13F HOLDINGS REPORT

Zhang Financial LLC

Quarter ended Q4 2024 · Filed January 16, 2025 · Accession 0001776290-25-000001

Total Value

$1.75B

Positions

295

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (295)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	DIMENSIONAL US	25434V401	2,369,405	$151.0M	8.65%
2	VANGUARD S&P	922908363	273,183	$147.2M	8.43%
3	VANGUARD INDEX FDS	922908769	468,885	$135.9M	7.78%
4	DIMENSIONAL US	25434V708	2,834,248	$98.0M	5.61%
5	ISHARES CORE	464287150	664,668	$85.5M	4.89%
6	VANGUARD STAR FDS	921909768	1,271,609	$74.9M	4.29%
7	VANGUARD INTL EQUITY INDEX F	922042742	593,172	$69.7M	3.99%
8	APPLE INC	AAPL	196,007	$49.1M	2.81%
9	VANGUARD SMALL	922908611	242,628	$48.1M	2.75%
10	DIMENSIONAL ETF TRUST	25434V203	1,567,205	$45.8M	2.62%
11	STRYKER CORP	SYK	114,889	$41.4M	2.37%
12	VANGUARD TOTAL	921937835	560,730	$40.3M	2.31%
13	VANGUARD HIGH	921946406	279,520	$35.7M	2.04%
14	BNY MELLON	09661T107	232,026	$26.0M	1.49%
15	MICROSOFT CORP	MSFT	59,422	$25.0M	1.43%
16	ISHARES GOLD	IAU	474,936	$23.5M	1.35%
17	DIMENSIONAL US	25434V815	663,624	$20.4M	1.17%
18	VANGUARD S&P	921932703	110,675	$20.4M	1.17%
19	VANGUARD MID	922908629	66,885	$17.7M	1.01%
20	ISHARES RUSSELL	464287630	103,224	$16.9M	0.97%
21	DIMENSIONAL US	25434V104	414,809	$16.8M	0.96%
22	NVIDIA CORP	NVDA	117,330	$15.8M	0.90%
23	ISHARES BITCOIN TR	IBIT	295,872	$15.7M	0.90%
24	AVANTIS U S	025072885	151,383	$14.7M	0.84%
25	VANGUARD SHORT	92206C409	183,470	$14.3M	0.82%
26	AVANTIS INTL	025072703	232,933	$14.3M	0.82%
27	ISHARES CORE	464287200	24,257	$14.3M	0.82%
28	SPDR PORTFOLIO	78464A805	192,416	$13.7M	0.79%
29	VANGUARD INTERMEDIATE	921937819	181,554	$13.6M	0.78%
30	AMAZON COM	AMZN	55,020	$12.1M	0.69%
31	BERKSHIRE HATHAWAY	BRK-A	24,808	$11.2M	0.64%
32	VANGUARD MEGA	921910816	31,547	$10.8M	0.62%
33	SCHWAB STRATEGIC TR	808524102	440,230	$10.0M	0.57%
34	VANGUARD VALUE	922908744	57,734	$9.8M	0.56%
35	SPDR S&P 500 ETF TR	SPY	16,586	$9.7M	0.56%
36	ALPHABET INC	GOOG	50,369	$9.5M	0.55%
37	VANGUARD INTL EQUITY INDEX F	922042858	207,652	$9.1M	0.52%
38	SCHWAB INTL	808524805	419,031	$7.8M	0.44%
39	VANGUARD TAX-MANAGED INTL FD	921943858	151,363	$7.2M	0.41%
40	ISHARES SHORT	464288158	65,918	$7.0M	0.40%
41	FACEBOOK INC	META	11,789	$6.9M	0.40%
42	SPDR PORTFOLIO	78464A847	115,495	$6.3M	0.36%
