13F HOLDINGS REPORT

Zhang Financial LLC

Quarter ended Q4 2023 · Filed October 11, 2023 · Accession 0001776290-23-000006

Total Value

$986.7M

Positions

232

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (232)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	VANGUARD TOTAL	922908769	492,947	$104.8M	10.63%
2	VANGUARD S&P	922908363	181,456	$71.4M	7.24%
3	ISHARES CORE	464287150	684,748	$64.6M	6.55%
4	DIMENSIONAL US	25434V401	1,142,085	$53.2M	5.40%
5	VANGUARD TOTAL	921909768	846,132	$45.3M	4.59%
6	VANGUARD TOTAL	922042742	445,493	$41.6M	4.21%
7	VANGUARD SMALL	922908611	253,206	$40.4M	4.09%
8	DIMENSIONAL US	25434V708	1,351,413	$35.5M	3.59%
9	DIMENSIONAL ETF TRUST	25434V203	1,183,098	$30.9M	3.13%
10	APPLE INC	AAPL	178,457	$30.8M	3.12%
11	ISHARES GOLD	IAU	729,340	$25.5M	2.59%
12	VANGUARD TOTAL	921937835	299,212	$20.9M	2.11%
13	STRYKER CORP	SYK	76,180	$20.8M	2.11%
14	VANGUARD HIGH	921946406	188,155	$19.4M	1.97%
15	MICROSOFT CORP	MSFT	56,187	$17.9M	1.81%
16	ISHARES RUSSELL	464287630	117,120	$15.9M	1.61%
17	BNY MELLON	09661T107	194,533	$15.8M	1.60%
18	DIMENSIONAL US	25434V104	416,900	$12.5M	1.27%
19	VANGUARD FSTE	922042858	277,481	$10.9M	1.10%
20	VANGUARD MID	922908629	43,885	$9.2M	0.93%
21	BERKSHIRE HATHAWAY	BRK-A	24,358	$8.5M	0.86%
22	VANGUARD VALUE	922908744	61,313	$8.5M	0.86%
23	ISHARES CORE	464287200	19,075	$8.2M	0.83%
24	SCHWAB US	808524102	146,021	$7.3M	0.74%
25	DIMENSIONAL US	25434V815	287,833	$7.3M	0.74%
26	ISHARES SHORT	464288158	61,319	$6.3M	0.64%
27	SCHWAB INTL	808524805	176,561	$6.0M	0.61%
28	SPDR S&P	SPY	13,711	$5.9M	0.60%
29	VANGUARD REAL	922908553	70,612	$5.3M	0.54%
30	DIMENSIONAL ETF TRUST	25434V500	96,402	$5.1M	0.51%
31	ALPHABET INC	GOOG	34,719	$4.7M	0.47%
32	JOHNSON & JOHNSON	JNJ	29,232	$4.6M	0.47%
33	AMAZON COM	AMZN	35,461	$4.5M	0.46%
34	HF FOODS	HFFG	1,110,712	$4.4M	0.45%
35	ISHARES MSCI	464288877	86,729	$4.2M	0.43%
36	WORLD GOLD	GLDW	111,163	$4.1M	0.41%
37	APPLIED INDUSTRIAL TECH	03820C105	26,293	$4.1M	0.41%
38	ISHARES NATIONAL	464288414	37,291	$3.8M	0.39%
39	ISHARES TIPS	464287176	36,687	$3.8M	0.39%
40	ZOETIS INC	ZTS	21,430	$3.7M	0.38%
41	VANGUARD FTSE	921943858	79,584	$3.5M	0.35%
42	AMGEN INC	AMGN	12,863	$3.5M	0.35%
43	PROCTER & GAMBLE	742718109	23,563	$3.4M	0.35%
44	VANGUARD SHORT	92206C409	40,108	$3.0M	0.31%
45	PEPSICO INC	PEP	17,593	$3.0M	0.30%
46	VANGUARD GROWTH	922908736	10,537	$2.9M	0.29%
47	VANGUARD MEGA	921910840	28,208	$2.9M	0.29%
48	VANGUARD MEGA	921910873	18,669	$2.8M	0.29%
49	NVIDIA CORP	NVDA	6,301	$2.8M	0.28%
50	ISHARES CORE	46432F834	45,162	$2.7M	0.27%
51	ISHARES RUSSELL	464287689	10,849	$2.7M	0.27%
52	ISHARES 1-3YR	464287457	32,462	$2.6M	0.27%
53	SCHWAB US	808524201	49,653	$2.5M	0.26%
54	PFIZER INC	PFE	75,183	$2.5M	0.25%
