13F HOLDINGS REPORT

tru Independence LLC

Quarter ended Q4 2025 · Filed January 22, 2026 · Accession 0001785445-26-000001

Total Value

$396.6M

Positions

132

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (132)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	DIMENSIONAL ETF TRUST	25434V708	508,034	$20.1M	5.07%
2	FIDELITY MERRIMACK STR TR	316188309	375,741	$17.3M	4.36%
3	FIRST TR EXCHANGE TRADED FD	33738R506	247,244	$17.2M	4.33%
4	FIRST TR EXCHANGE-TRADED FD	33733E104	177,567	$16.4M	4.14%
5	DIMENSIONAL ETF TRUST	25434V203	389,220	$14.8M	3.74%
6	GENERAL MTRS CO	37045V100	144,393	$11.7M	2.96%
7	WISDOMTREE TR	WT	183,393	$10.8M	2.71%
8	APPLE INC	AAPL	38,206	$10.4M	2.62%
9	BANK AMERICA CORP	060505104	169,859	$9.3M	2.36%
10	CORNING INC	GLW	103,141	$9.0M	2.28%
11	JPMORGAN CHASE & CO.	VYLD	27,606	$8.9M	2.24%
12	CAPITAL GROUP GROWTH ETF	14020G101	195,358	$8.7M	2.19%
13	MICROSOFT CORP	MSFT	15,392	$7.4M	1.88%
14	CITIGROUP INC	C-PR	60,565	$7.1M	1.78%
15	BOEING CO	BA-PA	31,079	$6.7M	1.70%
16	HARBOR ETF TRUST	41151J505	262,957	$6.5M	1.65%
17	UNITED AIRLS HLDGS INC	UNTCW	57,932	$6.5M	1.63%
18	ALLSTATE CORP	ALL-PJ	30,034	$6.3M	1.58%
19	FEDEX CORP	FDX	20,956	$6.1M	1.53%
20	AT&T INC	T-PC	234,715	$5.8M	1.47%
21	WISDOMTREE TR	WT	177,948	$5.8M	1.46%
22	FORD MTR CO	345370860	439,191	$5.8M	1.45%
23	TRAVELERS COMPANIES INC	TRV	19,652	$5.7M	1.44%
24	CISCO SYS INC	CSCO	72,955	$5.6M	1.42%
25	SHELL PLC	RYDAF	76,445	$5.6M	1.42%
26	CVS HEALTH CORP	CVS	68,479	$5.4M	1.37%
27	UNILEVER PLC	UNLYF	82,266	$5.4M	1.36%
28	FIRST TR EXCHANGE TRADED FD	33738R704	54,527	$5.4M	1.35%
29	MERCK & CO INC	MRK	50,544	$5.3M	1.34%
30	O-I GLASS INC	OI	350,968	$5.2M	1.31%
31	JOHNSON & JOHNSON	JNJ	24,980	$5.2M	1.30%
32	KIMCO RLTY CORP	49446R109	253,874	$5.1M	1.30%
33	ALASKA AIR GROUP INC	ALK	102,001	$5.1M	1.29%
34	VANGUARD WHITEHALL FDS	921946406	35,440	$5.1M	1.28%
35	CHEVRON CORP NEW	CVX	33,164	$5.1M	1.27%
36	JBS N.V.	JBS	339,095	$4.9M	1.23%
37	VERIZON COMMUNICATIONS INC	VZ	119,633	$4.9M	1.23%
38	SIMON PPTY GROUP INC NEW	828806109	26,237	$4.9M	1.22%
39	FIDELITY COVINGTON TRUST	31609A206	125,563	$4.7M	1.20%
40	TYSON FOODS INC	TSN	79,771	$4.7M	1.18%
41	GENERAL MLS INC	370334104	99,635	$4.6M	1.17%
42	COLUMBIA ETF TR II	19762B707	70,265	$4.6M	1.15%
43	ABBVIE INC	ABBV	19,437	$4.4M	1.12%