43	DIMENSIONAL ETF TRUST	25434V500	94,290	$6.1M	0.35%
44	BROADCOM INC	AVGO	24,130	$5.6M	0.32%
45	VANGUARD MEGA	921910873	25,718	$5.5M	0.31%
46	WORLD GOLD	GLDW	104,476	$5.4M	0.31%
47	VANGUARD REAL	922908553	56,728	$5.1M	0.29%
48	SPDR PORTFOLIO	78464A649	193,905	$4.8M	0.28%
49	ISHARES NATIONAL	464288414	45,359	$4.8M	0.28%
50	ISHARES MSCI	46434G764	84,286	$4.7M	0.27%
51	AMGEN INC	AMGN	16,165	$4.2M	0.24%
52	VANGUARD GROWTH	922908736	10,130	$4.2M	0.24%
53	PROCTER & GAMBLE	742718109	24,371	$4.1M	0.23%
54	VANGUARD RUSSELL	92206C730	15,054	$4.0M	0.23%
55	INTL BUSINESS	INTR	18,077	$4.0M	0.23%
56	ISHARES MSCI	464288877	75,527	$4.0M	0.23%
57	ISHARES CORE	46432F834	58,926	$3.9M	0.22%
58	VANGUARD SPECIALIZED FUNDS	921908844	19,872	$3.9M	0.22%
59	VANGUARD RUSSELL	92206C680	36,441	$3.8M	0.22%
60	VANGUARD MEGA	921910840	29,512	$3.7M	0.21%
61	ISHARES RUSSELL	464287689	10,868	$3.6M	0.21%
62	HF FOODS	HFFG	1,110,712	$3.6M	0.20%
63	ABBVIE INC	ABBV	18,930	$3.4M	0.19%
64	CATERPILLAR INC	CAT	9,158	$3.3M	0.19%
65	APPLIED INDUSTRIAL TECH	03820C105	13,793	$3.3M	0.19%
66	SCHWAB US	808524508	115,595	$3.2M	0.18%
67	VANGUARD INTERNATIONAL	921946794	46,056	$3.1M	0.18%
68	VANGUARD INFORMATION	92204A702	5,023	$3.1M	0.18%
69	ISHARES CORE	464287226	32,089	$3.1M	0.18%
70	INVESCO QQQ	IVZ	6,046	$3.1M	0.18%
71	PEPSICO INC	PEP	20,238	$3.1M	0.18%
72	APOLLO GLOBAL	03769M106	18,581	$3.1M	0.18%
73	CISCO SYSTEMS	CSCO	51,447	$3.0M	0.17%
74	JPMORGAN CHASE	VYLD	12,369	$3.0M	0.17%
75	SPDR PORTFOLIO	78468R101	98,810	$2.9M	0.16%
76	HONEYWELL INTL	438516106	12,639	$2.9M	0.16%
77	ZOETIS INC	ZTS	17,239	$2.8M	0.16%
78	AMERICAN EXPRESS	AXP	9,446	$2.8M	0.16%
79	ALPHABET INC	GOOG	14,466	$2.8M	0.16%
80	DIMENSIONAL US	25434V724	65,773	$2.7M	0.15%
81	GOLDMAN SACHS	GSCE	4,641	$2.7M	0.15%
82	VANGUARD RUSSELL	92206C714	32,260	$2.6M	0.15%
83	KLA CORP	KLAC	4,036	$2.5M	0.15%
84	ISHARES SELECT	464287168	19,171	$2.5M	0.14%
85	TESLA INC	TSLA	6,052	$2.4M	0.14%
86	BNY MELLON	09661T404	33,604	$2.4M	0.14%
87	ISHARES TIPS	464287176	22,319	$2.4M	0.14%
88	SALESFORCE.COM INC	CRM	7,027	$2.3M	0.13%
89	SCHWAB US	808524201	97,036	$2.2M	0.13%
90	MERCK & COMPANY	MRK	22,485	$2.2M	0.13%
91	SPDR SERIES	78464A763	16,762	$2.2M	0.13%
92	BERKSHIRE HATHAWAY	BRK-A	3	$2.0M	0.12%
93	SCHWAB US	808524797	74,728	$2.0M	0.12%
94	VISA INC	V	6,279	$2.0M	0.11%
95	AVANTIS U S	025072877	20,485	$2.0M	0.11%
