13F HOLDINGS REPORT

Zhang Financial LLC

Quarter ended Q3 2023 · Filed July 18, 2023 · Accession 0001776290-23-000005

Total Value

$974.6M

Positions

247

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (247)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	VANGUARD TOTAL	922908769	489,178	$107.8M	11.06%
2	ISHARES CORE	464287150	684,130	$66.9M	6.87%
3	VANGUARD S&P	922908363	156,290	$63.6M	6.53%
4	VANGUARD SMALL	922908611	259,367	$43.0M	4.41%
5	DIMENSIONAL US	25434V401	888,361	$42.8M	4.39%
6	VANGUARD TOTAL	922042742	433,143	$42.0M	4.31%
7	VANGUARD TOTAL	921909768	701,440	$39.3M	4.03%
8	APPLE INC	AAPL	178,729	$34.5M	3.54%
9	DIMENSIONAL US	25434V708	1,079,232	$29.3M	3.01%
10	DIMENSIONAL ETF TRUST	25434V203	988,628	$27.0M	2.77%
11	ISHARES GOLD	IAU	737,887	$26.9M	2.76%
12	STRYKER CORP	SYK	78,610	$23.9M	2.45%
13	VANGUARD TOTAL	921937835	265,860	$19.3M	1.98%
14	MICROSOFT CORP	MSFT	54,765	$18.6M	1.91%
15	VANGUARD HIGH	921946406	171,625	$18.2M	1.87%
16	ISHARES RUSSELL	464287630	121,861	$17.2M	1.76%
17	BNY MELLON	09661T107	193,201	$16.1M	1.65%
18	DIMENSIONAL US	25434V104	417,998	$13.0M	1.33%
19	VANGUARD FSTE	922042858	291,970	$11.9M	1.22%
20	BERKSHIRE HATHAWAY	BRK-A	24,693	$8.4M	0.86%
21	VANGUARD VALUE	922908744	58,613	$8.3M	0.86%
22	ISHARES CORE	464287200	18,402	$8.2M	0.84%
23	SCHWAB US	808524102	143,589	$7.4M	0.76%
24	ISHARES SHORT	464288158	67,907	$7.1M	0.72%
25	VANGUARD MID	922908629	31,164	$6.9M	0.71%
26	SCHWAB INTL	808524805	176,382	$6.3M	0.64%
27	SPDR S&P	SPY	13,827	$6.1M	0.63%
28	HF FOODS	HFFG	1,235,011	$5.8M	0.59%
29	ISHARES TIPS	464287176	48,978	$5.3M	0.54%
30	DIMENSIONAL US	25434V815	203,124	$5.2M	0.54%
31	VANGUARD REAL	922908553	60,125	$5.0M	0.52%
32	AMAZON COM	AMZN	37,721	$4.9M	0.50%
33	DIMENSIONAL ETF TRUST	25434V500	85,464	$4.7M	0.48%
34	JOHNSON & JOHNSON	JNJ	28,608	$4.6M	0.47%
35	ISHARES MSCI	464288877	88,339	$4.3M	0.44%
36	WORLD GOLD	GLDW	111,284	$4.2M	0.43%
37	ZOETIS INC	ZTS	24,106	$4.1M	0.43%
38	ALPHABET INC	GOOG	34,392	$4.1M	0.42%
39	BLACKROCK ULTRA	46434V878	80,783	$4.1M	0.42%
40	APPLIED INDUSTRIAL TECH	03820C105	26,293	$3.8M	0.39%
41	INVESCO QQQ	IVZ	9,860	$3.6M	0.37%
42	VANGUARD FTSE	921943858	78,379	$3.6M	0.37%
43	PEPSICO INC	PEP	18,745	$3.5M	0.36%
44	ISHARES NATIONAL	464288414	31,477	$3.4M	0.34%
45	PROCTER & GAMBLE	742718109	21,410	$3.2M	0.33%