55	VANGUARD RUSSELL	92206C730	12,689	$2.5M	0.25%
56	VANGUARD MEGA	921910816	10,530	$2.4M	0.24%
57	VANGUARD RUSSELL	92206C680	34,475	$2.4M	0.24%
58	DIMENSIONAL US	25434V724	68,627	$2.3M	0.24%
59	BNY MELLON	09661T404	35,425	$2.3M	0.23%
60	HONEYWELL INTL	438516106	12,061	$2.2M	0.23%
61	BNY MELLON	09661T602	54,791	$2.2M	0.22%
62	MCKESSON CORP	MCK	5,007	$2.2M	0.22%
63	ISHARES SELECT	464287168	19,217	$2.1M	0.21%
64	VANGUARD DIVIDEND	921908844	12,985	$2.0M	0.21%
65	FORD MOTOR	345370860	156,948	$1.9M	0.20%
66	META PLATFORMS	META	6,264	$1.9M	0.20%
67	VANGUARD RUSSELL	92206C714	28,656	$1.9M	0.19%
68	BLACKROCK ULTRA	46434V878	37,855	$1.9M	0.19%
69	BROADCOM INC	AVGO	2,193	$1.8M	0.19%
70	MERCK & COMPANY	MRK	17,310	$1.8M	0.18%
71	MICRON TECHNOLOGY INC	MU	25,848	$1.8M	0.18%
72	INVESCO QQQ	IVZ	4,682	$1.7M	0.17%
73	AVANTIS U S	025072885	23,019	$1.7M	0.17%
74	INTL BUSINESS	INTR	12,003	$1.7M	0.17%
75	CATERPILLAR INC	CAT	6,137	$1.7M	0.17%
76	SCHWAB US	808524508	24,452	$1.7M	0.17%
77	TESLA INC	TSLA	6,566	$1.6M	0.17%
78	DOW INC	DOW	31,805	$1.6M	0.17%
79	VANGUARD INTERNATIONAL	921946794	25,831	$1.6M	0.16%
80	BERKSHIRE HATHAWAY	BRK-A	3	$1.6M	0.16%
81	VANGUARD FTSE	922042718	14,866	$1.6M	0.16%
82	VANGUARD INFORMATION	92204A702	3,786	$1.6M	0.16%
83	CISCO SYSTEMS	CSCO	27,918	$1.5M	0.15%
84	BLACKSTONE INC	BX	13,951	$1.5M	0.15%
85	ISHARES CORE	464287804	15,534	$1.5M	0.15%
86	ISHARES CORE	464287226	15,467	$1.5M	0.15%
87	VANGUARD EXTENDED	922908652	10,093	$1.4M	0.15%
88	SCHWAB AGGREGATE	808524839	31,602	$1.4M	0.14%
89	LCI INDS	50189K103	11,844	$1.4M	0.14%
90	LOWES COMPANIES	548661107	6,648	$1.4M	0.14%
91	JPMORGAN CHASE	VYLD	9,434	$1.4M	0.14%
92	AVANTIS INTL	025072703	24,305	$1.4M	0.14%
93	DIMENSIONAL WORLD	25434V880	56,064	$1.3M	0.13%
94	KADANT INC	KAI	5,516	$1.3M	0.13%
95	HOME DEPOT	HD	4,073	$1.2M	0.12%
96	ISHARES U S	464288752	15,450	$1.2M	0.12%
97	KELLOGG CO	BEKE	21,049	$1.2M	0.12%
98	ISHARES S&P	464287879	13,289	$1.2M	0.12%
99	PHILIP MORRIS	718172109	12,640	$1.2M	0.12%
100	BNY MELLON	09661T206	14,411	$1.2M	0.12%
101	DIMENSIONAL US	25434V609	25,315	$1.2M	0.12%
102	MONDELEZ INTERNATIONAL	609207105	16,428	$1.1M	0.12%
103	KLA CORP	KLAC	2,382	$1.1M	0.11%
104	ISHARES CORE	464287507	4,453	$1.1M	0.11%
105	ISHARES MSCI	464287465	15,935	$1.1M	0.11%
106	DIMENSIONAL EMERGING	25434V302	48,707	$1.1M	0.11%
107	EXXON MOBIL	XOM	9,285	$1.1M	0.11%
108	SPDR PORTFOLIO	78464A805	20,323	$1.1M	0.11%
109	VISA INC	V	4,560	$1.1M	0.11%
110	VANGUARD S&P	921932703	6,922	$1.0M	0.10%
111	SECTOR TECHNOLOGY	81369Y803	6,113	$1.0M	0.10%
112	SPDR S&P	MDY	2,244	$1.0M	0.10%
113	APOLLO GLOBAL	03769M106	11,308	$1.0M	0.10%
114	BOOKING HOLDINGS	BKNG	327	$1.0M	0.10%
115	ALPHABET INC	GOOG	7,632	$1.0M	0.10%
