13F HOLDINGS REPORT

MONOGRAPH WEALTH ADVISORS, LLC

Quarter ended Q4 2025 · Filed February 13, 2026 · Accession 0001776588-26-000001

Total Value

$1.02B

Positions

135

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (135)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	DFA US Core Equity 2 ETF	25434V708	6,689,376	$264.8M	26.01%
2	DFA World ex US Core Equity 2 ETF	25434V880	6,060,776	$198.4M	19.48%
3	DFA US Marketwide Value ETF	25434V724	968,443	$45.1M	4.43%
4	DFA US Targeted Value ETF	25434V609	699,495	$41.6M	4.09%
5	iShares Core S&P 500	464287200	54,837	$37.6M	3.69%
6	DFA US Core Equity 1 ETF	25434V625	476,246	$35.1M	3.44%
7	DFA International Small Cap Value ETF	25434V781	894,766	$34.0M	3.34%
8	iShares 1-5 Year Investment Grade Corporate Bond ETF	464288646	565,044	$29.9M	2.93%
9	Apple	AAPL	106,745	$29.0M	2.85%
10	DFA Emerging Markets Core Equity 2 ETF	25434V732	875,440	$29.0M	2.84%
11	DFA US Small Cap ETF	25434V500	263,405	$18.4M	1.80%
12	Nvidia	NVDA	81,717	$15.2M	1.50%
13	Vanguard Total Market Index ETF	922908769	41,358	$13.9M	1.36%
14	Microsoft	MSFT	25,542	$12.4M	1.21%
15	DFA Intl Value ETF	25434V807	243,970	$12.2M	1.20%
16	Dimensional International Core Equity Market ETF	25434V203	302,235	$11.5M	1.13%
17	Alphabet Inc Cap STK	GOOG	33,841	$10.6M	1.04%
18	DFA Inflation Protected Securities ETF	25434V856	224,135	$9.3M	0.91%
19	Amazon.Com	AMZN	39,424	$9.1M	0.89%
20	DFA US Large Cap Value ETF	25434V666	259,098	$8.9M	0.87%
21	Alphabet Inc Cap STK CL C	GOOG	23,788	$7.5M	0.73%
22	Meta Platforms, Inc	META	11,027	$7.3M	0.71%
23	Kimberly-Clark	KMB	67,135	$6.9M	0.67%
24	Vanguard Short Term Treasury ETF IV	92206C102	110,142	$6.5M	0.64%
25	Vanguard Small-Cap Value ETF	922908611	28,016	$5.9M	0.58%
26	DFA Intl Core Equity 2 ETF	25434V799	159,508	$5.5M	0.54%
27	JP Morgan Chase & Co.	VYLD	16,337	$5.3M	0.52%
28	Thermo Fisher Scientific	TMO	8,633	$5.0M	0.49%
29	Vanguard REIT Index ETF	922908553	52,612	$4.7M	0.46%
30	Life 360, Inc	LIFX	66,231	$4.2M	0.42%
31	Vanguard S&P 500 ETF	922908363	6,543	$4.1M	0.40%
32	iShares Russell (1000 Growth Etf)	464287614	8,471	$4.0M	0.39%
33	SPDR S&P 500 ETF	SPY	5,753	$3.9M	0.39%
34	Intuit Inc	INTU	5,414	$3.6M	0.35%
35	SPDR Dow Jones Indl	78467X109	6,098	$2.9M	0.29%
36	Vanguard Mid-Cap ETF	922908629	8,382	$2.4M	0.24%
37	Vanguard FTSE All-World ex-US ETF	922042775	32,565	$2.4M	0.24%
38	iShares S&P 100 ETF	464287101	6,911	$2.4M	0.23%
39	Dimensional ETF (trust US Equity Etf)	25434V401	30,955	$2.3M	0.23%
40	Tesla Motors	TSLA	4,969	$2.2M	0.22%
41	iShares Russell 1000 Value ETF	464287598	10,618	$2.2M	0.22%
42	Waste Man.	94106L109	9,917	$2.2M	0.21%