46	VANGUARD SHORT	92206C409	41,203	$3.1M	0.32%
47	VANGUARD GROWTH	922908736	10,537	$3.0M	0.31%
48	ISHARES CORE	46432F834	46,710	$2.9M	0.30%
49	BNY MELLON	09661T602	68,944	$2.9M	0.30%
50	AMGEN INC	AMGN	12,936	$2.9M	0.29%
51	HONEYWELL INTL	438516106	13,406	$2.8M	0.29%
52	DIMENSIONAL US	25434V724	80,401	$2.8M	0.28%
53	ISHARES RUSSELL	464287689	10,598	$2.7M	0.28%
54	PFIZER INC	PFE	73,362	$2.7M	0.28%
55	NVIDIA CORP	NVDA	6,318	$2.7M	0.27%
56	SCHWAB US	808524201	49,617	$2.6M	0.27%
57	FORD MOTOR	345370860	170,254	$2.6M	0.26%
58	BNY MELLON	09661T404	37,019	$2.6M	0.26%
59	VANGUARD RUSSELL	92206C730	12,620	$2.5M	0.26%
60	SCHWAB AGGREGATE	808524839	48,360	$2.2M	0.23%
61	VANGUARD RUSSELL	92206C680	30,975	$2.2M	0.22%
62	ISHARES SELECT	464287168	19,260	$2.2M	0.22%
63	MCKESSON CORP	MCK	5,007	$2.1M	0.22%
64	VANGUARD DIVIDEND	921908844	13,177	$2.1M	0.22%
65	MERCK & COMPANY	MRK	17,350	$2.0M	0.20%
66	INTL BUSINESS	INTR	14,402	$1.9M	0.20%
67	SCHWAB US	808524508	26,042	$1.9M	0.19%
68	ISHARES 1-3YR	464287457	22,614	$1.8M	0.19%
69	BROADCOM INC	AVGO	2,074	$1.8M	0.19%
70	LOWES COMPANIES	548661107	7,858	$1.8M	0.18%
71	VANGUARD MEGA	921910816	7,442	$1.7M	0.18%
72	TESLA INC	TSLA	6,599	$1.7M	0.18%
73	ISHARES CORE	464287226	17,403	$1.7M	0.17%
74	VANGUARD INFORMATION	92204A702	3,715	$1.6M	0.17%
75	DOW INC	DOW	29,679	$1.6M	0.16%
76	ISHARES CORE	464287804	15,552	$1.6M	0.16%
77	META PLATFORMS	META	5,329	$1.6M	0.16%
78	BERKSHIRE HATHAWAY	BRK-A	3	$1.6M	0.16%
79	MONDELEZ INTERNATIONAL	609207105	21,270	$1.6M	0.16%
80	MICRON TECHNOLOGY INC	MU	24,373	$1.5M	0.16%
81	LCI INDS	50189K103	11,844	$1.5M	0.15%
82	VANGUARD RUSSELL	92206C714	21,623	$1.5M	0.15%
83	KELLOGG CO	BEKE	21,635	$1.5M	0.15%
84	VANGUARD FTSE	922042718	12,986	$1.4M	0.15%
85	CATERPILLAR INC	CAT	5,735	$1.4M	0.15%
86	VANGUARD EXTENDED	922908652	9,291	$1.4M	0.14%
87	JPMORGAN CHASE	VYLD	9,364	$1.4M	0.14%
88	CMS ENERGY	CMS-PC	23,324	$1.4M	0.14%
89	DIMENSIONAL WORLD	25434V880	57,374	$1.3M	0.14%
90	ISHARES U S	464288752	15,450	$1.3M	0.14%
91	KLA CORP	KLAC	2,829	$1.3M	0.13%
92	CISCO SYSTEMS	CSCO	24,750	$1.3M	0.13%
93	DIMENSIONAL US	25434V609	27,605	$1.3M	0.13%
94	ISHARES MSCI	464287465	17,594	$1.3M	0.13%
95	ISHARES S&P	464287879	13,289	$1.3M	0.13%
96	BNY MELLON	09661T206	14,809	$1.3M	0.13%
97	HOME DEPOT	HD	3,968	$1.2M	0.13%
