	0.07%
194	J P MORGAN EXCHANGE TRADED F	46641Q159	8,686	$396	0.07%
195	VALERO ENERGY CORP	VLO	3,038	$395	0.07%
196	BRISTOL-MYERS SQUIBB CO	CELG-RI	7,573	$389	0.07%
197	ISHARES TR	464287572	4,796	$386	0.07%
198	VANGUARD INDEX FDS	922908538	1,732	$380	0.07%
199	ELI LILLY & CO	LLY	652	$380	0.07%
200	JOHNSON & JOHNSON	JNJ	2,410	$378	0.07%
201	CISCO SYS INC	CSCO	7,428	$375	0.07%
202	FIRST TR EXCHNG TRADED FD VI	33740F680	10,265	$374	0.07%
203	GLOBAL X FDS	37954Y871	13,451	$373	0.07%
204	MARATHON PETE CORP	MARA	2,477	$368	0.07%
205	ADOBE INC	ADBE	615	$367	0.07%
206	CROWDSTRIKE HLDGS INC	CRWD	1,430	$365	0.07%
207	BLACKROCK INC	BLK	449	$364	0.07%
208	SCHWAB STRATEGIC TR	808524854	7,304	$363	0.07%
209	VANGUARD WORLD FD	921910816	1,394	$362	0.07%
210	FIRST TR EXCHANGE-TRADED FD	33738D879	15,665	$362	0.07%
211	SPDR SER TR	78464A888	3,772	$361	0.07%
212	ISHARES TR	46432F396	2,279	$357	0.07%
213	SHOPIFY INC	SHOP	4,544	$354	0.07%
214	AIM ETF PRODUCTS TRUST	00888H794	12,366	$351	0.07%
215	FIDELITY COVINGTON TRUST	316092501	6,525	$349	0.07%
216	SCHWAB STRATEGIC TR	808524847	16,777	$347	0.06%
217	VANGUARD INDEX FDS	922908611	1,924	$346	0.06%
218	VANECK ETF TRUST	92189F106	11,155	$346	0.06%
219	APPLIED MATLS INC	038222105	2,130	$345	0.06%
220	J P MORGAN EXCHANGE TRADED F	46641Q217	6,555	$344	0.06%
221	ISHARES TR	464287457	4,154	$341	0.06%
222	PALO ALTO NETWORKS INC	PANW	1,143	$337	0.06%
223	CONOCOPHILLIPS	COP	2,814	$327	0.06%
224	VANECK ETF TRUST	92189H607	1,045	$323	0.06%
225	VANGUARD BD INDEX FDS	921937819	4,215	$322	0.06%
226	SELECT SECTOR SPDR TR	81369Y886	5,073	$321	0.06%
227	TARGET CORP	TGT	2,234	$318	0.06%
228	PACER FDS TR	69374H865	15,680	$316	0.06%
229	KLA CORP	KLAC	534	$311	0.06%
230	ULTA BEAUTY INC	ULTA	633	$310	0.06%
231	VANGUARD STAR FDS	921909768	5,343	$310	0.06%
232	ARISTA NETWORKS INC	ANET	1,308	$308	0.06%
233	CADENCE DESIGN SYSTEM INC	CDNS	1,121	$305	0.06%
234	FIRST TR EXCHNG TRADED FD VI	33740F862	7,444	$302	0.06%
235	CAMBRIA ETF TR	132061888	10,655	$302	0.06%
236	UNITED PARCEL SERVICE INC	UPS	1,903	$299	0.06%
237	PHILLIPS 66	PSX	2,231	$297	0.06%
238	ISHARES TR	46432F339	1,991	$293	0.05%
239	ISHARES TR	464288588	3,086	$290	0.05%
240	MORGAN STANLEY	MS-PQ	3,104	$289	0.05%
241	ENERGY TRANSFER L P	ET-PI	20,861	$288	0.05%
242	COSTCO WHSL CORP NEW	22160K105	432	$285	0.05%
243	VANGUARD SCOTTSDALE FDS	92206C771	6,079	$282	0.05%
244	FIRST TR EXCHNG TRADED FD VI	33740F557	11,558	$278	0.05%
245	ETF SER SOLUTIONS	26922A842	14,504	$276	0.05%
246	UBER TECHNOLOGIES INC	UBER	4,456	$274	0.05%
247	EXXON MOBIL CORP	XOM	2,717	$272	0.05%
248	ISHARES TR	464287200	564	$269	0.05%