43	DFA US Small Cap Value ETF	25434V815	54,284	$1.8M	0.18%
44	SPDR Index SHS FDS MSCI Acwi Ex-US ETF	78463X848	49,665	$1.8M	0.18%
45	Dimensional World Equity ETF	25434V617	23,972	$1.8M	0.17%
46	Caterpillar	CAT	2,959	$1.7M	0.17%
47	iShares Gold ETF	IAU	20,458	$1.7M	0.16%
48	Schwab US Large Cap Value ETF	808524409	54,608	$1.6M	0.16%
49	Vanguard Group DIV (app Etf)	921908844	7,285	$1.6M	0.16%
50	Vanguard FTSE Developed Markets ETF	921943858	22,722	$1.4M	0.14%
51	Walt Disney	254687106	12,263	$1.4M	0.14%
52	Kinder Morgan	EP-PC	50,767	$1.4M	0.14%
53	Fastenal	FAST	32,892	$1.3M	0.13%
54	Dimensional Emerging Markts Valu ETF	25434V740	34,685	$1.2M	0.11%
55	iShares S&P 500 ETF	464287408	5,315	$1.1M	0.11%
56	Costco Wholesale	22160K105	1,267	$1.1M	0.11%
57	Deere & Co	DE	2,300	$1.1M	0.11%
58	iShares Silver Trust	SLV	15,800	$1.0M	0.10%
59	Bank Of America	060505104	18,130	$997,150	0.10%
60	Etoro Group LTD. Com	ETOR	28,225	$991,544	0.10%
61	iShares Russell 2000	464287655	4,015	$988,332	0.10%
62	Cisco Systems	CSCO	12,018	$925,741	0.09%
63	Schwab U.S. Broad Market ETF	808524102	34,485	$904,542	0.09%
64	Schwab International Equity ETF	808524805	37,337	$897,579	0.09%
65	Netflix	NFLX	9,370	$878,531	0.09%
66	Vanguard S&P 500 Growth ETF	921932505	1,955	$869,173	0.09%
67	Berkshire Hathaway 'B'	BRK-A	1,661	$834,902	0.08%
68	Vanguard FTSE Emerging Markets ETF	922042858	14,856	$798,664	0.08%
69	Procter & Gamble	742718109	5,550	$795,371	0.08%
70	Sector SPDR TR SHS	81369Y605	14,345	$785,669	0.08%
71	Johnson & Johnson	JNJ	3,734	$772,751	0.08%
72	iShares S&P 500 Growth ETF	464287309	6,256	$771,115	0.08%
73	Microchip Technology	MCHPP	12,000	$764,640	0.08%
74	Vanguard Health Care ETF	92204A504	2,500	$719,625	0.07%
75	iShares Nasdaq Biotechnology ETF	464287556	4,200	$708,834	0.07%
76	Vanguard Sector (index FDS Vanguard Information Technology Vipers)	92204A702	896	$675,412	0.07%
77	iShares Russell 2000 Value	464287630	3,284	$595,128	0.06%
78	DFA US Real Estate ETF	25434V823	25,460	$583,074	0.06%
79	Charles Schwab	SCHW-PJ	5,818	$581,276	0.06%
80	Vanguard Russell (1000)	92206C730	1,855	$573,269	0.06%
81	Coca Cola	KO	7,949	$555,715	0.05%
82	California	BCAL	28,000	$525,560	0.05%
83	iShares Edge MSCI	46432F339	2,570	$510,453	0.05%
84	Taiwan SMCNDCTR MFG Co LTD ADR	874039100	1,661	$506,082	0.05%
85	SPDR S&P Midcap 400	MDY	835	$505,562	0.05%
86	iShares Trust Aaa - (a Rated Corp BD Etf)	46429B291	10,490	$504,464	0.05%
87	Vanguard Mega Cap Growth ETF	921910816	1,215	$501,516	0.05%
88	Industrial Select Sector SPDR Fund ETF	81369Y704	3,210	$497,935	0.05%