98	PHILIP MORRIS	718172109	12,640	$1.2M	0.13%
99	SECTOR TECHNOLOGY	81369Y803	7,077	$1.2M	0.13%
100	DIMENSIONAL EMERGING	25434V302	50,580	$1.2M	0.12%
101	ISHARES CORE	464287507	4,467	$1.2M	0.12%
102	KADANT INC	KAI	5,516	$1.2M	0.12%
103	GILEAD SCIENCES	GILD	14,768	$1.1M	0.12%
104	VISA INC	V	4,725	$1.1M	0.12%
105	BLACKSTONE INC	BX	12,008	$1.1M	0.11%
106	SPDR S&P	MDY	2,230	$1.1M	0.11%
107	VANGUARD INTERNATIONAL	921946794	17,048	$1.1M	0.11%
108	SCHWAB US	808524870	20,472	$1.1M	0.11%
109	EXXON MOBIL	XOM	9,457	$1.0M	0.10%
110	VANGUARD SMALL	922908751	5,024	$1.0M	0.10%
111	SPDR PORTFOLIO	78464A805	18,452	$1.0M	0.10%
112	SCHWAB US	808524409	14,628	$982,464	0.10%
113	VANGUARD MEGA	921910873	6,239	$975,062	0.10%
114	LINDE PLC	LIN	2,550	$971,753	0.10%
115	ALPHABET INC	GOOG	7,891	$954,575	0.10%
116	VANGUARD MID	922908512	6,800	$953,365	0.10%
117	FIRST SOLAR	FSLR	5,000	$950,450	0.10%
118	MCDONALDS CORP	MCD	3,128	$928,847	0.10%
119	EATON CORP	ETN	4,423	$889,466	0.09%
120	APOLLO GLOBAL	03769M106	11,535	$886,032	0.09%
121	SPDR SERIES	78464A888	11,030	$885,709	0.09%
122	PRUDENTIAL FINANCIAL	PUKPF	10,000	$882,200	0.09%
123	VANGUARD S&P	921932505	3,464	$880,168	0.09%
124	ORACLE CORP	ORCL-PD	7,419	$873,775	0.09%
125	ALTRIA GROUP	MO	18,873	$854,930	0.09%
126	CORTEVA INC	CTVA	14,884	$852,854	0.09%
127	DOLLAR GENL	256677105	5,000	$848,900	0.09%
128	NUCOR CORP	NUE	5,173	$848,270	0.09%
129	BOOKING HOLDINGS	BKNG	311	$839,804	0.09%
130	VANGUARD LARGE	922908637	4,118	$834,886	0.09%
131	ABBVIE INC	ABBV	6,084	$819,673	0.08%
132	ISHARES RUSSELL	464287614	2,985	$818,579	0.08%
133	ISHARES S&P	464287408	4,918	$795,147	0.08%
134	SPDR DOW	78467X109	2,303	$791,886	0.08%
135	AMERICAN EXPRESS	AXP	4,518	$787,066	0.08%
136	QUALCOMM INC	QCOM	6,611	$786,953	0.08%
137	SCHWAB EMERGING	808524706	31,183	$769,471	0.08%
138	VANGUARD SHORT	92206C102	13,090	$755,686	0.08%
139	SCHWAB US	808524607	16,567	$731,600	0.08%
140	ADOBE INC	ADBE	1,364	$686,860	0.07%
141	BALCHEM CORP	BCPC	5,000	$674,050	0.07%
142	DIMENSIONAL INTL	25434V807	20,086	$659,834	0.07%
143	GOLDMAN SACHS	GSCE	1,970	$635,368	0.07%
144	KKR & CO	KKRT	11,168	$625,418	0.06%
145	ELI LILLY	LLY	1,308	$613,428	0.06%
146	UNITED PARCEL	UPS	3,338	$598,249	0.06%
147	VANGUARD SHORT	921937827	7,815	$590,568	0.06%
148	COCA COLA COMPANY	KO	9,746	$586,882	0.06%