249	ISHARES TR	46429B663	2,624	$268	0.05%
250	VANECK ETF TRUST	92189F437	9,233	$266	0.05%
251	VANGUARD BD INDEX FDS	921937793	3,558	$265	0.05%
252	DECKERS OUTDOOR CORP	DECK	394	$263	0.05%
253	CATERPILLAR INC	CAT	884	$261	0.05%
254	QUALCOMM INC	QCOM	1,789	$259	0.05%
255	WISDOMTREE TR	WT	6,370	$259	0.05%
256	PROSHARES TR	74348A467	2,666	$254	0.05%
257	FIRST TR EXCH TRADED FD III	33739N108	4,913	$254	0.05%
258	INVESCO EXCH TRD SLF IDX FD	IVZ	4,899	$252	0.05%
259	GILEAD SCIENCES INC	GILD	3,097	$251	0.05%
260	GENERAL ELECTRIC CO	369604301	1,945	$248	0.05%
261	FIRST TR EXCHNG TRADED FD VI	33740F888	10,004	$247	0.05%
262	FIRST TR EXCHNG TRADED FD VI	33740U778	11,590	$247	0.05%
263	FIDELITY COVINGTON TRUST	316092832	5,542	$243	0.05%
264	WALMART INC	WMT	1,533	$242	0.05%
265	ABBOTT LABS	ABLZF	2,176	$240	0.04%
266	VANGUARD SCOTTSDALE FDS	92206C409	3,098	$240	0.04%
267	FIRST TR EXCHANGE TRADED FD	33734X127	14,339	$239	0.04%
268	ADVANCED MICRO DEVICES INC	AMD	1,607	$237	0.04%
269	HALLIBURTON CO	HAL	6,493	$235	0.04%
270	ISHARES TR	464288281	2,606	$232	0.04%
271	ISHARES TR	46435U853	6,363	$231	0.04%
272	SPDR SER TR	78464A367	9,660	$230	0.04%
273	ISHARES TR	46432F842	3,265	$230	0.04%
274	INGERSOLL RAND INC	IR	2,957	$229	0.04%
275	QUANTA SVCS INC	74762E102	1,061	$229	0.04%
276	SSGA ACTIVE TR	78470P507	8,676	$226	0.04%
277	OCCIDENTAL PETE CORP	674599105	3,744	$224	0.04%
278	FIRST TR EXCHNG TRADED FD VI	33740U711	7,022	$222	0.04%
279	INVESCO EXCHANGE TRADED FD T	IVZ	2,677	$220	0.04%
280	ISHARES TR	46429B697	2,773	$216	0.04%
281	GRAINGER W W INC	384802104	259	$215	0.04%
282	PFIZER INC	PFE	7,391	$213	0.04%
283	INVESCO EXCH TRADED FD TR II	IVZ	4,447	$211	0.04%
284	FIRST TR EXCH TRADED FD III	33740J104	10,503	$211	0.04%
285	FIRST TR EXCHNG TRADED FD VI	33740U687	6,399	$203	0.04%
286	CAPITAL ONE FINL CORP	14040H105	1,552	$203	0.04%
287	WELLS FARGO CO NEW	949746101	4,109	$202	0.04%
288	SPDR SER TR	78468R853	4,797	$202	0.04%
289	SMUCKER J M CO	832696405	1,526	$193	0.04%
290	AMPLIFY ETF TR	032108607	6,299	$188	0.04%
291	GLOBAL X FDS	37954Y731	5,446	$182	0.03%
292	GLOBAL X FDS	37954Y392	8,919	$180	0.03%
293	ISHARES TR	46436E718	1,763	$177	0.03%
294	SPDR SER TR	78464A862	672	$151	0.03%
295	BITFARMS LTD	BITF	42,100	$123	0.02%
296	VERISK ANALYTICS INC	VRSK	488	$117	0.02%
297	BIT DIGITAL INC	BTBT	10,000	$42	0.01%
298	TERAWULF INC	WULF	14,000	$34	0.01%
299	GLOBAL X FDS	37954Y772	999	$28	0.01%
300	MERCADOLIBRE INC	MELI	11	$17	0.00%
301	KNIGHTSCOPE INC	KSCP	13,000	$8	0.00%
302	CANOO INC	13803R102	26,701	$7	0.00%
303	FURY GOLD MINES LIMITED	FURY	10,000	$5	0.00%
304	SOUNDHOUND AI INC	SOUNW	10,000	$3	0.00%