116	LINDE PLC	LIN	2,589	$964,015	0.10%
117	VANGUARD SMALL	922908751	5,025	$949,878	0.10%
118	EATON CORP	ETN	4,446	$948,244	0.10%
119	VANGUARD S&P	921932505	3,758	$927,674	0.09%
120	ELI LILLY	LLY	1,638	$895,763	0.09%
121	VANGUARD MID	922908512	6,821	$893,837	0.09%
122	ORACLE CORP	ORCL-PD	8,220	$880,015	0.09%
123	SPDR SERIES	78464A888	11,030	$844,567	0.09%
124	VERTEX PHARMACEUTICALS	VRTX	2,385	$829,358	0.08%
125	ISHARES RUSSELL	464287614	2,985	$811,016	0.08%
126	NUCOR CORP	NUE	5,171	$808,487	0.08%
127	FIRST SOLAR	FSLR	5,000	$807,950	0.08%
128	VANGUARD INTERMEDIATE	921937819	10,709	$774,368	0.08%
129	ALTRIA GROUP	MO	18,354	$771,768	0.08%
130	SPDR DOW	78467X109	2,303	$771,390	0.08%
131	ADOBE INC	ADBE	1,441	$763,564	0.08%
132	AMERICAN EXPRESS	AXP	5,043	$752,431	0.08%
133	SCHWAB US	808524409	11,612	$748,498	0.08%
134	MCDONALDS CORP	MCD	2,869	$743,676	0.08%
135	GOLDMAN SACHS	GSCE	2,268	$733,695	0.07%
136	GILEAD SCIENCES	GILD	9,500	$711,903	0.07%
137	SCHWAB EMERGING	808524706	29,268	$702,132	0.07%
138	ABBVIE INC	ABBV	4,673	$696,596	0.07%
139	ISHARES S&P	464287408	4,430	$683,565	0.07%
140	KKR & CO	KKRT	10,855	$668,683	0.07%
141	COCA COLA COMPANY	KO	11,538	$645,918	0.07%
142	SCHWAB US	808524607	15,530	$641,462	0.07%
143	DIMENSIONAL INTL	25434V807	19,462	$634,859	0.06%
144	BALCHEM CORP	BCPC	5,000	$620,200	0.06%
145	VANGUARD LARGE	922908637	3,135	$613,489	0.06%
146	VANGUARD INTERMEDIATE	92206C706	10,709	$612,020	0.06%
147	QUALCOMM INC	QCOM	5,509	$611,829	0.06%
148	UBS GROUP	UBS	24,012	$591,899	0.06%
149	UNITED PARCEL	UPS	3,699	$576,590	0.06%
150	AUTODESK INC	ADSK	2,744	$567,761	0.06%
151	MASTERCARD INC	MA	1,421	$565,546	0.06%
152	CHEVRON CORP	CVX	3,299	$556,278	0.06%
153	DUPONT DE	DD	7,384	$550,773	0.06%
154	COSTCO WHOLESALE	22160K105	970	$546,527	0.06%
155	APPLIED MATERIALS	038222105	3,881	$537,323	0.05%
156	DOLLAR GENL	256677105	5,000	$529,000	0.05%
157	CORTEVA INC	CTVA	9,845	$503,669	0.05%
158	HERSHEY COMPANY	HSY	2,508	$501,801	0.05%
159	AMERIPRISE FINANCIAL	03076C106	1,521	$501,414	0.05%
160	CARLYLE GROUP	CGABL	15,923	$480,244	0.05%
161	VANGUARD SHORT	921937827	6,381	$479,666	0.05%
162	PRUDENTIAL FINANCIAL	PUKPF	5,000	$474,450	0.05%
163	FORTINET INC	FTNT	7,990	$474,298	0.05%
164	MERCADOLIBRE INC	MELI	371	$470,385	0.05%
165	WALMART INC	WMT	2,891	$462,397	0.05%
166	TEXAS INSTRUMENTS	882508104	2,888	$459,223	0.05%
167	BLACKROCK INC	BLK	712	$457,282	0.05%
168	MARATHON PETROLEUM	MARA	3,021	$457,144	0.05%
169	KIMBERLY CLARK	KMB	3,775	$456,209	0.05%
170	DEERE & CO	DE	1,192	$449,839	0.05%
171	ISHARES RUSS	464287473	4,284	$446,992	0.05%
172	CVS HEALTH	CVS	6,377	$445,242	0.05%
173	COMCAST CORP	CCZ	9,745	$432,876	0.04%
174	NXP SEMICONDUCTORS	NXPI	2,161	$432,027	0.04%