149	FORTINET INC	FTNT	7,389	$578,706	0.06%
150	TEXAS INSTRUMENTS	882508104	3,069	$552,559	0.06%
151	MASTERCARD INC	MA	1,372	$542,455	0.06%
152	COSTCO WHOLESALE	22160K105	990	$528,367	0.05%
153	DUPONT DE	DD	7,384	$527,514	0.05%
154	KIMBERLY CLARK	KMB	3,775	$521,178	0.05%
155	CHEVRON CORP	CVX	3,299	$519,098	0.05%
156	VERTEX PHARMACEUTICALS	VRTX	1,458	$513,083	0.05%
157	CARLYLE GROUP	CGABL	15,999	$511,176	0.05%
158	BLACKROCK INC	BLK	712	$504,767	0.05%
159	GENERAL MILLS	370334104	6,508	$499,199	0.05%
160	ISHARES RUSS	464287473	4,524	$496,917	0.05%
161	SCHWAB INTERMEDIATE	808524854	9,999	$492,763	0.05%
162	SHYFT GROUP	825698103	21,381	$471,672	0.05%
163	VANGUARD INTERMEDIATE	921937819	6,226	$465,835	0.05%
164	VANGUARD HEALTH	92204A504	1,821	$445,819	0.05%
165	BNY MELLON	09661T503	8,002	$444,126	0.05%
166	CVS HEALTH	CVS	6,424	$444,092	0.05%
167	SECTOR FINANCIAL	81369Y605	13,091	$441,298	0.05%
168	UBS GROUP	UBS	21,620	$438,238	0.04%
169	AUTODESK INC	ADSK	2,104	$430,499	0.04%
170	INVESCO NASDAQ	IVZ	2,832	$430,427	0.04%
171	APOGEE ENTERPRISES	APOG	9,000	$427,229	0.04%
172	COMCAST CORP	CCZ	10,173	$425,723	0.04%
173	ISHARES TR	464288679	3,858	$424,804	0.04%
174	WALMART INC	WMT	2,696	$423,717	0.04%
175	SHERWIN WILLIAMS	SHW	1,585	$420,849	0.04%
176	HERSHEY COMPANY	HSY	1,608	$401,518	0.04%
177	ISHARES RUSSELL	464287622	1,622	$395,418	0.04%
178	SHOPIFY INC	SHOP	6,222	$395,182	0.04%
179	DANAHER CORP	235851102	1,605	$385,200	0.04%
180	MARATHON PETROLEUM	MARA	3,300	$384,824	0.04%
181	QORVO INC	QRVO	3,750	$382,613	0.04%
182	ISHARES RUSSELL	464287499	5,222	$381,360	0.04%
183	BRISTOL MYERS	CELG-RI	5,951	$380,565	0.04%
184	STARBUCKS CORP	SBUX	3,830	$379,399	0.04%
185	SOUTHERN COMPANY	SOMN	5,346	$375,557	0.04%
186	SPDR GOLD	GLD	2,090	$372,585	0.04%
187	AMERIPRISE FINANCIAL	03076C106	1,102	$366,052	0.04%
188	AVANTIS U S	025072885	4,834	$363,468	0.04%
189	WORTHINGTON INDUSTRIES	WOR	5,000	$347,350	0.04%
190	APPLIED MATERIALS	038222105	2,387	$345,002	0.04%
191	ISHARES RUSSELL	464287598	2,134	$338,196	0.03%
192	NEXTERA ENERGY	NEE-PW	4,331	$321,388	0.03%
193	VANGUARD S&P	921932885	3,600	$318,798	0.03%
194	AUTOZONE INC	AZO	124	$316,334	0.03%
195	INVESCO S&P	IVZ	1,068	$315,498	0.03%
196	WHIRLPOOL CORP	WHR-PA	2,000	$297,580	0.03%
197	METLIFE INC	MET-PF	5,189	$293,334	0.03%
198	ISHARES 3-7YR	464288661	2,533	$290,181	0.03%