96	ELI LILLY	LLY	2,551	$2.0M	0.11%
97	BOOKING HOLDINGS	BKNG	391	$1.9M	0.11%
98	BLACKROCK ULTRA	46434V878	37,497	$1.9M	0.11%
99	LOWES COMPANIES	548661107	7,591	$1.9M	0.11%
100	VERTEX PHARMACEUTICALS	VRTX	4,631	$1.9M	0.11%
101	KKR & CO	KKRT	12,553	$1.9M	0.11%
102	ISHARES CORE	464287804	16,035	$1.8M	0.11%
103	AMERIPRISE FINANCIAL	03076C106	3,462	$1.8M	0.11%
104	HOME DEPOT	HD	4,695	$1.8M	0.10%
105	KADANT INC	KAI	5,256	$1.8M	0.10%
106	JOHNSON & JOHNSON	JNJ	12,380	$1.8M	0.10%
107	VANGUARD EXTENDED	922908652	9,398	$1.8M	0.10%
108	MCKESSON CORP	MCK	3,081	$1.8M	0.10%
109	ISHARES U S	464288752	16,967	$1.8M	0.10%
110	VANGUARD SHORT	92206C102	29,799	$1.7M	0.10%
111	MICRON TECHNOLOGY INC	MU	20,250	$1.7M	0.10%
112	VANGUARD S&P	921932505	4,559	$1.7M	0.10%
113	VANGUARD SMALL	922908751	6,937	$1.7M	0.10%
114	BLACKSTONE INC	BX	9,567	$1.6M	0.09%
115	FORD MOTOR	345370860	163,564	$1.6M	0.09%
116	ISHARES S&P	464287879	14,350	$1.6M	0.09%
117	EATON CORP	ETN	4,677	$1.6M	0.09%
118	VANGUARD FTSE	922042718	13,404	$1.5M	0.09%
119	ADOBE INC	ADBE	3,443	$1.5M	0.09%
120	DIMENSIONAL EMERGING	25434V302	60,215	$1.5M	0.09%
121	APPLIED MATERIALS	038222105	9,171	$1.5M	0.09%
122	EXXON MOBIL	XOM	13,820	$1.5M	0.09%
123	ISHARES CORE	464287507	23,717	$1.5M	0.08%
124	SECTOR TECHNOLOGY	81369Y803	6,229	$1.4M	0.08%
125	MARATHON PETROLEUM	MARA	10,154	$1.4M	0.08%
126	COSTCO WHOLESALE	22160K105	1,527	$1.4M	0.08%
127	PHILIP MORRIS	718172109	11,467	$1.4M	0.08%
128	MERCADOLIBRE INC	MELI	802	$1.4M	0.08%
129	KELLOGG CO	BEKE	16,715	$1.4M	0.08%
130	WALMART INC	WMT	14,669	$1.3M	0.08%
131	SPDR PORTFOLIO	78464A375	40,055	$1.3M	0.08%
132	BNY MELLON	09661T602	31,278	$1.3M	0.07%
133	SPDR S&P	MDY	2,224	$1.3M	0.07%
134	DIMENSIONAL US	25434V609	22,448	$1.2M	0.07%
135	BNY MELLON	09661T206	12,252	$1.2M	0.07%
136	LCI INDS	50189K103	11,844	$1.2M	0.07%
137	UBS GROUP	UBS	40,211	$1.2M	0.07%
138	ISHARES ESG	46435U218	11,436	$1.2M	0.07%
139	ISHARES MSCI	464287465	15,575	$1.2M	0.07%
140	LINDE PLC	LIN	2,756	$1.2M	0.07%
141	SPDR SERIES	78464A888	11,030	$1.2M	0.07%
142	ISHARES RUSSELL	464287614	2,832	$1.1M	0.07%
143	VANGUARD MID	922908512	7,027	$1.1M	0.07%
144	SPDR PORTFOLIO	78463X889	32,212	$1.1M	0.06%
145	ORACLE CORP	ORCL-PD	6,525	$1.1M	0.06%
146	NXP SEMICONDUCTORS	NXPI	5,194	$1.1M	0.06%
147	ISHARES S&P	464287408	5,595	$1.1M	0.06%