89	iShares TR 3YRTB ETF	464288125	6,550	$492,822	0.05%
90	Invesco QQQ TR Unit (ser 1)	IVZ	780	$479,392	0.05%
91	Vanguard Extended Market ETF	922908652	2,271	$474,912	0.05%
92	Invesco S&P 500 Equal Weight ETF	IVZ	2,465	$472,117	0.05%
93	Vanguard Mega Cap Value ETF	921910840	3,258	$459,899	0.05%
94	International Bus.MCHS.	INTR	1,514	$448,462	0.04%
95	Lockheed Martin Corp	LMT	925	$447,207	0.04%
96	Microstrategy Inc CL	STRK	2,936	$446,187	0.04%
97	iShares Russell	464287622	1,170	$436,970	0.04%
98	iShares S&P Small Cap 600 ETF	464287879	3,842	$436,912	0.04%
99	Booking HLDGS Inc Com	BKNG	76	$407,005	0.04%
100	Oneok Inc	OKE	5,514	$405,279	0.04%
101	NRG Energy Inc	NRG	2,517	$400,830	0.04%
102	Pacer FDS TR US Cash (cows 100)	69374H881	6,502	$395,235	0.04%
103	FlexShares Mstar Glbl Upstrm Nat Res ETF	FLEX	8,310	$381,014	0.04%
104	Unitedhealth GP.	UNH	1,099	$362,929	0.04%
105	Bitwise Bitcoin ETF (TR SHS Ben Int)	BITB	7,409	$352,372	0.03%
106	Vanguard Large-Cap ETF	922908637	1,093	$344,076	0.03%
107	iShares Core S&P Total U.S. Stock Market ETF	464287150	2,234	$332,173	0.03%
108	Honeywell Intl.	438516106	1,694	$330,482	0.03%
109	Avanos Med Inc Com	AVNS	29,289	$328,915	0.03%
110	iShares Russell 2000 Growth ETF	464287648	993	$320,845	0.03%
111	Invesco S&P 500 Equal Weight Technology ETF	IVZ	6,870	$312,654	0.03%
112	Siren ETF TR Divcon Leaders Divid ETF	829658301	4,000	$304,920	0.03%
113	SPDR Portfolio S&P 500 ETF	78464A854	3,746	$300,504	0.03%
114	First Trust Dow Jones	33733E302	1,100	$296,098	0.03%
115	Eaton Vance Tax MG Cef	ETN	18,295	$280,644	0.03%
116	Korn Ferry Intl.	KFY	4,138	$275,177	0.03%
117	Vanguard Total Intl Stock Index ETF	921909768	3,465	$261,400	0.03%
118	Palantir	PLTR	1,450	$257,738	0.03%
119	iShares Russell Mid Cap Value ETF	464287473	1,745	$246,132	0.02%
120	iShares Core S&P Small-Cap	464287804	2,047	$245,998	0.02%
121	iShares MSCI Emu ETF	464286608	3,803	$243,772	0.02%
122	Target	TGT	2,449	$239,347	0.02%
123	Exxon Mobil	XOM	1,986	$238,995	0.02%
124	Phillips Edison & Co Inc	PECO	6,638	$236,833	0.02%
125	iShares Core MSCI Emerging Market ETF	46434G103	3,480	$233,918	0.02%
126	Mastercard	MA	403	$230,077	0.02%
127	Visa 'a'	V	630	$221,068	0.02%
128	iShares Core S&P Mid-Cap	464287507	3,231	$213,267	0.02%
129	Vanguard Small-Cap ETF	922908751	786	$202,636	0.02%
130	Lionsgate Studios	LION	20,481	$186,992	0.02%
131	Pathfinder Bancorp, Inc.	PBHC	11,300	$159,441	0.02%
132	Archer Aviation Inc	ACHR-WT	18,931	$142,361	0.01%
133	Offerpad Solutions Inc Class A	OPADW	59,534	$72,036	0.01%
134	Eightco Holdings Inc	ORBS	18,900	$32,697	0.00%
135	Connect Biopharma HLDG F	CNTB	11,130	$31,387	0.00%