44	BP PLC	BPPFF	113,240	$3.9M	0.99%
45	LYONDELLBASELL INDUSTRIES N	LYB	85,353	$3.7M	0.93%
46	GRAPHIC PACKAGING HLDG CO	GPK	235,875	$3.6M	0.90%
47	BRIXMOR PPTY GROUP INC	11120U105	130,257	$3.4M	0.86%
48	FIRST TR EXCHANGE-TRADED FD	33739Q309	65,472	$3.0M	0.75%
49	ISHARES TR	464287200	4,237	$2.9M	0.73%
50	VANGUARD WORLD FD	92204A702	3,660	$2.8M	0.70%
51	BERKSHIRE HATHAWAY INC DEL	BRK-A	4,962	$2.5M	0.63%
52	JANUS DETROIT STR TR	47103U845	43,936	$2.2M	0.56%
53	ENOVIX CORPORATION	ENVX	295,935	$2.2M	0.55%
54	META PLATFORMS INC	META	2,597	$1.7M	0.43%
55	FIRST TR EXCHANGE-TRADED FD	33734H106	30,628	$1.4M	0.36%
56	SPDR SERIES TRUST	78464A854	14,751	$1.2M	0.30%
57	FIRST TR EXCHANGE-TRADED FD	33741X102	29,883	$1.1M	0.29%
58	VANGUARD INDEX FDS	922908769	3,262	$1.1M	0.28%
59	ALPHABET INC	GOOG	3,437	$1.1M	0.27%
60	AMAZON COM INC	AMZN	4,610	$1.1M	0.27%
61	MCDONALDS CORP	MCD	3,478	$1.1M	0.27%
62	DIMENSIONAL ETF TRUST	25434V831	26,299	$1.0M	0.25%
63	NVIDIA CORPORATION	NVDA	5,052	$942,232	0.24%
64	ISHARES TR	46432F842	10,449	$934,790	0.24%
65	ISHARES INC	46434G103	13,352	$897,508	0.23%
66	VANGUARD INDEX FDS	922908744	4,673	$892,475	0.23%
67	DIMENSIONAL ETF TRUST	25434V724	18,422	$858,271	0.22%
68	ISHARES TR	464287309	6,403	$789,179	0.20%
69	CAPITAL ONE FINL CORP	14040H105	3,217	$779,693	0.20%
70	ENERGIZER HLDGS INC NEW	ENR	38,865	$773,025	0.19%
71	FIRST TR EXCHANGE-TRADED FD	336917109	17,102	$758,310	0.19%
72	ISHARES TR	464287465	7,679	$737,408	0.19%
73	SELECT SECTOR SPDR TR	81369Y407	5,702	$680,881	0.17%
74	ALPHABET INC	GOOG	2,052	$642,164	0.16%
75	SELECT SECTOR SPDR TR	81369Y209	4,123	$638,285	0.16%
76	VANGUARD WORLD FD	92204A603	2,097	$625,572	0.16%
77	DIMENSIONAL ETF TRUST	25434V302	17,661	$575,228	0.15%
78	VANGUARD INDEX FDS	922908363	911	$571,495	0.14%
79	SELECT SECTOR SPDR TR	81369Y605	10,082	$552,164	0.14%
80	CAPITAL GROUP CORE EQUITY ET	14020V108	13,478	$542,216	0.14%
81	CAPITAL GROUP INTL FOCUS EQT	14019W109	18,108	$535,081	0.13%
82	VANGUARD SPECIALIZED FUNDS	921908844	2,323	$510,548	0.13%
83	PROSHARES TR	74347B680	5,846	$492,335	0.12%
84	VANGUARD WORLD FD	92204A405	3,685	$491,925	0.12%
85	FIRST TR EXCHANGE-TRADED FD	33733E302	1,774	$477,525	0.12%
86	BROADCOM INC	AVGO	1,377	$476,612	0.12%
87	VANGUARD INDEX FDS	922908736	960	$468,570	0.12%
88	DIMENSIONAL ETF TRUST	25434V104	10,004	$468,200	0.12%