148	ISHARES 1-3YR	464287457	12,701	$1.0M	0.06%
149	VANGUARD ADMIRAL FDS INC	921932885	9,716	$1.0M	0.06%
150	LOCKHEED MARTIN	LMT	2,059	$1.0M	0.06%
151	DELL TECHNOLOGIES	DELL	8,525	$982,384	0.06%
152	SPDR DOW	78467X109	2,303	$979,928	0.06%
153	ALTRIA GROUP	MO	18,717	$978,690	0.06%
154	BLACKROCK INC	BLK	945	$968,589	0.06%
155	BANK AMERICA	060505104	21,918	$963,274	0.06%
156	MONDELEZ INTERNATIONAL	609207105	16,032	$957,602	0.05%
157	COLGATE-PALMOLIVE	CL	10,035	$912,293	0.05%
158	MASTERCARD INC	MA	1,730	$911,056	0.05%
159	SECTOR FINANCIAL	81369Y605	18,498	$894,029	0.05%
160	DIMENSIONAL WORLD	25434V880	35,546	$883,661	0.05%
161	VANGUARD ESG	921910733	8,406	$881,706	0.05%
162	SKYLINE CHAMPION CORPORATION	SKY	10,000	$881,000	0.05%
163	QUALCOMM INC	QCOM	5,694	$874,739	0.05%
164	DIMENSIONAL US	25434V666	28,564	$857,780	0.05%
165	ISHARES MSCI	464288802	7,049	$857,039	0.05%
166	SCHWAB AGGREGATE	808524839	37,608	$853,709	0.05%
167	MCDONALDS CORP	MCD	2,922	$847,049	0.05%
168	FORTINET INC	FTNT	8,878	$838,794	0.05%
169	VANGUARD LARGE	922908637	3,087	$832,562	0.05%
170	NIKE INC	NKE	10,897	$824,540	0.05%
171	BALCHEM CORP	BCPC	5,000	$814,975	0.05%
172	VANGUARD INDUSTRIALS	92204A603	3,167	$805,655	0.05%
173	ISHARES S&P	464287309	7,718	$783,577	0.04%
174	ISHARES TR	464288570	7,054	$777,704	0.04%
175	SHOPIFY INC	SHOP	7,253	$771,211	0.04%
176	PFIZER INC	PFE	28,733	$762,280	0.04%
177	VANGUARD FTSE	922042775	12,656	$726,596	0.04%
178	NETFLIX INC	NFLX	789	$703,252	0.04%
179	CARLYLE GROUP	CGABL	13,833	$698,425	0.04%
180	SPDR PORTFOLIO	78464A474	23,189	$692,424	0.04%
181	VANGUARD MUNICIPAL	922907746	13,557	$679,580	0.04%
182	COCA COLA COMPANY	KO	10,591	$659,367	0.04%
183	APOGEE ENTERPRISES	APOG	9,143	$652,901	0.04%
184	PRUDENTIAL FINANCIAL	PUKPF	5,294	$627,525	0.04%
185	VANGUARD INTERMEDIATE	92206C706	10,715	$621,483	0.04%
186	NUCOR CORP	NUE	5,284	$616,695	0.04%
187	ISHARES RUSSELL	464287622	1,856	$597,928	0.03%
188	ILLINOIS TOOL	452308109	2,284	$579,026	0.03%
189	ISHARES SEMICONDUCTOR	464287523	2,620	$564,561	0.03%
190	SHERWIN WILLIAMS	SHW	1,660	$564,292	0.03%
191	CORTEVA INC	CTVA	9,870	$562,200	0.03%
192	SCHWAB US	808524607	20,994	$542,902	0.03%
193	INVESCO NASDAQ	IVZ	2,555	$537,660	0.03%
194	ABBOTT LABORATORIES	ABLZF	4,674	$528,666	0.03%
195	ARES MANAGEMENT	ARES-PB	2,961	$524,126	0.03%
196	KIMBERLY CLARK	KMB	3,967	$519,835	0.03%