175	VANGUARD SHORT	92206C102	7,489	$431,366	0.04%
176	VANGUARD HEALTH	92204A504	1,821	$428,119	0.04%
177	SECTOR FINANCIAL	81369Y605	12,793	$424,351	0.04%
178	APOGEE ENTERPRISES	APOG	9,000	$423,719	0.04%
179	GENERAL MILLS	370334104	6,508	$416,476	0.04%
180	BNY MELLON	09661T503	7,638	$405,593	0.04%
181	SHERWIN WILLIAMS	SHW	1,585	$404,254	0.04%
182	DANAHER CORP	235851102	1,605	$398,200	0.04%
183	VANGUARD INDUSTRIALS	92204A603	1,990	$388,010	0.04%
184	ISHARES RUSSELL	464287622	1,622	$384,509	0.04%
185	AIRBNB INC	ABNB	2,756	$378,150	0.04%
186	INVESCO NASDAQ	IVZ	2,471	$364,180	0.04%
187	ISHARES RUSSELL	464287499	5,222	$361,622	0.04%
188	SPDR GOLD	GLD	2,090	$358,331	0.04%
189	QORVO INC	QRVO	3,750	$358,012	0.04%
190	STARBUCKS CORP	SBUX	3,830	$349,562	0.04%
191	AVANTIS U S	025072877	4,473	$348,671	0.04%
192	VANGUARD INTERMEDIATE	92206C870	4,567	$347,000	0.04%
193	SOUTHERN COMPANY	SOMN	5,346	$345,992	0.04%
194	COCA-COLA EUROPACIFIC	CCEP	5,431	$339,329	0.03%
195	SHOPIFY INC	SHOP	6,032	$331,544	0.03%
196	METLIFE INC	MET-PF	5,189	$326,440	0.03%
197	ISHARES RUSSELL	464287598	2,134	$324,024	0.03%
198	SHYFT GROUP	825698103	21,381	$320,078	0.03%
199	WORTHINGTON INDUSTRIES	WOR	5,000	$309,100	0.03%
200	INVESCO S&P	IVZ	10,680	$305,234	0.03%
201	VANGUARD S&P	921932885	3,600	$304,308	0.03%
202	KELLANOVA	BEKE	5,975	$302,992	0.03%
203	PAYCHEX INC	PAYX	2,551	$294,208	0.03%
204	FIRST MERCHANTS	FRMEP	10,258	$285,378	0.03%
205	ISHARES S&P	464287309	4,058	$277,647	0.03%
206	WHIRLPOOL CORP	WHR-PA	2,046	$273,550	0.03%
207	SANOFI	SNYNF	5,090	$273,027	0.03%
208	TEVA PHARMACEUTICAL	881624209	26,000	$265,200	0.03%
209	BOEING COMPANY	BA-PA	1,311	$251,293	0.03%
210	NEXTERA ENERGY	NEE-PW	4,348	$249,084	0.03%
211	INVESCO EXCHANGE	IVZ	4,227	$248,505	0.03%
212	VANGUARD ESG	921910733	3,287	$247,248	0.03%
213	VANGUARD MID	922908538	1,265	$246,320	0.02%
214	BRISTOL MYERS	CELG-RI	4,242	$246,206	0.02%
215	BIOGEN INC	BIIB	931	$245,116	0.02%
216	INTEL CORP	INTC	6,786	$241,249	0.02%
217	STEELCASE INC	858155203	21,531	$240,501	0.02%
218	INVESCO S&P	IVZ	1,687	$239,689	0.02%
219	SCHWAB INTERMEDIATE	808524854	4,852	$232,617	0.02%
220	ISHARES S&P	464287705	2,253	$227,395	0.02%
221	VANGUARD TOTAL	92203J407	4,512	$215,809	0.02%
222	STATE STREET	STT-PG	3,173	$212,464	0.02%
223	QUEST DIAGNOSTICS	DGX	1,733	$211,183	0.02%
224	POLARIS INC	PII	2,000	$208,280	0.02%
225	CUMMINS INC	CMI	908	$207,442	0.02%
226	VANGUARD ESG	921910725	4,078	$205,694	0.02%
227	MATERION CORP	MTRN	2,000	$203,820	0.02%
228	AT&T INC	T-PC	13,511	$202,936	0.02%
229	ENLINK MIDSTREAM	29336T100	15,980	$195,276	0.02%
230	VIATRIS INC	VTRS	15,513	$152,961	0.02%
231	TIZIANA LIFE	TLSA	50,560	$33,366	0.00%
232	BIOLASE INC	090911702	12,078	$22,465	0.00%