89	FIRST TR EXCHANGE-TRADED FD	337344105	3,248	$461,585	0.12%
90	WELLS FARGO CO NEW	949746101	4,851	$450,665	0.11%
91	LOCKHEED MARTIN CORP	LMT	875	$423,072	0.11%
92	ELI LILLY & CO	LLY	376	$404,289	0.10%
93	CAPITAL GROUP CORE BALANCED	14021D107	11,204	$395,852	0.10%
94	TESLA INC	TSLA	868	$390,357	0.10%
95	SELECT SECTOR SPDR TR	81369Y704	2,502	$388,136	0.10%
96	CAPITAL GRP FIXED INCM ETF T	14020Y102	17,110	$387,367	0.10%
97	CAPITAL GROUP DIVIDEND VALUE	14020W106	8,874	$387,249	0.10%
98	TRUIST FINL CORP	89832Q109	7,804	$384,012	0.10%
99	FIRST TR EXCHANGE TRAD FD VI	33739H101	15,697	$364,648	0.09%
100	TUTOR PERINI CORP	TPC	5,360	$359,227	0.09%
101	EXXON MOBIL CORP	XOM	2,980	$358,571	0.09%
102	DIMENSIONAL ETF TRUST	25434V815	10,514	$345,805	0.09%
103	TRANE TECHNOLOGIES PLC	TT	865	$336,763	0.08%
104	SPDR S&P 500 ETF TR	SPY	490	$334,187	0.08%
105	VANGUARD WHITEHALL FDS	921946810	3,633	$332,203	0.08%
106	VISA INC	V	882	$309,389	0.08%
107	VANGUARD INDEX FDS	922908629	1,036	$300,710	0.08%
108	ISHARES TR	464287804	2,494	$299,729	0.08%
109	CELESTICA INC	CLS	1,005	$297,088	0.07%
110	EQT CORP	EQT	5,497	$294,639	0.07%
111	MAGNUM ICE CREAM CO NV	MICC	18,469	$293,103	0.07%
112	FIRST TR EXCHNG TRADED FD VI	33740F888	11,111	$279,670	0.07%
113	ORACLE CORP	ORCL-PD	1,364	$265,939	0.07%
114	VANGUARD WORLD FD	92204A207	1,248	$263,720	0.07%
115	ISHARES TR	464289859	2,934	$262,807	0.07%
116	FIRST TR EXCHANGE TRADED FD	33734X846	3,637	$259,832	0.07%
117	ISHARES TR	464287150	1,716	$255,083	0.06%
118	RTX CORPORATION	RTX	1,355	$248,499	0.06%
119	FIRST TR EXCHANGE TRADED FD	33738R118	2,541	$246,031	0.06%
120	CATERPILLAR INC	CAT	423	$242,526	0.06%
121	WALMART INC	WMT	2,130	$237,343	0.06%
122	FIRST TR EXCHANGE-TRADED FD	336920103	1,430	$233,963	0.06%
123	DUKE ENERGY CORP NEW	DUKB	1,940	$227,358	0.06%
124	INVESCO QQQ TR	IVZ	368	$225,826	0.06%
125	BITWISE 10 CRYPTO INDEX ETF	BITW	3,784	$222,348	0.06%
126	SELECT SECTOR SPDR TR	81369Y852	1,846	$217,262	0.05%
127	AMERICAN ELEC PWR CO INC	025537101	1,852	$213,522	0.05%
128	FIRST TR EXCHANGE-TRADED FD	33733E823	6,009	$212,418	0.05%
129	INGERSOLL RAND INC	IR	2,643	$209,360	0.05%
130	INTERNATIONAL BUSINESS MACHS	INTR	690	$204,274	0.05%
131	FIRST TR EXCHNG TRADED FD VI	33740F763	3,546	$200,775	0.05%
132	SPIRE GLOBAL INC	SPIR	10,575	$79,313	0.02%