197	DISCOVER FINANCIAL	254709108	2,961	$512,895	0.03%
198	VANGUARD HEALTH	92204A504	1,987	$503,957	0.03%
199	CHEVRON CORP	CVX	3,477	$503,591	0.03%
200	DIMENSIONAL INTL	25434V807	14,116	$500,839	0.03%
201	AMERICAN CENTURY	025072323	8,706	$473,246	0.03%
202	ISHARES RUSS	464287473	3,645	$471,444	0.03%
203	DUPONT DE	DD	6,160	$469,719	0.03%
204	ISHARES RUSSELL	464287499	5,301	$468,581	0.03%
205	WEC ENERGY	WEC	4,961	$466,532	0.03%
206	MORGAN STANLEY	MS-PQ	3,602	$452,845	0.03%
207	SCHWAB US	808524300	16,047	$447,230	0.03%
208	ALLSTATE CORP	ALL-PJ	2,305	$444,381	0.03%
209	FIRST SOLAR	FSLR	2,500	$440,600	0.03%
210	METLIFE INC	MET-PF	5,348	$437,893	0.03%
211	SCHWAB US	808524409	16,640	$433,791	0.02%
212	HERSHEY COMPANY	HSY	2,507	$424,561	0.02%
213	AT&T INC	T-PC	18,441	$419,902	0.02%
214	TRADE DESK	88339J105	3,479	$408,887	0.02%
215	INVESCO S&P	IVZ	10,680	$399,646	0.02%
216	SCHWAB US	808524870	15,282	$394,736	0.02%
217	DANAHER CORP	235851102	1,712	$393,065	0.02%
218	ISHARES CORE	46434V621	6,265	$384,321	0.02%
219	COMCAST CORP	CCZ	10,211	$383,223	0.02%
220	WELLS FARGO	949746101	5,446	$382,557	0.02%
221	CADENCE DESIGN	CDNS	1,269	$381,284	0.02%
222	ISHARES RUSSELL	464287598	1,990	$368,387	0.02%
223	GENERAL MILLS	370334104	5,769	$367,918	0.02%
224	VANGUARD INTERMEDIATE	92206C870	4,576	$367,316	0.02%
225	INVESCO S&P	IVZ	2,072	$363,077	0.02%
226	ISHARES MSCI	46432F339	1,939	$345,316	0.02%
227	WASTE MANAGEMENT	94106L109	1,705	$344,123	0.02%
228	CUMMINS INC	CMI	975	$339,977	0.02%
229	ISHARES S&P	464287705	2,690	$336,169	0.02%
230	TEVA PHARMACEUTICAL	881624209	15,200	$335,008	0.02%
231	CITY HLDG CO	CHCO	2,808	$332,658	0.02%
232	BRISTOL MYERS	CELG-RI	5,826	$329,539	0.02%
233	DOW INC	DOW	8,012	$321,521	0.02%
234	STATE STREET	STT-PG	3,247	$318,693	0.02%
235	NEXTERA ENERGY	NEE-PW	4,413	$316,388	0.02%
236	UNITEDHEALTH GROUP	UNH	625	$316,108	0.02%
237	SPDR GOLD	GLD	1,234	$298,789	0.02%
238	ISHARES TR	46432F859	6,228	$297,512	0.02%
239	INVESCO EXCHANGE	IVZ	4,227	$295,890	0.02%
240	GENERAL ELECTRIC	369604301	1,766	$294,515	0.02%
241	SOUTHERN COMPANY	SOMN	3,476	$286,119	0.02%
242	STARBUCKS CORP	SBUX	3,116	$284,317	0.02%
243	GRAYSCALE BITCOIN TRUST ETF	GBTC	3,819	$282,682	0.02%
244	DOVER CORP	DOV	1,493	$280,028	0.02%
245	RAYTHEON TECHNOLOGIES	RTX	2,389	$276,440	0.02%