199	FIRST MERCHANTS	FRMEP	10,258	$289,583	0.03%
200	VANGUARD BD INDEX FDS	92203C303	5,847	$287,440	0.03%
201	ISHARES S&P	464287309	4,058	$286,009	0.03%
202	PAYCHEX INC	PAYX	2,533	$283,367	0.03%
203	BIOGEN INC	BIIB	1,009	$283,309	0.03%
204	BOEING COMPANY	BA-PA	1,340	$282,954	0.03%
205	SANOFI	SNYNF	5,090	$274,352	0.03%
206	INTEL CORP	INTC	8,203	$274,291	0.03%
207	3M COMPANY	MMM	2,663	$266,503	0.03%
208	INVESCO EXCHANGE	IVZ	4,227	$265,498	0.03%
209	INVESCO S&P	IVZ	1,750	$265,059	0.03%
210	ISHARES CORE	46434V621	5,103	$262,676	0.03%
211	VANGUARD MID	922908538	1,264	$260,143	0.03%
212	VANGUARD ESG	921910733	3,287	$257,537	0.03%
213	SALESFORCE INC	CRM	1,138	$250,443	0.03%
214	BLOCK H & R INC	BSQKZ	7,631	$244,955	0.03%
215	NXP SEMICONDUCTORS	NXPI	1,195	$244,591	0.03%
216	QUEST DIAGNOSTICS	DGX	1,733	$243,590	0.02%
217	U S BANCORP DE	USB-PS	7,353	$242,939	0.02%
218	POLARIS INC	PII	2,000	$241,860	0.02%
219	ISHARES S&P	464287705	2,253	$241,364	0.02%
220	VANGUARD TOTAL	92203J407	4,925	$240,733	0.02%
221	VANGUARD ESG	921910725	4,408	$234,131	0.02%
222	STATE STREET	STT-PG	3,173	$232,200	0.02%
223	MATERION CORP	MTRN	2,000	$228,400	0.02%
224	AVANTIS U S	025072877	2,939	$228,095	0.02%
225	TYSON FOODS	TSN	4,450	$227,128	0.02%
226	ISHARES U S	46429B267	9,826	$225,009	0.02%
227	MORGAN STANLEY	MS-PQ	2,623	$224,004	0.02%
228	VANGUARD MEGA	921910840	2,158	$223,914	0.02%
229	MERCADOLIBRE INC	MELI	189	$223,891	0.02%
230	CUMMINS INC	CMI	908	$222,605	0.02%
231	VANGUARD INTERMEDIATE	92206C706	3,744	$219,623	0.02%
232	ETF SER SOLUTIONS	26922A230	5,489	$215,421	0.02%
233	SMUCKER JM	832696405	1,454	$214,714	0.02%
234	RAYTHEON TECHNOLOGIES	RTX	2,183	$213,846	0.02%
235	ABBOTT LABORATORIES	ABLZF	1,928	$210,187	0.02%
236	AT&T INC	T-PC	13,063	$208,354	0.02%
237	INVESCO S&P	IVZ	690	$204,074	0.02%
238	NETFLIX INC	NFLX	458	$201,744	0.02%
239	ISHARES MSCI	46434G764	3,867	$201,029	0.02%
240	STEELCASE INC	858155203	24,531	$189,134	0.02%
241	TEVA PHARMACEUTICAL	881624209	22,850	$172,061	0.02%
242	VIATRIS INC	VTRS	16,990	$169,557	0.02%
243	BANCO BILBAO VIZCAYA ARGENTA	BBVXF	15,445	$118,618	0.01%
244	UNITED MICROELECTRONICS	UMC	14,199	$111,522	0.01%
245	TIZIANA LIFE	TLSA	45,060	$30,704	0.00%
246	BIOLASE INC	090911405	164,920	$11,660	0.00%
247	SMILEDIRECTCLUB INC	83192H106	12,111	$6,419	0.00%