246	VANGUARD MID	922908538	1,083	$274,860	0.02%
247	VIATRIS INC	VTRS	21,881	$272,418	0.02%
248	QORVO INC	QRVO	3,852	$269,371	0.02%
249	LAM RESEARCH CORP	LRCX	3,717	$268,490	0.02%
250	O REILLY AUTOMOTIVE	67103H107	226	$267,991	0.02%
251	SPDR SERIES	78468R531	4,744	$267,941	0.02%
252	NORFOLK SOUTHERN	655844108	1,126	$264,226	0.02%
253	COCA-COLA CONSOLIDATED	COKE	200	$251,998	0.01%
254	TJX COS	872540109	2,073	$250,414	0.01%
255	ETF SER SOLUTIONS	26922A230	5,522	$250,188	0.01%
256	SCHWAB EMERGING	808524706	9,379	$249,774	0.01%
257	FIRST MERCHANTS CORP	FRMEP	6,258	$249,632	0.01%
258	VANGUARD FINANCIALS	92204A405	2,114	$249,600	0.01%
259	T-MOBILE US	TMUSZ	1,126	$248,525	0.01%
260	VANGUARD BD INDEX FDS	92203C303	4,918	$244,043	0.01%
261	SANOFI	SNYNF	5,000	$241,151	0.01%
262	PAYCHEX INC	PAYX	1,709	$239,637	0.01%
263	VALERO ENERGY	VLO	1,895	$232,308	0.01%
264	U S BANCORP DE	USB-PS	4,842	$231,593	0.01%
265	MURPHY USA	MUSA	460	$230,805	0.01%
266	VANGUARD RUSSELL	92206C623	1,093	$229,683	0.01%
267	ISHARES SILVER	SLV	8,638	$227,439	0.01%
268	BOEING CO	BA-PA	1,273	$225,321	0.01%
269	WALT DISNEY	254687106	2,010	$223,814	0.01%
270	GRAINGER W W	384802104	211	$222,432	0.01%
271	GILEAD SCIENCES	GILD	2,406	$222,261	0.01%
272	THERMO FISHER	TMO	426	$221,619	0.01%
273	GLAUKOS CORP	GKOS	1,474	$221,012	0.01%
274	NOVO NORDISK	NONOF	2,546	$219,022	0.01%
275	FIRST TR EXCHANGE-TRADED FD	33733B100	2,133	$217,673	0.01%
276	AMERICAN CENTURY	025072604	3,699	$217,470	0.01%
277	MPLX	MPLXP	4,543	$217,428	0.01%
278	DUKE ENERGY	DUKB	1,973	$212,613	0.01%
279	TYSON FOODS	TSN	3,700	$212,528	0.01%
280	ISHARES TR	464287580	2,210	$212,469	0.01%
281	VANGUARD FTSE	922042866	2,989	$212,346	0.01%
282	JPMORGAN	46641Q332	3,633	$209,002	0.01%
283	ISHARES MSCI	46432F396	1,000	$206,920	0.01%
284	AUTOMATIC DATA	ADP	699	$204,685	0.01%
285	INTUIT INC	INTU	325	$204,373	0.01%
286	RLJ LODGING	RLJ-PA	8,311	$204,109	0.01%
287	INVESCO EXCH TRADED FD TR II	IVZ	8,360	$202,229	0.01%
288	INVESCO S&P	IVZ	6,900	$202,170	0.01%
289	BNY MELLON	09661T503	3,413	$200,557	0.01%
290	WORTHINGTON INDUSTRIES	WOR	5,000	$200,550	0.01%
291	CALAMOS CONVERTIBLE	12811P108	11,845	$143,798	0.01%
292	SHYFT GROUP	825698103	11,216	$131,679	0.01%
293	STEELCASE INC	858155203	10,353	$122,372	0.01%
294	TIZIANA LIFE	TLSA	93,187	$64,877	0.00%
295	GERDAU SA	GGB	11,695	$33,682	0.00%